Chapter 1441
"Father Emperor, I have several proposals here."
"Perhaps you could select a few that you deem suitable."
A multitude of ideas flashed through Ying Ying Zi Ye's mind in an instant.
In any case, these projects were all funded by the Great Qin treasury.
They could not be contributed for free.
After all, there were too many places where Great Qin needed to spend money.
If some funds were not recouped, the treasury would end up empty if things went wrong.
There were many ways, for instance, selling the houses here.
Another way was to rent them out; those who lacked sufficient funds could even pay a down payment and pay in installments.
There were plenty of methods; in any case, those officials could not be let off cheaply.
Those officials were certainly not short of money; sometimes their wealth was so vast they didn't know where to put it.
"Oh?"
"You truly have a method?"
"Speak quickly and let me hear it."
Qin Shi Huang felt he had asked the right person.
He currently didn't have a single idea.
Yet Ying Zi Ye said he had several.
He also wanted to hear what these methods were like.
One had to know that the Great Qin treasury had been building too many things recently.
The treasury was somewhat struggling to make ends meet; if things continued like this, it would be ominous.
Currently, the treasury was merely struggling to hold on.
It was only because of the various delicacies, as well as items like cement, red bricks, and bicycles, that there was still income.
Otherwise, the Great Qin treasury would have been empty long ago.
This was also one of the difficult problems he needed to solve recently.
Wang Li, Shangqing Meng Yi, and General Zhang Han also watched His Highness quietly.
His Highness's thinking was extraordinary; he surely had some new insights.
They all wanted to know what His Highness would do.
"It's very simple; we can sell the houses based on their location."
"The closer to the First Palace Under Heaven, the more expensive they are."
"As for officials, those with great merit and great contributions can be gifted a courtyard."
"And for those nobles and merchants, they can purchase them in full."
"No matter who it is, they can purchase them, except for certain locations where they cannot buy due to insufficient status."
"In all other places, one can use money to buy a house."
"If one doesn't have enough money, we can also support installment payments."
"Whether it's a courtyard or a three-story building, they can be purchased or rented out."
"This way, the Great Qin treasury won't lose money."
"When the time comes, everyone just needs to sign a lease-sale contract."
"This is called advance consumption, utilizing future money."
Ying Ying Zi Ye poured himself a cup of tea and took a gentle sip.
Real estate, after all—there were simply too many methods in this line of work.
His houses had no time limit; buying them meant earning, otherwise, a short duration wouldn't be good.
If there were a 70-year property right, many people would likely be filled with resentment.
Considering that the houses might need to be reclaimed for renovation in the future, a bug was set.
If there were demolitions in the future, the Great Qin treasury would not pay compensation.
It would only arrange for equivalent housing as a subsidy; there would be no monetary compensation.
"Your Highness, this installment payment and renting..."
"What is this?"
"Why have I never heard of it?"
Shangqing Meng Yi and the others listened with great interest.
They felt His Highness was very logical and what he said made so much sense.
But suddenly, installment payments and renting popped up.
It completely baffled them.
Qin Shi Huang also didn't quite understand and curiously pricked up his ears.
Ying Ying Zi Ye was momentarily stunned; he had been speaking a bit too excitedly.
He had forgotten they didn't know the meaning of these installment payments and renting.
"This installment payment, you can understand it as the customer not having enough money and paying in batches."
"For example, if this house costs one million coins, first pay a down payment of thirty percent."
"The remaining money is given every month; doing this requires some interest."
"It can be divided into ten, twenty, or even thirty years to pay off this sum."
"This money is essentially lent to them by the Great Qin treasury, and it needs to be repaid later."
"As for renting, it means commoners don't have the money to buy a house, but they can also rent to live in one."
"One only needs to pay a certain amount of money every month to continue living there; this is renting."
Ying Ying Zi Ye rambled on, explaining the relevant matters of installment payments and renting once over.
Everyone present was dumbfounded after hearing this.
Houses could be operated this way?
This truly refreshed their horizons.
Several people calculated it according to Ying Ying Zi Ye's explanation.
The result led to a shocking fact.
A house that originally cost one million coins, when sold through this method—
Adding the interest generated, after twenty or thirty years—
The price would double, requiring about two million coins per unit.
This result was astonishing; the point about interest was understandable.
Lending so much money for you to buy a house, if some interest wasn't charged—
Wouldn't the Great Qin treasury be at a great loss?
Many people might not purchase it this way; after all, it was too expensive when calculated.
However, if promoted well, those who were short on money should also consider purchasing.
Renting was even easier to understand; give money and you are allowed to live there.
If you don't give money, go stay wherever it's cool.
This was somewhat like the rooms in a tavern.
However, this allowed for long-term living, unlike the tavern's daily calculation.
This renting could be long-term; renting by the month or by the year would both work.
"Your Highness, this method is truly brilliant."
"But calculated to be so expensive, will anyone buy it?"
Shangqing Meng Yi and the others couldn't help but give a thumbs up.
These methods were things they couldn't have thought of.
They also didn't know how His Highness's brain grew.
This idea was indeed extraordinary. ===== CHAPTER 1443 =====
End of Chapter
