Chapter 234: After the meal, strolling around to buy a villa

After the meal, Xiao Feng and his two companions left school.

Actually, while eating, Xiao Feng had been worrying about a problem, afraid that someone would recognize him.

After all, the name "Xiao Feng" was too famous in the game; when he created the account back then, he hadn't thought much and just used his real name.

If a classmate who knew him a little saw it, they would probably immediately think of him!

Fortunately, he usually stays indoors; besides his dorm mates, he isn't particularly close with his classmates, so he hasn't been discovered yet.

After leaving the school gate, a new problem appeared before the three of them.

— Buying a villa, where should we go?

"Um… why not call 114 and ask?" Li Li suggested.

"It would be better to look it up online!" Zhang Fan said, shaking his head.

Xiao Feng pressed his forehead, speechless.

This is what a country bumpkin is like—having money but not knowing how to spend it…

After a dozen seconds, Zhang Fan finished checking the data and said: "We just need to download a rental/purchase property app; some real estate companies have settled in, and among them there are villas to choose from."

I think that works!

If you can avoid making a call, don't; if you can handle it with your phone, don't use your mouth!

Xiao Feng immediately downloaded a certain app and began to check the market.

In the app, you can directly select "Buy a house," then filter for "villa."

Upon opening it, most of what was shown were actually just deluxe apartments, each costing several million; according to Hai Zhou's average price of 50,000 per square meter, that's not very expensive.

Xiao Feng then searched for "detached villa"; this time the results were all in the tens of millions.

But the number was small—only three—and there were no transaction records.

It feels kinda unreliable…

He was a bit doubtful about its authenticity.

He tapped the manager listed at the bottom of the page and sent an inquiry message.

The other party quickly replied: "May I ask if you're genuinely buying or just inquiring? We're busy here; if you're not seriously purchasing, please don't bother us."

"Of course I'm buying for real, paying in full!" Xiao Feng felt looked down upon and immediately replied.

"Alright, then I'll call you and discuss the details!" The other party replied again.

Immediately after, the virtual phone call was connected.

After Xiao Feng answered, a male voice came from the other side: "Hello, sir, I'm Xu Xiao Feng, manager of Hai Zhou Real Estate Group. May I ask your surname?"

"My surname is Xiao." Xiao Feng replied offhand.

"Um… Mr. Xiao, your voice sounds quite young; are you sure you want to buy a villa?" The other party expressed doubt again.

Hmm.

Well… here, purchasing property requires a financial verification first to ensure you can afford the monthly mortgage payments; I don't know if that's convenient for you…

"I just said, I'm buying outright, no mortgage." Xiao Feng corrected.

Um… okay, that was presumptuous of me. May I ask where you are now? Are you coming to us to view the property, or do you need us to send someone to pick you up? The other party asked again.

Xiao Feng instinctively replied: "We're currently at the gate of Hai Zhou University; it would be best if you came to pick us up, otherwise we can take a taxi ourselves."

Hai Zhou University? Take a taxi?

Upon hearing that reply, the other party's tone immediately changed, cursing: "You damn poor student, just messing with me!"

Then he hung up with a slap.

What the hell? What's going on?

Xiao Feng and the two others stared at each other.

Just moments ago we were chatting fine; although they sounded doubtful about our financial strength, hanging up suddenly like that is too absurd!

Xiao Feng thought for a moment, then realized it was his last sentence that caused the problem.

The school gate, a young voice, taking a taxi…

This shows he's a student, and moreover he doesn't even have a car.

No car, and yet he wants to buy a villa?

Obviously the other party thought this was a trap.

He might even think they were trying to take advantage of lunchtime to get a free lunch at the sales office!

"Damn, who does he think he's looking down on!" Li Li said angrily, "Let's switch to another company! We'll check another one, not buy from him, so he doesn't get this commission!"

Xiao Feng was also a bit annoyed.

But mostly it was embarrassing.

I'll just ask the bank, he thought, then said.

What? Ask the bank about buying a house? The two were stunned.

Xiao Feng said: "I'm already a VIP customer of the bank; the backend knows my deposits, so there won't be all this hassle. Besides, the bank has many collaborations with the real estate industry; finding a house through the bank will definitely not be worse."

Mm, that makes sense! You're awesome! Zhang Fan and Li Li both gave a thumbs up.

Thinking of that, Xiao Feng opened the messaging function and directly called back using the balance change alert number.

The number connected to the bank's intelligent system; after selecting human service, a real person came on the line.

Esteemed Black Gold VIP Mr. Xiao, how may I help you? After the call connected, a gentle female voice came from the other side.

In that voice was mixed an indescribable excitement; although she tried hard to conceal it, it could still be heard.

Serving a Black Gold VIP is something many staff members might never encounter in their entire careers.

Black Gold VIP? Xiao Feng recalled that the previous SMS notification said he had been upgraded to Diamond VIP; how had it become Black Gold now?

The other party replied: "That's right, because your recent transfers all came from Black Gold clients and your card balance is sufficient, your VIP status has automatically been upgraded to the highest Black Gold tier. You can enjoy our bank's highest VIP services, such as airport VIP lounges, pick‑up service, free tertiary‑level hospitals, high‑end salons, free travel, and so on."

"So that's how it is..."

Xiao Feng nodded slightly to show his understanding.

I had also heard that if one's deposits are large enough, the bank will give many privileges, and even allow one to designate one or two relatives or friends to work at the bank.

Now it seems he has also reached this level.

However, deposits are still secondary; the real reason for upgrading to the black gold card should be that the three parties—Zhan Tian, Zhu Long, and Shen Di—transferred money to him, causing the bank to tacitly acknowledge that he belongs to the same circle as these three big shots.

The friends of big shots are also big shots; that's roughly what it means.

In fact, not only him, but Zhang Fan and Li Li also already enjoy many superior benefits; it's just that their rank is still diamond tier, not yet black gold.

Some of the privileges of the black gold card are not even clear to ordinary bank staff.

"Well, I want to buy a house; you guys at the bank should be able to help, right?" Xiao Feng changed the subject and directly stated his purpose.

"Buying a house? Of course that's possible. Our bank cooperates with companies like Hai Zhou Real Estate Group, Bi Chao Garden, Wan Heng Group, etc. As long as you specify the area and specifications you need, we can filter out the properties that best match your needs," the other party replied.

Xiao Feng nodded slightly.

Now that's what I call service!

He immediately replied: "I want a detached villa near Hai Zhou University; the surroundings should be quiet, meals convenient, a bit bigger is fine, a bit more expensive is fine—just as long as the conditions are good."

"Okay, we've noted your request; please don't hang up, we'll get back to you within one minute!"

The other party said a sentence, and the excitement in their voice became increasingly obvious.

After a moment, she replied: "Mr. Xiao, we have found a property that meets your requirements; I'll briefly outline the conditions, and if you think it's suitable, we can send someone to pick you up for an on-site viewing, okay?"

"Hmm, go ahead."

Xiao Feng turned on the speakerphone, letting his two close brothers hear the conditions as well.

"The first property is the 'Canghai Emperor View' seaside villa cluster under Hai Zhou Real Estate Group, located in Canghai Bay 2.9 kilometers from Hai Zhou University; the villa sits on 4,180 square meters of land, with a building area of 1,688 square meters, two stories, a simple and comfortable architectural style, featuring a swimming pool, a miniature golf course, an independent garage, and other supporting facilities—everything is provided, ready to move in with just your luggage."

"The second is a villa in 'Bi Chao Garden,' located 6.8 kilometers from Hai Zhou University..."

"The third is..."

After listening, Xiao Feng felt that the first one was still the closest, and its conditions were also not bad.

He asked about the price, and the bank customer service replied: "Hai Zhou Real Estate Group's base asking price is 58.8 million; if you confirm the purchase, we expect to close around 50 million. Of course, there are a few better units with higher prices."

"Fifty million? Not cheap, Old Xiao, what do you say?" Zhang Fan and Li Li both looked at Xiao Feng.

Xiao Feng's mouth twitched slightly, "It's just fifty million—buy it!"

Now sitting on the treasury of a level 2 Yi Ji Zhu Cheng, his gold coins are virtually endless.

Not to mention fifty million; as long as the house's conditions are good enough, he'd dare to buy five hundred million!