Chapter 397: It really feels great to follow a big shot!

Although they have been here many times, Modu is still just as special.

Fang Xiaoying is still in a daze; she never expected that because of one of her cases, not only did Lawyer Fang come along, but even President Zhou came too!

Really, with an experience like this, she feels that even if she loses this lawsuit, it would be fine.

Feiyue Bank, a local bank in Modu; its scale isn't particularly large, but no matter how small it is, it is still a bank.

And the one that mainly had a conflict with Fang Xiaoying is the Fukang Branch located on Fukang Road in Ningchang District.

Whether it was the initial loan or the related credit reporting, she dealt with this branch.

After settling in, if it were a System Task, Zhou Yi would certainly think about resolving the issue through mediation first.

But this is a matter for a Company Employee, the system will not trigger a task, and therefore, there is no need to do so.

So, under the leadership of Lawyer Fang, the three of them soon arrived at the People's Court of Ningchang District.

Compared to the Guangming District Court, once he arrived here, Lawyer Fang was like a fish in the ocean; he seemed even more at ease than in Guangming District.

After all, it is Modu, it is still very special.

Just as they reached the entrance and were about to enter the lobby, they had already heard all kinds of greetings.

"Teacher Fang, you've come to Modu again? Is there any case this time?"

"Teacher Fang, long time no see. Your previous thesis gave me a lot of inspiration."

Facing so many people, Lawyer Fang nodded in greeting: "A small case, it's just a small case."

The others were all laughing there; only a fool would believe that.

Fang Xujing would handle a small lawsuit? Who would believe that!

When he came to Modu before, he also said he was handling a small lawsuit, but as a result, Dreamland in Modu directly changed rules that had been in place for years.

And there are Cheng Du, Ah Huang, Xiao Lan, and the others; you ask them if the things before were small.

To tell the truth, the matter itself is indeed very small, such as infringement of personal information, such as Big Data Price Discrimination, and so on.

However, when this problem is expanded to the whole of society, it is not small; for internet companies, this is almost like cutting flesh from their own bodies!

It is said that the president of a certain company even mentioned Lawyer Fang in an interview, saying that he left a deep impression on the company.

They had really never seen this type of Lawyer before.

Are Lawyer Fang's fees high? Of course they are high, but compared to his fees in Modu, in Jingzhou, it really is just playing around.

Anyone who has ever had a lawsuit knows what it means to hire such a great god; normally, such a great god would almost never touch practical cases.

Instead, they participate in the compilation and research of laws.

His level is high, he can almost be called the ceiling of this industry, he is full of passion, and he still maintains the drive to keep learning.

Most importantly, he likes to "get serious about small cases."

Really, at that time, that boss had a speechless expression.

Not to mention the other lawyers present; the one surnamed Fang said he was going to retire and return to Jingzhou to spend his old age, but he ends up causing a big stir every few days.

Not to mention, with that physique of yours, that fighting level, you say you are going back to spend your old age? Who would believe that!

And here he is, coming to Modu again to wreak havoc on someone.

Back then in Modu, Lawyer Fang really pushed I don't know how many lawyers to directly quit this industry...

Amidst such gazes, Lawyer Fang arrived at the window and handed over the relevant materials.

The staff inside had already started to get gossipy; who is Lawyer Fang preparing to sue this time? So exciting!

Anyway, with the current Case Registration System, it is basically just a Form Review.

As a result, after taking the Indictment and looking at it, they were stunned: Feiyue Bank Fukang Branch?

They are all familiar with this bank; mainly because this branch is right near the Court...

And now it has been sued by Lawyer Fang?

Looking further down, it is because of the credit report; the credit report has an error, she raised an objection, but they still won't correct it.

But in this case, shouldn't she go to the People's Bank of China to raise an objection?

The staff inside hesitated for a long time before saying: "Teacher Fang, your case can certainly be filed, but I have a personal question I would like to ask you, is that okay?"

"Of course, feel free to ask."

Lawyer Fang, revisiting an old haunt, is in a good mood now.

"There's no need to file a Lawsuit for this, right? After all, you only need to go to the local People's Bank of China institution to submit an objection application, and it can basically be changed next month, and it's also possible the bank recorded it by mistake," the staff member said.

"Filing a Lawsuit and going through all this trouble, wouldn't it be more troublesome?"

Lawyer Fang shook his head upon hearing this and said: "You are thinking about this wrong. The opposing bank infringed upon the rights of my client, so there must certainly be Tort compensation. How could it be that it's fine just by changing it?"

He did not say much more, nor did he expect everyone to understand.

Lawyer Fang would never do something like going to someone's door to demand money directly; influenced by him, Zhou Yi would not do that either.

Whatever the matter, it is best for us to do it and say it under the witness of the staff of the public security, procuratorate, and court systems, rather than me talking nonsense with you in private.

These days, it's hard to guard against everything; perhaps if you are not careful, you will fall into a trap.

The staff member seemed to understand and said no more, just starting the review according to the procedure; about half an hour later, they told Lawyer Fang that it could be filed.

That was that; Lawyer Fang prepared to go back to continue his research; in his words, there is nothing worth visiting in Modu.

But Zhou Yi suddenly had an idea; he wanted to go to that Fukang Branch with Fang Xiaoying to take a look and chat with them about this matter by the way.

To see what their reaction would be.

After all, he, Zhou Mouren, still has to film videos; having material is best, and the Company's workhorses will find it easier to produce content.

Fang Xiaoying naturally agreed; she actually wanted to see what kind of expression the people at this bank would have when they received the Court Summons.

"President Zhou, look, the one who just went in, it is said that the director of this branch, surnamed Xu; before, after I argued with them several times, it was this director who came to talk to me."

"Every time, what he said to me was different; either he said their branch doesn't have the authority to change it now and I need to go to the headquarters to apply, or he said there is no way to change mine..."

Zhou Yi smiled upon hearing this: "Actually, you should have seen it; they don't want to change it for you at all. They think there was a problem with the original judgment and that this guarantee liability should be borne by you!"

It is just a pity that there is no strict causal relationship between bad credit and the existence of guarantee liability.

Otherwise, I would really like to initiate a Criminal Private Prosecution against certain people for the "crime of refusing to execute a judgment or ruling."

The enforcement intensity of the Court varies greatly; some people, even if they lose the lawsuit and the Court initiates Compulsory Execution, are still not afraid.

They still think, "I just won't pay this money!"

Only when they see the Silver Bracelets and are about to go inside do they finally regret it.

Zhou Yi guessed it was the same here; otherwise, there would be no reason not to correct this bad credit for Fang Xiaoying.

Then let's go in and take a look.

After entering the bank, an Employee soon came forward to ask what business they wanted to handle.

Then Fang Xiaoying stepped forward and said, "I'm here to ask you, that matter about correcting my credit that you told me about before, why is there still no movement?"

The Employee looked at Fang Xiaoying and said, "I don't know much about what you're talking about."

The "delay tactic" is now being used by many places to a miraculous degree!

For example, when you are making a big scene, they will give you a specific date, such and such a day.

But this time will definitely be quite long; once you agree to leave, then just wait.

When you come next time, you are guaranteed not to see the leader who promised you last time, but another leader will see you instead.

At that time, they will say they just arrived and don't know anything, and need to understand the situation first; once they understand, more time has passed.

In short, words are not proof; no matter who the other party is, do not easily believe promises made by word of mouth!

Of course, the current Employee knows Fang Xiaoying, as she has been here many times and some arguments have occurred.

It is just that she cannot make the decision, and reporting it to the leader is just asking for trouble; even Xu Zhuren said there is no way to solve this.

So they can only drag it out.

"So you still haven't corrected it for me, right? How much time has passed? Dragging it out time after time, are you planning to just keep dragging it on like this?" Fang Xiaoying continued to ask.

Another Employee walked over in the lobby, one of whom claimed to be Le Jingli, the Hall Manager in charge of the floor.

"The two of you, Miss Fang, let's go into the office to talk, shall we? Don't talk here."

"Getting angry like this won't solve the problem, right? We definitely want to focus on solving the problem; let me slowly explain the reasons behind this to you..."

Seeing that this person was about to start spouting clichés again, Zhou Yi stopped Fang Xiaoying and stepped forward, saying, "No need to go in, let's talk right here. You made a mistake with the credit, is there something that cannot be said?"

Regarding this trick, he and Fang Dazhuang had heard about it when chatting; if you follow them in, you've fallen for it.

At that time, they will be very polite, serve you tea and water, lower your anger, and then chat with you slowly in various ways with a very good attitude.

And then... you have been dragged along again.

Don't find it strange; many people are driven by that surge of anger. Once the anger disappears, naturally, they won't do anything else.

Le Jingli looked at Zhou Yi and hesitated, "You are..."

Zhou Yi didn't know what to say; after all, saying he was the opposing Lawyer definitely wouldn't work, as he couldn't impersonate a Lawyer.

Saying he was the boss—a male boss bringing a young, pretty female Employee out—what would that mean? That wouldn't work either.

Before he could even open his mouth, Fang Xiaoying next to him had already stepped forward and said, "This is my brother, what about it?"

This is probably what they call "socially fearless"; if he were a bit younger, this girl might even have said he was her father...

"Oh, no problem, no problem. I'll just tell the two of you, look, I'm cooperating with you, you also cooperate with my work, let's go inside and talk."

"If you don't cooperate, I have no way to explain the situation to you clearly, right?"

For those who threaten to cause trouble, this trick works every time; in any case, stabilize you first.

However, what Le Jingli did not expect was that the man opposite him said directly, "Explain? No need to explain. You made a mistake and need to correct it but won't; does this need an explanation?"

You cannot be dragged into a pit; whatever explanation or no explanation, it is a very simple problem. There is already a Court judgment; even a Legal Blind can understand it.

These institutions have a talent for complicating simple things.

Le Jingli froze there; this... they are not planning to cooperate at all?

Are they planning to go through the path of an objection at the People's Bank of China?

But this matter is not that easy; even if an objection application is filed with the People's Bank of China, they still have to report the data from their end.

They can still directly report the data from when the other party acted as a guarantor; that is all real data.

After all, this is not the kind that was recorded incorrectly, such as recording someone's contact information or address wrong, which could be corrected immediately after an objection.

Data involving whether or not to be listed as bad credit is much stricter.

"This, you... then I am powerless. Don't talk about me, even Xu Zhuren has no way."

"Then we will leave first. We originally came to solve this, but since you don't intend to solve it, we will take our own methods to solve it!"

"I am very surprised that you think doing this is not illegal, right? Then just wait."

"Alright, leaving now."

After Zhou Yi finished speaking, he turned and left, and Fang Xiaoying followed without hesitation, feeling an inexplicable sense of satisfaction in her heart.

This was a purely psychological thought; she just felt that doing things with President Zhou was really too satisfying.

Not wasting a single word with you; things are done as they should be.

Watching the two leave, Le Jingli finally reacted, but he didn't try to keep them; in any case, dragging it out was disadvantageous to the other party.

Why did they let it drag on? The reason is very simple: they want Fang Xiaoying to pay back that loan.

Because the person who took out the loan before has no way to pay; their credit is already ruined and they are under Limited High Consumption, but they don't care.

So they can only chase Fang Xiaoying for it so it doesn't become a bad debt.

Since asking directly doesn't work, they can only drag it out like this, letting her life be affected, until she has no choice but to pay the money.

As for the Court's judgment...

If one is willing to hit and the other is willing to be hit, the Court cannot manage it.

These are some private operations that cannot be put on the table, but it is very troublesome if you want to seek Legal Aid.

Without saying anything more, he returned to the office inside.

"What is it, did that Fang Xiaoying leave?" Xu Zhuren asked.

"She left, but it was a bit strange this time; she didn't seem to come to argue, she just said she wanted to pursue Legal Aid herself, and then she left."

Manager Le did not speak of anything illegal, because he felt it was unnecessary.

The word "Lawsuit" had never once crossed their minds from start to finish, because credit reporting had always been very closed-off; it was an internal matter for them.

At most, people would go to complain to the People's Bank of China.

In the past, there really hadn't been any cases of lawsuits due to credit reporting errors, so they weren't worried about this point at all.

Xu Zhuren nodded and paid it no more mind; as a leader of the branch, if Fang Xiaoying hadn't come to argue before, he wouldn't even have bothered with such trivial matters.

Everything seemed to have calmed down, except for Zhou Yi sending relevant records back to the Company, letting the Self-Media Studio start producing the video in advance.

There was even less movement on the internet; a bank is not an individual, and by comparison, these companies basically have few who are willing to have matters exposed.

As long as it isn't exposed, there are plenty of ways to handle it.

People were arguing endlessly over the matter of "experts suggesting farmers move into the city to buy houses."

They discussed domestic violence by some celebrity they didn't even know, and as for anything else, there was simply no heat to it.

Now this kind of topic has heat!

Current media is a bit reckless for the sake of traffic; take the simplest issue of common area sharing, there are clearly many experts, professors, and scholars who support canceling it, but they just won't report it.

They only interview and report on those few experts who "say shocking things," then create topics to spark discussion, and then they have the traffic.

Incidentally, they can also create an illusion as if all experts support not canceling it, but in fact, you just don't see those opinions that support cancellation.

You don't see it, so it's as if nothing was said; it's that simple.

In such an atmosphere, a few days passed in a flash.

It was a rainy day, which was very important for the Fukang Branch, because today a fairly well-known media outlet in the financial industry was coming to interview.

Facade projects must be done, so the Employees were all full of energy, and the windows that were usually only opened one at a time were all opened today.

The service attitude was also beyond reproach; in any case, they had to create a unique atmosphere.

On the other side, Zhou Yi appeared at the bank entrance with Fang Dazhuang and Fang Xiaoying.

After all, Modu was Fang Dazhuang's home turf, and his connections and all aspects were top-notch.

One phone call and he knew that today was the day the Summons would be delivered, and he could even figure out the approximate time.

Beating a child on a rainy day—if you're idle, you're idle—so the few of them just strolled over, mainly to see the reaction of this branch when they received the Summons.

Unexpectedly, the situation today was a bit off; the setup was quite large.

Should one say this was a coincidence?

The three of them didn't say anything and walked straight in; Fang Xiaoying and Zhou Yi were naturally recognized, but they certainly couldn't be stopped.

If an argument broke out at this time, it would be very troublesome.

Manager Le received notice and had originally intended to come up and say nice things, but he saw these three walk straight in, sit down to the side, and then put on an expression of watching the show.

What was going on now?

Kick them out? That was impossible.

There were other customers at this moment; after all, you can do facade projects, but the work cannot stop.

And in the office next door, Xu Zhuren was talking eloquently.

"Regarding clean culture in the financial industry, our branch has always focused on it..."

In front of Xu Zhuren, the reporter in charge of the interview, Yang Xiaohong, kept nodding with a smile.

As it turned out, just as he was speaking, bursts of noisy sounds suddenly came from outside.

The interview was interrupted, and Xu Zhuren said: "What's going on? What are they arguing about outside?"

"Reporter Yang, I am very sorry, please wait a moment."

As it turned out, news came very quickly.

"There are court police here to deliver a Summons from the District Court? Our branch is being sued as a Defendant?"