[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"origin-no-money-what-cultivation":3,"chapter-no-money-what-cultivation-no-money-what-cultivation-chapter-150":6},{"origin":4,"title":5},"chinese","No Money, What Cultivation?",{"chapter":7,"nextChapterSlug":20,"prevChapterSlug":21,"totalChapters":22,"novelImage":23},{"id":8,"novel_id":9,"title":10,"slug":11,"index":12,"content":13,"wordcount":14,"created_at":15,"updated_at":16,"volume":17,"translator":18,"content_hash":19},163499,323,"Chapter 150: Go for It, Yu Zi! Fully Unleash Our Immortal Potential","no-money-what-cultivation-chapter-150",150,"\u003Cp>With the end of the Dao-heart test, Deng Bingding reported the results.\u003C\u002Fp>\n\u003Cp>Although Zhang Yu's valuation result was unknown, in Deng Bingding's view, this was mainly because the Dao-heart test was relatively simple.\u003C\u002Fp>\n\u003Cp>The inflated results of the other students were the same.\u003C\u002Fp>\n\u003Cp>\"If it were reality, and they were truly coerced and tempted, they couldn't possibly command such a high price.\"\u003C\u002Fp>\n\u003Cp>\"But after all, it's just a test, used to weed out the weaklings and focus on promising students. Doing this much is enough.\"\u003C\u002Fp>\n\u003Cp>Among the test results Deng Bingding reported, besides the outstanding performances of Zhang Yu, Ye Lingxiao, and Yun Jing, Bai Zhenzhen, who had a rather peculiar performance, was also highlighted.\u003C\u002Fp>\n\u003Cp>Some students with insufficient basic data and lagging behind in the Dao-heart test were also marked, awaiting the higher-ups' decision on whether to eliminate them.\u003C\u002Fp>\n\u003Cp>Not long after, the assembled gods saw the reply from above.\u003C\u002Fp>\n\u003Cp>A thumbs-up.\u003C\u002Fp>\n\u003Cp>This meant that the work this time had been approved by the higher-ups, and the gods, who had been slightly tense, immediately relaxed.\u003C\u002Fp>\n\u003Cp>Then they received the specific reply from above.\u003C\u002Fp>\n\u003Cp>For example, commendations for Zhang Yu, Ye Lingxiao, Yun Jing, and Bai Zhenzhen, as a form of encouragement.\u003C\u002Fp>\n\u003Cp>Seeing this, Deng Bingding was slightly stunned. She had anticipated commendations for the first three, but she hadn't expected one for Bai Zhenzhen.\u003C\u002Fp>\n\u003Cp>After all, in her view, although Bai Zhenzhen's performance was peculiar, it was far from matching the excellence of the other three.\u003C\u002Fp>\n\u003Cp>\"Could it be that someone up there... appreciates Bai Zhenzhen's performance?\"\u003C\u002Fp>\n\u003Cp>Deng Bingding continued reading the reply from above: \"Hmm, there are a few other students to be eliminated?\"\u003C\u002Fp>\n\u003Cp>When Zhang Yu opened his eyes again, he found himself back in the registration office.\u003C\u002Fp>\n\u003Cp>The middle-aged woman who had registered him was sitting behind the office desk, looking at him.\u003C\u002Fp>\n\u003Cp>Deng Bingding spoke: \"You should still remember the content of the Dao-heart test, right?\"\u003C\u002Fp>\n\u003Cp>After all, now the Eight Department True Gods all emphasize leaving traces of their work for future review. The various data from the Foundation Establishment exam and Dao-heart test, and even all the memories the students experienced in the illusion, are preserved.\u003C\u002Fp>\n\u003Cp>Zhang Yu nodded, finally confirming his guess: \"So everything I just experienced was some kind of illusion?\"\u003C\u002Fp>\n\u003Cp>Deng Bingding looked at Zhang Yu with admiration and said, \"You performed very well in this Dao-heart test.\"\u003C\u002Fp>\n\u003Cp>\"Single-minded pursuit of immortality, ambitious goals, steadfast and unyielding. Both I and the higher-ups greatly appreciate you.\"\u003C\u002Fp>\n\u003Cp>\"So, to encourage you, the higher-ups have specially approved a bonus.\"\u003C\u002Fp>\n\u003Cp>At the word \"bonus,\" Zhang Yu's eyes instantly lit up. Money was precisely what he lacked most on his current path of immortality.\u003C\u002Fp>\n\u003Cp>But when he saw a red envelope charm lightly flicked from Deng Bingding's fingertips, Zhang Yu's expression suddenly changed.\u003C\u002Fp>\n\u003Cp>Damn, is the bonus also a high-interest loan?\u003C\u002Fp>\n\u003Cp>Are these bastards so determined to screw over students?\u003C\u002Fp>\n\u003Cp>Zhang Yu couldn't help cursing inwardly.\u003C\u002Fp>\n\u003Cp>Deng Bingding spoke again: \"This is a 300,000 interest-free loan. After you receive it, you'll repay 5,000 each month for a total of 60 months.\"\u003C\u002Fp>\n\u003Cp>Seeing the red envelope charm flying toward him, Zhang Yu immediately felt that his earlier thoughts had been shallow.\u003C\u002Fp>\n\u003Cp>He quickly and respectfully took the red envelope: \"Thank you, examiner. May I ask your name?\"\u003C\u002Fp>\n\u003Cp>Deng Bingding said flatly: \"Just call me Deng You Shen. I'm the examiner for this year's Foundation Establishment exam.\"\u003C\u002Fp>\n\u003Cp>\"Your performance has caught the eyes of the higher-ups. Cultivate diligently in the coming year, strive to pass the Foundation Establishment qualification certificate next time, and your future on the second level will surely be bright.\"\u003C\u002Fp>\n\u003Cp>Apparently, judging from Zhang Yu's data on magical power, physique, and martial arts, Deng Bingding did not think he could pass this year's Foundation Establishment qualification certificate.\u003C\u002Fp>\n\u003Cp>Zhang Yu understood in his heart that this was indeed the case for the vast majority of first-year students, and he couldn't argue against it.\u003C\u002Fp>\n\u003Cp>Thereupon, Zhang Yu respectfully said: \"Thank you for your guidance, Deng You Shen.\"\u003C\u002Fp>\n\u003Cp>Deng Bingding nodded: \"You may go.\"\u003C\u002Fp>\n\u003Cp>The next moment, Zhang Yu felt a large hole open beneath his feet, and he fell into it.\u003C\u002Fp>\n\u003Cp>……\u003C\u002Fp>\n\u003Cp>When Zhang Yu came back to his senses again, he was already back in the toilet stall at the train station.\u003C\u002Fp>\n\u003Cp>Carefully opening the toilet door and stepping outside, he watched the people coming and going around him and thought to himself, \"Is it really over this time?\"\u003C\u002Fp>\n\u003Cp>After a moment, when Bai Zhenzhen came out of the women's restroom, they exchanged a few words and finally confirmed that the Dao heart test was truly over.\u003C\u002Fp>\n\u003Cp>Bai Zhenzhen had also received a bonus—a 150,000-yuan interest-free loan.\u003C\u002Fp>\n\u003Cp>Bai Zhenzhen let out a light sigh and said, \"I never expected the test to come with a bonus. This exam reform is a good change.\"\u003C\u002Fp>\n\u003Cp>This bonus relieved both Zhang Yu and Bai Zhenzhen, whose savings had nearly run dry.\u003C\u002Fp>\n\u003Cp>However, they didn't dare linger long in Xiandu, where prices were high. Instead, they boarded the return train.\u003C\u002Fp>\n\u003Cp>While Bai Zhenzhen was in the restroom, Zhang Yu pinched the bead on his chest.\u003C\u002Fp>\n\u003Cp>The next moment, Fuji's voice, as if awakening from a dream, rang in his mind: \"Hm? It's over?\"\u003C\u002Fp>\n\u003Cp>……\u003C\u002Fp>\n\u003Cp>Before coming to Xiandu to take the Foundation Establishment exam,\u003C\u002Fp>\n\u003Cp>Zhang Yu had been somewhat hesitant about whether to bring Fuji along.\u003C\u002Fp>\n\u003Cp>On one hand, although Fuji now seemed completely harmless to him, Zhang Yu deeply remembered her identity as a邪神 (evil god) and the process of making a wish with her. He dared not leave her alone, giving her a chance to slip out of his control.\u003C\u002Fp>\n\u003Cp>On the other hand, participating in a competition watched over by a righteous god, he also had to worry about Fuji being discovered—or even the ritual power within him being exposed.\u003C\u002Fp>\n\u003Cp>However, just when Zhang Yu was wavering, Fuji suggested that he bring her along, saying: \"If I spoke to you or probed the outside world, then it would indeed be possible to detect my presence. But if I withdraw my consciousness and thoughts, actively giving up all external probing, I would be equivalent to a dead object—more than enough to fool a Foundation Establishment exam.\"\u003C\u002Fp>\n\u003Cp>\"We're in the same boat now. If something happens to you, I'm done for too. I wouldn't deceive you.\"\u003C\u002Fp>\n\u003Cp>\"The so-called righteous gods have talismans, while we evil gods have rituals.\"\u003C\u002Fp>\n\u003Cp>\"When it comes to earning power, we may not be as formidable as righteous gods, but when it comes to hiding our traces and evading detection, how can a righteous god compare to an evil god?\"\u003C\u002Fp>\n\u003Cp>\"If it weren't so, we evil gods who sneaked into Kunxu would have been caught long ago...\"\u003C\u002Fp>\n\u003Cp>The reason Fuji was willing to tell Zhang Yu this\u003C\u002Fp>\n\u003Cp>was partly because she knew that even now, Zhang Yu hadn't truly relaxed his guard against her. Persuading him to leave her outside would only deepen his suspicion and destroy the fragile trust they had built up over time.\u003C\u002Fp>\n\u003Cp>On the other hand, Fuji now regarded Zhang Yu as a bull stock with enormous potential.\u003C\u002Fp>\n\u003Cp>\"Based on my years of investment experience, going to all the trouble now to deal with Zhang Yu and causing an internal rift... would be like buying a bull stock and selling it before it's gone up much—a huge investment taboo.\"\u003C\u002Fp>\n\u003Cp>\"With this kind of bull stock, you have to be patient and hold on tight... Just like with this Zhang Yu, right now is the chance to give him a hand, further earn his trust, and make the cake bigger together.\"\u003C\u002Fp>\n\u003Cp>\"Only when he truly grows up will it be time to consider harvesting.\"\u003C\u002Fp>\n\u003Cp>Please... you... bookmark 6...9... books...! (Note: This appears to be a website advertisement inserted into the text.)\u003C\u002Fp>\n\u003Cp>\"Besides, he and I have already completed the ritual; we have an advantage in this respect. Why fight with him early? There's plenty of time ahead...\"\u003C\u002Fp>\n\u003Cp>……\u003C\u002Fp>\n\u003Cp>At that moment, on the train,\u003C\u002Fp>\n\u003Cp>Fuji, having awakened, said, \"Although we weren't discovered this time, for a while I sensed my sea of consciousness shaking, as if divine power was surging outside.\"\u003C\u002Fp>\n\u003Cp>\"The Foundation Establishment exam you took was of a rather high standard.\"\u003C\u002Fp>\n\u003Cp>Fuji sighed, \"If you actually pass and earn your Foundation Establishment certificate, you'll inevitably attract even more attention from the righteous gods.\"\u003C\u002Fp>\n\u003Cp>\"To ensure safety and hide both me and the ritual deeper, you'd better help me hunt down my colleague as soon as possible. Once I recover some of my power, my hiding ability will improve, and your potential can be further unlocked.\"\u003C\u002Fp>\n\u003Cp>\"That Mo Tianyi's backer is definitely connected to my colleague. You can take him down first.\"\u003C\u002Fp>\n\u003Cp>This was Fuji's other motive—to once again urge Zhang Yu to hunt down an evil god.\u003C\u002Fp>\n\u003Cp>Although Zhang Yu didn't reply, he was already quite tempted.\u003C\u002Fp>\n\u003Cp>Of course, not just because of Fuji's persuasion, but more because of the gap he felt from those second-year high school students in Xiandu.\u003C\u002Fp>\n\u003Cp>\"In this edition of the Foundation Establishment exam, the strongest sophomores are already near the Qi Refining limit.\"\u003C\u002Fp>\n\u003Cp>\"In another six months, there will probably be more students in this exam who have perfected their Dao heart, mana, and physical body to the Qi Refining limit.\"\u003C\u002Fp>\n\u003Cp>Zhang Yu knew that to deal with a student at the Great Perfection of high school level, he also had to push his various stats to the peak of Qi Refining.\u003C\u002Fp>\n\u003Cp>\"Stimulate potential, upgrade the Feather Scripture... How could I not want to do such things?\"\u003C\u002Fp>\n\u003Cp>However, that Poor Man Boss was most likely a second-year student at White Dragon High, but backed by an evil god and having won competition rankings, his strength was probably already at the level of a third-year high school student.\u003C\u002Fp>\n\u003Cp>To make contact with the other party, Zhang Yu had to at least ensure his own strength reached the third-year high school level first.\u003C\u002Fp>\n\u003Cp>\"Strength... in the end, I need even stronger strength.\"\u003C\u002Fp>\n\u003Cp>\"And to get stronger strength, besides upgrading the Feather Scripture, the only way is through money.\"\u003C\u002Fp>\n\u003Cp>\"Do I have to spend time making money again?\"\u003C\u002Fp>\n\u003Cp>Zhang Yu hesitated; for the sake of working to earn money, he had already diverted too much time from cultivation.\u003C\u002Fp>\n\u003Cp>And although he now had a 300,000 interest-free loan, compared to various cultivation expenses, it still wouldn't last long.\u003C\u002Fp>\n\u003Cp>Just then, Bai Zhenzhen, who had returned from the restroom, looked at Zhang Yu and asked curiously, \"Yu Zi, what are you doing staring blankly at your phone?\"\u003C\u002Fp>\n\u003Cp>Zhang Yu said, \"A Zhen, the more I work, the more I understand one thing.\"\u003C\u002Fp>\n\u003Cp>\"Working can't make you rich.\"\u003C\u002Fp>\n\u003Cp>\"Especially wanting to pass the exams, relying on the money we earn from working is far too slow.\"\u003C\u002Fp>\n\u003Cp>Bai Zhenzhen said, \"Isn't that obvious? If working could make you rich, there wouldn't be any place for us to work.\"\u003C\u002Fp>\n\u003Cp>Zhang Yu continued, \"If you want to make big money, you have to rely on borrowing.\"\u003C\u002Fp>\n\u003Cp>\"Borrowing is the fastest way for young people in Kunxu to make money.\"\u003C\u002Fp>\n\u003Cp>If before Zhang Yu had still wanted to build up strength without borrowing, then after witnessing the level of the Xiandu Lords on this trip, he felt even more pressure.\u003C\u002Fp>\n\u003Cp>Especially the urgency of hunting the evil god.\u003C\u002Fp>\n\u003Cp>All of this required him to improve his strength even more in the next half year, and required him to further accelerate his cultivation.\u003C\u002Fp>\n\u003Cp>And the method he first thought of, also the most common method in Kunxu, was borrowing.\u003C\u002Fp>\n\u003Cp>Bai Zhenzhen looked seriously at Zhang Yu and said, \"Yu Zi, your words really struck a chord with me.\"\u003C\u002Fp>\n\u003Cp>\"After witnessing so many Xiandu Lords at the exam site this time, I realized that we still weren't working hard enough before.\"\u003C\u002Fp>\n\u003Cp>\"If we keep working and cultivating 24 hours a day, keep lying flat like this, how can we compete with the Xiandu Lords?\"\u003C\u002Fp>\n\u003Cp>\"Let's do it, Yu Zi!\"\u003C\u002Fp>\n\u003Cp>\"Our credit ratings over the past few months must have gone up, and our limits should have increased a lot too.\"\u003C\u002Fp>\n\u003Cp>Bai Zhenzhen also took out her phone, opened the platform, took a deep breath and said, \"Let's completely loan out our immortal path potential in one go!\"\u003C\u002Fp>\n\u003Cp>The next moment, as the two tapped on their phones, the numbers in their bank accounts suddenly changed.\u003C\u002Fp>\n\u003Cp>At that instant, Zhang Yu felt as if he saw rivers of money surging across, pouring into his body, wildly driving his immortal path potential.\u003C\u002Fp>",2085,"2026-05-29T04:54:22.303Z","2026-06-01T04:29:11.989Z",1,"deepseek-v4-flash","782f9bbb2cc2fcc8af9e0734b5f2f287e69e0929769f12a76dc8521fea4e37a1","no-money-what-cultivation-chapter-151","no-money-what-cultivation-chapter-149",711,"https:\u002F\u002Fnovelzhen.com\u002Fimages\u002Fcovers\u002Fno-money-what-cultivation-cover.jpg"]