Chapter 1531: Playing really fancy

"Siping Bank!"

The bank that kept the Dou family's gold, silver, treasures, fields, and shops, charged a storage fee every year, and kept its credibility without embezzling them was called Siping Bank.

It was a bank that wasn't huge in scale but had a long history, operating since the early Great Yu Dynasty, with excellent credibility. Because the fees they charged were higher than other banks and hadn't changed for many years, the market was gradually eroded by others.

However, true noble families all knew that Siping Bank was trustworthy. At critical moments, noble families were still willing to deposit valuable things in Siping Bank. At most, they would give three to five percent of the annual income to the bank as a storage fee.

The Dou family's money, five percent of the annual income, belonged to the bank, and it had been kept for the Dou family until now. It wasn't until the Dou family case was brought to light and Dou Shu obtained the Dou family's token, the gold ring, that Siping Bank took the initiative to find her and return all the property.

Siping Bank's market share in the capital was very small; in the huge capital, there was only one shop.

Chen Guanlou went to take a look specifically; the shop was located in Nancheng, not considered grand, but the place was very spacious. On the surface, nothing could be seen. Compared to other banks, it was slightly ordinary, with nothing outstanding.

"What business does the guest want to handle? Deposit or withdrawal?" The shop assistant took the initiative to greet him and asked with a smile.

"Can you store anything here? How do you charge?"

"Yes, we can store anything here. The specific charging standard depends on the type of property deposited and the value. The higher the value, the more expensive the charge."

"Shouldn't it be that the higher the value, the lower the charge?"

"The guest doesn't know; any property deposited in Siping Bank, our bank has the responsibility to protect the safety of the property. The more valuable it is, the higher the storage fee that needs to be paid, so the charge will increase accordingly."

Chen Guanlou nodded knowingly. "I have a few idle houses under my hand, and I'm too lazy to manage them myself. If I deposit them here, how do you charge?"

"If it's just simple storage and maintenance, one hundred taels a year for a one-courtyard house, three hundred taels a year for a two-courtyard house, eight hundred taels a year for a three-courtyard house... If you entrust us with leasing, the charge can be less, but our bank wants to participate in the sharing of the leasing fee. The sharing ratio depends on the size and location of the house!"

"If I deposit jewelry, how do you charge?"

"First do an evaluation, and then charge according to the standard after the evaluation. Below five thousand taels is one standard, five thousand to ten thousand taels is one standard. Ten thousand to twenty thousand taels is one standard, and so on!"

Chen Guanlou nodded knowingly. "How do you charge for depositing silver?"

"Depositing silver in our bank is the cheapest, and the safety is guaranteed. It's half a percent cheaper than other banks."

"However, your bank doesn't look large in scale; within the territory of the Great Qian Dynasty, can you achieve inter-bank deposit and withdrawal?"

"The guest doesn't know; our Siping Bank is just not large in scale in the capital, but it has scale elsewhere. Any prefecture city has our branch. Some counties with dense population and wealth also have branches. We can completely achieve inter-bank deposit and withdrawal!"

"Can it be exchanged in places where there is war?"

"Yes! Even if the city is occupied and destroyed, we will still acknowledge the account!" The shop assistant said this with extra confidence and pride!

Chen Guanlou gave an 'oh'. "The capital is full of rich people; why is your scale in the capital so small?"

The shop assistant clearly hesitated for a while, but finally said: "There are many nobles in the capital; Siping Bank's service to nobles is slightly lacking!"

Chen Guanlou laughed out loud.

This shop assistant is quite interesting; he almost said directly that the nobles in the capital are hard to serve, money is hard to earn, and shit is hard to eat. That bunch of unreasonable nobles, if he charged them three or five percent storage fee, they would have dismantled Siping Bank on the spot.

Rather than being driven out of the capital, it's better to be low-key, only set up one shop, and provide services to customers who need it. As for pulling new customers, there's no need in the capital.

This place in the capital has been wrapped up by several other big banks, and the backers behind them are all very big, either princes or some powerful officials.

Siping Bank's owner is also quite mysterious, and there are many sayings.

There is even a rumor that Siping Bank's owner is a descendant of the previous dynasty's imperial family. This saying should be fake.

If he were really a descendant of the previous dynasty's imperial family, he would have been killed again and again by the successive emperors of the Great Qian Dynasty. Siping Bank couldn't have been passed down for so many years.

Chen Guanlou coughed lightly. "I intend to deposit some silver in your bank. However, the silver is currently in another bank."

He took out a stack of silver notes from another bank.

"Can you handle it?"

The shop assistant looked at the silver notes, and his smile became even brighter. "Yes! Of course! We can handle it now!"

Counting the silver notes, putting them into storage, and re-issuing Siping Bank's silver notes.

After the business was handled, the other party asked intimately: "Does the guest have any other needs?"

"I deposited so much money in your bank; are there any gifts?"

"If the guest doesn't mind, we have a hot spring villa, just outside the city; the guest can go there at any time, and all expenses are half price!"

"Just half price?"

"If the guest's one-time consumption exceeds one thousand taels, you can also get a discount on top of a discount, another half price!"

So many routines!

"What's fun about a hot spring villa? Tell me about it."

The shop assistant presented a promotional brochure and told him, "Everything fun is introduced inside. The guest can flip through it yourself; the experience will be better than me introducing it to you orally."

Chen Guanlou took their promotional brochure; it was all color-printed and very exquisite. According to the current printing technology level, the cost of one brochure is five or six taels.

The front is all very normal introductions; the back, eh, the tricks start to increase.

Sure enough, you have to experience it yourself.

Beauties!

All beauties!

Various beauties, color-printed, comparable to photographic images!

Vivid, or covered or hidden!

Playing really fancy!

He closed the brochure and said immediately: "I'll go tonight!"

The shop assistant asked with a smile: "Is the guest preparing to go by yourself, or do you need me to provide a carriage for pick-up and drop-off?"

"Carriage pick-up and drop-off."

"Okay! What time and where should I pick you up?"

Chen Guanlou told the other party the time and place, and the shop assistant recorded them one by one, and gave a red wood bead bracelet.

"The guest wears the bracelet; this is a sign of identity. So as not to pick up the wrong person."

Chen Guanlou nodded knowingly.

In this day and age, are bank businesses so competitive?

Why didn't he enjoy these services when he deposited silver in other banks?

He asked curiously, "Do other banks have similar services?"

"Yes! No matter which bank, the guest is a big customer. We must provide thoughtful service."

Chen Guanlou was immediately angry.

For so many years, in other banks, he didn't enjoy similar services. At most, they gave him some good tea leaves.

He was cheated!

He had been a sucker for so many years.

He decided that as long as Siping Bank didn't go bankrupt and the service remained so good, most of his money would be deposited in Siping Bank in the future. ===== CHAPTER 1532 =====