Chapter 711: Not Every Place Has Laws

Such a good attitude… Yu Dazhang couldn't detect any defiance in his face, which eased his mind somewhat.

After a moment's hesitation, Yu Dazhang asked directly:

"Who is your partner?"

"I have no partner," Zhang Jiangke answered without a second thought.

"I took on this job alone; every step is paid by headcount—I just make a profit in the middle."

It was my mistake… Yu Dazhang quickly realized he'd asked the wrong question.

Thinking it over, he rephrased:

"Who is your upstream? The person who originally hired you for this job?"

That question was fine.

The concept of "partner" was too vague—it could easily be misunderstood as an accomplice.

In reality, their relationship was more like employer-employee or buyer-seller, so they couldn't simply be labeled as accomplices.

"It's a bit complicated to explain."

Zhang Jiangke mused as he spoke.

"Should I start from the beginning, or cut straight to the point?"

Since they were already seated here, the more detail the better… Yu Dazhang stared at him, eyes half-lidded:

"No beating around the bush—start from the beginning, but highlight the key points."

He trusted Zhang Jiangke could explain it clearly.

This human trafficker was definitely a sharp-minded man—just habitually liked to beat around the bush.

Put plainly, he was putting on airs.

Seeing Yu Dazhang expose his habit, Zhang Jiangke's face flickered with embarrassment, then quickly returned to normal.

"It starts with my time in old Burma."

Zhang Jiangke spoke slowly and calmly:

"Last September mid-month, I went bankrupt at a casino there and caught the attention of the loan sharks."

Seeing the fat man across from him blink in surprise, he immediately explained:

"'Put claws' means loan sharks—everyone in casinos calls them that."

Seeing Yu Dazhang nod, he continued:

"I was drunk on emotion back then and borrowed money from them—but ended up losing it all."

"By the time they detained me, I realized I couldn't escape—you've probably heard of 'nine out, thirteen back' for loan sharks, but the worst part is the daily compounding."

"That means interest compounds at ten percent daily, calculated in a compound cycle."

As if recalling the scene, his voice trembled slightly:

"Once it starts compounding daily, the interest snowballs—you can't possibly pay it off."

"I did have some money then, and some property—but turning them into cash took time."

Zhang Jiangke took a deep breath, steadied himself, and went on:

"I calculated it: by the time I gathered the money, the interest would've ballooned beyond recognition—these casino loan sharks profit precisely from this."

Yu Dazhang had never dealt with casino loan sharks himself, but he'd heard about them from colleagues.

Loan sharks came in many forms.

There were monthly, weekly, and daily interest rates—among them, daily interest was the most brutal, and only appeared in casinos.

The illegal online loan case he'd handled before used weekly interest.

Experts had calculated: if interest compounded every seven days, and a debtor borrowed one yuan and never repaid principal or interest, after one year they'd owe over two hundred million.

That's why some female college students were driven to suicide.

Once "daily compounding" started, it was the beginning of a nightmare.

Weekly interest was already terrifying—when you looked back at daily interest, it was downright horrifying.

As a police officer, Yu Dazhang knew exactly how dangerous loan sharks were.

So when he heard Zhang Jiangke had taken out a daily-interest loan, he knew he was trapped—unless he had enough cash to repay, escape was nearly impossible.