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Chapter 215: Borrow Thirty Million US Dollars

~7 min read 1,307 words

Three women make a scene; Lin Wei, Liu Qingqing, and Su Mingyue are together, and they never stop arguing even while eating.

After finally finishing the meal, Chen Yang, seeking peace, decided to go to HSBC Bank to open an account first.

Hearing that Chen Yang wanted to trade US stocks, Su Mingyue was eager to join him. Once she went, Liu Qingqing would surely not dare to be alone with Lin Wei. And Lin Wei could not possibly let her husband be alone with them. So going to the bank to open an account became a group of four.

After getting the card, Chen Yang encountered another problem. His funds of over one hundred million in the mainland could not be quickly transferred out.

After thinking for a while, Chen Yang decided to go find Yexin for a solution. She knows many business elites, perhaps able to solve his worries.

Upon hearing that Chen Yang wanted to trade US stocks, Yexin immediately gave him a phone number.

Chen Yang dialed the number Yexin gave him; a middle-aged man answered. Upon hearing that Chen Yang was introduced by Yexin, the man soon arrived at the Peninsula Hotel.

"Hello! It's a pleasure to meet you. I'm Guo Jin, currently working at Hong Kong Wealth Gold Financial Company as an investment manager." Guo Jin smiled warmly and extended his right hand to Chen Yang.

Chen Yang politely responded, lightly shaking hands with Guo Jin, and took the opportunity to carefully observe this person he was meeting for the first time. Guo Jin was slightly overweight, about 1.65 meters tall, in his forties. When he smiled, the upward curve of his mouth corners seemed somewhat deliberate, giving an unreal impression, likely a professional habit from long years in the financial industry.

"Manager Guo, the purpose of my visit, as Sister Xin should have mentioned, I don't know if you have a way to transfer my funds quickly."

"Boss Chen, if you're in a hurry, we can first loan you a sum from our company." Guo Jin, when discussing business, immediately became serious. "Given our company's relationship with President Ye, we can offer you a maximum of twenty million US dollars."

Chen Yang frowned slightly. "Manager Guo, using loan money to trade stocks is against regulations. This approach probably won't work."

Guo Jin thought and said, "If you want to enter the stock market legally, I can also introduce you to a client and borrow money from his private account. However, the interest would be at least ten percent."

Chen Yang wasn't particularly sensitive to interest and asked again, "Is it legal?"

Guo Jin immediately assured, "Rest assured, this client's money is absolutely legal."

Upon hearing that the other party's money was fine, Chen Yang's heart stirred. "Then let's borrow twenty million US dollars!"

Guo Jin didn't expect Chen Yang to be so blunt, directly asking for the full limit, and he hesitated a bit. He said, "Boss Chen, borrowing such a large sum at once. To protect that client's interests, we may need to review your assets."

Chen Yang didn't mind. He readily said, "Tell me what documents you need, I can provide them. You can also check with Sister Xin. But I hope this money can enter my HSBC Bank account before I return to the mainland."

"As long as the documents are in order, we can transfer the funds tomorrow." Guo Jin nodded. Their company also has business in the mainland; as long as Chen Yang's asset proof is fine, he doesn't worry this loan will turn bad.

Chen Yang politely saw him off. Then he took Lin Wei, Liu Qingqing, and Su Mingyue together to eat Japanese cuisine.

About an hour later, Yexin called.

"You little punk, is trading US stocks reliable?"

"Sister Xin, do you also want to give it a try?"

"If you're confident, I certainly want to try—who would complain about having too little money?"

"Then when will you come over to open an account? We have to return to Clearwater on the seventh; any later and we won't wait for you."

"I told Guo Jin to lend you thirty million US dollars, with the extra ten million counting as mine. You handle those funds as you see fit. My expectations aren't high—just doubling the money is enough."

Chen Yang felt speechless upon hearing this. Yexin spoke as if money could be picked up in the US stock market. In other words, as a reborn person, if it were someone else, how much of that ten million US dollars would remain in the end is unknown.

After hanging up, Chen Yang, together with Lin Wei, escorted Liu Qingqing and Su Mingyue back to their hotel, and warned them not to go out at night to avoid causing trouble.

However, those two women obviously took Chen Yang's words as wind in the ear. The next morning, when Chen Yang called to have them eat breakfast, their voices sounded exhausted.

Chen Yang only needed to confirm their safety was fine, then he couldn't be bothered. He took Lin Wei to Disneyland for a day of fun.

That evening, returning to the hotel, Guo Jin came again. He brought a loan contract for Chen Yang to sign. After finishing, about half an hour later, Chen Yang's HSBC Bank account had an additional thirty million US dollars.

"Manager Guo, thank you for your trouble this time. When you come to the mainland to play, remember to call me. I will certainly treat you well."

"Boss Chen, you don't need to be so polite; this is part of my job." Guo Jin modestly replied, then looked expectantly at Chen Yang and said, "I've heard from President Ye that you're skilled at stock trading. Next time you buy stocks, could you also give me some tips?"

Chen Yang smiled and said, "Manager Guo, you also work in finance, so you should know how great the stock market's risks are. If you're willing to bear that risk, I'll give you some hints when I buy stocks. But I must first state that I bear no responsibility for any unexpected events in the stock market."

"Alright, then I won't disturb your rest. If anything comes up, just call me." Guo Jin had already heard Chen Yang's legendary story from Yexin. Someone who can earn hundreds of millions in the domestic stock market surely has stock-picking skills that are one in a million. Following such a person to trade stocks, he still feels confident.

With the funds in hand, Chen Yang immediately took Su Mingyue and Liu Qingqing to open securities accounts. Su Mingyue and Liu Qingqing each exchanged fifty thousand US dollars as investment capital. Chen Yang used his and Lin Wei's accounts to exchange one hundred thousand US dollars. Adding the borrowed thirty million US dollars, all of it was placed into the securities accounts.

Chen Yang quickly found the ticker symbol for a certain US stock. At that moment, the stock's price happened to be at its historical low of $0.48. By the end of December, its price would rise to $9.97.

Chen Yang hesitated not, continuously accumulating shares of that stock, ultimately purchasing 62,080,100 shares. Meanwhile, Su Mingyue and Liu Qingqing each bought 103,100 shares.

After finishing the trades, Chen Yang then called Guo Jin to inform him that he had bought shares of that stock. As for whether the other party would buy, and how much, he didn't bother to ask.

He conveyed the information as a favor returned. Whether the other party would accept this favor depended on his luck.

In fact, after Chen Yang heavily bought that stock, its price had already begun to rise. As long as there is capital to follow up, it is likely to break through the ten-dollar mark ahead of December.

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End of Chapter

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