Chapter 3670: Preparation for a Fight to the Death

Wang Juan smiled coldly and didn't say anything more.

Wu Shibing looked around, coughed twice, cleared his throat, and said, "Everyone is here, so shall we officially start our credit summary meeting for this month?" Wu Shibing said this, nodded at Wang Juan, and continued, "Next, let's have our credit vice president, Comrade Wang Juan, report on the credit work for this month."

Wang Juan, according to custom, first made a simple summary of the credit work for this month from several aspects such as business acceptance volume, completion volume meeting credit regulations, and credit fund repayment. Finally, she specifically mentioned the situation where the Lin Construction Group had submitted the same commercial loan application three times this month at the meeting, which could be considered giving Wu Shibing a warning.

The second agenda item of the meeting was Wu Shibing's speech. When it was Wu Shibing's turn to speak, Wu Shibing first took a sip of tea, then began his speech by reading from a script: "Just now, President Wang gave a simple introduction to the credit work situation in the bank this month. Currently, the credit work in our bank is continuing to develop well. Our credit management work can, under the correct leadership of the superior credit management department, firmly establish the scientific development concept and the business philosophy of sustainable development, closely revolve around business operation goals, adhere to legal, compliant, and prudent operation, moderately expand credit scale, innovate business varieties, strictly control credit risks, further optimize credit asset quality, and promote the fast and good development of credit business." Wu Shibing, while reading from the pre-prepared materials, flipped the pages and continued, "Regarding future work, I want to put forward requirements in four aspects. First, grasp two activities to promote the growth of total deposits. One is to solidly carry out the 100-day deposit solicitation activity for the upcoming National Day in a few months, based on the 'early' character, take the initiative to attack, and realize a good start in organizing assets. Strengthen publicity work to ensure that the 'Fu Card' can enter thousands of households, and the bank surface reaches five coverages: coverage within the township range of Honghu, coverage of migrant workers, coverage of individual industrial and commercial households within the community range, coverage of large enterprise loan users within the jurisdiction, and coverage of large and medium-sized technical school students within the jurisdiction; the second is to earnestly implement the spirit of the superior department's deposit solicitation meeting, carry out extensive publicity, strengthen supervision, implement a daily reporting system, form strong pressure, and strive to complete the annual deposit and loan plan ahead of schedule."

2. Grasp key periods to drive continuous deposit expansion. One is to aim at the pockets of personnel returning from entrepreneurship during the upcoming double festivals to solicit deposits. Cash flow is large before the festival, and funds return quickly. The credit department takes the lead in formulating plans, issuing solicitation tasks, signing fund organization responsibility letters, mobilizing employees' relatives and friends, and promoting the market share of funds through the 100-day deposit solicitation activity. The second is to aim at the large flow of funds during the autumn harvest, screen individual industrial and commercial households and agricultural product processing enterprises within the jurisdiction, launch all-around public relations, and seize the circulating funds in the acquisition market. The third is to aim at fiscal deposits and strive for deposits from administrative and public institutions with all strength.

3. Increase public fund efforts to grasp deposits from key units. Since this year, our bank's business department has been a demonstration point for high-quality service. Increase deposit solicitation efforts, seek total volume from public deposits, and implement door-to-door public relations and one-on-one services for fiscal deposits, housing funds, and other administrative and public institutions.

4. Grasp spare-time deposit solicitation to promote steady growth of deposits. Since this year, from the leadership team down to ordinary employees, there has been a high understanding of deposits. Carry out spare-time deposit solicitation activities in the organs, assess organ staff based on the daily average base, and encourage more employees to organize funds in their spare time.

5. Moderately expand loan efforts, provide supportive loans to private enterprises with development potential and in the city, and promote strong social and economic development." Speaking to this point, Wu Shibing paused, intentionally looked at Wang Juan, and continued, "Speaking of this, I want to mention one point. That Lin Group has applied for a loan from our bank several times. Vice President Wang rejected it the previous few times. Today at the meeting, I have a need to mention this matter. This Lin Construction Group, as far as I know, is a very powerful private enterprise. The Lin Group is a large enterprise that started by opening coal resources. Currently, it has placed its development focus in our Xijing City. The parent company of Lin Construction Group has relatively strong economic strength. Regarding the matter of applying for a loan, can our bank consider a supportive loan?" Saying this, Wu Shibing turned his head to look at Wang Juan and said, "President Wang, what do you think?"

Wang Juan knew that Wu Shibing would definitely exert pressure on her at the meeting today, striving to release this loan for the Lin Group. But she had already made up her mind here, absolutely not letting Zhang Hui succeed easily. Originally, she had planned to turn a blind eye, but she didn't expect Zhang Hui to unite with Wu Shibing to deal with her using such despicable means. How could Wang Juan agree? She smiled coldly and said, "Regardless of what enterprise it is, as long as the procedures are complete and it meets the bank's relevant credit regulations and management measures, it can be loaned."

Wu Shibing, hearing Wang Juan say this, smiled gently and said, "Regarding this commercial loan for Lin Construction Group, for the sake of the bank's profit situation, we can also consider a supportive loan. In terms of policy, we can relatively give a more relaxed policy, right, President Li?"

Where would the vice president in charge of administration, Li Dong, dare to say 'no' to the top leader, Wu Shibing? He nodded with a smile and said, "Although I mainly manage administrative work, I also understand credit work. I think what President Wu said is also right. Our bank can't just have deposits and no loans, right? Where would our bank's profits come from? It's not from loans, right? So I think President Wu's idea is very right. For these large enterprises with economic strength, it is reasonable to appropriately relax the policy on loans."

Wang Juan had already prepared to fight to the death with Wu Shibing. Seeing Wu Shibing had already colluded with Li Dong, the two of them singing in harmony, attempting to make her follow their ideas, Wang Juan sneered and put forward her clear-cut attitude. She said, "Lin Construction Group has already applied three times in a row. According to the bank's credit regulations, if a commercial loan application cannot pass three times in a row, it will not be accepted within a short period of time. If the Lin Group still wants to continue to apply for this loan, according to the regulations, it can only wait until after one year."

Wang Juan's stubborn attitude simply made Wu Shibing gnash his teeth in anger. He thought, you stinking woman, fine, since you don't know what's good for you, then once I get a hold on you, I'll definitely make you look good! Wu Shibing cursed Wang Juan fiercely in his heart, glared at her fiercely with the corner of his eye, and said, "Forget it, let's talk about this matter later. The second question of today's meeting is to discuss the position of credit division chief that became vacant after Comrade Li Feng left. My idea is to promote Branch President Zhao to serve as the credit division chief. I have already greeted the city branch about this idea. It just depends on what the other leaders think. Then… let's start the vote from President Wang?" Saying this, Wu Shibing moved his gaze to Wang Juan.

"I disagree." Wang Juan gave her attitude without hesitation and continued, "Comrade Zhao Wei is the president of the People's Road Branch and is not familiar with credit work. I think at least employees who have engaged in credit work can hold this position."

Wu Shibing chuckled, then let Li Dong express his position. Li Dong naturally stood on Wu Shibing's side, indicating his agreement. The remaining few leaders also stood on Wu Shibing's side.

Everything was according to plan. Wu Shibing glanced at Wang Juan, a triumphant smile flashed across the corner of his mouth, and he said, "Just now, the bank's leadership team voted on the public opinion. Only President Wang opposed it, and the other leaders expressed agreement. Then this matter is settled. I will tell the higher-ups again and arrange for Little Zhao to take over Li Feng's work as credit division chief."

Zhao Wei had Wu Shibing's support, and at the meeting, she received support from everyone except Wang Juan. This position of credit division chief could be said to be firmly seated on her buttocks. Once she sat in the position of credit division chief, according to what Wu Shibing promised her, once Wu Shibing drove Wang Juan off the position of vice president in charge of credit, the next step would be for her to be justifiably promoted to the position Wang Juan currently held.

Zhao Wei seemed to have already seen the beautiful dawn, and her confidence was sufficient. She took the initiative to speak, saying, "Thank you to all the leaders for your trust and appreciation. Although Vice President Wang disagrees with me serving as the branch credit division chief, I personally feel I have this ability. I have several years of work experience at the branch. At first, it was also a learning process from not understanding to understanding. Although I know the work of the credit division is very difficult, I think with senior leaders like Vice President Wang guiding from above, I will definitely be able to handle this work."

Zhao Wei put a high hat on Wang Juan, making Wang Juan have nothing to say at this time, and she could only silently accept the fact of this personnel adjustment. In fact, Wang Juan knew very well that Wu Shibing let this Zhao Wei take over the position of credit division chief from Li Feng, who died drunk at the wine table, and the purpose was self-evident. Wasn't it to pave the way for himself in some work regarding credit in the future? At least as the credit division chief, Zhao Wei had the right to tamper with the qualification review. But fortunately, before this personnel adjustment, she already had regulations to rely on, not to release loans to the Lin Construction Group.

This credit summary meeting lasted for a whole morning. Wu Shibing had been trying to win the loan project for the Lin Group at the meeting, but Wang Juan had been rejecting it with reason, making this meeting somewhat filled with the smell of gunpowder by the end. For the sake of face, Wu Shibing ended this meeting.

Not long after Wang Juan returned to the conference room and sat down, branch president Zhao Wei came to visit her. Wang Juan saw Zhao Wei come to look for her, smiled coldly, and said, "Why did Branch President Zhao come? Is there anything you want to find me for?"

"There's nothing much, it's just that the decision to let me serve as the credit division chief was just passed at the meeting, right? From now on, President Wang, you will be my direct leader. In the future, if there are places I don't understand, I hope President Wang can give me more guidance." Zhao Wei appeared to be coming to Wang Juan to learn, but in reality, she was coming to show off her power.

2006 Chapter 1990: Baby, You Aren't Wearing Underwear ===== CHAPTER 3671 =====