[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"origin-simultaneously-transmigrated-starting-off-invinc":3,"chapter-simultaneously-transmigrated-starting-off-invinc-simultaneously-transmigrated-starting-off-invinc-chapter-15":6},{"origin":4,"title":5},"chinese","Simultaneously Transmigrated: Starting Off Invincible in the Combined Anime World!",{"chapter":7,"nextChapterSlug":19,"prevChapterSlug":20,"totalChapters":21,"novelImage":22},{"id":8,"novel_id":9,"title":10,"slug":11,"index":12,"content":13,"wordcount":14,"created_at":15,"updated_at":15,"volume":16,"translator":17,"content_hash":18},2258588,4408,"Chapter 15: For Chasing Girls, You Betrayed Me!","simultaneously-transmigrated-starting-off-invinc-chapter-15",15,"\u003Cp>If we were to name the players who have contributed the most to the progress of SAO’s Gonglve ,\u003C\u002Fp>\n\u003Cp>then “Rat” and “Sage” would certainly rank among the top.\u003C\u002Fp>\n\u003Cp>Rat Argol is also a beta tester, specializing exclusively in intelligence gathering.\u003C\u002Fp>\n\u003Cp>Besides exclusive intel, she compiled a beginner’s guide listing gameplay tips and beta-test information, distributing it free to every player.\u003C\u002Fp>\n\u003Cp>Because Argol operates in secrecy and no one even knows what she looks like, she earned the nickname “Rat.”\u003C\u002Fp>\n\u003Cp>As for the so-called “Sage,” he is the other player mentioned by “Rat” in the beginner’s guide.\u003C\u002Fp>\n\u003Cp>Rat stated in the guide that any new player could borrow money from the “Sage.”\u003C\u002Fp>\n\u003Cp>Although the loan carries an interest rate of over thirty percent, repayment can be deferred.\u003C\u002Fp>\n\u003Cp>Why such high interest? And why is Shengzai called the “Sage”? The reason is simple.\u003C\u002Fp>\n\u003Cp>Because Shengzai offers extremely long repayment terms and lends to anyone without discrimination; though the interest seems high, his personal risk is equally great.\u003C\u002Fp>\n\u003Cp>If a borrower dies, he loses everything.\u003C\u002Fp>\n\u003Cp>Even if a borrower later repays, Shengzai only earns a thirty-percent profit.\u003C\u002Fp>\n\u003Cp>Others gamble with one-to-one odds; Shengzai either loses everything or gains only thirty percent interest.\u003C\u002Fp>\n\u003Cp>Under such uneven returns, many believe Shengzai is running a losing business.\u003C\u002Fp>\n\u003Cp>Yet for most new players with zero resources early on, Shengzai’s loans dramatically increased their chances of survival.\u003C\u002Fp>\n\u003Cp>That’s why he earned the nickname “Sage.”\u003C\u002Fp>\n\u003Cp>But since they’re still on the first floor of Aincrad, no player has permission to open a shop, so Shengzai’s “Wenren Guild” remains in its infancy.\u003C\u002Fp>\n\u003Cp>Even if players want to borrow from Shengzai, they can only rely on luck to encounter him—so many know of the “Sage” but have no idea what he looks like.\u003C\u002Fp>\n\u003Cp>However, Rat’s beginner’s guide states that the “Sage” is a public tester, not a beta tester.\u003C\u002Fp>\n\u003Cp>Thus most assume the “Sage” must be an exceptionally skilled entrepreneur; otherwise, how could he amass enough capital to lend so quickly?\u003C\u002Fp>\n\u003Cp>Whether “Rat” or “Sage,” both help other players for their own purposes.\u003C\u002Fp>\n\u003Cp>Yet undeniably, their contributions have significantly lowered the game’s death rate.\u003C\u002Fp>\n\u003Cp>Without Rat’s beginner’s guide and Shengzai’s loans, the number of players who died this month might not have been one thousand, but two thousand—or more…\u003C\u002Fp>\n\u003Cp>At this moment, Kibaou, standing beside Diabel, felt his face burn with humiliation.\u003C\u002Fp>\n\u003Cp>He had just mocked Shengzai as another selfish “beta tester,” yet never imagined the man was none other than the famed “Sage”!\u003C\u002Fp>\n\u003Cp>And according to intelligence, the “Sage” is also a public tester—not the “beta cheater” he’d accused him of being.\u003C\u002Fp>\n\u003Cp>“Alright, everyone, you’ve all seen it—now even the legendary ‘Sage’ has joined our Gonglve  team. I’m sure you all feel more confident about this mission now?”\u003C\u002Fp>\n\u003Cp>“Let’s not delay. As previously agreed, form teams with those you know.”\u003C\u002Fp>\n\u003Cp>Blue-haired Diabel is clearly a shrewd man; realizing Shengzai’s high reputation, he immediately spoke up to solidify his own leadership position.\u003C\u002Fp>\n\u003Cp>Kirito, already socially anxious, immediately turned to his only close friend upon hearing he had to form a team before joining the Gonglve .\u003C\u002Fp>\n\u003Cp>“Shengzai-san, join our team—we’ll coordinate perfectly.”\u003C\u002Fp>\n\u003Cp>“Shengzai-kun, come with us—we’re short a skilled commander, and my sister and I need you.”\u003C\u002Fp>\n\u003Cp>“...”\u003C\u002Fp>\n\u003Cp>Watching Shengzai surrounded by a crowd, Kirito wanted to curse aloud.\u003C\u002Fp>\n\u003Cp>He’d always assumed Shengzai was only popular in real life—but damn, even in this game, the bastard was still in high demand.\u003C\u002Fp>\n\u003Cp>He was a hardcore gamer, while Shengzai? Just rich, handsome, and quick to learn—what else does he have over him?\u003C\u002Fp>\n\u003Cp>Why is this total newbie being fawned over while he, a top veteran, is ignored?\u003C\u002Fp>\n\u003Cp>But soon, Kirito noticed he wasn’t the only one left sitting alone.\u003C\u002Fp>\n\u003Cp>Not far away, a figure wrapped head-to-toe in a tattered cloak, radiating an aura of “keep away,” caught his attention.\u003C\u002Fp>\n\u003Cp>Thinking they were both socially awkward and could at least form a team, Kirito finally gathered courage to approach.\u003C\u002Fp>\n\u003Cp>“Ding, player Kirito has sent you a team invitation. Accept?”\u003C\u002Fp>\n\u003Cp>“Ding, player Asuna has joined the team.”\u003C\u002Fp>\n\u003Cp>Seeing the invitation wasn’t rejected, Kirito exhaled in relief.\u003C\u002Fp>\n\u003Cp>When he saw the name in the team list and guessed the player might be female, he was about to smooth-talk his new teammate—when she spoke first.\u003C\u002Fp>\n\u003Cp>“Was what they just said true?”\u003C\u002Fp>\n\u003Cp>Kirito: (_???\u003C\u002Fp>\n\u003Cp>“That any new player can borrow money from that ‘Sage’?”\u003C\u002Fp>\n\u003Cp>The voice beneath the cloak was unmistakably female—and young.\u003C\u002Fp>\n\u003Cp>From her question, Kirito instantly deduced his temporary teammate was also a public tester, likely just as clueless as Shengzai.\u003C\u002Fp>\n\u003Cp>“You want to borrow from that guy? The legitimacy is real—he’s got some integrity.\u003C\u002Fp>\n\u003Cp>But knowing his personality, he never does anything without profit. If you don’t desperately need it, don’t borrow from him—it’s a trap.”\u003C\u002Fp>\n\u003Cp>After knowing him this long, Kirito knew his friend’s character well.\u003C\u002Fp>\n\u003Cp>He’s not outright evil, but calling him “Sage”? No way. He’s always the one taking advantage—he’d lend money freely?\u003C\u002Fp>\n\u003Cp>Others think Shengzai’s losing money, but Kirito knows the bastard is secretly raking it in.\u003C\u002Fp>\n\u003Cp>“Hey, hey, hey—we’re best friends, brothers in arms! I turned down dozens of team invites just to find you!\u003C\u002Fp>\n\u003Cp>And you, to chase girls, stab me in the back? That’s a bit too much, Kirito-kun.”\u003C\u002Fp>\n\u003Cp>(End of Chapter)\u003C\u002Fp>",876,"2026-06-19T15:18:33.595Z",1,"Qwen3-Next 80B","9d95a3a08a25d8c46588fd69282c1bef0be7754c629851b2e36544b86968ea92","simultaneously-transmigrated-starting-off-invinc-chapter-16","simultaneously-transmigrated-starting-off-invinc-chapter-14",587,"https:\u002F\u002Fnovelzhen.com\u002Fimages\u002Fcovers\u002Fsimultaneously-transmigrated-starting-off-invinc-cover.jpg"]