Chapter 711

Such a good attitude… Yu Dazhang saw no trace of defiance on his face, which put him at ease.

After a moment’s hesitation, Yu Dazhang asked directly:

“Who is your partner?”

“I have no partner,” Zhang Jiangke answered without a second thought.

“I took on this job alone; every step is paid by headcount—I just make a profit from the difference.”

It was my mistake… Yu Dazhang quickly realized he’d asked the wrong question.

He thought for a moment, then rephrased:

“Who is your upstream contact? The person who originally hired you for this job?”

That question was better.

The term “partner” is too vague—it easily misleads people into thinking of accomplices.

In reality, their relationship is more like employer-employee or buyer-seller; they can’t simply be labeled as accomplices.

“It’s a bit complicated to explain.”

Zhang Jiangke mused as he spoke:

“Should I start from the beginning, or cut straight to the point?”

Since they were already seated here, the more detail the better… Yu Dazhang watched him, eyes half-lidded:

“No roundabout talk—start from the beginning, but highlight the key points.”

He trusted Zhang Jiangke could explain it clearly.

This human trafficker was definitely a man with a clear mind—he just had a habit of speaking in circles.

Put plainly, he was putting on airs.

Seeing Yu Dazhang expose his habit, Zhang Jiangke flashed a flicker of embarrassment, then quickly recovered.

“It starts with my time in Mianbei.”

Zhang Jiangke spoke calmly:

“Last September, I lost big at a casino there and caught the attention of the loan sharks.”

Seeing the fat man across from him stare, he immediately explained:

“‘Put claws’ means loan sharks—it’s what they call them in casinos.”

Seeing Yu Dazhang nod, he continued:

“I got swept up in the moment and borrowed money from them, but ended up losing it all.”

“By the time they detained me, I realized I couldn’t escape—you’ve probably heard of the ‘nine out, thirteen back’ rule, but the worst part is the daily compounding.”

“That means interest compounds at ten percent per day, calculated in a compound cycle.”

As if recalling the scene, his voice trembled slightly:

“Once it starts compounding daily, the interest snowballs—you can’t possibly pay it off.”

“I did have some money and property, but converting them to cash takes time.”

Zhang Jiangke took a deep breath, steadied himself, and went on:

“I calculated it—I’d never gather enough cash before the interest ballooned beyond reach. These casino loan sharks profit precisely from that delay.”

Yu Dazhang had never dealt with casino loan sharks himself, but his colleagues had told him about them.

Loan sharks come in many forms.

There are monthly, weekly, and daily interest rates—and daily is the most brutal, found only in casinos.

The illegal online loan case he handled earlier was weekly interest.

Experts calculated that if someone borrows one yuan with weekly compounding and never repays, after one year they owe over two hundred million.

That’s why some female college students were driven to suicide.

Once “daily compounding” begins, it’s the start of a nightmare.

Weekly interest is terrifying enough—daily compounding is downright horrifying.

As a police officer, Yu Dazhang knew exactly how deadly loan sharks could be.

So when he heard Zhang Jiangke had taken a daily-interest loan, he knew he was trapped—unless he had enough cash to pay it off, escape was impossible.