[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"origin-beast-taming-cultivator-from-two-realms":3,"chapter-beast-taming-cultivator-from-two-realms-beast-taming-cultivator-from-two-realms-chapter-9":6},{"origin":4,"title":5},"english","Beast-Taming Cultivator from Two Realms",{"chapter":7,"nextChapterSlug":19,"prevChapterSlug":20,"totalChapters":21,"novelImage":22},{"id":8,"novel_id":9,"title":10,"slug":11,"index":12,"content":13,"wordcount":14,"created_at":15,"updated_at":15,"volume":16,"translator":17,"content_hash":18},1137667,1471,"Chapter 9 : The Harm of Immortal Loans","beast-taming-cultivator-from-two-realms-chapter-9",9,"\u003Cp>Chapter 9: The Harm of Immortal Loans\u003C\u002Fp>\n\u003Cp>Following the Four-Directions Bridge all the way up, a sparkling tributary of the Still Abyss West Lake slowly came into Chen Beiwu’s view.\u003C\u002Fp>\n\u003Cp>At the river’s edge, a few cultivators had gathered in small groups.\u003C\u002Fp>\n\u003Cp>They ignored the surrounding signs that read “Fishing Prohibited” and secretly fished in the secluded, grass-covered areas.\u003C\u002Fp>\n\u003Cp>In the era of the Immortal Alliance, fishing wasn’t difficult—the hard part was finding lakes that contained spiritual essence.\u003C\u002Fp>\n\u003Cp>The Still Abyss River spanned across three provinces, nurturing countless Spirit Fish within.\u003C\u002Fp>\n\u003Cp>Even Treasure Fish comparable to Golden Core cultivators occasionally appeared, making it a sacred land in the hearts of many fishing enthusiasts.\u003C\u002Fp>\n\u003Cp>Every year within the Falling Dragon Manor, a few lucky ones would catch Second-Tier Spirit Fish in the Still Abyss River, achieving a leap in status.\u003C\u002Fp>\n\u003Cp>However, this sacred land belonged to the Immortal Alliance, and ordinary cultivators needed to pay exorbitant fishing fees to enter.\u003C\u002Fp>\n\u003Cp>According to what Chen Beiwu knew, even fishing in the outer regions of the Still Abyss River—like the West Lake—required at least one Spirit Stone per hour.\u003C\u002Fp>\n\u003Cp>That price was beyond what most people could afford, which was also why he had refused Xu Ziqing’s invitation earlier.\u003C\u002Fp>\n\u003Cp>Of course, a bigger reason was that he didn’t want to trigger a rainbow-colored encounter (a trace) in the vast expanse of the Still Abyss River, even if the chance of that happening was low.\u003C\u002Fp>\n\u003Cp>Looking at the patrolling figures in the distance, Chen Beiwu thought to himself, ‘Seems like my luck is good today. I can earn a little extra again.’\u003C\u002Fp>\n\u003Cp>Not every fishing enthusiast could afford the high cost of fishing, especially in the relatively impoverished Yuan Kong County.\u003C\u002Fp>\n\u003Cp>Some fishing lovers, trying to exploit loopholes, would sneak off to remote tributaries of the Still Abyss West Lake—areas where the Immortal Alliance’s Shiyi Hall had banned fishing.\u003C\u002Fp>\n\u003Cp>To curb the increasingly rampant illegal fishing, the Shiyi Hall in Yuan Kong County had implemented a whistleblower reward system a few years ago.\u003C\u002Fp>\n\u003Cp>Residents could report others’ illegal fishing behavior by uploading photos and receive official rewards.\u003C\u002Fp>\n\u003Cp>Though the rewards from Shiyi Hall weren’t particularly high, Chen Beiwu’s decent luck meant that he often saw violators whenever he passed the Four-Directions Bridge.\u003C\u002Fp>\n\u003Cp>Through reporting illegal fishing, he could earn about one Spirit Stone per month, roughly equivalent to half a month’s embroidery wage his mother earned at home.\u003C\u002Fp>\n\u003Cp>Chen Beiwu took a photo toward the grass and uploaded it to the Shiyi Hall’s official platform.\u003C\u002Fp>\n\u003Cp>He entered detailed time and location information to report it, then elegantly turned around and took a step forward.\u003C\u002Fp>\n\u003Cp>“Splat.” A glob of bird droppings landed right where he had just been standing.\u003C\u002Fp>\n\u003Cp>Seeing this, Chen Beiwu’s expression remained calm.\u003C\u002Fp>\n\u003Cp>Although the divine ability he cultivated, Nine-Breath Chaos, was incredibly powerful—able to seize the fortune of heaven and earth and accumulate his own luck—it wasn’t without flaws.\u003C\u002Fp>\n\u003Cp>After each triggered encounter, he was likely to face misfortune.\u003C\u002Fp>\n\u003Cp>What did that mean?\u003C\u002Fp>\n\u003Cp>Fortune and misfortune were intertwined.\u003C\u002Fp>\n\u003Cp>While he gathered fortune with his divine ability, misfortune was also quietly brewing.\u003C\u002Fp>\n\u003Cp>Usually, when his luck was still sufficient, it was manageable.\u003C\u002Fp>\n\u003Cp>But once he triggered an encounter using accumulated fortune, the suppressed misfortunes would erupt as calamities.\u003C\u002Fp>\n\u003Cp>Fortunately, with the Supreme Treasure Nine-Breath Chaos supporting him, even if his luck plunged and disaster struck, the result often turned out unexpectedly favorable.\u003C\u002Fp>\n\u003Cp>For example, one time his luck was bad—he got into a car accident and couldn’t attend school due to his injuries.\u003C\u002Fp>\n\u003Cp>Then he learned that same day a horrific murder occurred at school, with four dead and eighteen injured—one of the dead had sat behind him.\u003C\u002Fp>\n\u003Cp>Looking back, Chen Beiwu felt grateful.\u003C\u002Fp>\n\u003Cp>If he hadn’t been injured in the car crash, he might’ve been one of the victims.\u003C\u002Fp>\n\u003Cp>‘Unfortunately, I can currently only draw out a trace of Nine-Breath Chaos’s power,’ Chen Beiwu thought as he glanced at the bird droppings on the ground.\u003C\u002Fp>\n\u003Cp>With a Supreme Treasure in hand, he wasn’t going to let calamity grow unchecked as fortune accumulated.\u003C\u002Fp>\n\u003Cp>After years of exploration, he had learned to channel the power of Nine-Breath Chaos and convert the accumulated misfortunes into small bouts of bad luck.\u003C\u002Fp>\n\u003Cp>In other words, he transformed calamities into minor disasters—that was the reason he had encountered the poop-angry bird today.\u003C\u002Fp>\n\u003Cp>“Hey, fellow cultivator, interested in an Immortal Loan?”\u003C\u002Fp>\n\u003Cp>A flyer was suddenly handed to him from the side.\u003C\u002Fp>\n\u003Cp>The eight bold, enlarged characters on it were especially eye-catching: “Easy Loan, Lending You Immortality!”\u003C\u002Fp>\n\u003Cp>“No need,” Chen Beiwu waved his hand without even looking up, walking away directly.\u003C\u002Fp>\n\u003Cp>Buying Frost-Purifying Pills required a large number of Spirit Stones, but he wasn’t desperate enough to touch an Immortal Loan.\u003C\u002Fp>\n\u003Cp>These days, every cultivator knew one thing: in the Immortal Alliance, you could dabble in anything—except Immortal Loans.\u003C\u002Fp>\n\u003Cp>The interest rate on Immortal Loans was terrifying, starting at 10%.\u003C\u002Fp>\n\u003Cp>If the borrower’s credit was poor, it could spike up to 25%.\u003C\u002Fp>\n\u003Cp>The worst part?\u003C\u002Fp>\n\u003Cp>Unlike the Immortal Alliance’s Spirit Beast Loans that encouraged talented students, Immortal Loans compounded interest—both principal and interest were accumulated together.\u003C\u002Fp>\n\u003Cp>Most people couldn’t repay them.\u003C\u002Fp>\n\u003Cp>Even after death, their descendants would be forced to continue repayment.\u003C\u002Fp>\n\u003Cp>In short, Immortal Loans could be summed up in one phrase: “One loan haunts three generations. Death doesn't cancel the debt.”\u003C\u002Fp>\n\u003Cp>Unless a borrower miraculously broke through their cultivation realm in a short time, Immortal Loans were essentially a bottomless pit.\u003C\u002Fp>\n\u003Cp>Because of this, some cultivators in the Immortal Alliance called Immortal Loans the “Unmelting Bone.”\u003C\u002Fp>\n\u003Cp>It meant the loans devoured people silently, not even leaving their bone marrow behind.\u003C\u002Fp>\n\u003Cp>Yet, in pursuit of the path of cultivation and eternal life, countless cultivators still took the gamble every year.\u003C\u002Fp>\n\u003Cp>Most of them ended up with broken families and ruined lives.\u003C\u002Fp>\n\u003Cp>When Chen Beiwu returned to the entrance of his residential complex, he happened to see a graceful figure stepping out of the elevator.\u003C\u002Fp>\n\u003Cp>She wore a flowing long dress.\u003C\u002Fp>\n\u003Cp>The skirt swayed gently in the wind, revealing glimpses of her slender legs.\u003C\u002Fp>\n\u003Cp>In the sunlight, they glowed with a pale white shimmer—like a classical beauty walking out of a painting.\u003C\u002Fp>\n\u003Cp>“Long time no see, Xiao Wu.” Chen Qin was slightly startled, greeting him.\u003C\u002Fp>\n\u003Cp>Then she seemed to notice something strange.\u003C\u002Fp>\n\u003Cp>Her gaze fixed intently on Chen Beiwu’s flowing, spirit-infused hair, and she appeared a bit dazed.\u003C\u002Fp>\n\u003Cp>Seeing this, Chen Beiwu looked down and checked his clothes.\u003C\u002Fp>\n\u003Cp>“Qin-jie, what’s wrong? Is there a flower on my face?”\u003C\u002Fp>\n\u003Cp>He called Chen Qin “Qin-jie” not because she was three years older, but because her family lived across the hall from his.\u003C\u002Fp>\n\u003Cp>Their acquaintance dated back to infancy—childhood sweethearts, one might even say.\u003C\u002Fp>\n\u003Cp>Upon hearing that, Chen Qin snapped out of it, her voice unconsciously rising in surprise.\u003C\u002Fp>\n\u003Cp>“You broke through to late-stage Qi Refining?”\u003C\u002Fp>\n\u003Cp>“Yeah, just recently,” Chen Beiwu nodded, his expression complicated.\u003C\u002Fp>\n\u003Cp>Fate was unpredictable.\u003C\u002Fp>\n\u003Cp>If not for the burden of family, Qin-jie’s talent might have allowed her to reach late-stage Qi Refining by now too.\u003C\u002Fp>\n\u003Cp>Both of them had failed to break through to Foundation Establishment.\u003C\u002Fp>\n\u003Cp>His mother had chosen to give up the path of cultivation, leaving the opportunity to the next generation.\u003C\u002Fp>\n\u003Cp>Chen-aunt, on the other hand, had chosen to gamble everything on an Immortal Loan to continue.\u003C\u002Fp>\n\u003Cp>As a transmigrator, Chen Beiwu could understand her yearning for eternal life through cultivation.\u003C\u002Fp>\n\u003Cp>Sadly, she had lost her gamble.\u003C\u002Fp>\n\u003Cp>A few days later, she died from severe injuries, leaving behind a mountain of debt that Qin-jie had no way to repay.\u003C\u002Fp>\n\u003Cp>Under the weight of that burden, Qin-jie dropped out of school early.\u003C\u002Fp>\n\u003Cp>Once a promising cultivation seedling on the verge of Foundation Establishment, she had now become a music hostess at Yayun Pavilion, essentially severed from the path of immortality.\u003C\u002Fp>",1304,"2026-06-03T12:06:32.821Z",1,"novelbin.me","79569aa77a8fc1dc3c37fe31ec2e9fefc35c4b69efbe65426cfe2b59567b62a5","beast-taming-cultivator-from-two-realms-chapter-10","beast-taming-cultivator-from-two-realms-chapter-8",316,"https:\u002F\u002Fnovelzhen.com\u002Fimages\u002Fcovers\u002Fbeast-taming-cultivator-from-two-realms-cover.jpg"]