Chapter 142: I Want Her to Kneel Before Me Like a Dog and Beg!

"Lin Dazhi, where the hell have you been these past two days? I call you and you don't pick up, I send messages and you don't reply—you might as well just throw that piece-of-junk phone away!"

As soon as the call connected, Zhou Yue's merciless cursing came from the other end.

"A familiar feeling." Listening to Zhou Yue's voice, Lin Dazhi dug at his ear and muttered to himself in a low voice.

"Lin Dazhi, what did you say? I'm asking you a question, are you deaf?" Zhou Yue shrieked from the other end of the line.

Through the phone, Lin Dazhi could easily imagine Zhou Yue's current long, stern face and her expression, which was just like someone lecturing a student.

"Speak, what is it?" Lin Dazhi didn't bicker over her attitude; after all, he knew this woman too well. A dog can't change its habit of eating dung—this was the real Zhou Yue.

As for the last time at the villa, seeing that scene between him and Zhang Xiaoli, she had likely been genuinely frightened, which explained her reaction then. But now that Zhou Yue had returned to her high-and-mighty, bossy self, Lin Dazhi confirmed once again that his ex-wife must have gotten back on her high horse for some reason. Because only when she felt she was in a position of power would she unscrupulously reveal this dictatorial, parental posture.

"Lin Dazhi, are you brain-dead? Or have those three sluts, Bai Weiwei, Zhang Xiaoli, and Sun Xiaomei, hollowed you out so much that your brain has shrunk along with it? My mother is still in the detention center, Lin Dazhi, what the hell are you playing dumb for!" Zhou Yue cursed mercilessly.

"Oh, so that's what you're talking about. Didn't I say before? I respect the law; I will execute whatever the court decides," Lin Dazhi said with a chuckle.

"Lin Dazhi, fine, you can still laugh at a time like this, can you? Just you wait, you'll have your time to cry! Didn't you say you wanted to respect the law? Fine, Lin Dazhi, let me give you a little legal education now. According to the Civil Code, for disputes arising from damage to others' property, mediation and compensation are possible. My lawyer has already formally applied to the Shangcheng District Public Security Branch for mediation. Now, please attend the mediation at the designated time and place in accordance with the law. Do you understand?"

Listening to the tone Zhou Yue deliberately emphasized at the end, Lin Dazhi let out a long "Oh," and then said in a relaxed tone: "Understood, what's not to understand? Mediation, no problem. I've been busy with company matters these past two days, so I didn't have my phone on me and missed your calls. Sorry about that."

Although he said he was sorry, Lin Dazhi didn't feel the slightest bit sorry. Through the phone, Zhou Yue could feel his nonchalant attitude.

But for now, Zhou Yue couldn't be bothered to bicker with him.

"Fine, Lin Dazhi, I don't care what your crappy company is busy with, please get to the branch immediately to participate in the mediation! Also, I suggest you grow a conscience! My mother is almost sixty; she's been in there for so many days at her age just because of this trivial matter—is it really necessary? Did a dog eat your conscience?"

After saying this, Zhou Yue hung up the phone directly.

The lawyer on the side saw this scene and couldn't help but have his eyelids twitch wildly. This woman was truly too fierce; even though the call wasn't directed at him, it still made him feel a sense of trepidation.

Thinking that the "ex-husband" on the phone had actually lived with her for five years, the lawyer couldn't help but mourn for Lin Dazhi in his heart. Being able to hold on until now to get a divorce, this guy wasn't having an easy time.

Lawyer Fang Hao took a deep breath and quickly put away all his inner emotional fluctuations. As a top lawyer at the Jiangzhou Gold Medal Law Firm, his professional conduct was certainly up to par.

He leaned forward slightly, facing Zhou Yue, and carefully explained the key points to note during the mediation.

"Ms. Zhou, let me explain to you again. Actually, in these types of cases, you need to be clear on one point: from a legal and practical perspective, generally speaking, for cases involving property damage, as long as the compensation amount is reasonable and fair and can fully compensate for the losses suffered by the other party, it usually won't lead to overly serious legal consequences. And the most important thing is to strive to obtain the other party's forgiveness."

Lawyer Fang Hao's voice was steady and unhurried, appearing very professional.

Zhou Yue listened while nodding from time to time. Watching this famous top lawyer of Jiangzhou serving her with such a humble posture at this moment, a sense of extreme satisfaction rose in her heart!

"Later, during the mediation process, your tone and attitude will play a crucial role. You must remain calm, sincere, and respectful, avoiding any language that might cause the other party to feel disgusted or resistant. For example, do not be in a hurry to refute the other party's point of view; even if you think the other party is being unreasonable, you must listen patiently first, and then express your views in a gentle manner. When stating your willingness to compensate, be clear and firm so that the other party can feel your sincerity in resolving the problem. These details may seem insignificant, but during the mediation process, they often become the key factors that determine success or failure."

Listening to Lawyer Fang's words, Zhou Yue chuckled and said: "Lawyer Fang, I am not questioning your professionalism, but I know Lin Dazhi too well. Don't worry, I will definitely make him accept the mediation later. However, this matter is not urgent; there is another more important thing that needs you to handle. Bai Weiwei, the Vice President of the Jiangzhou Bank Shangcheng District Branch, used her personal connections a while ago to help Lin Dazhi apply for a 2 billion loan in violation of regulations. Now the bank wants to recall this loan. I am very curious, if he cannot pay it back within the specified time, what will be the consequences? Can you analyze it for me from a legal perspective?"

Lawyer Fang Hao frowned slightly, a flash of seriousness in his eyes.

He pushed up his glasses and said with a solemn expression: "Ms. Zhou, if Lin Dazhi is unable to repay this 2 billion loan within the specified time, it could trigger a series of serious legal consequences."

"Oh? How serious?" Hearing this, Zhou Yue immediately revealed a very interested expression.

Lawyer Fang cleared his throat and continued: "First, from a civil perspective, this constitutes a breach of the loan contract. As the creditor, Jiangzhou Bank has the right to file a lawsuit in court based on the terms of the loan contract, demanding that Lin Dazhi repay the principal, interest, and any potentially agreed-upon overdue interest, liquidated damages, etc. After winning the lawsuit, the bank can dispose of Lin Dazhi's collateral or other executable assets through compulsory enforcement procedures. If the value of the collateral is insufficient to clear all debts, the bank can also continue to pursue the remaining amount from Lin Dazhi."

"Secondly, from a criminal perspective, if there were fraudulent or other illegal criminal acts during the loan application process, the situation would be even more complex. You mentioned that Bai Weiwei used personal connections to apply for the loan in violation of regulations; if means such as forging documents or providing false financial data were involved to defraud the loan, and the amount is so huge, it might constitute the crime of loan fraud. The relevant responsible persons may face criminal penalties, and the sentencing will be determined according to the specific criminal circumstances, but for such a huge loan, the sentencing is generally quite heavy."

"Furthermore, if Lin Dazhi has other creditors, this loan default could trigger a series of chain reactions. For example, in bankruptcy proceedings, his assets would be distributed according to the statutory order of repayment. Moreover, such a large-scale loan default event is very likely to attract the attention of financial regulatory departments, leading to investigations into him and the relevant responsible persons, further affecting his reputation in the commercial field and other business activities, and may even lead to his companies facing operational difficulties or being forced into liquidation."

"Good, very good, excellent! Lawyer Fang is truly worthy of being a gold medal lawyer in Jiangzhou! You listen to me: Jiangzhou Bank will soon initiate a request for early repayment. I want you to cooperate with the bank in their actions. Once Lin Dazhi defaults, immediately ruin his reputation and bankrupt him for me! And as for that slut Bai Weiwei, I want her to kneel in front of me like a dog and beg me!" Zhou Yue gritted her teeth and said viciously!