Chapter 1284

He stopped worrying about the Chamber of Commerce after returning home; he had no time to care about how those people tossed and turned.

Ye Fu also asked a whole lot about what they had talked about at noon.

The boatmen all spoke at once, saying that Ye Yaodong had gained another title as Vice President.

"But looking at it, I feel like there weren't many people, it seems useless..."

"Haha, I think so too. With just those few people, I feel like even our villagers could form a gang, and it would be stronger than them."

"Exactly, at least we have about 200 people here, and we're all from the same village, or from nearby, which is more reliable than these people."

"That's right, this Chamber of Commerce looks unreliable, and I can't tell where the money is..."

Ye Fu looked at Ye Yaodong, "Better stop messing with these things. Go rest after eating, and once you've rested enough, see if you're going out to sea tomorrow or the day after."

"The day after tomorrow, I guess. I'll go check on the shipyard tomorrow. I haven't been home for half a month, so I don't know how things are going over there."

"That's true. Otherwise, I'll take people out to sea tomorrow, and you stay home and watch. We have to take turns, otherwise you'll always be at sea."

Ye Yaodong thought about it and felt that was fine too.

Having chatted with Jin Laixi and those people today, they had all left their contact addresses. When the fresh-collection boat goes out to pick up goods later, he will first go find these people and ask how much they need that day, so he can reserve it in advance and send it over.

This could also bring him some convenience. Anyway, since they've met, he might as well try to make use of it.

If they don't need it, and today's talk was just empty words and politeness, then so be it.

See how things are said later; after all, they just met.

The environment at the pier is one of oversupply; there is absolutely no shortage of goods. What's lacking are buyers with channels. Fishermen are all begging to sell, unlike in the future where merchants beg to buy. Now, the merchants are definitely the ones calling the shots.

Having been here for more than two months, he and his father can't sell out every time. If they can't sell it all, he keeps it to dry, with prices based on the day's low price at the pier.

This can also be considered him providing a floor for other fishing boats. Anyway, as long as it's goods collected by his fresh-collection boat, other fishing boats don't need to worry at all. If he can't sell it, he naturally counts it as money.

He doesn't mind either; the family needs dried fish anyway, it just takes a bit more effort to have people kill and dry them.

However, his family has many workers, so there's no worry about not having people to do the work. Those staying home to watch the house also need things to do.

So much so that the dried fish in the house they are currently renting is already piled very high, and they almost need to find another warehouse to store it.

Now is just the right time to swap going out to sea with his father, so he can look around nearby and get this matter handled too.

The father and son also talked about this matter after eating.

Ye Fu said directly that they should rent a better one, at least the roof shouldn't leak, otherwise it's very troublesome whenever it rains, and they have to move the goods out to dry.

He only said he would try his best. Nowadays, every family has a large population and lacks houses to live in, so it's already good to be able to find a house.

He pondered finding a room, and when the time comes, use nylon bags or thick rain tarps or something to cover the roof, which should be about the same. Anyway, as long as there's no typhoon, it shouldn't be a big problem.

The next day, after he got up, he also went to find A Guang. Yesterday, A Guang even said he would go to the shipyard with him to take a look, and it just so happened that the two of them would have company.

When he rode his bicycle to A Guang's place, A Guang was sitting at the door with his legs propped up.

"Hey, you're here. I was just waiting for you."

"You can go buy a bicycle."

"That's what I was thinking too. I'll go take a look in a while, otherwise it's really tiring for the legs to go anywhere."

After Ye Yaodong waited for him to get on the bike, they headed to the shipyard.

The roads in the city were still okay and fairly level, but there were many people coming and going, so he had to put his feet down after pedaling a few times.

Once they left the city, there were fewer people, but the road wasn't good either, full of potholes. The bicycle handlebars swayed back and forth, and they weren't riding fast.

"Carrying you is more tiring than me walking."

"Then you get off and walk?"

"Screw your grandfather, this is my bicycle, you get off and walk for me..."

"I don't want to, you put more effort into it for me..."

"Screw your grandfather..."

The two of them on one bike bickered and cursed until they reached the shipyard entrance and called a truce.

"It's quite big... A pile of boats on the shore. Where is your boat parked?"

"Just follow me."

Ye Yaodong walked toward the beach first. On the fishing boats around the shore, there were also many workers coming and going moving materials, or repairing fishing boats.

Various sounds were coming from inside the factory, and A Guang kept looking around.

Ye Yaodong asked, "The ones produced here now are all steel fishing boats. Do you want to pre-order a few to sail back for the New Year?"

"A few? I can't even afford one."

"Don't give me that."

"You order a few, then call me." A Guang looked around and said casually.

"The one I spent a fortune on, isn't it being modified over there?"

"I can't afford it if it's too expensive. I don't have as deep a family foundation as you."

"Just take out all your family foundation and it'll be enough. Money won't grow if you just leave it there. If you buy a boat, you can sail it out to make money, how great is that? Look at how the family's income has grown several times over in the past few years since having a boat, and the construction cost of this boat is rising every year."

"Let's just watch for now."

Ye Yaodong didn't say much more. They were both people who understood, so mentioning it twice was enough. He himself still owed money, so how could he urge others.

He led A Guang straight to the cargo ship. At this time, there were also people welding on it, so they couldn't look too much, and only asked the apprentice on the side about the progress.

Having received an accurate reply, and knowing what needed to be done next, he felt a bit more at ease. It was indeed not being faked; recently, work had been done on it every day.

A Guang asked curiously, "Can you sail this back for the New Year?"

"It's said to be about the same, it just depends on how fast the equipment arrives. For such a big boat, the equipment all has to be pre-ordered. If the delivery speed is fast, then it will definitely be done fast, but there must be materials for the workers to work. So, just wait."

"The boats at the pier are all driven over for repairs, right? The ones being built are in the open space behind, and inside, right?"

"Let's go look around and ask more. Anyway, since we're already here, and we're idle anyway, just consider it broadening our horizons."

The two of them visited everywhere. When someone asked, Ye Yaodong pointed to that cargo ship and said he was the captain of that boat, and the fishing boat was brought over for modification, and he came to check the progress. No one stopped them.

However, when the two of them turned into the factory, they didn't expect to run into Shen Ming'e again.

She saw them at a glance and ran towards them with a smile, "Comrade Ye Yaodong, you didn't go out to sea?"

Ye Yaodong was also surprised and said, "Didn't you say you were going to work after National Day? Why are you here?"

A Guang's eyes darted back and forth between them. How come he didn't know Dongzi knew a local little beauty?

"Just came out of my dad's office, calling him for a loan. Oh right, do you want to take out a loan? No interest."

"Ah? A loan?"

"Right, take out a loan, the bank sends you money, no interest, do you want it? This is to promote the development of the rural economy, and only farmers and fishermen can take out interest-free loans."

Ye Yaodong shook his head, "I don't have a place where I need to borrow money..."

"Buy a boat, the bank lends you money to buy a boat, you just need to pay it back when it's due in a few years, how great is that? A business without capital."

His heart was pounding a little. He had heard of interest-free loans, but didn't expect there really were any?

Shen Ming'e looked at them expectantly, and then looked at A Guang, "Is this your friend? You can take out a loan together to buy a boat, and pay it back after making money in a few years. This is the country's policy support. If you miss this village, you won't have this shop."

"You went to work at the bank just to do loan business?"

"Sigh, isn't that so? Just a few days after starting work, they asked me to find people to take out loans. Who can I find? I can only find relatives and friends, and everyone is afraid... hehe..."

She gave a stiff smile and said, "This is quite good, no interest, the country lends you money, it's better than lowering your head and begging others for money."

"That's true, borrowing money from others means owing favors, and nowadays people are poor, so they can't borrow much money either."

"So you guys go take out a loan. How much money do you want to borrow? I'll help apply for it. You can come buy a boat, and you'll earn back the capital in a few years. Isn't it great to get a boat for free?"

Ye Yaodong couldn't help but laugh, "You're doing this business quite well. Guarding here, waiting for a captain to come, then letting him take out a loan, and then incidentally spending money at your dad's place, the business grows on both ends."

"Hehe, what I'm saying is the truth. Don't look at this loan as owing the country money, it's still better than owing individuals, and there's no interest..."

A Guang couldn't help but say, "Then what if you can't pay it back? Father's debts are paid by the son, wouldn't that have to be owed until the grandson's generation? It would implicate the family, owing money to the country, the reputation would be ruined."

"How can you think like that? This is a poverty alleviation fund issued by the country. Think about it, you take the loan money to buy a boat, and then you can go out to sea to fish, won't you be able to make money? In case you really don't earn much, can't the fishing boat be sold? It's a sure-win deal."

A Guang shook his head. Thinking about owing money to the country made him feel like he couldn't even straighten his back.

Ye Yaodong, however, said, "Is the business at your dad's place very busy? Can he take orders? If the loan is taken out, what if you can't buy a boat?"

Shen Ming'e said, "It's not a loss if you can't buy a boat, just pay it back when it's due."

"Then what am I taking out a loan for? The money just passes through my hands, and if people know I'm borrowing money from the country, wouldn't I lose both face and substance?"

"Then you can not let people know?"

"Where is there a wall that doesn't leak?"

"Otherwise, why don't you ask my dad? I don't understand shipyard matters. You ask about the current delivery time for shipbuilding, and I'll help you talk about it, arrange it earlier? This direct release of money by the country is a huge good thing, really no interest, once you get it, it's yours. When the time is due, pay it back, you really have no loss."

A Guang frowned, pulled him, and said in their local dialect, "Could it be a trap? This is the country's money given to us for free, and then we have to buy her family's boat? Could it be cheating us? Who exactly is this woman? Where did she pop out from? How do you know her?"

"Met through a common acquaintance, the factory manager here is her father. The loan business she mentioned should be true, but it might really be hard to pull people to handle loans, so that's why she said it like that, letting us buy her family's boat, giving us a back door."

"Really or fake, the country even gives out money for free, I'm very suspicious. What if some people take the money and run, and can't be found, just like us from out of town? What then?"

"Then I don't know, but she persuaded us to take out a loan, she must have a business indicator that needs to be completed."

"Always feel like there are some crooked ways, better not listen to her. If we want to buy a boat, we can buy it once we've saved enough money, no need to take out a loan and owe the country money."

Shen Ming'e couldn't understand what they were saying, so she could only look back and forth, listening to them mumble.

"Have you guys discussed it? It really won't be a loss. I have a few uncles who have also handled it, and our bank is also a serious unit, we won't cheat people. Do you want to go to my dad's office, what size boat do you want, what kind, talk to him, I'll let him arrange an earlier delivery time for you? Let you make money earlier to pay back the loan."

Why does this sound a bit off?

Ye Yaodong smiled, "What you're saying, on one hand persuading us to take out a loan, and on the other hand asking us to hurry up and make money to pay back the loan..."

"Haha, don't mind it, let's go? Let's go find my dad to talk about fishing boats first? If we can talk it down, and it's suitable, you guys can find me to do a loan. Really no interest, no need for collateral, this is a policy of the country, poverty alleviation funds released, you don't need to be afraid."

Ye Yaodong knew there was no need to be afraid.

It's fine even if you borrow it and run.

But most people are afraid, and there are very few people who are knowledgeable and bold.

People's thinking is always so backward, afraid of father's debts being paid by the son, afraid of implicating descendants if they can't pay it back, so most people have missed a great opportunity to turn things around.

People who use that batch of loans at this time will probably all become big tycoons and big merchants in the future.

Ye Yaodong was pulled by Shen Ming'e towards her father's office. A Guang called out twice from behind, but couldn't stop it, so he could only follow.

While walking, Shen Ming'e's mouth was also babbling about interest-free loans.

After entering the office, she asked Factory Manager Shen to facilitate things, saying if they wanted to order fishing boats, the delivery time should be arranged earlier, but it also provoked a scolding, saying she was messing around.

"The delivery time for every boat is fixed, how can you cut in line? At most, it's completed ahead of schedule, if there are hands available, then that can be arranged."

"Then try your best, they are all my friends, and also my business..."

Factory Manager Shen had no choice as she shook his clothes, and looked at Ye Yaodong and the others again.

"How big a boat do you want to build?"

Ye Yaodong and A Guang looked at each other, and seeing Shen Ming'e's expectant eyes, pondered and said, "We haven't decided yet. Coming here today was just to see how that cargo ship is being modified. Didn't expect to meet Comrade Shen Ming'e..."

Factory Manager Shen understood as soon as he heard it. It was Shen Ming'e pestering them to handle business and pulling them over, not them asking for a back door.

"Hehe, don't listen to her messing around. Whether to do an interest-free loan or not depends on your own planning. Although it's said there's no interest, borrowing money always has pressure, and it's still borrowing money from the country."

"You must have the idea of making money, and then go take out a loan. Otherwise, it's just a waste of effort."

Shen Ming'e sighed, and her shoulders immediately slumped.

"Forget it, I'll go ask others."

Ye Yaodong glanced at her, and his tone changed, "I think this interest-free loan is also quite good, it's also encouragement and support given by the country, it's just that we don't understand this yet."

"Let's go back and understand it first, discuss it before saying? This loan business is not a small matter after all, it definitely won't be just borrowing small money. I've already bought such a big cargo ship, small money is meaningless to me. Just don't know how much can be borrowed at most?"

"Also, after borrowing, we definitely have to buy a boat. Is it convenient for Factory Manager Shen to introduce us to the construction cost and delivery time of various fishing boats, and some materials used? So we can consider it."

The expression on Shen Ming'e's face immediately turned from cloudy to sunny, the whole thing brightened up, and then she promised on behalf of her father with a face full of smiles.

"Yes, yes, I'll tell you about all kinds of fishing boats, and then you go back and consider it carefully. This is really quite good, the country gives money for free, support..."

Factory Manager Shen glared at her, and she stopped.

"Okay, then let me introduce you to various fishing boats, and the delivery time, you guys consider it after going back."

Ye Yaodong said with a smile, "Thank you."

Then he said to A Guang, "Sit down and listen, it won't be a loss, anyway we are not in a hurry to go back."

"Although it's said that borrowing money from the country for this loan sounds quite scary, feeling like there's no face or substance, actually there's no need to be afraid at all. If you really need money, it's better than borrowing from people everywhere, right? And you have to look at people's faces and say nice things."

A Guang frowned, "Although that's what's said, are you really planning to buy another boat? How long will it take to build before it can be sailed back?"

"If I really get a boat for free, I'll have to come again next year no matter what!"

"Where is there anything free..."

"Listen, this is no different from free, right? Think about it, how much money has that Harvest boat in your hand earned for your family in the past two years? It doesn't even take a year, has the capital been fully earned back?"

Ye Yaodong turned his head and looked at the father and daughter with a smile, "Sorry, Factory Manager, tell us about the steel fishing boats of 20 to 30 meters? 30 to 40 meters can also be talked about, let us understand more, so we can have a bottom line in our hearts."

"Okay."

Ye Yaodong was communicating with Factory Manager Shen, and A Guang also temporarily threw the thoughts in his heart to the back of his mind, and listened carefully.

Understanding more is not a loss anyway. It's rare that fishing boats here can be made of all steel, looking at it feels like it will be a bit more advanced.

They have to go to the provincial capital to understand that over there. Now that people are all here, just take a look incidentally.

The two of them stayed in the office for the whole morning, and Shen Ming'e also accompanied them, pouring tea and serving water.

It wasn't until noon that she went out with them.

"Comrade Ye Yaodong, you guys go back and discuss it, I'll also go back and ask, see how many tens of thousands can be approved at most, I see you guys definitely need tens of thousands to be enough."

"You guys are also too amazing, just a few years older than me, and you have so many boats, so many assets. Are fishermen so profitable? I always thought fishermen were very hard, very tired, and couldn't make money."

Ye Yaodong said with a smile, "Every industry has amazing people. Fishermen are indeed very hard and tired, and can't make money, but captains will be a little better."

"Understood, where do you live? Leave me an address, I'll go find you tomorrow."

"That's fine."

It just so happens that he is going out to sea for his father these few days, and he is staying at home, so she can find him if she comes.

Ye Yaodong took the paper and pen she gave and left the address.

"Then I'll go back first, you either come in two days, we have to discuss it."

"Okay, anyway you are at home, right?"

"Right, at least for a week recently, I should be at home."

"Okay, then goodbye for now, it's noon, you guys go back to eat first."

Ye Yaodong nodded, pulled A Guang to ride the bicycle.

A Guang also waved at her.

After getting far away, he then spoke, "Damn, Dongzi, what you said makes sense, isn't this equivalent to getting a boat for free?"

"How much is a boat, just let this Shen Ming'e get the loan approved for us, and then when the fishing boat is built, we just sail it out to make money, no need for any capital."

"When we've earned enough, just sail the boat back to our hometown, no need to pay back the loan, no one in the village will know we borrowed a loan from the bank."

Ye Yaodong laughed out loud, "You're thinking quite beautifully."

A Guang also giggled, "Oh, didn't we hit a dead end before? Always felt taking out a loan was shameful, and worried about not being able to pay it back, I'm an honest person. Having chatted for a whole morning, my brain has also turned around. Now I can get a boat for free, so what if I can't pay it back? I'll sail the boat and run, who can find me in the vast world?"

"Haha, if you've made money, you still have to pay it back. Who knows if you'll need to borrow more in the future? Borrow and pay back, borrowing again won't be difficult, you have to be able to borrow more in the future."

"That's true, borrow it out first, then get a boat for free, wait until we've made big money and then pay it back, if we haven't made money then don't pay it back. If we haven't made money, who will pay it back for you? Just run away, can this little girl chase me?"

Ye Yaodong said slowly, "That's why I pulled you to understand just now, otherwise you fool would have just walked away, not taking advantage of what's given for free."

"However, even if you are really afraid of loans, listening to people introduce fishing boats to us is nothing. Anyway, since we are idle, knowing more is not a mistake."

"Even if we don't buy steel fishing boats now, we will definitely buy them in the future. This is the general trend. Steel fishing boats are stronger and more resistant to wind and waves."

"Isn't this interest-free loan from Shen Ming'e equivalent to sending us a steel fishing boat directly? Maybe two! Starve the timid, stuff the bold, let's do it, just let her arrange the highest loan amount for us."

"Anyway, we can see the income of our fishing boats ourselves, we have a count in our hearts, if we really get it, we can make money, no need to be afraid."

A Guang smiled lewdly, his saliva almost flowing down.

"What you said is too right, mainly because we are from out of town, we can run away."

Ye Yaodong said angrily, "Run your head, you can make big money, why run?"

"I'm just talking about the worst-case scenario, if it were in our local area, how would I dare to borrow tens of thousands?"

"Afraid of a hair, you yourself have hundreds of thousands at home..."

"Damn, you're talking about yourself? Where would I get hundreds of thousands? You give it to me?"

"Ask Shen Ming'e to give it to you, she is the God of Wealth now."

"It's the Goddess of Wealth."

"Haha, go back and discuss it with your dad, wait for her to come in two days, incidentally ask how much can be borrowed at most, I guess the bank has a certain quota and number of places for lending every year."

A Guang thought about it and felt a bit high, excited abnormally, his mouth couldn't close from laughing.

"Isn't she just lacking people to handle loans for her? Call your brother and the others?"

"Forget about my two brothers, they are both honest and simple, hearing about loans, having to borrow money from the country, I guess their hearts and livers will tremble."

"That's true, I heard about loans in the morning, having to borrow money from the country, I was repulsive from the bottom of my heart, the key is that I don't know that little girl, hearing it felt like she was a liar."

"Right? So even if we told them, they would definitely shake their heads. But we still have to mention it, otherwise, when they look back, those who really see us making money will definitely have ideas."

Just like the Harvest boat at that time, his eldest brother didn't participate, and he was notified, later seeing them making money, his sister-in-law's face didn't look good.

What should be said still needs to be said, then look at individual choices, to avoid complaints.

"Then give A Zheng and Xiao Xiao a small notice, I guess the two of them will definitely slap their thighs and follow along."

"Okay, wait until they come back from sea at night, call them home to chat."

"Previously said 30-something meters, can be delivered in half a year, but if the quantity is large, don't know if it can all be done."

"Then I guess we have to line up? Ask how much can be borrowed first? Then calculate it, if the loan time can be longer, and there is more money, the year after next is fine."

"Hehe, what you said is right. What is this called? This is called empty-handed white wolf."

"That's right."

The two of them thought about it and were a bit excited, getting a boat for nothing.

A Guang was even more excited, the biggest thing in his hand was the Harvest boat, which was only 26 meters.

Dongzi has the Dongsheng boat, also has shares in the Shunfeng boat, and has another 34-meter fresh-collection boat, this one makes more money.

A while ago, he even took the opportunity to buy a 45-meter cargo ship.

He couldn't catch up even if he whipped a horse.

Now he can play empty-handed white wolf, and get another one better than the Harvest boat, can he not be excited?

The repulsion when hearing about loans at the beginning had long disappeared in the morning's communication.

Now he wished Shen Ming'e would come to the door quickly to tell them how much money could be borrowed, so they could set the boat quickly, to avoid the cooked duck flying away.

"Shouldn't have let her come in two days just now, should have let her come tomorrow, what if she finds someone else to take out a loan in two days, wouldn't our boat fly away?"

"What's the hurry, it takes time for her to go back and apply, maybe she's more anxious than us, didn't you see her talking all morning, grinding her mouth, wishing we would agree quickly."

"Better safe than sorry."

"You were repulsive when you heard about loans, let alone ordinary people, everyone's cognition is limited, and their thinking is backward and conservative. Suddenly this loan is like sending money, no one dares to want it."

"That's true, ordinary people are very conservative."

"Yeah, who is like you, still thinking about taking money from the country, and not planning to pay it back."

"Damn," A Guang laughed, "Didn't I just say that? If we've made big money, we'll definitely pay it back. How big are you planning to build?"

"That depends on how much loan she can approve for me, I really don't have money now, I still owe you money."

"Afraid of what, isn't making money a matter of minutes for you? I'm a borrower and I'm not afraid, what are you afraid of as a payer?"

Ye Yaodong smiled, of course he was afraid of owing favors, he wasn't a deadbeat.