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Chapter 67: Ten Million Loan

~7 min read 1,311 words

I said directly, "Li Xingzhang, no need, I'll go to your office. I need the money urgently."

"Alright, Chairman Zhao, I'll wait for you in the office," Li Xingzhang said.

After hanging up Li Xingzhang's phone,

I said, "Xiao Long, let's go."

Xiao Long started the car and drove me toward Zaocheng Bank.

Then Xixi called and told me the big tax audit had been temporarily cancelled.

After hearing Xixi's report, I thought, "Good, it seems only by following Kong Shi can Da Heng Group reduce trouble."

Kong Shi also wants to prepare documents and have me continue to report Zhu Sheng,

Kong Shi's intention is that Zhu Sheng must be taken down.

I don't know what grudge they have, but Kong Shi is determined to go all out.

I'm very upset in the middle, because if I don't act, I'll offend Kong Shi, and after offending him, Da Heng Group will be stuck in Zaocheng.

But reporting Zhu Sheng goes against my conscience.

If Kong Shi comes to me again, what should I do?

I don't know either.

I can only take one step at a time,

Da Heng is now rushing to get ten million from Li Xingzhang first,

to replenish the group's cash flow, otherwise those projects will halt again.

We arrived at Zaocheng Bank quickly,

Xiao Long pushed me down,

I took the elevator straight up to the third floor,

Li Xingzhang's office.

As soon as I entered Li Xingzhang's office, a blast of cold air hit me.

Li Xingzhang had set the air‑conditioner too low.

Li Xingzhang was leaning beside a beautiful female clerk, happily saying something,

and the pretty woman laughed happily.

Seeing me come in,

Li Xingzhang straightened his back at once and then said seriously, "Zhou Wei, verify this data again and report back to me after verification."

After he finished speaking, he quickly stood up,

extending his hand toward me,

"Hello Chairman Zhao, I'm really sorry to have you come in person."

I shook Li Xingzhang's hand and said, "Li Xingzhang, you're a very busy person now; it's not easy to get a chance to see you."

"It's all busy work, Chairman Zhao. A few days ago you told me over the phone that the company lacks funds and needs working capital."

Our Zaocheng Bank sprang into action and has already prepared the funds.

"We are ready to serve Da Heng Group at any time," Li Xingzhang said with a smile.

"Thank you for your thoughtfulness, Li Xingzhang. We Da Heng Group will keep it in mind. When the group improves later, I will give benefits to the staff here at Li Xingzhang's side and the Zaocheng Bank employees," I said with a smile.

"Alright, Chairman Zhao. This amount didn't require you to come all the way; just have Accountant Xiao handle it. Rest assured about the money; we'll transfer it to your company tomorrow," Li Xingzhang said.

"That's great. This time we're mortgaging New Strength Construction Materials Company, which is the only profitable company in our group. We're putting forward our utmost sincerity to cooperate with you. For New Strength Construction Materials, do you still need to send someone to audit the accounts?" I asked Li Xingzhang.

Li Xingzhang waved his hand and said, "Ah, Chairman Zhao, I still don't trust you. This mortgage is just a procedural matter. There's a new regulation that requires a guarantor; Chairman Zhao, don't look for anyone else to guarantee—just guarantee it yourself."

"Fine, that's easy. I'll have Accountant Xiao bring my corporate seal tomorrow to act as guarantee," I said cheerfully.

"That's what we said; let Accountant Xiao come tomorrow to handle the paperwork."

Now the higher‑ups are strict; before, that 420 million loan had already been given to you,

but now they need to re‑review it, and only after a month can the funds be disbursed.

"Chairman Zhao, your matter is my matter."

I leaned in at that moment and said to Li Xingzhang, "Thank you for your generosity, Li Xingzhang. Let's stick to the old rules. If anything changes on your side, let me know in advance."

Li Xingzhang nodded and smiled knowingly.

The old rule I refer to is the loan commission, usually a three‑percent commission.

Each time we transfer the money to the account he designates, as he requires.

Previously Zhou Wei handled this.

I have to do it myself.

Li Xingzhang will receive due benefits for serving us, and of course he was very pleased.

After leaving Li Xingzhang's place, I took out my phone,

and called Xiao Feng,

"Director Xiao, tomorrow bring the paperwork to Zaocheng Bank to process a ten‑million loan."

"Use Xinli Company for the loan, plus my personal guarantee."

Xiao Feng replied, "Alright, Chairman Zhao, I'll handle it tomorrow. Do I need to report this to General Manager Kang?"

I said, "I'll tell General Manager Kang. Just come tomorrow to handle it."

Xiao Feng said, "Alright, Chairman."

I hung up,

and found Ya Li's number,

this matter needs to be told to Ya Li in advance.

as a sign of respect to her.

Ya Li waited for quite a while before answering the call.

"Hello, Brother Yan Sheng, I went swimming at the Rizhao seaside, and my phone wasn't with me. Do you have any plans?"

"Went to Rizhao, when did you go?" I asked over the phone.

Ya Li smiled,

"Yesterday, President Sun Dajun said the sea view in Rizhao is especially beautiful; he wanted to take me to see the sunrise over the sea. I have never seen a seaside sunrise, so I came with him. Rizhao is really nice here."

Hearing Ya Li say that, I suddenly felt an uneasy feeling in my heart,

Ya Li and Sun Dajun went to the Rizhao seaside together; are they getting too close?

That's not good news for me, because sometimes I need Ya Li's support.

"Ya Li, since the scenery is beautiful, stay for a couple more days. Tell Sun Dajun that all expenses are covered by our Da Heng Group. I have something to report to you," I said.

"Go ahead, Brother Yan Sheng, I'm listening, but you can't use the word 'report'." Ya Li laughed.

"In short, our Da Heng Group currently has no liquid funds; if the construction projects lack working capital they can easily halt. The 420 million‑yuan loan from Zaocheng Bank is still under review.

We haven't received it yet.

Now I want to apply for a 10 million‑yuan loan to address the company's current liquidity.

I'm using a mortgage loan from Xinli Construction Materials Company, and I had to tell you this," I said.

After I finished, Ya Li said, "Okay, Brother Yan Sheng. According to our contract, your Group Company cannot use loans from subordinate subsidiaries.

I understand. For now I won't report this to Southern Group. Once your 420 million loan comes through, repay the 10 million first. Then no one will have anything to say."

I said, "Alright, Ya Li, thank you for your support."

"Brother Yan Sheng, you're too polite. The scenery here is really nice, Brother Yan Sheng, find some time to come over and see," Ya Li laughed.

At that moment, I heard a man beside Ya Li shout, "Sister Ya Li, jump in quickly. This is the most pleasant time for the waves."

It was Sun Dajun's voice.

Ya Li said over the phone, "Brother Yan Sheng, I won't chat any longer; I'm going to swim in the sea now."

I said, "Alright, Ya Li, goodbye, stay safe."

After hanging up Ya Li's call, my heart remained unsettled for a long time,

Sun Dajun has already started calling Ya Li 'sister'; their private relationship is developing rapidly.

Ya Li is already forty, while Sun Dajun just passed twenty‑five; the age gap between them is huge.

I dare not think about it.

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End of Chapter

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