Chapter 353: The Clown Is Actually Me

Judging from the voices coming from the two compartments behind them, Xu Mo and Li Yunfei both felt that one of the people had a problem, and it was a big problem.

There are ways to make over four million a week, but most of them are recorded in a book called the Wealth Handbook.

Especially when they heard that making this money required a Twenty Hundred Thousand Startup Capital, they immediately felt it must be some kind of scam.

So after finishing their business, they didn't rush to leave; instead, after exchanging a glance, they instantly understood each other's meaning, preparing to listen a while longer to see if there was any catch.

"Twenty Hundred Thousand Startup Capital? That's a lot, Hai Ge. You know my situation— I can't even come up with twenty thousand, let alone two hundred thousand."

"Your vision is too narrow, isn't it? If you have no money, you can borrow; if worse comes to worst, you could steal your parents' retirement savings to use first. Think about it—invest two hundred thousand and you could earn several million. This is a chance to change your social class—are you sure you're not tempted?"

"Fine! But what exactly is the method, Hai Ge? Tell me first—I'll see if I can do it, and if I can, I'll figure out how to come up with two hundred thousand."

Hearing that, the two had already confirmed it.

This is definitely a scam—probably a Pig Slaughter Scam that targets acquaintances!

Of course, they didn't act rashly but planned to keep listening; the more careful Xu Mo even took out his phone, turned on video mode, and started recording toward the compartment door.

After that, Hai Ge began to explain his money-making method.

"As for whether it's doable, I'll put it plainly: my method is something anyone can do, it's a sure-profit, tenfold-return business… It's also simple to start—you just need to rent a storefront and fake a bank; pick any of the four major banks and fake that one."

"That Twenty Hundred Thousand Startup Capital is the money to set up the bank—you just pick any of the four major banks that looks pleasing to you, then, according to the branch you chose, you replicate it one-to-one."

"You must pay attention to the details, making the fake so real that even a deity couldn't tell it's genuine or not—only then do you have a chance to make money."

"After the bank is set up, hire a few staff, wait for people to come deposit money—you earn whatever they deposit, and then you can activate the 'lie back and earn' mode. How about that? Isn't it a tenfold return?"

Xu Mo: "???"

Li Yunfei: "???"

What a bunch of jokers—fake the four major banks? Wait for people to come deposit? And you earn whatever they deposit?!

Did they eat a leopard's gall and ambition?

The saying "the bolder you are, the greater your wealth" really isn't just empty talk.

This Big Brother really dares to think big—he'd dare to make money off anything!

Criminal—it's too arrest-worthy!

What's even more unexpected is that the guy in the neighboring compartment is also a badass; after hearing this so-called money-making method, he didn't find the slightest fault—in fact, he felt tempted…

One dares to say, the other dares to listen!

"Holy shit, this sounds like a money-making method, and Hai Ge, you're sharp! You could actually think of this… But what if nobody comes to deposit? Then I wouldn't make any money, would I?"

"Isn't that easy to solve?" Hai Ge chuckled, then continued.

"You need to run some promotions—deposit gifts, like cooking oil and rice. Deposit ten thousand for a one-year term, get a barrel of cooking oil and a bag of vacuum-packed rice; deposit for two years, get two sets; deposit a hundred or eighty thousand, and you get a new phone directly!"

"There are plenty of people who love small bargains; if you also make the deposit interest slightly higher than other branches, won't people line up to give you money? A barrel of oil and a bag of rice can be exchanged for ten thousand—you tell me if that's not a good deal!"

Hearing this, Li Yunfei began to feel something was off.

He looked at the new phone in his hand and fell into thought…

Earlier today, he had deposited his entire life savings of a hundred thousand into a bank in exchange for a new phone.

Could it be… that the Clown is himself?

Before he could think further, the person in the compartment spoke again.

"666, Hai Ge, your idea is great, high, too high! You really have a business mind—if I had your brains, I'd already be rich!"

Upon hearing that, Xu Mo thought, "You'd better be lacking that dog brain, or you'd already have been sent to grind on a sewing machine!"

"By the way, Hai Ge, what about the ATM machine? That thing probably isn't cheap—buying one for two hundred thousand would already be steep. Without an ATM, how would people deposit money?"

"What do you need an ATM for? You can't buy one even if you have the money! Don't bother with an ATM—just have a counter. When you're renovating, build the cabinet where the ATM would go. If a customer asks, say your bank just opened and the ATM hasn't arrived yet, so deposits can only be made at the counter; after they deposit, you give them a passbook—done. A passbook is just a cheap little notebook; you can fake it with little effort and cost."

"And Hai Ge, what if someone's deposit matures and they want to withdraw?"

"Withdraw what money? You still want to keep this going for a year and a half? Ridiculous—this business won't last long; at most you'll make money for ten days or half a month. How many people are around the bank? Once they've deposited, they won't come back, so your deposit business will drop sharply—but by then you'll have made several million anyway. Then you just shut the bank's door, run off, and you don't even have to pay the employees' wages—hahaha!"

"Brilliant, Hai Ge! Holy crap, several million—I doubt I could earn that much in a lifetime!"

"By the way, if you're opening a bank, don't do it on Huaihai Road—my Industrial and Commercial Bank branch is right there. You need to pick another spot, otherwise our businesses will clash and neither of us will make money."

"Got it, thanks for the pointers, Hai Ge! If I strike it rich, I'll definitely repay you!"

"……"

Huaihai Road, a newly opened Industrial and Commercial Bank……

Isn't that the very bank where he deposited his money?

The Clown is actually himself!

Li Yunfei was completely dumbfounded, so angry he couldn't speak, his head buzzing, and the hand gripping his phone turned pale from exertion.

He's a police officer, yet he got scammed? If word got out, people would surely laugh at him!

And yet he goes around every day telling ordinary people to avoid scams, urging them not to chase petty gains.

What a sin!

Beside him, Xu Mo noticed Li Yunfei's expression, as well as the new phone he was gripping tightly.

He whispered, "Is this phone newly bought?"

Li Yunfei: "……"