Chapter 433

As soon as he heard his phone vibrate, he hurriedly opened it to check who had sent him a message.

Sheng Tianbanzi: "The units for Heavenly Dao Loans are divided into a wisp, a strand, and a cluster."

Sheng Tianbanzi: "Which brother will test the waters for us?"

Qi Tongwei told everyone the information he had obtained from communicating with the chat group.

Great Qin Zu Long: "I have roughly figured out the meaning of Heavenly Dao Loans."

Great Qin Zu Long: "After you borrow Heavenly Dao Origin, you must make the world's spiritual energy recover within the time stipulated by the Heavenly Dao."

Great Qin Zu Long: "The stronger the luck and the higher the strength of the group member, the more buffer time the Heavenly Dao will grant when they borrow Heavenly Dao Origin."

Great Qin Zu Long: "If you succeed in making the spiritual energy recover to the Heavenly Dao's requirements within the stipulated time, everyone will be happy."

Great Qin Zu Long: "If you fail to do so within the stipulated time, the consequences can be imagined."

When you owe other people money, you can still act as a deadbeat.

You can even hide directly so that others cannot find you.

But now you are owing money to the Heavenly Dao; if you owe money and don't pay it back, it's a dead end.

Wu Dang Old Daoist: "I wonder how long the loan term for Heavenly Dao Loans will be."

Wu Dang Old Daoist: "If the time is too short, then it's gambling with your life."

Wu Dang Old Daoist: "If even the slightest accident occurs midway, then death is certain."

A Heavenly Dao Loan is equivalent to the chat group acting as a guarantor for a group member to borrow Heavenly Dao Origin from the Heavenly Dao of their own world.

Then, the group member uses the Heavenly Dao Origin to trade for resources in the chat group.

These traded resources can be used to improve one's own strength.

If one successfully breaks through to a higher realm, the resulting spiritual energy recovery reaches the Heavenly Dao's requirements.

Then the Heavenly Dao and the group member are both happy, and both sides gain benefits.

As for failure, then you are definitely gone.

Raccoon City Worker: "This is the notification for my application for a Heavenly Dao Loan from the chat group."

Raccoon City Worker: "It's simply too bullying."

【Raccoon City Worker sent a screenshot.】

【Raccoon City Worker applied for a loan of one cluster of Heavenly Dao Origin, loan term: three breaths.】

【Loan requirement: at least five spiritual energy recoveries.】

【Confirm the loan?】

Everyone in the chat group hurriedly checked the content above.

Wu Dang Old Daoist: "???"

Professor Snape: "???"

Great Qin Traveler: "???"

Zhang Chulan: "As expected of a Heavenly Dao Loan; three breaths—I'm afraid that right after taking the loan, before even trading in the chat group, you'd be dead."

Yihua Palace Master: "No wonder the chat group told us to use Heavenly Dao Loans with caution."

Fan Xian: "It should be because Alice borrowed too much Heavenly Dao Origin."

Fan Xian: "The Great God has opened ordinary treasure chests many times, and each time he opens one, it's a strand of Heavenly Dao Origin."

Fan Xian: "According to the units of Heavenly Dao Loans, ten wisps of Heavenly Dao Origin equal one strand of Heavenly Dao Origin, and ten strands of Heavenly Dao Origin equal one cluster of Heavenly Dao Origin."

Fan Xian: "You are equivalent to borrowing ten strands of Heavenly Dao Origin directly; how could the Heavenly Dao agree?"

Fan Xian: "Moreover, Alice, you shouldn't be a Child of Destiny anymore."

Fan Xian: "Since you joined the chat group, you shouldn't have triggered any spiritual energy recovery."

Fan Xian: "If you borrowed one wisp of Heavenly Dao Origin, the loan term would definitely be much longer."

While analyzing, Fan Xian tried to apply for a Heavenly Dao Loan from the chat group.

"I apply for a loan of one wisp of Heavenly Dao Origin."

Fan Xian directly chose the lowest loan amount.

【Fan Xian applied for a loan of one wisp of Heavenly Dao Origin, loan term: one year.】

【Requirement: one spiritual energy recovery.】

【Confirm the loan?】

"Hahaha."

Looking at the chat group's notification, Fan Xian couldn't help but laugh out loud, an excited look flashing in his eyes.

Since the chat group opened the authority for Heavenly Dao Loans, it certainly wasn't to force group members to their deaths.

After the zombie crisis in the Resident Evil world ended, the Umbrella Corporation was destroyed, and society returned to stability.

Alice was no longer the protagonist of luck.

Alice didn't have much luck, and having borrowed so much Heavenly Dao Origin, the loan term was definitely very short.

But he was still a protagonist of luck, possessing not only vast luck.

Plus, since he only borrowed one wisp of Heavenly Dao Origin, the loan term was indeed much more lenient.

"However, I can't rush to borrow Heavenly Dao Origin right now."

Fan Xian suppressed the excitement and agitation in his heart, forcing himself to calm down.

He had previously traded for the Ninth-Rank peak insights of the Overbearing True Qi.

He hadn't broken through to the Ninth-Rank peak yet.

If he wanted to trigger spiritual energy recovery, he would either have to cultivate other extraordinary systems or break through to a realm above Great Grandmaster.

No matter which one it was, one wisp of Heavenly Dao Origin wouldn't be enough to achieve it.

【Fan Xian applied for a loan of one strand of Heavenly Dao Origin, loan term: ten days.】

【Requirement: one spiritual energy recovery.】

【Confirm the loan?】

Fan Xian tried applying for a larger Heavenly Dao Loan again.

【Fan Xian applied for a loan of two strands of Heavenly Dao Origin, loan term: three days.】

【Requirement: two spiritual energy recoveries.】

【Confirm the loan?】

【Fan Xian applied for a loan of three strands of Heavenly Dao Origin, loan term: six hours.】

【Requirement: two spiritual energy recoveries.】

【Confirm the loan?】

Seeing this, Fan Xian did not continue to apply for higher Heavenly Dao Loans from the chat group.

There was no need to test it.

The time was too short!

If he borrowed more Heavenly Dao Origin, and even a slight accident occurred midway.

He would likely be dead for sure.

"I wonder what kind of resources I can trade for from the Great God with one strand of Heavenly Dao Origin?"

Fan Xian was in no hurry to ask.

Others in the chat group were definitely more anxious than him.

Great Qin Zu Long: "I tried it too; I suggest that everyone still shouldn't try to borrow more than one cluster of Heavenly Dao Origin."

Great Qin Zu Long: "Otherwise, you might really be gone in an instant."

Little Li Flying Dagger: "The chat group opening the Heavenly Dao Loan authority feels like it's for those of us group members who come from low-level worlds."

Little Li Flying Dagger: "As long as you find a suitable loan amount and trade for the right resources, you might really be able to rise up with the help of Heavenly Dao Loans."

Li Xunhuan was very pleasantly surprised by the chat group opening the Heavenly Dao Loan authority.

If he cultivated to the peak of the Innate Realm himself.

And then borrowed a small amount of Heavenly Dao Origin to trade for Grandmaster-level techniques and pills that assist in breaking through.

If the Heavenly Dao only required one spiritual energy recovery...

Once the breakthrough to the Grandmaster Realm was successful, he could instantly meet the Heavenly Dao's requirements.

Fatty Tian: "The Heavenly Dao Loan authority is indeed good; as long as it's used properly, it can indeed help oneself."

Fatty Tian: "However, the premise for everything is that one must plan well."

Yihua Palace Master: "You definitely have to plan well!"