Chapter 119: Only I Am Unique in Law Chapter 119 Solving Problems

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Protagonist:

Chen Yi

A company short of money and on the brink of bankruptcy, in the bank's prefix is non-performing assets, bad debts, dead accounts, and rotten accounts—erroneous loans that must be recovered by any means, even at the cost of losing some interest.

But a wealthy company that has no need for loans at all, in the bank's prefix is cash checks, cash cows, money trees, and cornucopias—risk-free loans that must be seized even if interest is lowered slightly.

The wealthy Chen Group versus the penniless Chen Group means an annual interest difference of 500 million RMB, or even more.

If a bank with assets in the hundreds of billions is viewed as a whole, it may not necessarily care about 500 million in interest. But if the gaze is lowered to a specific individual within the bank, not a single person in this state-owned bank can bear a loss of 500 million, or even 50 million.

A lowly deputy manager certainly cannot.

Deputy Manager Li took a full five minutes to regain his senses; by then, the other four banks had already prepared to re-sign agreements and were busy exchanging opinions with upper management.

Watching as each bank prepared to swallow Jiangyin Bank Bank Bank's share, Deputy Manager Li came to his senses, fell to the ground, and said in a fawning low voice: "Mr. Chen, Boss Chen, Grandpa Chen, I was wrong, I really was wrong. As for Jiangyin Bank Bank Bank's loans, do however you say to do them, repay however you say to repay them."

If Chen Group had no money, he would be eager to get the money back immediately. But now that Chen Group had money, if he lost such a big client, his good days would be over.

Chen Congyi deliberately did this, and in front of everyone said: "Wrong, and you must be punished."

【15> He tapped the table and said: "Get out yourself, so the security guards don't handle you roughly—your small frame can't take it."

He knocked on the Table and said, "Scram on your own, lest the security guards aren't gentle and your Quiet frame can't take it."

He was not only killing the chicken to scare the monkey, but indeed had a grudge in his heart.

Since the Chen Family fell into decline, all sides have been desperately suppressing them.

Those closely related to the He Family and Fang Family, needless to say, and even the originally obedient banks started making trouble. This Deputy Manager Li was among the outstanding ones. He was the first to demand increased collateral, the first to demand more audits, the first to demand early repayment, the first to demand higher interest...

Once the other banks swarmed in, even a good company could be killed off.

Chen Congyu said without a shred of pity: "Don't look at me as a businessman; I'm actually a damn soldier. Things like Confucian merchants have nothing to do with us. Call the security guards over."

Deputy Manager Li left unsteadily.

Chen Congyu drew a stroke on paper and removed Jiangning Bank, which had 2 billion in loans.

An annual interest rate of 5% means 100 million in interest is gone. In fact, some of the later loans had rates exceeding 8%. Rising financing costs and increasingly heavy state taxes are the main reasons traditional enterprises lose more the more they do.

Chen Congyu took advantage of his anger as a pretext; not only did he repay the portion the bank demanded be repaid early, but he also wrote off loans that should have continued to be held. The Chen Family may be tilting but not falling; once his soldierly temper is unleashed, probably no one dares to touch his bad luck.

When watching and waiting is the time to run rampant.

The other four directors looked straight ahead, but all understood in their hearts that the best fate for that Deputy Manager Li, who had worked with them for half a year, was to be cast into the cold palace, with no chance of advancement for life. If luck was bad, he might take all the blame and be dismissed or demoted.

A lowly deputy manager, without the bank as his backing, encountering a high-cadre undercover like Chen Congyi who is red at root and sprout, can only be kneaded and flattened at will, slaughtered and shown off like a lively animal on the market street.

Someone suddenly shivered, for their own position and pension.

Chen Congyi took out his private seal, knocked it twice on the table, and said: "You four aren't any good either. I give you one day to disappear on your own. I will personally call your respective banks and explain the situation."

"Mr. Chen!" The four, having survived the disaster, all panicked at once.

"Rest assured, your respective banks' shares will still be kept. Of course, the specific numbers will have to change, and the interest rates should be changed too, right?" When Chen Congyi started doing business, he took low-interest or even interest-free loans; now he's spending money on full or even high-interest loans—no matter how he thinks about it, it's uncomfortable.

The four left with repeated acquiescence. Not a trace of the bearing of resident directors remained.

Chen Congyi happily drank a full large cup of tea, exhaled a breath of turbid air, and said: "Prepare the car, go see the old man; the Chen Family should get up."

A new week arrived with midsummer.

Xiao Yu went to great lengths, tampered with a pile of data, and finally got Chen Yi three connected dormitories, still on the 23rd floor but in a different location, wasting some of the original renovation.

The series of troubles thus brought was resolved by Chen Yi personally meeting the vice principal in charge of dormitories—although he was a cadre enjoying bureau-level treatment, after all there was a difference from true bureau-level. Chen Yi bore the great banner of the Chen Family, acting somewhat arrogantly, but he also did not dare to treat it lightly.

He didn't even need to mention computer systems or such; he only said he had occupied three empty rooms, and that vice principal pretended not to hear.

Thus, in the following days, the highly skilled workers renovated the houses without regard for others, redoing the renovation and decoration, stubbornly transforming three bedrooms into something like an apartment building. Working 24 hours without stop greatly shortened the work hours, as if racing against time on the most expensive office building in the world.

Jin Douna cared about this immensely, regarding it as her main residence in Jiangning; before the "Research Society" forgot or abandoned her, she would have to live here long-term.

Obviously, safety by Chen Yi's side was far superior to other places.

Little Sister and Han Jie both came to help; they naturally didn't get along with Jin Douna, so they cleaned the living room and various decorations, while the Korean girl played with her own kitchen and bedroom.

Chen Yi paced restlessly between the two, soon making everyone dizzy.

Little Sister pulled him aside and whispered secretly: "Are you keeping a beauty in a golden house?"

"Where is there such keeping?" Chen Yi glanced at Han Jie, who was seriously wiping a giraffe sculpture.

"Then where does Jin Douna live? Why make a kitchen?" Little Sister was very smart; she knew Chen Yi wouldn't even bother boiling water for instant noodles himself.

"She's staying temporarily for a few days; the Korean exchange student has no place to live." Chen Yi's explanation dissatisfied even himself, so he quickly changed the subject: "I have some spare money now; do you want a share of the account?"

"You want to buy me off?" Little Sister smiled evilly, her round face like a burnt sunflower, saying: "My price is very high; 1 million USD, no bargaining."

Chen Yi frowned and said: "What do you want so much money for?"

Little Sister was still in middle school; giving too much money was instead dangerous.

Chen Rongxi hit him hard and said: "I want to buy blade servers; sooner or later, I'll break through Floating Mountain."

She looked full of longing, as if she had already become the king of world games.

"The world's largest game platform isn't that easy," Chen Yi said, yet nodded: "I'll give you 1 million USD, but it can only be used to buy servers."

He changed his mind and said: "You pick the servers, I'll buy them for you."

"Really?"

"Really!"

Little Sister's eyes rolled, and she pretended to sigh: "No choice, I've been bought off by you."

Chen Yi chuckled darkly; after all, she was a child, and a little pocket money was enough to satisfy her.

Not done, Little Sister immediately said: "Remember you said you'd allow me to use the supercomputer; I want to use it today."

"Attack Floating Mountain? Actually, home isn't that short of money anymore..."

"I need to verify my idea," Little Sister said, while in her head she fantasized that after mastering Floating Mountain, she would modify her Magic Knight game data like a god, holding a tank in her left hand and grabbing a mountain range in her right, killing ten thousand people with one strike, making the yellow text on the screen scroll faster than stocks.

Chen Yi trusted his younger sister more, only gave a reminder, then said: "Tomorrow daytime, I'll give you eight hours."

At that time, it was precisely when the US stock market was closed.

Chen Rongxi was now thoroughly satisfied; as for Han Jie, she only told him to come to class more, saying nothing else.

Silence was also a weapon at this moment, but Chen Yi did not know how to deal with it.

In two or three days, the dormitory renovated with various high-tech advanced means was completed. Zhu Guangliang came running once, and transferred the 100M fiber optic line over.

When the local telecom personnel were working hard, Zhu Guangliang kept looking around front and back of the house.

After a while, he came over and said: "Too beautiful, better than the apartment I bought."

After a while, he ran over again and said: "Really not bad, how come I didn't have these conditions when I was in school back then."

After a while, he turned another circle and shouted: "The porcelain you put on the table is worth more than my entire office."

In his mind, the soft roar never stopped: I hate aristocratic scions the most. I hate aristocratic scions the most, I hate aristocratic scions the most, this is showing off, this must be showing off...

Then he silently took the telecom personnel back, comforting himself nonstop on the road: I am dedicating myself to the country, struggling hard on the secret front, unknown to others, a brave and tenacious, fearless warrior. The country doesn't give me a luxurious office, doesn't give me luxurious decoration and luxurious furniture, for fear I would be corrupted by the bourgeoisie's sugar-coated cannonballs; I myself don't buy them, because... I don't need a luxurious office and luxurious decoration, and especially handsome and convenient luxurious furniture, and luxurious genuine antiques... I... want them so much!

Zhu Guangliang was in the car, and forced out two tears, mournful like a cook playing Chopin, sleepless all night and not even eating lunch.

Cai Qinghua also came, toured around with his Student Union colleagues, then looked at the Vice Principal's signature, like a lonely seabird returning home.

Liang Yu and the fat man simply stayed two nights; the newly emerged Shu Fang was empty, currently just for show, Luo Xiaoshan occupied more than half the bed alone, using sleep rock music to comfort the lonely bookshelf.

Hurriedly received them, and another week passed.

When the sunlight of a new day fell on his face, Chen Yi suddenly felt a sense of relief; it was a morning without nervousness, without work, without missions that must be completed.

Everything was developing in a good direction, and I should also do some easy things.

Chen Yi held the Curse Ink and rotated it slowly, finally deciding to go to class, to attend Advanced Mathematics class.