[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"origin-god-of-technology-creating-the-internet-in-anoth":3,"chapter-god-of-technology-creating-the-internet-in-anoth-god-of-technology-creating-the-internet-in-anoth-chapter-440":6},{"origin":4,"title":5},"english","God of Technology: Creating the Internet in Another World",{"chapter":7,"nextChapterSlug":19,"prevChapterSlug":20,"totalChapters":21,"novelImage":22},{"id":8,"novel_id":9,"title":10,"slug":11,"index":12,"content":13,"wordcount":14,"created_at":15,"updated_at":15,"volume":16,"translator":17,"content_hash":18},1704925,2176,"Chapter 440: They’ve Started Taking Out Loans!","god-of-technology-creating-the-internet-in-anoth-chapter-440",440,"\u003Cp>\"Let me ask you something—what do you suddenly need to borrow so many gold coins for?\"\u003C\u002Fp>\n\u003Cp>Nidhogg the Dragon of Despair didn’t know what came over him, but he suddenly wanted to confirm this.\u003C\u002Fp>\n\u003Cp>\"I can’t say.\" The Western Grand Duke shook his head very seriously.\u003C\u002Fp>\n\u003Cp>\"Oh, you really shouldn’t say. I forgot the rules.\"\u003C\u002Fp>\n\u003Cp>Nidhogg the Dragon of Despair shook his head and quickly said, \"Sorry... but rest assured about your loan. I’ll get it sorted as fast as possible.\"\u003C\u002Fp>\n\u003Cp>\"No worries.\" The Western Grand Duke shook his head, indicating he didn’t mind.\u003C\u002Fp>\n\u003Cp>As long as the loan came through quickly, that’s all that mattered.\u003C\u002Fp>\n\u003Cp>Lately, through steel futures, he’d already made a full 20 million gold coins. Of course, he hadn’t cashed out that 20 million.\u003C\u002Fp>\n\u003Cp>It was just that the steel futures he currently held were worth 20 million gold coins.\u003C\u002Fp>\n\u003Cp>And buying all those steel futures had cost him less than 6 million gold coins total.\u003C\u002Fp>\n\u003Cp>Those 6 million gold coins were what his family had passed down through generations.\u003C\u002Fp>\n\u003Cp>But in just this short time in his hands, he’d already made over 14 million gold coins.\u003C\u002Fp>\n\u003Cp>His family’s accumulation over countless generations couldn’t match what he’d made in a few days—how could he stay calm about that?\u003C\u002Fp>\n\u003Cp>Plus, he’d gotten in pretty late, and being cautious at first, he hadn’t bought much. Most of it he’d picked up later, which only fueled his ambition even more.\u003C\u002Fp>\n\u003Cp>He’d entered so late and still made over 10 million gold coins—how much could he make in the future?\u003C\u002Fp>\n\u003Cp>So much good news had come out recently—prices would definitely keep climbing.\u003C\u002Fp>\n\u003Cp>All the cash in his hands had already been fully invested.\u003C\u002Fp>\n\u003Cp>So he turned his attention to Dragon Bank’s loans.\u003C\u002Fp>\n\u003Cp>Dragon Bank’s interest rate was only 10% per year. For him, that was basically like getting free money.\u003C\u002Fp>\n\u003Cp>On one hand, he was also an old pro at lending money. His family had run that business for generations. They usually charged 30% interest, then used predatory repayment terms, threw in some compound interest, or used other tricks—basically multiplying it several times over no problem.\u003C\u002Fp>\n\u003Cp>Compared to people like him, Dragon Bank was practically doing charity.\u003C\u002Fp>\n\u003Cp>Only needing that tiny bit of interest each year.\u003C\u002Fp>\n\u003Cp>Plus, he didn’t need to worry about losing face like when borrowing from other people, and he didn’t have to worry about compound interest spiraling out of control.\u003C\u002Fp>\n\u003Cp>On the other hand, just in the past few days, the steel futures in his hands had gone up that much.\u003C\u002Fp>\n\u003Cp>Compared to those gains, what was a measly 10% interest?\u003C\u002Fp>\n\u003Cp>If his luck wasn’t terrible, he could basically earn that back in a day.\u003C\u002Fp>\n\u003Cp>Under this kind of stimulus, he really couldn’t sit still anymore. He just went ahead and put up his land as collateral.\u003C\u002Fp>\n\u003Cp>He figured that compared to other people, he was actually being pretty rational.\u003C\u002Fp>\n\u003Cp>After all, he was just mortgaging it to Dragon Bank. He could easily pay that 10% interest every year, and the land would still be his.\u003C\u002Fp>\n\u003Cp>This was leveraging other people’s money to multiply his gains.\u003C\u002Fp>\n\u003Cp>But what about those other nobles?\u003C\u002Fp>\n\u003Cp>Who knows how many of them had already sold off their land.\u003C\u002Fp>\n\u003Cp>What a shame—that was all stuff their families had accumulated over generations.\u003C\u002Fp>\n\u003Cp>Not long after the Western Grand Duke said goodbye to Nidhogg the Dragon of Despair, Dragon Bank and company got moving.\u003C\u002Fp>\n\u003Cp>Over the next period, every few days they’d release 1 million gold coins to the Western Grand Duke.\u003C\u002Fp>\n\u003Cp>Just as Nidhogg the Dragon of Despair had guessed—or rather, just as Viscount Roster had said—without exception, the Western Grand Duke threw all that money into futures trading.\u003C\u002Fp>\n\u003Cp>And it was all steel futures.\u003C\u002Fp>\n\u003Cp>After getting the funds, he started frantically buying up steel futures on the market. At the same time, he’d also purchase some future orders.\u003C\u002Fp>\n\u003Cp>And he wasn’t the only one doing this—countless others were acting the same way.\u003C\u002Fp>\n\u003Cp>Viscount Roster looked at the account statement from Dragon Bank that Nidhogg the Dragon of Despair had sent him, and he was honestly a bit stunned.\u003C\u002Fp>\n\u003Cp>\"This... have they really gone this crazy?\" Viscount Roster felt his throat going dry.\u003C\u002Fp>\n\u003Cp>Nidhogg the Dragon of Despair nodded. \"The world says we dragons are greedy, that we’re insatiably greedy, but compared to these people...\"\u003C\u002Fp>\n\u003Cp>Nidhogg the Dragon of Despair didn’t know what to say for a moment.\u003C\u002Fp>\n\u003Cp>Were dragons greedy?\u003C\u002Fp>\n\u003Cp>Of course!\u003C\u002Fp>\n\u003Cp>They’d love nothing more than for all the gold in the world to gather on Dragon Island.\u003C\u002Fp>\n\u003Cp>But Nidhogg the Dragon of Despair felt that even dragons couldn’t be this insane.\u003C\u002Fp>\n\u003Cp>Or maybe dragons just weren’t in this position. If they were in this position, who knows—maybe they’d be even greedier.\u003C\u002Fp>\n\u003Cp>\"700 million! 700 million! These people actually borrowed 700 million gold coins from Dragon Bank.\"\u003C\u002Fp>\n\u003Cp>Viscount Roster still couldn’t help but sigh. \"I originally thought if it reached one or two hundred million, that’d already be pretty impressive.\"\u003C\u002Fp>\n\u003Cp>\"Yeah, I didn’t expect that with land prices having crashed, they could still come up with assets worth over 2 billion to use as collateral for loans.\"\u003C\u002Fp>\n\u003Cp>Nidhogg the Dragon of Despair couldn’t help but marvel. \"Just how massive are the assets I’m holding right now?\"\u003C\u002Fp>\n\u003Cp>\"Will all this money really flow into steel futures?\"\u003C\u002Fp>\n\u003Cp>Even Nidhogg the Dragon of Despair was starting to lose confidence.\u003C\u002Fp>\n\u003Cp>All the steel futures combined right now were probably only worth around 300 million.\u003C\u002Fp>\n\u003Cp>If all 700 million came in, it could probably push prices up another two or three times.\u003C\u002Fp>\n\u003Cp>At that rate, steel would end up having shot up about eleven or twelve times from the beginning until now.\u003C\u002Fp>\n\u003Cp>\"Of course. That’s exactly what they’re going for.\" Viscount Roster sighed. \"If nothing unexpected happens, a new round is about to begin.\"\u003C\u002Fp>\n\u003Cp>\"I originally thought many families’ funds were starting to dry up, and growth should be gradually slowing down.\"\u003C\u002Fp>\n\u003Cp>\"If that were the case, once we hit the Frigid Moon, I could start flipping the table and harvesting them all in one sweep.\"\u003C\u002Fp>\n\u003Cp>\"But now it looks like we’ll probably have to wait until the coldest part of the Frigid Moon before we can get to the table-flipping stage.\"\u003C\u002Fp>\n\u003Cp>\"What a shame. Their actions have seriously hindered the progress of magic-tech industrialization.\"\u003C\u002Fp>\n\u003Cp>The magic-tech industrialization process required massive amounts of steel.\u003C\u002Fp>\n\u003Cp>Now that steel prices had been driven up to this level, even if most people wanted to start workshops or do other things, they didn’t have much confidence to proceed.\u003C\u002Fp>\n\u003Cp>Never mind anything else—a lot of the Gray Fort Empire’s reforms had already been put on hold temporarily.\u003C\u002Fp>\n\u003Cp>Fortunately, this process wouldn’t last too long. Once he flipped the table, steel prices would crash to a level where everyone would think they could get it for free.\u003C\u002Fp>\n\u003Cp>At that point, all the progress that had been dragged down would be fully activated.\u003C\u002Fp>\n\u003Cp>Viscount Roster still couldn’t help but sigh. \"These people are truly terrifying.\"\u003C\u002Fp>\n\u003Cp>Then he stopped paying attention to this matter. It would still need to ferment for quite a while, and during that time there wasn’t much for him to do. He should focus on developing the Southern territory properly.\u003C\u002Fp>\n\u003Cp>With the farm matter, everything had been completely settled this time. Agriculture and animal husbandry in the entire Southern territory had entered a stable development phase and could be handled by dedicated personnel.\u003C\u002Fp>\n\u003Cp>But the magic-powered vehicle factory and the ultra-high-speed rail transit system still needed his close attention.\u003C\u002Fp>\n\u003Cp>Especially the magic-powered vehicle factory!\u003C\u002Fp>",1255,"2026-06-06T14:38:03.137Z",1,"novelbin.me","24a06b6fdf6735eabdf8ad6f24185319f53ed2efe54e6b6232968448d0301019","god-of-technology-creating-the-internet-in-anoth-chapter-441","god-of-technology-creating-the-internet-in-anoth-chapter-439",524,"https:\u002F\u002Fnovelzhen.com\u002Fimages\u002Fcovers\u002Fgod-of-technology-creating-the-internet-in-anoth-cover.jpg"]