Chapter 523: This Operation Tests Courage

"Later..."

Asked about this, Sha Hui hesitated before speaking:

"We had that kind of relationship, but not an official one; it was more like lovers."

"The relationship was kept secret, and we didn't interfere with each other's emotional lives; it was a comfort for both of us when we were lonely."

She spoke a bit convolutedly, but everyone in the room understood.

Yu Dazhang went further and summarized:

"Just fuck buddies."

Upon hearing this, Sha Hui's eyes widened directly, as if she couldn't believe a police officer could say such a thing.

Lu Zhongxin then kicked him under the table.

What kind of words are those?

Vulgar!

Even suspects know to do some artistic processing, but you, you just blurt it out.

With you hypocritical people, there's really no common ground... Yu Dazhang continued asking:

"And after the violent debt collection, was the money all recovered?"

In his view, this was the very beginning of the entire criminal process.

Judging by the standards for defining usury, usury in private lending itself does not constitute a crime; it is simply not protected by national law.

That is to say, if the interest you demand is too high and you can't get the money back, suing in court is useless.

Moreover, there is no crime regarding usury in the Criminal Law.

Take an example.

Your friend asks to borrow ten thousand from you, and you don't want to lend it.

But the other party promises to borrow it for only one month, repaying you fifteen thousand then, and they write you a written IOU specifying five thousand yuan in interest.

You are tempted and lend the money out.

As a result, a month later, your friend doesn't repay you and says you are engaging in usury, telling you to sue if you want.

Since the IOU states the interest is five thousand, that is evidence, and you can only suffer the loss in silence.

When things reach this point, you indeed committed the act of usury, but regardless of whether your friend repays you or not, you have not broken the law.

Instead, because you lost the principal, you feel quite aggrieved.

But if you can't swallow this indignation and choose violent debt collection, then you have violated the Criminal Law.

Returning to the case itself.

If Zhang Yanlong had gone bankrupt back then and didn't gather released convicts for violent debt collection, he really wouldn't have been involved in any illegal crimes.

"The vast majority was recovered."

Sha Hui answered:

"It's strange to say, but we didn't see those people use any violent means; as long as they went to the door to collect, basically no one refused to pay."

"Of course, there were some who were unable to repay."

"After being taught a lesson a few times, some ran away, some went mad, and some committed suicide."

We've reached the critical point... Yu Dazhang pressed on:

"After incidents occurred, how did he resolve them?"

In this life, if he hadn't stopped the bombing case, he wouldn't have known there were so many hidden details behind the suicide cases.

It shows that the crimes Zhang Yanlong committed previously were all resolved through connections.

The most terrifying thing is that in his previous life, Yu Dazhang had never heard of any illegal online lending cases in Hongkou District.

Without thinking, one knows that Zhang Yanlong in his previous life was never discovered in the end.

He probably learned of the state's crackdown on illegal online lending in 2016 in advance, shut down the online lending platform, and successfully escaped police investigation.

"All were settled privately."

Speaking of this, Sha Hui's expression became somewhat unnatural:

"Suicides were treated as normal case withdrawals, and debt records were destroyed simultaneously; if the family raised objections, further negotiations on compensation would follow."

She then explained:

"Precisely because it wasn't entered into the credit reporting system, no debt information was left behind; this way, the dead can't contradict the living."

"The deceased's families could only accept such an outcome in the end."

Finally, she added:

"There were also two cases resulting in disability; the other parties also chose to settle privately, without even reporting to the police, wiping out the debt while also giving the other party a sum of compensation."

After Sha Hui finished speaking, the interrogation room fell silent for a moment.

Yu Dazhang felt she still had more to say, so he didn't ask immediately.

At the same time, he analyzed what she had said in his mind.

The solution Zhang Yanlong chose was a bit like slapping someone and then giving them a sweet date.

It's just that the slap was hit too hard.