Chapter 375: 375.Chapter 368 Shangqing Money Shop Uses Shells

375. Chapter 368 Shangqing Money Shop Uses Shells

Mingyue watched him obtain the Crimson Blood Sword for free, the message looping endlessly on Pinsixi's headlines, his whole body trembling involuntarily, his breathing becoming unusually rapid.

He asked Liluo and others to help by chopping a knife to support, watching the score drop lower and lower, almost giving up, never expecting that at the critical moment, Pinsixi suddenly succeeded.

If such a treasure as the Crimson Blood Sword were purchased at the Tianji Pavilion, it would cost at least three hundred or more days of Tianjing; even with his strength at the mid-stage of the Earth Origin Realm, it would take years to afford it, yet now on Pinsixi he actually managed to obtain one.

The more Mingyue thought about it, the more excited he became, not only thanking Liluo and other cultivators for their mutual help, but also thanking Shangqing Sect for its benevolence toward cultivators of the Huanyu.

"Under heaven, the cold scholars all rejoice; I, if I alone break through and freeze to death, would still be sufficient." Mingyue recalled the words of Daoist Qingwei, his heart deeply moved.

Daoist Qingwei founded the Shangqing Sect not for himself, but to seek a glimmer of hope for Huanyu cultivators; this ideal spread ever more widely with the promotion of Pinsixi, the teachings of Shangqing Sect took root deeper in people's hearts, and would infect countless Huanyu cultivators to join.

Liluo watched the content looping endlessly on Pinsixi, his face breaking into a smile, not in vain for his assistance to Liluo in support; facts proved that the activity of Shangqing Sect's Wanbao Pavilion was real and effective.

"Brothers, hand over the goods, hurry to Shangqing Sect's Wanbao Pavilion—this free distribution of elixirs and treasures must have no time limit, otherwise we would miss many opportunities." Liluo said.

"What the elder brother says is correct; I and Eighth Sister will go deliver the goods, you and Daoist Mingyue go together to Shangqing Sect's Wanbao Pavilion to participate in the activity." Lijiang said with a hehe laugh upon hearing this.

Mingyue had already supported Pinsixi to 100 points, needing to go to Shangqing Sect's Wanbao Pavilion to claim the Crimson Blood Sword; Liluo and others could conveniently accompany him, and by the way, use their experience to guide Liluo and others in participating in Shangqing Sect's Wanbao Pavilion activity.

In Yindu City, as a large number of cultivators entered, countless buildings were erected by merchants and cultivators.

Song Ze and Sun Min, following Qin Shi Huang's order, combined the earth tax and the tax laws of the Primordial Spirit Domain city, innovating with the supplementary payment method; at each level, taxes paid would be settled at year-end with tax subsidies.

Especially encouraging commercial revival in Yindu City's local residents: any business with annual profit under fifty thousand is exempt from tax.

Commercial buildings with profit over fifty thousand pay tax at 15%; Shangqing Sect annually refunds 5% of the tax paid, equivalent to commercial buildings paying only 10% tax annually, already less than half of the 20% tax paid by major cities.

At the same time, Shangqing Sect plaques commercial buildings with annual tax payments over 500,000, with Shangqing Sect disciples personally dispatched to maintain the security and environment of those commercial buildings.

Especially for commercial buildings with annual tax payments of 1,000,000 Tianjing or more, for each million paid, Shangqing Sect elders will personally take in the payer's offspring as disciples to teach.

If annual tax payment is 10,000,000 Tianjing or more, Shangqing Sect recognizes the building owner as an Outer Sect Honorary Elder, enjoying all Shangqing Sect elder resources; as strength increases and cultivation bottlenecks appear, Shangqing Sect will annually help them freely replace treasures and concoct elixirs to break through cultivation barriers, and further extend to the building owner's offspring, three people per year enjoying the same treatment.

These benefits are implemented in an orderly manner throughout Yindu City, and compared to the major shopping malls of the Primordial Spirit Domain, they are truly explosive.

This policy has for the first time in the Cultivation World broken the discrimination of high-level cultivators against ordinary cultivators, making many cultivators residing in Yindu City feel a dignity they never had before.

The Cultivation World has always divided strength and weakness by strength, the weak preyed upon by the strong; even if you have endless wealth, if your strength is inferior to others and your background not strong enough, you will surely be plundered of all by cultivators or forces stronger than you.

The various regulations issued by Yindu City protect merchants' property substantially; if anyone dares to infringe, merchants can send a message via Penguin Jade Slip, and Shangqing Sect will personally dispatch disciples to suppress.

Especially the Transmission of Techniques service developed by Shangqing Sect's Transmission Hall: if a low-strength cultivator encounters a breakthrough bottleneck, they can pay the corresponding Tianjing to enter the Transmission Hall and listen to lectures by high-level cultivators, thus accelerating realm breakthrough.

One must know that in the Huanyu Cultivation World, the strong value dignity and status most; if one encounters a cultivation bottleneck in the outside world, they must spend vast resources to obtain guidance from high-level cultivators, and also depend on the other's mood.

If one does not encounter a cultivator of high morality, not only will they be treated carelessly, but the wealth and resources spent will be wasted; whereas Shangqing Sect, through its Transmission Hall specially developed for this business, if the disciples listening are dissatisfied, they can file a complaint, verified personally by the Sect's Law Enforcement Hall; once fraud is discovered, to uphold Shangqing Sect's integrity, the offender will be executed on the spot.

In the Rui Xin Wine House of Yindu City, Liluo and others watched the endless stream of cultivators passing by, their faces full of vigor.

Yindu City everywhere hung with lanterns and colored banners, showing no trace of any major battle; at the city's center stands an incomparably huge pyramid guarded by nine dragons, constantly spewing vast runes, making the sky of Yindu City appear incomparably auspicious.

"Is that the Shangqing Sect?

It looks even more magnificent than the Huanyu Great Sect of Huanyu City." Liluo said in surprise.

"This guest official does not know: Yindu City's hundred neglected affairs awaiting revival is truly for the benefit of Huanyu cultivators; within the city, no one dares to fight; various preferential policies are extended to Earth Origin Realm cultivators, causing cultivators from the nearby Tianyao and other cities to also come over." A waiter at the Rui Xin Wine House said enthusiastically.

"Several Daoist friends, is this your first time coming to Yindu City? Meeting is fate; let's add each other on Penguin." The cultivator Qian Kai at the neighboring table, upon hearing this, leaned over and said with a delighted smile.

"Don't hide it from this Daoist friend; we are indeed coming to Yindu City for the first time with Daoist Mingyue, just having followed Daoist Mingyue to receive our Penguin Jade Slip." Liluo, seeing a cultivator wanting to add him as a friend, took out his Penguin Jade Slip and directly added the other to his friend list.

"Mingyue, that's the Daoist friend who recently obtained the Crimson Blood Sword for free on Pinsixi, truly enviable.

Unfortunately, this seat still lacks 0.5 points, still striving to find someone to assist." Qian Kai said with a face full of envy.

Even now, the headline on Pinsixi still shows Mingyue's free acquisition of the Crimson Blood Sword; countless cultivators take those cultivators as role models, bowing their heads to continue striving; upon seeing someone, they add the other's Penguin, and they even spontaneously organize to pull people into Penguin to build mutual chopping groups.

They post their information in the group, mutually assisting and supporting, greatly reducing the manpower labor spent traveling to various places to find people for support.

"Daoist friend, as long as you are willing to strive, even an iron rod can be ground into a needle; Shangqing Sect's activities are real, receiving rewards is merely a matter of time; mutual assistance, mutual assistance.

Come on.

Let's chop one knife each."

After saying this, Liluo called over his companions, added each other as friends to help each other assist.

For these scattered cultivators of the Primordial Spirit Domain, mutual assistance and support immediately brought them closer.

Qian Kai, upon hearing this, was naturally very pleased; after this operation, the score on Pinsixi decreased by another 0.2 points, now reaching 99.8 points.

"Daoist friends, have you heard that Shangqing Sect recently established the Shangqing Money Shop? Deposited Tianjing can earn 5% high interest.

They also issued the Shells business, with usage limits assessed according to cultivator's level and creditworthiness, longest installment one year, annual interest only 8%!

This is specially for cultivators without background but needing to raise cultivation level.

Especially those with special physiques, the heavenly pride ones, the Shells assessment quota will be larger; now many cultivators are using it, the purpose being to solve the urgent need for vast resources when Huanyu cultivators break through realms." Qian Kai shared the recent news he received with Liluo and others.

Cultivators nearby in the Rui Xin Wine House who did not understand also pulled over stools to gather around.

Under the major forces of the Primordial Spirit Domain, there are also money shops, but loan interest rates are shockingly high, all exceeding cost by over 30%, and moreover require resources as collateral.

This is the first time they have heard of something using cultivation level, creditworthiness, and physique for assessment to use Shells; they are all very interested.

Huanyu cultivators number in the millions; each realm breakthrough requires vast resources, especially for encountered treasures and breakthrough bottleneck elixirs, often failing due to insufficient Tianjing; if what Qian Kai says is true, this will have great appeal in the hearts of Huanyu cultivators.

"This Daoist friend, do you use Shells?" a Huanyu cultivator asked; Liluo and other cultivators, upon hearing this, stared unblinking at Qian Kai, faces full of anticipation.

"Look at my Penguin; the Shangqing Money Shop issued Shells quota; I am now at peak Earth Origin Realm strength, assessed at 1000 Tianjing quota.

I originally planned to, when nearing the great completion of Earth Origin Realm, purchase the Broken Mirror Dan, according to the amount of Tianjing on my person, borrow the difference from Shells, repay in twelve installments.

Is there not also a Transmission of Techniques service on Penguin?

By the time I reach great completion of Earth Origin Realm, working part-time for a year will be enough to repay it all."

Qian Kai took out his Penguin Jade Slip, speaking while operating, his face beaming with a happy smile.

This made many cultivators very envious; the great completion of Earth Origin Realm in the Primordial Spirit Domain already stands at the peak of the pyramid; if the other party is willing to transmit techniques and lecture on the Dao, truly many Huanyu cultivators would sign up.

Everywhere in the Primordial Spirit Domain there are crises; breaking through strength a step earlier gives one more chance to preserve life; Shells can greatly reduce the time cultivators need to accumulate resources to break through bottlenecks; the temptation is immensely great.

"Qian Daoist, your path in Earth Origin cultivation is smooth; truly we envy you to death." A Huanyu cultivator said enviously in admiration.

At this moment, the waiter saw many Huanyu cultivators attracted by Qian Kai's words, and enthusiastically came over to speak.

"If you wish to obtain a credit certificate, Ruixin Tower can issue one for you—just pay two units of celestial essence."

Upon hearing this, all cultivators present were moved in their hearts; aside from the credit certificate, cultivation constitution is one's own matter, and after obtaining the certificate, one may go to Shangqing Money House for a bead evaluation.

"Attendant, issuing a credit certificate for two units of celestial essence isn't expensive, but can this certificate guarantee its usability?" a Huanyu cultivator asked, voicing his inner doubt.

"Rest assured, fellow Daoists—Ruixin Tower pays three million units of celestial essence annually and holds the qualification to issue credit certificates for you; the price is absolutely fair and honest, while other towers charge five units of celestial essence for the same."

"Moreover, our tower lord made his fortune in Yinduan City, and to repay the grace of Shangqing Sect, we hereby take out the annual celestial essence refund granted to Shangqing Sect to serve as your guarantee." The attendant gave a detailed introduction.

"Shangqing Sect bestows a credit-verification crystal upon every merchant tower that successfully qualifies for opening a credit certificate; fellow Daoists need only drop their essence blood into it, and as long as there are no more than five instances of breaking one's word, the certificate can be successfully opened." The attendant said, gazing at the hesitating crowd.

This is also why major merchant towers are willing to issue credit certificates as guarantees—the credit-verification crystal is profoundly strange, capable of using a cultivator's essence blood to probe their character and aptitude, and any dishonest conduct can be uncovered.

As long as the credit-verification crystal indicates eligibility for a credit certificate, Ruixin Tower can issue it, and ninety-eight percent of cultivators will not default on their bead obligations.

Upon hearing this, Huanyu cultivators felt stirred; those willing stepped forward to register with the attendant, and were successively led to the higher levels of Ruixin Tower.

"Brother Liluo, shall we also go and obtain one?" Lijiang saw Qiankai finish his meal and leave Ruixin Tower, then asked from beside him.

Upon hearing this, Liluo fell into deep thought, then raised his head, his eyes flashing with wisdom, and said, "Just now, Qiankai dragged me into the Xixi assistance group; let us first complete the assistance activity on Xixi, claim the treasures and elixirs freely gifted by Shangqing Wanbao Tower.

Then our overall strength will rise by three tiers, enabling us to undertake the dragon-source proxy tasks from the penguin jade slip, training while earning celestial essence; when our realm hits a bottleneck or nears advancement to the next realm, we shall go to Shangqing Money House for evaluation.

At that point, repayment pressure will be somewhat eased—cold iron must be applied to the blade's edge to unleash its full effect.

Beads are the cultivator's final lifeline; if one can endure, one must not forcibly draw upon them.

Born in adversity, perished in ease—we must surely understand the ancestral precepts passed down by our forebears."

Liluo drew a deep breath, knowing what celestial essence would bring; humans are inherently lazy, and once they feel they have a reliance, the needed tasks breed dependence, ultimately leading to crisis.

Although the bead service at Shangqing Money House is convenient, once evaluated, one cannot resist using it, until possibly the celestial essence quota is exhausted, and useful tasks remain undone.

Within Shangqing Sect.

Qingwei Daozhang and others gazed upon the flourishing Yinduan City, their hearts filled with mixed emotions; he had never imagined that Yinduan City would recover so swiftly in just a short month.

Layer upon layer of magnificent buildings, carved beams and painted pillars, streets teeming with carriages and horses, pedestrians and merchants flowing incessantly; especially Shangqing Wanbao Tower and Shangqing Money House, which Huanyu cultivators have queued before in long dragons.

Zhenglin, following the demon master's instructions, exchanged ideas with Qin Shi Huang Yingzheng and others, devising a series of policies to revive Yinduan City; upon release, the policies received widespread praise from merchants, and traders from many cities centered on Yinduan City were drawn in.

As of now, the land prices in Yinduan City have thoroughly risen; not being a major commercial power, Shangqing Sect no longer permits stationing there.

"Qingwei Daozhang, the First Emperor has sent word: the five major powers of Huanyu City have united in assembly, and moreover, the Tianji Pavilion has joined; soon, Shangqing Sect will likely be targeted by all sides."

Song Ze walked in from outside the great hall and handed a scroll to Qingwei Daozhang.

"Everything Shangqing Sect has done in Yinduan City will surely affect the interests of other powers; their seeking trouble with Shangqing Sect is merely a matter of time.

I have already reported the matter of Yinduan City to the Great Compassion Stronghold; shortly thereafter, the Tiger King and Golden Peng King will lead the first batch of trained earth cultivators into the underground palace of Shangqing Sect.

If they dare to come, we shall blast them back with a single cannon shot, shaking the mighty Shangqing."

Qingwei Daozhang's eyes flashed within, and he spoke sternly with a fierce light.

"Qingwei Daozhang, the Huanyu Slaughter Ghost Sect headquarters will also dispatch personnel to garrison here shortly; we too must prepare."

Li Shixiong spoke in a calm tone.

"It comes at just the right time—if the five major sects come to attack, let those disciples of the Slaughter Ghost Sect headquarters bear the brunt."

Qingwei Daozhang's mouth curled into a faint cold smile—this is not about needing anything, come whatever may! (End of chapter)