Chapter 502: Normal Business Methods

At night, the Zhang Family mansion.

Xiaofu, leading several of Kira's bodyguards, snuck into the mansion.

They swiftly finished off the bodyguards inside Zhang Li's mansion.

At this moment, Zhang Li was preparing to send his wife and child away to another place.

Since they were already prepared to start a fight, San Francisco was certainly no longer safe.

"Everything is arranged. As soon as I finish up things here, I will return immediately to meet up with you! Okay, don't worry!" Zhang Li said to his wife: "Alright, I'll come over to send you off in a moment!"

Zhang Li returned to his office, preparing to transfer a portion of his assets along with his wife.

At this moment, Di Wu suddenly pushed the door open and walked in, and he was holding a Handgun in his hand!

"My men are all dead! My brothers are also dead!" Di Wu looked at Zhang Li with a face full of rage.

Zhang Li, however, said with a calm expression: "This is all your own doing!"

"How dare you say such things? I have been obedient to your every word, loyal and devoted, going through mountains of blades and seas of fire, only to end up with such an outcome!" Di Wu said with a face full of grief and indignation.

Zhang Li was equally furious, his hand already touching the Handgun under his office desk.

The situation before him was entirely caused by Di Wu not listening to his orders, and he himself was also full of anger: "You still have the face to talk to me about being loyal and devoted? You are a damn traitor!"

As he spoke, Zhang Li drew his gun directly, intending to finish off Di Wu.

Unfortunately, a crime boss who hadn't taken action himself in years could hardly be a match for his own hired muscle.

Before he could even fire, Di Wu pulled the Trigger, hitting him in the shoulder with one shot.

As soon as the gunshot rang out, Xiaofu emerged from behind Di Wu, knocking Di Wu to the ground with a few quick strikes.

Zhang Li took the opportunity to fire several consecutive shots into Di Wu's body: "Go to hell! Go to hell!"

After killing Di Wu, Zhang Li vented to Xiaofu: "This scum, he even had the face to talk to me about loyalty, saying he was my friend. I actually believed him!"

Xiaofu, however, nodded with a calm expression and said: "He was right; he was indeed very loyal, and he was indeed your friend!"

"What?" Zhang Li looked at Xiaofu, looking completely bewildered.

Xiaofu sneered and pulled the Trigger directly at Zhang Li.

After a few gunshots, the entire mansion fell silent.

Outside, Kira's subordinates had already finished off all the bodyguards inside the mansion.

After Xiaofu walked out, he said to Kira's bodyguards: "Zhang Li is already dead!"

"What about his wife and child?" the bodyguard asked again.

Xiaofu did not answer, only nodding.

But the bodyguard was not at ease and said to Xiaofu: "Take me there, let's cut off their heads!"

As he spoke, this guy started walking toward the house.

At this moment, Xiaofu blocked him and said indifferently: "No need, I killed the people, so I should be the one to do it!"

As he spoke, Xiaofu took the Samurai Sword from the other party's hand.

With just a turn, Xiaofu cut off the bodyguard's head with one strike.

The other subordinates were shocked and immediately drew their blades to retaliate.

Unfortunately, these guys dressed as ninjas were no match for Xiaofu at all.

In a few quick moves, they all lost their lives.

After dealing with these ninjas, Xiaofu tossed the blade aside and turned to leave.

Before leaving, he specifically glanced in the direction of the woods.

At this location, there was an FBI agent who had been monitoring every move of the Zhang Family.

And Xiaofu did this on purpose.

Having dealt with Kira's men, Xiaofu opened the door and let Zhang Li's wife and child out.

Looking at the corpses all over the ground, Maria, though trembling all over, still held her son tightly.

Seeing Xiaofu open the door, Maria asked in a low voice: "Where is my husband?"

Xiaofu did not answer, only silently opened the car door and sent the mother and son into the car.

After sending the mother and son away, Xiaofu left alone.

At this time, at FBI Headquarters, the agent monitoring the Zhang Family hurriedly delivered the footage they had captured to headquarters.

"What's the situation? Roger killed Zhang Li first, then finished off Silang's killers?" the Deputy Captain also said with a look of shock.

Jack said coldly: "He is using them, making them kill each other!"

"Why is he doing this?" the Deputy Captain looked at Jack, looking puzzled.

Jack didn't know what Roger was thinking for a moment, and at this time, a policewoman on the side said: "Jack, you definitely won't guess who just entered the country!"

At this time, the Liangchuan Group building.

Kira and her subordinates were waiting respectfully on the side.

A moment later, several cars drove over, bodyguards helped open the car doors, and a middle-aged man stepped out of the car.

This middle-aged man had quite an imposing manner; one look and you knew he was no simple character.

Kira said respectfully: "Father, it is a pleasure to see you!"

This man was none other than the person in charge of the Liangchuan Group, the one who controlled the Yamaguchi-gumi in San Francisco but had never been to the United States: Liangchuan Shiro.

"Same here, are you doing well?" Liangchuan Shiro said to his daughter: "This country looks very beautiful!"

Kira smiled and flattered him: "Your English is getting better and better!"

As she spoke, she led Liangchuan Shiro into the company! United Aerospace Capital, Chairman's office.

Cao Weicai walked in from outside with a look of joy on his face and said to Chen Jiajun, "Boss, good news!"

"What is there to be so happy about?" Chen Jiajun asked with some curiosity.

Cao Weicai smiled and said, "We don't need to use other methods; this guy Reed Hastings took out his loans directly from the Bank of America!"

"Bank of America?" Chen Jiajun's eyes lit up instantly.

One must know that the predecessor of the Bank of America was the Bank of Italy founded by Gianini.

In the early thirties, it merged with the California Bank of America and was renamed the Bank of America.

And it just so happens that the California Consortium has recently been in contact with Chen Jiajun's United Aerospace Capital, so asking them for a small favor shouldn't be a problem. Chen Jiajun smiled and said to Cao Weicai, "How many loans does this guy have at the Bank of America, and when do they mature?"

"There are three loans in total: one for ten million, one for thirty million, and a mortgage loan for five million!" Cao Weicai looked at the data and said, "We can have the Bank of America initiate a withdrawal of loan, what do you think?"

Looking at Cao Weicai's sinister smile, Chen Jiajun was quite satisfied.

The so-called withdrawal of loan is very simple: it is the act of a bank, having lent money to an enterprise, deciding to recover the loan ahead of schedule because it believes the enterprise's operations have run into problems, before the repayment deadline stipulated in the agreement has been reached.

Right now, Reed Hastings's capital turnover is already a problem.

If things were to be made worse...

This is absolutely not taking advantage of someone's misfortune, but rather Chen Jiajun following normal commercial means here in the United States.

Everyone plays like this; there is no reason for Chen Jiajun to be the exception.

At this time, at the Netflix headquarters in Los Gatos.

Reed Hastings was having a headache over the development of Netflix.

Originally, he had already made a connection with United Aerospace Capital, but now it has fallen through, which made him very distressed.

He didn't necessarily want to sell Netflix; if that were the case, he wouldn't have needed to invest in Netflix in the first place.

But now, the development of Netflix has been hindered, and the user base, which was still in the six figures, has also tended toward saturation.

If he wants to continue to develop, he must have a larger platform and more capital.

But Netflix's own capital is not enough to allow him to climb onto a larger platform.

This has now fallen into a vicious cycle.

Just as Reed was looking miserable, the phone on his desk rang again.

After connecting, he heard a cold female voice come through: "Hello, Mr. Hastings, I am Shandi from the Bank of America."

"Hello Shandi, is there something the matter?" Hastings asked with some curiosity.

"Based on our bank's market research on the Netflix company, the Netflix company has suffered huge losses for five consecutive years; is this the case?" Shandi continued.

Hearing this, Reed immediately had a bad feeling.

However, he still immediately argued: "That's correct, but this is due to the company's operations..."

Before Reed could finish speaking, Shandi interrupted him: "Regarding the business between the Bank of America and the Netflix company, there are some things that I, as the person directly in charge, need to discuss with you in person. Do you have time?"

"I have time right now!" Reed said.

"Very good, in ten minutes, I will come to your company to discuss it in detail!" After saying this, Shandi hung up the phone.

Hearing the busy signal on the phone, Reed was a bit stunned; that bad feeling was becoming more and more serious.

Sure enough, ten minutes later, Reed's Secretary pushed the door open and walked in, saying to him: "Chairman, Ms. Shandi from the bank is here!"

Reed nodded and said: "Please have her come in!"

A moment later, a woman wearing professional attire with a capable temperament walked in.

"Good morning, Mr. Hastings!" Shandi greeted him.

"Ms. Shandi, please sit!" Reed frowned as he looked at Shandi and said: "I don't know what business your bank has that requires a face-to-face discussion with me?"

Shandi said indifferently: "I am here to notify Mr. Hastings that the thirty million dollar loan provided by the Bank of America to the Netflix company needs to be recovered within this month!"

As she spoke, Shandi took out an official document, placed it in front of Reed, and continued: "This is the notice; you still have about three weeks to raise the funds!"

Glancing at the document, Reed Hastings was instantly stunned: "That's not right, according to the loan agreement, the loan should mature in August of next year!"

Shandi shrugged and said: "But Mr. Hastings, don't forget, there was also a supplementary clause in the original loan contract! I don't need to remind you of that, do I?"

Hearing Shandi's words, Hastings immediately remembered something, and his complexion became exceptionally ugly.

He immediately called his Secretary over, took the loan contract he had with the Bank of America, and read it carefully.

Afterward, he felt terrible.

The bank's Shandi was right; there was indeed such a supplementary loan clause when the loan was originally taken out.

The content was that if Netflix's operations exceeded the warning line set by the Bank of America, the Bank of America had the right to initiate a withdrawal of loan!

A withdrawal of loan at this time was undoubtedly going to cost Reed his life.

Although Reed's investment in Netflix was not too much, it was not enough to cause him fatal damage.

If the Bank of America really wanted to initiate a withdrawal of loan, he seemed to have no other choice.

Either he would hand over the Netflix he had built with his own hands to the Bank of America to settle the debt.

The hard work he had spent all these years had not only failed to bring him a single dollar in return, but he was also facing losses.

Or, he could only sell Netflix in a package to raise funds to repay the Bank of America's loan.

Or he could find someone more powerful to enter the scene and inject capital.

In exchange for Netflix to continue struggling.

In this situation, no matter which one it was, it was not what Reed wanted to see.

But the matter had already happened, and he had no better way; now it was just a matter of which method could minimize his losses.

As for Netflix, it was clear that it could no longer be saved.

"Mr. Hastings? Based on your side's five consecutive years of loss-making performance and the ever-growing debt hole, we highly suspect Netflix's repayment ability. In order to protect the interests of our Bank of America, we will directly activate the supplementary clause and require Netflix to pay off the loan account by the end of the month!" Shandi said to Hastings with a formal expression.

Hastings said with a headache: "This repayment time, could it..."

However, Shandi did not give him a chance to bargain, saying with a cold expression: "Sorry, Mr. Hastings, I am only here to deliver the notice; I do not have the authority to represent the bank's decision. Let's leave it at that for today, I shall take my leave now!"

Hastings felt helpless, but still stood up to see Shandi out of the company.

After Shandi left, Hastings was so angry he nearly smashed his own office desk.

In all his years of doing business, he had never been treated with such disrespect.

However, after venting his anger, he calmed down and said to his Secretary: "Notify the company's senior management to come for a meeting, no matter who they are or what they are doing!"

The Secretary nodded tremblingly and immediately went to notify the others in the company.

Now, there were only two paths before Reed Hastings; the first was the French giant Arnault Group, though Reed Hastings had not yet officially made contact with them.

If he went now, the other party would certainly know about the Withdrawal of Loan by the Americas Group, and might desperately drive down the price. They might even abandon further contact with him due to the company's operating losses.

The second was to find an opportunity to restart negotiations with United Aerospace Capital. He would throw the blame onto his subordinates and go to negotiate personally.

Although doing this was somewhat demeaning, judging by the situation at United Aerospace Capital, it should still be possible to sell at a good price.

"It seems I must prepare for both possibilities!" Reed Hastings rubbed his face, looked at himself in the mirror, and said in a deep voice. (End of chapter)