Chapter 715: The Trillion Spirit Stones for Cultivating the Dao Heir of the Immortal Sect

Cultivation, attending classes to study, refining magical treasures and warships, research.

In the blink of an eye,

another eight years of time had passed.

Beneath the Sun God Tree, the Supreme Clarity flying swords rang with a clanging sound; on the body of the completely crimson sword, a Great Star Formation restriction took shape in an instant, shining brilliantly, its spiritual nature ascending another level, just like an infant soul of a human, naturally becoming the center of the sea of spiritual energy.

The third Great Star Formation restriction, completed!

"My cultivation..."

Jiang Ding stood with his mouth agape.

Compared to applying for a loan when he was at the Foundation Establishment stage, going through procedures that took several years, now it was simply too convenient, almost as if the loan arrived in the account in a split second.

"Detected higher-level permissions: Donor of cultivation technique clues from the Immortal Sect Library."

"Issuing a loan for you..."

"I am a strategic-level unit."

"Detected more than thirty Soul Transformation battle merit permissions: Interest rate reduced by 95%."

Jiang Ding had always been quite wealthy before and hadn't paid attention to matters of this sort, not knowing these things.

"Processing loan procedures for you..."

"Sigh, first consider how to repay the money, and supplement: we cannot rely entirely on Immortal Sect loans; the Immortal Sect is not wealthy either; it is all saved by the elders from between their teeth; squandering is not allowed."

With no other choice, he sent his divine sense into the network, found the Immortal Sect Central Bank with practiced ease, and selected the bank array spirit connection service.

The voice of the Immortal Sect Central Bank array spirit sounded.

Originally, thanks to the selfless dedication of Ran Gu Master Dinghai Zhenjun and Yin Jiu Master Dinghai Zhenjun, plus the taxes from Master Tushan Xiancheng and the fiscal contributions of the Master Tushan handmaidens, Jiang Ding possessed assets totaling twenty-five point seven billion low-grade spirit stones.

"Welcome to the Immortal Sect Central Bank, Diamond User; our bank is now launching a supreme discount fixed deposit service; as long as you deposit for two hundred years, you can enjoy high interest..."

"I also have..."

It is not given for free; it must be repaid.

Hmm, accounts must be checked annually.

The Jiudaxian Sect are private properties of the Void Refinement grand masters and the Dao Heirs; spending whatever amount is fine; the Immortal Sect theoretically belongs to all citizens; one cannot arbitrarily gift a large amount of wealth to any citizen; necessary procedures must be followed.

"It is wages."

"However, I have a problem right now."

"There are still thirty-seven years until the late stage of Jin Dan..."

Each year of cultivation requires one piece of Fierce Sun Spirit Iron, costing five hundred million low-grade spirit stones, and one piece of Number Ten Synthetic Synthetic Gengjin, priced at seven hundred million low-grade spirit stones, totaling twelve hundred million low-grade spirit stones.

Before the Fierce Sun Spirit Iron emerged, when the speed of refining the flying sword was slow, he was able to make a profit each year, with a large amount of wealth available for savings.

Jiang Ding sighed.

Jiang Ding pondered for a moment.

"Negative four hundred million... low-grade spirit stones."

After being stunned for a while, Jiang Ding came to his senses.

Thinking briefly, he understood.

Jiang Ding needed to spend one point seven five billion low-grade spirit stones in a single year!

"Pity, the Immortal Sect is too poor; they themselves live in dire poverty; how many Nascent Soul Master Dinghai Zhenjun are constantly on the brink of bankruptcy; how many Jin Dan cultivators wait bitterly for opportunities to form an infant soul, dying in their beds due to a lack of resources; it is not yet time for me to loaf around and wait for death."

Refining the flying sword is an even bigger expense.

"No money left."

First transfer four hundred million low-grade spirit stones to the Fierce Sun Spirit Iron Factory No. 1; this includes the purchase of production materials, wages for Qi Condensation, Foundation Establishment, and Jin Dan cultivators, and wages for six Nascent Soul cultivators on rotating shifts.

Jiang Ding was greatly shocked.

"Loan received successfully; please repay the loan on time, maintain your good credit, and create a favorable financial environment..."

"Sixteen years ago, Blood Flowing Cloud and the Master Tushan Handmaiden Corps were planning to engage the Liu Dao Sect army in a decisive battle; I wonder how the war situation is now?"

"I want to borrow one hundred billion low-grade spirit stones, fifty percent of which must be fourth-grade spirit coins, with a loan term of one hundred and fifty years."

This is also the reason why fourth-grade spirit coins are required; Nascent Soul cultivators do not accept large amounts of non-fourth-grade spirit coins.

If you need to increase the limit, please submit a written application and personally come to the Immortal Sect Central Bank to negotiate with the bank president, providing collateral items..."

"Go take a look."

That is to say,

Jiang Ding did not take this to heart; he calculated how much money he still had.

After the Fierce Sun Spirit Iron emerged, wealth melted away like snowflakes under the sun, at a speed that was startling.

Jiang Ding showed a pained expression and checked his bill.

Finally, the refining materials for the super warship Great Sun were directly transferred to the ship spirit Yun Ri, letting her handle it herself.

"3."

This level of trust is simply incredible.

"Cultivation has advanced further; I am much closer to the late stage of Jin Dan."

"Consumption has increased again; now it seems to be the cost of two heavy assault divisions?"

This money should be enough for him to cultivate until the late stage of Jin Dan.

Then comes the purchase of Number Ten Synthetic Synthetic Gengjin, seven hundred million low-grade spirit stones.

Jiang Ding opened his eyes; a slight golden hue appeared in his pupils; a scorching and terrifying killing intent spread across the sky and covered the earth, enveloping a defensive area of nearly one hundred kilometers; the souls of all living beings stiffened, becoming a blank, dazed mass.

But it can be repaid at the Nascent Soul stage or the Soul Transformation stage; if it cannot be repaid, it is fine; take it slowly.

By that time, there should be kind-hearted people who donate, alleviating his financial crisis.

This is the cultivation funding provided by the Immortal Sect to their Dao Heirs, and it seems to be an enhanced quantity.

Jiang Ding said solemnly.

"It's manageable; I'm still very frugal and thrifty."

He gazed inward at his dantian and qi sea.

"Sigh, I'm so poor."

"Not a single spirit stone remains, and I still owe four hundred million low-grade spirit stones to others."

"Who is so kind that they let me fall into debt without even saying a word?"

"Ding!"

"The elders are quite generous."

"Actual loan interest rate: 0.193%"

"Press 1 for short-term loans, press... for long-term loans..."

Accompanied by the melodious sound of a message arriving, a notification appeared on the phone showing a massive change in the balance.

There was also one item: the refinement of the Super Battleship Great Sun, costing 550 million low-grade spirit stones annually.

This is the difference between the Immortal Sect system and the system of the Nine Great Immortal Sects.

Jiang Ding muttered to himself.

"Loan procedure simplifying..."

Jiang Ding mashed buttons frantically within his divine sense, constantly interrupting the voice of the Immortal Sect Central Bank.

"Only thirty-seven years left to reach the Late Stage of Jin Dan; it's just the time needed to refine the Tian Gang Seal four times. It's coming soon, soon..."

Spend the money immediately.

"2"

The only good news was that the gold-copper stone within it no longer required payment; with the Master Tushan handmaidens' antennae penetrating the Black Snow Great Grasslands, the Shang clan had no choice but to cooperate, allowing them to acquire what was needed at a highly favorable price, with large quantities delivered every year.

"Loan interest rate from that year: 3.86%"

The result came out, and Jiang Ding was slightly stunned for a moment, finding it hard to believe.

In the blink of an eye, his eyes cleared again, the world fell silent, as if it had been an illusion.

They need not fear him taking the money and running; at that time, every single manager of the Immortal Sect Central Bank, from top to bottom, would be stripped of their positions and all thrown into prison for hundreds or even thousands of years.

Otherwise, this fellow might spend some of the funds on changing the hull curves and appearance, directions irrelevant to combat power.

"Ten trillion low-grade spirit stones!"

"No way, right?!"

"Your credit record is good; loan services can be provided, with a limit of ten trillion low-grade spirit stones."

First, establish the Blazing Sun Spirit Iron Factory No. 1, using 12.1 billion low-grade spirit stones.

"Checking your credit record..."

"The wages and expenses for this year's Blazing Sun Spirit Iron Factory No. 1 haven't been sent over... My past reputation is very good; even if it was delayed by two weeks, they didn't urge me. A time lag of this length is normal for high-level cultivators."

After reaching Jin Dan, he consciously shortened the time spent traveling to the otherworld, making it safer.

His figure vanished from sight.

(End of this chapter)