[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"origin-i-m-in-a-small-county-and-you-say-i-m-a-big-shot":3,"chapter-i-m-in-a-small-county-and-you-say-i-m-a-big-shot-i-m-in-a-small-county-and-you-say-i-m-a-big-shot-chapter-72":6},{"origin":4,"title":5},"chinese","I'm in a Small County, and You Say I'm a Big Shot?",{"chapter":7,"nextChapterSlug":19,"prevChapterSlug":20,"totalChapters":21,"novelImage":22},{"id":8,"novel_id":9,"title":10,"slug":11,"index":12,"content":13,"wordcount":14,"created_at":15,"updated_at":15,"volume":16,"translator":17,"content_hash":18},2297483,4494,"Chapter 72: Market in Shock","i-m-in-a-small-county-and-you-say-i-m-a-big-shot-chapter-72",72,"\u003Cp>At night, after returning home, she didn’t open Tonghuashun but logged into QQ. Surprisingly, Dongguan Mei’s avatar wasn’t flashing today.\u003C\u002Fp>\n\u003Cp>He glanced at a few class groups—all were just chatting and joking, nothing valuable, so he ignored them. He’d left many stock groups; the ones he hadn’t left were mostly muted—he didn’t even bother clicking.\u003C\u002Fp>\n\u003Cp>But he planned to check the “IQ Over 150” group, to see what these smart idiots were talking about.\u003C\u002Fp>\n\u003Cp>Were they again bragging about their modeling?\u003C\u002Fp>\n\u003Cp>But today he was surprised: these people didn’t talk about modeling at all—they were discussing the PBOC’s cut in loan benchmark rates and the reduction in reserve requirement ratios.\u003C\u002Fp>\n\u003Cp>HandsomeButSlowsInternet: I estimate the two figures will be cut by 0.3% and 1.5% respectively.\u003C\u002Fp>\n\u003Cp>SevenAndAHalfBowls: Wrong. According to my model, the two figures will be cut by 0.35% and 2% respectively.\u003C\u002Fp>\n\u003Cp>His comment immediately drew group mockery.\u003C\u002Fp>\n\u003Cp>ListenToMenTellGhostStories: “SevenAndAHalfBowls, don’t bluff in front of me. If you can build a mathematical model to predict these two figures, you’d be the chief analyst at Citibank or Morgan Stanley—I’d marry you!”\u003C\u002Fp>\n\u003Cp>“No, no, don’t scare me, big sister—I’d rather go find HandsomeButSlowsInternet than marry you!” SevenAndAHalfBowls replied immediately.\u003C\u002Fp>\n\u003Cp>“Get lost, I’m not gay!”\u003C\u002Fp>\n\u003Cp>The thread went off track.\u003C\u002Fp>\n\u003Cp>At that moment, Dongguan Mei, who had been lurking, suddenly popped up: “Don’t derail! Stick to the topic! I’ll tally everyone’s predictions and see who’s right!”\u003C\u002Fp>\n\u003Cp>“OK!”\u003C\u002Fp>\n\u003Cp>“Yes, ma’am!”\u003C\u002Fp>\n\u003Cp>Someone responded immediately.\u003C\u002Fp>\n\u003Cp>It seemed Dongguan Mei had high credibility among them.\u003C\u002Fp>\n\u003Cp>Fang Qingye thought to himself.\u003C\u002Fp>\n\u003Cp>“I think the PBOC won’t cut loan benchmark rates and reserve requirement ratios all at once this year—it’ll be done in several steps, each with modest adjustments, observing market reactions after each cut,” said “ListenToMenTellGhostStories.”\u003C\u002Fp>\n\u003Cp>Fang Qingye silently approved.\u003C\u002Fp>\n\u003Cp>This woman’s statement was spot-on.\u003C\u002Fp>\n\u003Cp>Indeed, historically, the PBOC’s rate cut this time did follow a “small steps, quick pace” model.\u003C\u002Fp>\n\u003Cp>“Then tell us, how much will the first cut be?” someone asked in the group.\u003C\u002Fp>\n\u003Cp>“Loan benchmark rate down 0.25%, reserve requirement ratio down 1%.” When “ListenToMenTellGhostStories” typed these figures, Fang Qingye was quietly startled.\u003C\u002Fp>\n\u003Cp>These were extremely close to the actual historical data!\u003C\u002Fp>\n\u003Cp>He just hadn’t expected that the five major banks wouldn’t cut their reserve requirement ratios at all in the first round.\u003C\u002Fp>\n\u003Cp>The PBOC’s maneuver was truly bizarre!\u003C\u002Fp>\n\u003Cp>After everyone in the group had made their predictions, Dongguan Mei posted: “Only my husband is left—I’ll DM him.”\u003C\u002Fp>\n\u003Cp>“Him? A college grad stuck in some backwater town? What the hell could he guess?” SevenAndAHalfBowls immediately jumped in.\u003C\u002Fp>\n\u003Cp>Fang Qingye remembered—this guy had mocked him before over the modeling incident.\u003C\u002Fp>\n\u003Cp>Could he be from Qin Province?!\u003C\u002Fp>\n\u003Cp>Too high-IQ an idiot to bother with.\u003C\u002Fp>\n\u003Cp>Fang Qingye didn’t reply, but saw Dongguan Mei type: “SevenAndAHalfBowls, you’re looking down on my husband again? Don’t forget—who posted the garbage model last time?!”\u003C\u002Fp>\n\u003Cp>“That doesn’t count! Tell him to try again!” Large text appeared on screen—SevenAndAHalfBowls clearly resented it.\u003C\u002Fp>\n\u003Cp>“There’ll be plenty of chances later—I’ll finish this prediction contest first. I’m going to find my husband.”\u003C\u002Fp>\n\u003Cp>After Dongguan Mei spoke, she went silent in the group, but Fang Qingye’s sailor uniform QQ icon began flashing.\u003C\u002Fp>\n\u003Cp>Fang Qingye opened it and saw Dongguan Mei had sent a message: the group was playing a guessing game on the PBOC’s loan benchmark rate and reserve requirement ratio cuts—everyone was just having fun, nothing serious.\u003C\u002Fp>\n\u003Cp>Her tone today was normal.\u003C\u002Fp>\n\u003Cp>She’d learned—no more “Is my husband there?” as an opener.\u003C\u002Fp>\n\u003Cp>Fang Qingye hated that question. If she wanted to say something, just say it directly.\u003C\u002Fp>\n\u003Cp>He paused, then decided to reply.\u003C\u002Fp>\n\u003Cp>“One-year RMB loan benchmark rate down 0.27 percentage points, reserve requirement ratio down 1 percentage point, excluding the five major banks.”\u003C\u002Fp>\n\u003Cp>“Ah, husband, you’re online?” Dongguan Mei typed back immediately, adding a smiley face.\u003C\u002Fp>\n\u003Cp>“Just came online,” Fang Qingye replied.\u003C\u002Fp>\n\u003Cp>“Husband, your prediction seems too conservative,” Dongguan Mei seemed doubtful: “What’s your reasoning?”\u003C\u002Fp>\n\u003Cp>“I dreamed it last night.”\u003C\u002Fp>\n\u003Cp>“Ah, husband, you can joke too? I thought you were always serious—like a hard-shell, soft-center cheese potato, hehe…”\u003C\u002Fp>\n\u003Cp>The otaku nonsense started again—Fang Qingye promptly went offline.\u003C\u002Fp>\n\u003Cp>Sure enough, a few days later, the PBOC announced its first easing measure of the year:\u003C\u002Fp>\n\u003Cp>The one-year RMB loan benchmark rate was lowered by 0.27 percentage points; other loan benchmark rates were adjusted accordingly based on the principle of larger cuts for short-term and smaller cuts for long-term; deposit benchmark rates remained unchanged.\u003C\u002Fp>\n\u003Cp>Except for the five major state-owned banks—including Agricultural Bank—the reserve requirement ratios for other deposit-taking financial institutions were lowered by 1 percentage point; for local financial institutions in the Wenchuan earthquake disaster zones, the reserve requirement ratio was lowered by 2 percentage points.\u003C\u002Fp>\n\u003Cp>The announcement sent shockwaves through the market.\u003C\u002Fp>\n\u003Cp>Because the cuts fell short of expectations, the A-share market didn’t rise—it plunged sharply that day.\u003C\u002Fp>\n\u003Cp>But the stock market was temporarily irrelevant to Fang Qingye—he was already out of positions.\u003C\u002Fp>\n\u003Cp>At this moment, Xia He was at her home in the Northern Pearl, taking a call from her classmate Qin Zhiqing in Huijing.\u003C\u002Fp>\n\u003Cp>“Little Xia, did you watch the News Broadcast tonight?”\u003C\u002Fp>\n\u003Cp>“Yes, Director Qin—you mean the PBOC’s announcement on cutting loan benchmark rates and reserve requirement ratios?” Xia He smiled.\u003C\u002Fp>\n\u003Cp>“Yes, impressive! Among us, your guess was closest to the actual figures—you really are Professor Li’s top student.”\u003C\u002Fp>\n\u003Cp>“You flatter me, Director Qin—I just got lucky.” Xia He was humble.\u003C\u002Fp>\n\u003Cp>She couldn’t afford to be anything else.\u003C\u002Fp>\n\u003Cp>She hadn’t guessed it herself—it was all Fang Qingye’s doing.\u003C\u002Fp>\n\u003Cp>“Little Xia, I suggest you leave the grassroots level and return to the provincial bank to work in the Financial Research Division doing market analysis—you’d better utilize your strengths,” Qin Zhiqing said.\u003C\u002Fp>\n\u003Cp>“Director Qin, I’d like to stay in the grassroots for two more years to gain practical experience,” Xia He replied.\u003C\u002Fp>\n\u003Cp>“Fair enough… but you’d better return before Director Zhou retires, otherwise…” Qin Zhiqing didn’t finish, but Xia He understood his meaning.\u003C\u002Fp>\n\u003Cp>“I understand. Thank you for the warning.”\u003C\u002Fp>\n\u003Cp>After hanging up with Qin Zhiqing, Xia He received calls from Yang Kehua, Lei Ming, and others—all praising her for accurately predicting the rate cuts.\u003C\u002Fp>\n\u003Cp>Xia He felt embarrassed.\u003C\u002Fp>\n\u003Cp>It wasn’t me—it was that guy!\u003C\u002Fp>\n\u003Cp>What is he doing now?\u003C\u002Fp>\n\u003Cp>Xia He thought for a moment, then picked up her phone again.\u003C\u002Fp>",1045,"2026-06-20T05:58:40.725Z",1,"Qwen3-Next 80B","ed04807c35a0f19d90c89116844103226bb29cd57036547ab1008504de95b1ca","i-m-in-a-small-county-and-you-say-i-m-a-big-shot-chapter-73","i-m-in-a-small-county-and-you-say-i-m-a-big-shot-chapter-71",215,"https:\u002F\u002Fnovelzhen.com\u002Fimages\u002Fcovers\u002Fi-m-in-a-small-county-and-you-say-i-m-a-big-shot-cover.jpg"]