[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"origin-ice-age-apocalypse-i-hoard-billions-of-supplies":3,"chapter-ice-age-apocalypse-i-hoard-billions-of-supplies-ice-age-apocalypse-i-hoard-billions-of-supplies-chapter-5":6},{"origin":4,"title":5},"english","Ice Age Apocalypse: I Hoard Billions of Supplies",{"chapter":7,"nextChapterSlug":20,"prevChapterSlug":21,"totalChapters":22,"novelImage":23},{"id":8,"novel_id":9,"title":10,"slug":11,"index":12,"content":13,"wordcount":14,"created_at":15,"updated_at":16,"volume":17,"translator":18,"content_hash":19},770906,1022,"Chapter 5: Loaning Money","ice-age-apocalypse-i-hoard-billions-of-supplies-chapter-5",5,"\u003Cp>Chapter 5: Loaning Money\u003C\u002Fp>\n\u003Cp>Zhang Yi responded, “My name is Zhang Yi. Is there any issue with me ordering 500 tables of banquets?”\u003C\u002Fp>\n\u003Cp>The manager was taken aback. Such an order was unprecedented in the hotel’s history.\u003C\u002Fp>\n\u003Cp>However, such a large order would definitely be accepted.\u003C\u002Fp>\n\u003Cp>“Mr. Zhang, 500 tables will cost over a million yuan. If you want to proceed, we will start preparing immediately, but we will need a 200,000 yuan deposit upfront.”\u003C\u002Fp>\n\u003Cp>Zhang Yi replied, “No problem. Send me your account details, and I’ll transfer the money.”\u003C\u002Fp>\n\u003Cp>With money, things get done quickly. The manager readily agreed, added Zhang Yi’s contact information, and then sent him the bank account details.\u003C\u002Fp>\n\u003Cp>Without hesitation, Zhang Yi transferred the 200,000 yuan.\u003C\u002Fp>\n\u003Cp>Upon confirmation of the deposit, the manager immediately mobilized all departments.\u003C\u002Fp>\n\u003Cp>“We need to prepare 500 tables of banquets within a day!”\u003C\u002Fp>\n\u003Cp>...\u003C\u002Fp>\n\u003Cp>On the other end, after hanging up the phone, Zhang Yi couldn't help but sigh, “Although money will be useless in a month, it's still necessary for purchasing things now.”\u003C\u002Fp>\n\u003Cp>He had about 2 million yuan, the combined inheritance from his parents and his own savings.\u003C\u002Fp>\n\u003Cp>Now, half of it was gone. It was a bit painful, to be honest.\u003C\u002Fp>\n\u003Cp>But then he thought, this wasn't necessarily a bad thing.\u003C\u002Fp>\n\u003Cp>Many people had piles of cash that later turned into worthless paper.\u003C\u002Fp>\n\u003Cp>Not everyone had the chance to spend their money.\u003C\u002Fp>\n\u003Cp>“However, there are still many expenses ahead, and I need to find a way to get more money.”\u003C\u002Fp>\n\u003Cp>Zhang Yi’s eyes fell on his house.\u003C\u002Fp>\n\u003Cp>The property, located in the central ring of Tianhai City, covered 120 square meters and was built 10 years ago.\u003C\u002Fp>\n\u003Cp>It was worth over 4 million yuan per square meter at market prices.\u003C\u002Fp>\n\u003Cp>That meant the house was worth at least 5 million yuan.\u003C\u002Fp>\n\u003Cp>“Got it, I can mortgage the house for a loan, and there’s the money!”\u003C\u002Fp>\n\u003Cp>Zhang Yi chuckled. Once the loan was taken, he wouldn’t need to repay it, which was quite a comfortable thought.\u003C\u002Fp>\n\u003Cp>He immediately left home and drove to the bank to apply for the loan.\u003C\u002Fp>\n\u003Cp>On the way, he received a message from Fang Yuqing.\u003C\u002Fp>\n\u003Cp>“Zhang Yi, weekends are so boring. I wish someone could accompany me for a walk.”\u003C\u002Fp>\n\u003Cp>Zhang Yi glanced at it and tossed the phone aside.\u003C\u002Fp>\n\u003Cp>He arrived at the bank to process the loan.\u003C\u002Fp>\n\u003Cp>Given the large loan amount, complete documentation, and the fact that the house was fully paid off, the loan was approved swiftly, though the bank only granted him 4 million yuan.\u003C\u002Fp>\n\u003Cp>Zhang Yi didn’t haggle. After all, it was essentially free money, and he didn’t have the time to argue with the bank.\u003C\u002Fp>\n\u003Cp>After signing the documents, the bank transferred the money to his account.\u003C\u002Fp>\n\u003Cp>“Now, after spending over a million on banquets, I still have about 5 million yuan.”\u003C\u002Fp>\n\u003Cp>“Remodeling the house should be enough. But I still need to buy a lot of medicine and weapons. This money might not suffice.”\u003C\u002Fp>\n\u003Cp>Zhang Yi stroked his chin, contemplating how to get more money.\u003C\u002Fp>\n\u003Cp>At that moment, a guy with dyed yellow hair noticed Zhang Yi, deep in thought and approached him with a gleam in his eye.\u003C\u002Fp>\n\u003Cp>“Hey, buddy, need some cash?”\u003C\u002Fp>\n\u003Cp>Zhang Yi looked up at the guy.\u003C\u002Fp>\n\u003Cp>“Who are you?”\u003C\u002Fp>\n\u003Cp>The yellow-haired guy's smile deepened, and he lowered his voice, “I’m asking if you need money, and the bank won't lend it to you?”\u003C\u002Fp>\n\u003Cp>Zhang Yi instantly understood the guy’s intentions.\u003C\u002Fp>\n\u003Cp>He must be a loan shark!\u003C\u002Fp>\n\u003Cp>An idea struck Zhang Yi.\u003C\u002Fp>\n\u003Cp>He sighed, pretending to be troubled, “Yeah, my family's business urgently needs funds. But the bank...”\u003C\u002Fp>\n\u003Cp>Zhang Yi trailed off, looking troubled.\u003C\u002Fp>\n\u003Cp>The yellow-haired guy seemed to understand immediately.\u003C\u002Fp>\n\u003Cp>Anyone who could get a bank loan wouldn't turn to loan sharks.\u003C\u002Fp>\n\u003Cp>He said to Zhang Yi, “Yeah, banks are strict nowadays, with all sorts of rules, and loans take forever to get approved.”\u003C\u002Fp>\n\u003Cp>“But if you need money urgently, I can help you.”\u003C\u002Fp>\n\u003Cp>Zhang Yi eyed the guy cautiously.\u003C\u002Fp>\n\u003Cp>“You? Can you really help? I need several million.”\u003C\u002Fp>\n\u003Cp>The guy's eyes lit up excitedly hearing it was a big deal.\u003C\u002Fp>\n\u003Cp>He took out a business card and handed it to Zhang Yi.\u003C\u002Fp>\n\u003Cp>“Our company specializes in helping people in urgent need. If you need money, look no further!”\u003C\u002Fp>\n\u003Cp>Zhang Yi glanced at the card, which read “Duoduo Loan Financial Services Co., Ltd.”\u003C\u002Fp>\n\u003Cp>The guy's title was Sales Manager Hu Minghua.\u003C\u002Fp>\n\u003Cp>Zhang Yi pretended to be excited, “Can you lend me money quickly? I need 5 million. If you can help me through this tough time, I guarantee I can repay it within three months!”\u003C\u002Fp>\n\u003Cp>Hu Minghua laughed, “That’s negotiable. Our company is competent. We’re here to help people like you who need funds urgently.”\u003C\u002Fp>\n\u003Cp>“Let’s discuss this at our office.”\u003C\u002Fp>\n\u003Cp>With a look of anticipation, Zhang Yi nodded and followed Hu Minghua to their company.\u003C\u002Fp>\n\u003Cp>The so-called company was in a secluded office building.\u003C\u002Fp>\n\u003Cp>Upon entering, Hu Minghua led Zhang Yi to the boss's office.\u003C\u002Fp>\n\u003Cp>The loan company’s boss was a burly man wearing a high-end Benetton suit, clearly trying to project a legitimate business image.\u003C\u002Fp>\n\u003Cp>However, there was a certain menace in his demeanor.\u003C\u002Fp>\n\u003Cp>Years of hustling in society would give someone that air.\u003C\u002Fp>\n\u003Cp>Hu Minghua introduced Zhang Yi’s situation to the boss, “Manager, this is the client who wants to borrow money.”\u003C\u002Fp>\n\u003Cp>The boss, Chen Xiong, smiled and invited Zhang Yi to sit.\u003C\u002Fp>\n\u003Cp>“Mr. Zhang, how much do you want to borrow?”\u003C\u002Fp>\n\u003Cp>True to a loan shark's nature, the conversation was straightforward and blunt.\u003C\u002Fp>\n\u003Cp>Such companies were inherently illegitimate and didn't follow many rules.\u003C\u002Fp>\n\u003Cp>They had ways of ensuring repayment, so they weren’t worried about defaults.\u003C\u002Fp>\n\u003Cp>Zhang Yi said, “I want to borrow 5 million.”\u003C\u002Fp>\n\u003Cp>Chen Xiong frowned, “Oh, that’s not a small amount. But Mr. Zhang, let me warn you that our interest rates are very high. You should understand that.”\u003C\u002Fp>\n\u003Cp>Hu Minghua chimed in, “Mr. Zhang's business urgently needs funds. Once the business turns around, the money can be repaid quickly. Right?”\u003C\u002Fp>\n\u003Cp>The two of them played off each other, which Zhang Yi noted with amusement.\u003C\u002Fp>\n\u003Cp>Feigning eagerness, Zhang Yi said, “Yes, I can repay it quickly. A higher interest rate is fine as long as you lend me the money.”\u003C\u002Fp>",1046,"2026-06-03T02:47:18.755Z","2026-06-03T02:47:23.599Z",1,"novelbin.me","06677b8ec2b64b8541d616d57deeacd336ae0e2fce6f2fc50a5616827ff0e022","ice-age-apocalypse-i-hoard-billions-of-supplies-chapter-6","ice-age-apocalypse-i-hoard-billions-of-supplies-chapter-4",1370,"https:\u002F\u002Fnovelzhen.com\u002Fimages\u002Fcovers\u002Fice-age-apocalypse-i-hoard-billions-of-supplies-cover.jpg"]