Chapter 915: Jiang Canghai Tianjun Becomes a Mortgage Slave
"Clear and explicit!"
"I voluntarily take out the loan..."
"I have carefully read and thoroughly understood the terms above..."
Jiang Ding signed document after document, occasionally having to perform specific actions and utter specific words before the cameras; after signing a stack of documents as tall as a person, another stack of person-high documents was delivered.
This situation had already continued for a month.
There were simply too many documents to sign!
Moreover, the divine sense could only be used to read the documents, not to answer on behalf of the borrower; after doing this repeatedly, he himself had become numb.
Yet every single document had to be read; this was life-or-death business, and signing one's name carelessly was not an option.
Fortunately, this pile before him was the final one.
After spending several hours, Jiang Ding finished signing the last document.
"Very well, this will suffice."
Senior Jin Liu gathered up the pile of documents and said with satisfaction, "Go back and wait for the notification; it must pass through many procedures and be repeatedly confirmed by hundreds of departments. The loan will not arrive in your account for at least ten years."
"Interest calculation begins from the time the loan arrives in your account."
"However, take note: this is a special-purpose loan. Once it enters your account, it will be immediately transferred to the Gang Chuan Bo Zhong Group of the Lianyun Spaceport for the construction of the super-mother-ship; you cannot withdraw or use it at will."
He instructed.
"Understood."
"Thank you, Senior Jin Liu!"
Jiang Ding took the receipt, walked out of the Immortal Gate Central Bank in a daze, his pupils dilated, wandering aimlessly through the streets with a dreamlike sensation.
"It feels strange."
"It's as if someone else had taken out a mortgage."
Jiang Ding came slightly to his senses and calculated silently: "Five hundred trillion low-grade spirit stones, with an annual interest rate of zero point one percent, means I will need... five hundred billion low-grade spirit stones every year."
"Heavens!"
"The entire annual tax revenue of Northern Plain is not even one-fifth of the interest!"
Jiang Ding thought for a moment and felt his scalp tingle.
If a Minor Thousand World, with hundreds of billions of mortals and cultivators, took on such a loan, they would never repay it in a hundred lifetimes or through billions of years of reincarnation.
This was still the most favorable interest rate, merely zero point one percent; no one could claim the interest was high.
"Don't panic, don't panic."
"I am very wealthy; between seized assets and income, I now have one hundred trillion low-grade spirit stones, enough for many years of interest."
Jiang Ding comforted himself: "The development momentum of the Dayang Dayang Tianchi industries is very strong; in a few decades, an annual income of twenty billion low-grade spirit stones will be no problem. After the unification of Northern Plain, with all industries complete, there should be an annual tax revenue of ten billion low-grade spirit stones."
"Add donations from kind-hearted people, plus my wages from part-time work and bonuses from participating in various projects... the interest should still be earnable."
"Just barely enough to cover the interest."
Jiang Ding said somewhat dejectedly.
Since he began cultivation, his wealth had always been growing; experiencing a state where money was perpetually lost was his first time.
For a very long time in the future, he would have to live off his savings of one hundred trillion low-grade spirit stones; refining the Great Clarity Flying Swords would also cost money.
"Within two hundred years, there will be no major problems; bankruptcy will not occur."
Jiang Ding calculated and felt somewhat more at ease: "During this period, I must pay close attention to the development of the Dayang Yaojin Industries; the only path for me to escape this predicament should lie here."
"The sword cultivators of the Immortal Gate have also developed; annual industrial demand related to the Sword Dao continues to grow. The Dayang Yaojin No. 1 Factory of Immortal Capital, besides what I need, also generates an annual turnover of over one billion low-grade spirit stones, with profits of tens of millions of low-grade spirit stones... although not much, it is a good omen."
"Once the number of sword cultivators in the Immortal Gate increases further and their realms rise higher, their consumption potential will increase even more."
After spending much time adjusting himself, Jiang Ding recovered, left the streets of Immortal Capital, and flew into the sky.
Yet he did not fly toward the Dayang Dayang Tianchi home on the Thirty-Third Heavenly Gang Orbit, but instead toward the dormitory direction of Jin Jin Lingfeng, An Siyan, and others.
After years of preparation, the two women had finally reached the limit of the Jin Dan realm; their Nascent Soul Tribulation was imminent.
When Jiang Ding arrived at the tribulation site, dark clouds were sweeping across hundreds of miles; thousands of Jin Dan cultivators were present to observe the tribulation, and no one else was around.
Not a single Nascent Soul Master Dinghai Zhenjun.
An Siyan's parents were merely Foundation Establishment cultivators who had passed away many years ago, leaving behind only memories.
Jin Jin Lingfeng's mother, Yue Ling Master Dinghai Zhenjun, like Master Master Dinghai, Zhang Zhang Junsheng, Lu Ling Master Dinghai Zhenjun, and others, had entered the Chen Mian Mi Jing to await the opportunity for Soul Transformation.
Teachers and elders were either in slumber or dead.
The scene was rather desolate.
Jiang Ding stood in the sky, watching the group of Jin Dan cultivators attend the ceremony, without approaching to disturb or join them.
Among these thousands of Jin Dan cultivators, he recognized only a dozen or so; they seemed to have met during the Realm Wars, yet they were not very familiar, sharing no common life memories, merely a few brief encounters.
Approaching now would only be awkward, causing unnecessary mental disturbance to the Jin Dan cultivators as they observed the tribulation and drew lessons from it.
"So... this is the reason high-level cultivators are always cold and lonely..."
Jiang Ding sighed softly.
In the past, when he underwent tribulation, or when he watched others undergo tribulation, the Master Canghai Canghai Tianjun merely watched from afar, and he had not taken it seriously.
Now, however, he understood the taste of it.
Boom!
Several months later, two tribulation clouds separated by thousands of kilometers nearly simultaneously unleashed Lei Ting, and the two women's tribulations began.
Jiang Ding felt somewhat nervous in his heart, watching silently.
As time passed, the Jin Dan shattered to form the Nascent Soul; the Nascent Soul was born, followed in sequence by the Heart Demon Tribulation and the heavenly tribulation. There were occasional moments of peril, but ultimately, everything settled down.
The two women passed the Nascent Soul heavenly tribulation with a scare but no harm.
Their talent and aptitude were strong enough; having undergone multiple trials in the Realm Wars, and having received abundant top-tier opportunities for forming the Nascent Soul in later life, their foundations had continuously thickened, so the actual possibility of something going wrong was very small.
Jiang Ding carefully observed their Nascent Souls, revealing a look of satisfaction.
Undeniably top-grade Nascent Souls; moreover, because they had once swallowed the Great Sun Sword Pavilion's supreme treasure, the Great Sun Soul Flame, their foundation had risen again, and a phantom-like divine halo appeared around their Nascent Souls.
This is not the Heaven and Earth Divine Halo; it can only be said to bear some resemblance and possess certain functions.
Yet it is still a tremendous achievement, greatly increasing the hope of reaching Soul Transformation.
After all, the Great Sun Soul Flame is the supreme treasure of the Great Sun Sword Pavilion, the domain ruler; the Great Sun Heavenly Pool can condense this rare heavenly material only once every three hundred years. Generations of Great Sun Sword Disciples have used this item to constantly cultivate their top subordinates, the future Soul Transformation Canghai Tianjun.
The two women emerged from seclusion and excitedly lectured the Jin Dan cultivators, sharing their experiences.
Jiang Ding also listened attentively; only after the two women finished their tasks did he appear to offer congratulations and share his own Nascent Soul experiences with them.
They chatted for a long while.
"Jiang Ding,"
An Siyan broke free from the joy of ascending to the Nascent Soul realm and suddenly sighed: "I don't know if it's my illusion, but I always feel that as your realm rises, you are getting farther and farther away from me."
"I feel the same way."
Jin Jin Lingfeng also said.
(End of this chapter)
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