Chapter 1840

Ye Yaodong only received Director Zhang's call three days later.

Just right, he was almost busy with what he should be busy with. He originally planned to ask if there was no response.

Fortunately, Director Zhang was also quite powerful, actually negotiating a 30% discount on the quotation. Although the quotation was a bit virtual, it could always be bargained, but a 30% discount was considered very low.

Ye Yaodong didn't dawdle either, calling Lin Xiuqing for the first time, and going to the agency together.

Director Zhang even asked for a few days off specifically to run this order for him.

Before signing the order, they went to Xuhui again to confirm again. It was still the building with 52 units, ranging from 89 to 120 square meters. After all, it was a newly opened building, and they had been talking about the whole building for the past few days, so it was considered quietly reserved.

After confirming the building, they negotiated with the developer on the spot, and then signed the initial contract.

When they negotiated at the sales center, they went to an independent office, which didn't cause a sensation, quite low-key.

However, the news that a boss bought a whole building with a big hand had already spread. When going to the office, walking all the way, business people everywhere were discussing it.

And they also used it as a gimmick to promote to customers how popular their building is, and there is a boss who bought a whole building.

After the initial contract was signed, they went to the bank again and paid a deposit of one million. After all, it was buying a whole building, and the amount involved reached more than 18 million, so the deposit paid was naturally a lot.

After paying the deposit and getting the invoice, this building was considered booked. Next is to wait for the contract to be made, wait for the notice, and then come over to pay the balance or take out a loan. He planned to pay in full directly. Anyway, he has a lot of cash on hand now.

When he went to the bank to pay the deposit, he also learned in advance that the current interest rate for current deposits is 3.15%, and the interest rate for fixed deposits is 6.66% for three months, 9.00% for six months, 10.98% for one year, 11.70% for two years, 12.24% for three years, and 13.86% for five years.

Don't think that the deposit interest rate is high, so think that taking out a loan will be more cost-effective. In fact, the loan interest rate is exaggerated to death. He was shocked after hearing about it.

There is no such good thing as interest-free loans in the past few years.

At this time, an independent "personal housing loan interest rate" has not been formulated. The housing loan interest rate is mainly executed with reference to the loan benchmark interest rate for a period of five years or more at that time, specifically 13.86% to 15.12%.

It is floating. When the bank issues loans, it has the right to float within a certain range on the basis of the benchmark interest rate.

I heard that these two years are a period of high inflation in our country's economy, so the loan benchmark interest rate for five years or more has been raised to a historical high of about 15.12% to curb inflation.

An interest rate of about 15%! Scary!

His 18 million house... can't calculate how much interest it will be, but he knows that it can't beat the deposit interest rate, so it's better to pay in full.

Think about it, the deposit interest rate for five years or more has reached 13.86%. The loan interest rate must be higher than the deposit interest rate so as not to be exploited. It must have learned the lesson of interest-free loans.

Such a high interest rate, it sounds scary, he doesn't want to take out a loan.

After running around for a day, treating Director Zhang to dinner, and returning home, it was dark again.

As soon as Lin Xiuqing returned home, she sighed about the interest rate, "A few years ago, we could still take out interest-free loans. Now the loan interest rate is actually so high that it's scary. You picked up a big bargain at that time!"

"Of course, I have good vision. If I think it's an opportunity, I'll take action. Anyway, you don't have to question my decision."

Ye Yaodong was also a bit smug. He was also a person who plucked wool.

"Not questioning, isn't it whatever you say now? Listen to you completely. I have no objection to you saying to buy a whole building. 18 million was spent without blinking an eye, and I have no objection."

"Wait until later, you will know how impressive my vision is."

Lin Xiuqing smiled, "Then I'll wait and see."

Ye Huimei greeted, "Are you full at night? Do you want me to cook you some noodles?"

"No, we just finished eating and came back."

"The house was bought? A whole building?"

"Right, almost, negotiated, paid the deposit, wait for the contract to be made, notify me and I'll go over."

"Really impressive, Ah Guang should be back soon. When he comes, I will also go to the agency you are familiar with. We won't look at other complexes, just look at the one you bought."

"You are quite saving trouble, picking up ready-made ones."

"Haha, that's it, third brother has already investigated a circle, bought a whole building, that must be correct, I just buy the same complex as you."

"Good vision! Buying with me must be correct."

"Don't brag, drink some tea to sober up," Lin Xiuqing brewed him a cup of strong tea, handed it to him, and said to Ye Huimei, "Your brother drank a bit too much at night. You also have to consider this, look clearly before buying, don't just listen to his instigation."

Ye Huimei smiled and said, "I originally believed in third brother. Like older brother and second brother, they listened to him at the beginning and bought one each in the wholesale market shop in the city. Now they have turned 10 times, and the rent collected every year is not small."

"That's true, your third brother really spends money to do things, and has always been quite reliable."

Ye Yaodong rolled his eyes. It was her who was worried about various things before, thinking he was unreliable. Now she is talking freely, saying he is reliable.

She said everything.

Men, sure enough, still have to speak with strength.

Look, the wife's attitude is different.

After Lin Xiuqing chatted with Ye Huimei, she asked him back, "I don't know when the contract will be made. Are you waiting here? Or go back..."

"Of course I'll go back to Zhoushan first. It's been 10 days since I came here. I have to go back to be busy. Wait until I get the notice to sign the contract before coming over. By then, I guess the ten big Jiefang can also be driven back."

"Then are you going back tomorrow?"

"Um, go back early tomorrow morning. I guess it won't be ten days or half a month before I have to run over again."

"The Canton Fair is going to start declaring again this year? It's really busy, you go back to be busy with yours first."

"The fish meal processing plant is constantly increasing production now, and this year's output can also be increased a lot. After going back, take a look at the output report, and I said it's good to arrange the delivery period."

They chatted about some things.

Early the next morning, Ye Yaodong returned to Zhoushan.

Two days after he returned to Zhoushan, Ah Guang also returned from the sea.

The first thing he did when he came back was not to call Ye Huimei immediately, but to find Ye Yaodong first, and ask first, what urgent matter Ye Huimei had to call him back from the sea.

After all, it was Ye Yaodong who passed the message, and asking him could also understand first.

Ye Yaodong summarized it for him in a simple sentence, that is, he bought a building in the Magic City, looked good at the future development, and Ye Huimei was also moved, so he called him back to discuss.

Ah Guang didn't go to the Magic City immediately, but chatted with him.

The two drank tea for half an afternoon, and he also said that he was very optimistic, buying it wouldn't lose money, definitely better than putting it in the bank to increase interest.

But it won't skyrocket immediately after buying. There is always a process of excessive precipitation. Anyway, it is absolutely worth it after five or six years.

Just like when he persuaded his older brother and second brother to buy wholesale market shops, it was the same. It was average in the first few years after buying, and nothing could be seen, and it was not easy to rent.

It's different now.

After roughly understanding, Ah Guang rested for a while before going to the Magic City.

Ye Yaodong naturally busy with his own things as usual.

However, an afternoon two days later, he received a call.

His uncle's boss's boat just docked in Zhoushan for replenishment and rest, and planned to visit tomorrow morning.

Ye Yaodong also has a meager friendship with others, all relying on people sending gifts to pull up. Visiting, he naturally has to host well.

Prepare good tea and good wine in advance and wait, and by the way, tell the guard that there are guests visiting tomorrow, and call him when people arrive.

He thought in his heart, if the docking replenishment time is longer, maybe he can take his uncle to the Magic City for a physical examination in two days.

It just so happens that he is almost going to pick up the car, pick up those ten big Jiefang, and I guess the house purchase contract should be almost signed.

His uncle can't live past the millennium, there are not a few years left. He didn't listen to what he said last year, and people have been at sea, unable to contact.

Anyway, it's a family member. This time he came, he has to talk, take people to the Magic City for an examination, life is important.

Originally, being a sailor is quite life-consuming. His uncle is also fifty or sixty years old, not young anymore. He should retire if he should retire.

Ye Yaodong got up early the next day and didn't go anywhere, waiting for guests in the office. Around 9 o'clock, he received a call from the guard, and he got up to welcome him and be polite.

"Uncle, Zhou Laoban, rare guest, it's so rare to visit, it's hard to invite you to dinner."

"Boss Ye is joking, you are the big boss, I am just busy, floating at sea every day, just no time to go ashore."

Zhou Laoban is a middle-aged man with a thin and small figure of about 1.6 meters. After all, he has been floating at sea for many years, and he can't get fat even if he has money, and he has the dark skin consistent with boat runners, looking very inconspicuous.

"Hehe, making money is important, I have also been floating at sea for the past two years."

"You are ashore now, I am not ashore yet."

"Hahaha, this is what you said..."

Ye Yaodong took people to the office to drink tea and chat while talking.

"How long do you plan to replenish this time?"

"Rest for two days. I didn't go back for the New Year this year. I thought about taking advantage of the New Year, seafood prices are high, fishing boats are few, and catch a little more. This time docking, rest for a few more days, let everyone relax."

"Oh, that's not easy, didn't rest during the New Year."

"Plan to rest for two months when the typhoon is high from July to September, and give everyone a big holiday then."

"That's not bad. These two months of high typhoon period, go out for a few days and come back, waste oil money, and keep tossing, can't earn much, just run back and forth."

"Right, so that's the plan."

"Then since there are a few more days to rest, I will take my uncle to the Magic City for a physical examination tomorrow. My aunt calls every day to tell me, when my uncle docks and calls me, I must take him for a physical examination."

Uncle smiled and protested, "What to check, it's fine to go to the health center to get medicine, I'm fine, women are just worrying blindly, wasting money."

"That's not necessarily true. My parents checked in the Magic City before the New Year. There are many problems, and they do exist. Now they have taken medicine for a few months, and they all say they are much better. Just check it, it's nothing, and by the way, go to my house in the Magic City to sit."

"Then go to sit, it's okay..."

Zhou Laoban smiled and said, "You nephew is okay, even take you for an examination, you should be content."

"I can't work for two years, this is to check, and I don't have to work, just go home to support the elderly."

"Then you mean, you also know where you are uncomfortable, know that you can check out problems." Ye Yaodong drank tea, looking clear.

"It's all like this when you are old, pain here, pain there, it's normal, and I am still floating at sea."

"Then it is even more necessary to check, after all, I still want to work at sea, check it, maybe I can work for two more years."

"The boss has no opinion, then I will go with you for two days."

Zhou Laoban immediately expressed his position, "Of course I have no opinion, so many workers, not bad for you, fishing boat maintenance and repair have enough people."

Ye Yaodong also politely thanked, "Thank you, Zhou Laoban, eat together at noon, I have already booked a table at a friend's place."

"Then I won't be polite. Actually, I also want to ask you, are you interested in catching coral?"

"Several friends and I discussed, planning to take advantage of the fishing ban period in May, go to the sea area around Japan and South Korea to make a wave."

"Also lack a few boats, want to have a care, last year did it once, and didn't take risks later, now it has been a long time, want to go, earn a fortune, just go home and rest for two months."

"I see Boss Ye's boat is many, and it is very big, much more advanced than us, last year I also heard that your friends are very interested, if you want, you can go together in May."

Ye Yaodong didn't respond immediately, thought for a while.

He didn't think about himself, subconsciously he refused, he didn't need to take risks.

He is thinking about Ah Guang and several friends. If they hear it, it is very likely that they will agree to follow. They were eager to move last year, but no one led them.

Now someone wants to lead a few advanced fishing boats, and it is good to have a care. They will probably be very moved.

He is just a little worried, although he didn't hear in his previous life that any boat broke the law and was caught and detained by Japan and South Korea, but there was no them in his previous life.

Everything has changes.

But, he can't make decisions for others.

Ye Yaodong brewed tea for them and said, "I thought about it, I don't plan to take this risk for the time being, to involve in this piece, my friend is quite interested. One returned from the sea these two days and ran to the Magic City. I will communicate with him in two days, let them discuss, and then reply to you?"

"Okay, anyway, didn't go immediately, there is still more than a month, when the time comes, definitely have to dock and replenish, and will go after preparing fully. It is how many boats your friend has? How is it?"

"They are all new boats in these few years, the equipment detection is definitely not bad, estimated to have three or four boats."

Zhou Laoban nodded, "That's about it, but Boss Ye doesn't consider it? You have so many boats, just send two boats."

"Although I don't have to go, the crew has to go, the crew takes risks, I also have to be responsible for the crew. I won't go with you this year, next year I might plan to run to the high seas, then I can set off together, you catch yours, I stay on the high seas, maybe everyone can contact."

These crew members of his are all from the navy, that knowing the law and breaking the law, the psychological burden on them is different.

"Next year? Next year is hard to say, what will happen next year, who knows if it will be done next year."

Ye Yaodong doesn't think they won't do it. After tasting the sweetness, and there is no strict warning, they will definitely do it.

The domestic sea defense is originally weak, they run to other people's territory, the country will not care, the sea area is vast, and other countries can't manage every place.

Wait until the country strengthens control, they will start to limit their illegal behavior.

"Then wait until next year, wait for my friend's response, I guess he will be back in these two days, then everyone will eat together again, you talk in detail."

"Okay."

Ye Yaodong accompanied people to chat about various things at sea all morning, and the process of stealing coral.

After eating lunch, he sent people away, but also agreed with his uncle to meet at the passenger terminal at 6:30 tomorrow morning.

He also called Aqing in the afternoon in advance, let her send someone to hang the number early the day after tomorrow, otherwise he was afraid that he wouldn't be able to hang it temporarily.

By the way, also asked about the progress of Ah Guang and Ye Huimei's couple buying a house.

"They are all quite cautious, looked for two days, and also plan to choose the same complex as us. I heard that the loan interest rate is high, and they are also prepared to pay in full."

"That's more than 300,000."

"Almost, their savings and deposits in these few years must be a lot, and the interest in the bank is also high, and they have also taken a lot of interest. I heard their conversation, still hesitating whether to buy two sets, after all, there are two sons, thinking one son one set, otherwise it is not enough to divide."

"That's okay, two sons must have two sets, otherwise it is not fair to divide in the future, it is still twins, originally the most particular about fairness, and they will marry wives in the future."

"I see they are entangled in the floor, size and price these two days. Different floors and square meters have different prices. If it is suitable, they might really plan to buy two sets. I also said, if their money is not handy, a little short, we can borrow a little, they are still discussing."

"Um, I will go to the Magic City tomorrow, talk to them, if the money is handy, can be cruel, of course, buy two sets. According to the harvest in these few years, his money is definitely enough, buying three sets is enough."

He doesn't know when it will rise, but he knows that now is definitely a good time to buy a house.

"Then wait for them to come back at night, I will tell them, say you are coming tomorrow, let them not make a decision so early, wait for you to come tomorrow, and then talk to them."

"Um."

"Can our contract be signed? Is there any call?"

"Not yet, thinking about taking uncle for a physical examination first, and then have to go to the First Automobile Factory to pick up the car. Busy, it should be almost there? It will take a few days to be busy. By then, Huimei and the others buy a house, I will also go to see, by the way, ask about the progress."

"That should be almost the same."

Ps: It is better not to be too diligent in being a person. I cleaned up yesterday, worked too hard, and had a sore throat and body pain today, like being positive. That's it, I will go to the hospital to see tomorrow, and then make up after coming back.