Chapter 1294: Loan released

This itself was also a mutually beneficial matter, and it couldn't be said that his wishful thinking was played well.

Ye Yaodong said with a smile, "Maybe they also can't wait for this? Partnering with me, I don't interfere in anything, they control the fishing boat themselves, and have the right to speak."

"If they want to find someone else to partner, one person investing half is enough to make an ordinary person drink a pot. That boat must be seen as important as life? If the two sides have opinions, who to listen to?"

"All family wealth is pressed in, and both families will definitely point fingers at the fishing boat."

"This is still few people investing. A normal fishing boat of 20,000-plus, just what they earned from renting fishing boats for more than a year, half of it can't be paid, so there must be many partners."

"Many people, then words are also many. You think everyone is like me and the second brother, only taking money, without any opinions, and won't point fingers at the Fengshou."

"If I and the second brother have different opinions every three days, or don't agree with where the Fengshou goes, or who the cargo is sold to, or whether to go out to sea today, who wouldn't be annoyed to death if they heard it?"

"Do you think what I said makes sense?"

Ah Guang touched his chin, feeling that what he said was also very right. Who was willing to listen to others pointing fingers and singing the opposite tune?

"What you said is right. Don't talk about boats of 20,000 to 30,000. Even 2,000 to 3,000 is not a small amount. Every family has to attach importance to it. Taking out thousands or tens of thousands, it must be seen as important as life. After there are many shareholders, it's inevitable to point fingers."

"Partnering with you is the coolest. You only need to pay money, and you don't care about anything. They cooperate happily, and the boat is equivalent to being completely controlled. There is no big problem, and basically they have the final say. There is also you, this big thigh, to share the risks together."

"Partnering with others is also splitting money. Then it's better to partner with you. This psychological safety guarantee is not something others can give."

Ye Yaodong added, "There is one more point. Partnering with me, the boat captain can also calculate a salary from it. Anyway, I don't care about things, so there is definitely no salary. If he partners with others, the people who invest the same amount also have to have the same salary, and the personnel allocation on the boat also has to be split in half."

"There are two boat captains on a boat. Even if they are two brothers, there will be times when there are disagreements. My big brother and second brother are considered good, but there will also be situations where opinions are different."

Ye Yaopeng and Ye Yaohua laughed straight away.

"Yes, Dongzi is right. We two still have times when we quarrel."

Ye's father said, "Then why didn't you say it when people were all there, remind them."

"It's still early. Just mentioned two sentences when seeing so many people there. It's not too late to chat when going home for the New Year. Anyway, those who rent boats are basically cousins, except for a few."

Besides, so many boat hands are on the side, all listening. With them passing words to each other, where is the need for him to say it clearly.

All are from the same village. Everyone chats, analyzes each other, and once said, they all have a count in their hearts.

"Wait until going home, set up a few tables, and invite everyone to have a meal, which is considered a year-end banquet."

Ye's father said with a smile, "Still thinking so far away, it's still two months or so before the New Year."

"It's also fast."

Ye Yaodong looked at the people who hadn't left yet, and pulled them to play cards. Anyway, it was a rainy day, and nothing could be done.

It rained for five or six days, and the temperature also dropped by seven or eight degrees. Everyone put on new cotton-padded jackets in the last two days.

After the rain stopped and it cleared up, the temperature also rose a bit, and everyone took off the cotton-padded jackets again.

Ye Yaodong also took advantage of no rain, called all the workers, and went to move cotton quilts.

All were new cotton quilts, heavy enough to press people away. Everyone was beaming with joy, as happy as if they had received money.

Those who weren't old might have never covered new cotton quilts in their lives, and those who were a bit old only covered them when they got married.

Everyone hugged the cotton quilts and couldn't help but rub them on their faces, laughing until their teeth were visible, and everyone said they had never covered such good quilts, and could sleep comfortably at night.

Even the pedestrians coming and going on the road looked enviously at them carrying big cotton quilts.

After returning home, the workers of other fishing boats also ran over to look at the quilts they carried back, touching them here and there, all kinds of envy. Others' hadn't been settled yet.

"It's cooled down recently, these quilts are so good..."

"Never covered such thick, such new quilts in my life..."

"Ours should be done soon, right?"

"Should be able to cover it when it cools down..."

"Fortunately, the cotton-padded jackets have been brought over, and can cover a bit at night..."

Ye Yaodong looked at the lively door and said to his dad, "It's windy, still have to wait two days."

"Hmm, it's cold, it will blow cold wind. Listen to the radio more in these two days."

"It's much colder here than at home. It's only November, and have to wear cotton-padded jackets."

"It's also a bit colder here by the seaside port. It's been more than a week since the application. Is there no shadow of that loan matter of yours?"

"Don't know. It's been raining these days, so I'll go have a look in the afternoon."

He thought that the audit shouldn't be that fast now. All were paper manual audits, and he estimated that they had to be mailed to the superior bank.

Unlike later, when the whole country was networked and computer-audited, that would be fast. Apply today, and sign and release the loan tomorrow.

"Since the matter is done, then hurry up and implement it. By the way, also go make a phone call back to report safety. It's been more than a week since the last phone call."

"That's also okay. Go together. First call, then go to the bank."

"The bank can also call. When you go, just call one by the way."

"Then first ask about the loan, then call. Don't you want to follow and listen to the loan matter?"

Ye's father hesitated for a moment, and also agreed.

After the father and son finished calling and came out of the bank at noon, they both breathed a sigh of relief.

The 200,000 loan hadn't been spread back yet. What they heard were all words of concern about being full and warm. Their hearts suddenly fell back into their stomachs, and their steps were light.

However, the audit of the loan hadn't been passed. Only said it wasn't that fast. Their local bank had already passed the audit, and then it was mailed out.

Had to wait for the superior bank to approve, and they received the document before the loan could be released.

Shen Ming'e only told him to go back and wait patiently for another week. After the superior bank approved it, she would come to his house to notify him to go to the bank to sign, and then the loan could be released.

After Ye Yaodong came out of the bank, he even teased his dad, "Just now watching you answer the phone, it seemed like you were going to the execution ground."

"Nonsense."

Ye's father hurriedly changed the subject, "You just wait at home these few days. Maybe the loan will be released sometime. When the time comes, take it directly to the shipyard to order the boat. Don't owe money, and the boat has no place to settle."

"You also have to urge the cargo ship. It's best to get it done in these one or two months. When we go back, just drive the boat back. With things to see, the scolding won't be that loud when the time comes."

He agreed, "Understood. It's just that you are so eager to work there every day, they must also be more attentive."

"I have to go out to sea, otherwise I can really stay there every day. You also have to pay more attention. If there's nothing, go over and have a look more."

"I know, don't need you to tell me."

It was windy for two days. After the wind was smaller, Ye's father took several fishing boats out to sea again.

Ye Yaodong also went to find Li Shouquan, knowing they also went out to sea on the same day to catch dried shrimp. He calculated the time in his heart, when to find the merchant again, and after booking the cargo volume, go out to collect cargo.

These days were wind and rain, the flow of people on the pier was less, and many boats returned to the port one after another, leading to a decline in transaction volume.

Now that it cleared up and there was good weather, the fishing boats scrambled to sail away from the port, thousands of sails passing by.

This led to the fish cargo of the day being easy to sell. After all, many merchants had been out of stock for several days, but the processing plant was fine. Many intermediary fish sellers were first-supplied to the processing plant.

The processing plant also had a lot of inventory, and occasional bad weather wouldn't have an impact.

Ye Yaodong went out to sea every one or two days, collected two or three trips of cargo, and didn't stare at the loan matter all the time.

Urging this matter was useless. It wasn't a human problem, but a problem of roads, communication, and technology. Urging wouldn't make it fast.

This wait waited until almost the middle of the month. Ye's father and the others went out for 10 days and returned again. He waited for Shen Ming'e while reconciling accounts.

"Boss, boss, the little beauty from last time is here..."

"Ah Dong, your little girl is here..."

Ye Yaodong was still reconciling accounts when he heard a pile of people shouting at him excitedly.

People in the house looked at him puzzled. What little beauty? What little girl?

"What are you shouting about? Don't you see I'm calculating accounts?"

The person who ran in said loudly again, "It's the little beauty from last time, the very beautiful one."

Ye Yaodong knew it was Shen Ming'e as soon as he heard it. "Let her wait a bit. I'm calculating accounts here, very fast."

"Oh, okay."

Ah Guang asked, "Loan released?"

"Probably the application passed."

He looked at the curious people and knocked on the table with his knuckles, "Continue, calculate and finish first."

Except for dried shrimp being cash settlement, everyone was waiting for this trip to return to calculate the total account, and then take money.

Nothing was more important than them calculating accounts and taking money.

Everyone gathered their eyes on the cargo list in his hand, watching him press the calculator to calculate accounts.

Ye Yaodong earned 20,000-plus from three boats and his own Dongsheng in these short ten days, and those shrimp-catching boats also let him split 30,000-plus.

The night before, he had already calculated the accounts in advance, but it wasn't accurate. It should be said that he had to calculate once every time he sold cargo and returned, and then recorded the income and expenditure in a small booklet.

In these short ten days, he had already earned 50,000-plus.

If it weren't for the bad weather in the first few days of the month, he could earn more.

Just calculating, his heart was thumping. These few days, the efficiency was higher than the previous two months...

He couldn't imagine how much he would earn in the next two months...

Originally thought about earning 50,000 to 60,000 a month, but now after knowing those few shrimp-catching boats, it was more than just earning 50,000 to 60,000...

The earnings since coming to Zhoushan for three months, except for the tens of thousands remitted back, 100,000 were all pasted on that cargo ship.

This month just started, and when reconciling accounts at the end of the month, after paying back Ah Guang, there were still 20,000-plus left.

Now, excluding a bit of spending, there were still 50,000-plus in hand.

Sure enough, mastering production and sales channels, money comes fast.

The current channel is money.

That Chamber of Commerce didn't go to the meeting in vain and was busy in vain. Didn't meet people in vain, it was still a bit useful.

He didn't need to set up a stall on the pier until dawn anymore. As long as he contacted in advance, went out to sea to collect cargo the next day, returned and allocated the quantity, and arranged for people to send it, the money could be in hand immediately.

This was a completely cash transaction, without any owed notes. Except for the cash he advanced for a few shrimp boats, no one owed his account.

Every day's transaction was a real cash flow into the pocket, looking very comfortable.

Ye Yaodong calculated accounts for three boats, and then let them take money and settle.

After counting, there was no problem, and then he walked out.

Shen Ming'e had been sitting at the door for a while. Everyone around looked at her, and even spoke words she couldn't understand. They were all men, and she was like sitting on pins and needles, starting to regret sitting and waiting.

Should have left a message to go back first, and let Ye Yaodong find her at the bank.

Just when she intended to go back first, Ye Yaodong came out.

She looked like seeing dawn, and immediately stood up, "Comrade Ye Yaodong, Hu..."

"Sorry, let you wait for a long time. The fishing boats returned, and we were just calculating accounts inside. Just calculated half, and couldn't spare time to come out. Really sorry."

"If I don't come out, I'm going to leave. Are these all your workers? So many, there must be 30 or 40, scary..."

Ye Ya

When the three boats were settling their accounts just now, everyone who was idle also ran over.

In any case, as long as they were back, they liked to crowd into places where there were many people like them.

Every time these outsiders gathered together, the locals would worry and avoid them, fearing that they were numerous and powerful; if a quarrel broke out, it wouldn't be enough to die for.

At this moment, all eyes were fixed on them, and everyone was very curious, which really made people feel quite awkward.

"It's nothing, they're just curious. Next time you have something to say, just send a message and go back first; I'll just go to the bank to find you."

"Alright, I also regret staying behind to wait; there are too many people here..."

"You call this a lot? There are over 100 more still at sea who won't be back until tonight. If you came over tonight, wouldn't your legs be shaking with fear?"

She shook her head hurriedly, "I won't come again, never again."

Ye Yaodong chuckled, "Has the loan been approved?"

"Yes, it has been audited, approved, and mailed back. I received the documents this morning and wanted to send them over for you to sign, and by the way, notify you to bring your personal identification to collect the funds."

"That's great. I already have the account for your father's shipyard. I'll go collect the loan this afternoon and have you transfer it directly to the shipyard's public account; that way, I'll save the trouble of moving it around."

"No problem. Then sign this first; I still have to go back to handle the procedures, and it will be just right for you to go collect the money this afternoon."

"Alright."

Ye Yaodong took the documents and the pen she gave him, led her to the table under the tree, and sat down. He took out the documents to take a look first.

Although one could tell at a glance that the two of them were discussing serious business, everyone still stared intently, afraid of missing any gossip.

Since there were too few recreational activities, and such a young and beautiful girl had come to find Ye Yaodong, everyone's burning fire of gossip had been ignited, and they just wanted to spot some details.

Ye Yaodong ignored the gossiping crowd, read through the loan terms, and then picked up the pen to sign and press his thumbprint.

"Is this okay? I'll go over after work this afternoon."

"It's okay, this will do. Come over this afternoon; I'm leaving now."

Shen Ming'e put the documents into her briefcase and stood up hurriedly, wishing she could escape immediately.

"Alright, it wouldn't be appropriate to keep you for lunch, so I won't keep you. Thank you."

"You're welcome. Even if you dared to keep me, I wouldn't dare stay."

She waved her hand and rode off on her bicycle first.

As soon as she left, everyone surrounded him.

"She just left like that?"

"It really was serious business..."

"Why didn't Adong go see her off..."

"Adong, this little girl is quite pretty..."

Ye Yaodong glared at them, "Look at your pathetic appearance, your eyes are staring straight. Don't talk about the young girl; even the older women wouldn't dare walk past you."

"Hehe... it's a pretty one, so looking a few more times isn't a loss..."

"That's right, if someone is good-looking, they should be looked at."

Listening to their agreement, he hurriedly waved his hands to shoo them away, "Go, go, go, go do what you need to do. We were just talking about serious loan business, there's nothing else to it, don't let your imaginations run wild. If you want to fantasize, go substitute yourselves into it and go home to dream..."

"We'd like to..."

"But we can't even imagine it..."

Ye Yaodong walked past them toward the house, intending to take out his personal identification first.

Ye Fu followed behind him and asked, "Was the loan approved?"

"Yes."

Hearing this, Aguang also hurriedly followed inside, "It was approved so quickly?"

"It's been half a month, so it's not considered fast."

"It's already considered fast; I thought it would take a month or so. Then how are you going to collect it? Don't you have to take everyone to the bank to be your bodyguards? And you have to bring guns too."

"The people in the bank would probably be shaking with fear, thinking I'm there to rob the bank."

"It's about the same. You can borrow 200,000, which is no different from robbing a bank."

"I've already asked for the shipyard's public account in advance. I'll go this afternoon and have the bank transfer it directly to the shipyard's account. Otherwise, I couldn't even fit 200,000 in a single briefcase. Walking out of the bank with a briefcase, wouldn't I be like a target?"

"You can do that? That's the best." Aguang said with envy, "You've picked up several more boats for nothing."

"I have to bear the risks too."

"What risks? Based on your current income, you can pay it back in two months."

"The risk I'm talking about is the pressure from home. They don't know yet; if they find out, it'll be a disaster."

Ye Fu said, "That's also something you should bear."

Ye Yaodong glanced at his father; who knows who will bear the storm when it comes.