Chapter 504: Wouldn't it be fine to just go back in and repay?

Damn it, that bunch of bastards actually said they'd delay issuing our subsidies.

How many times has this happened? Will they just stop issuing this money altogether next time?

Just find a place to start work; we brothers stick together—who dares to bully us?

No way—I could never work; in this lifetime I'll never work.

……

Delayed issuance?

Ugly-looking, yet thinking quite beautifully.

From now on you'll honestly be my leek.

Chi Mu Chengping, that old devil, isn't easy either; after finishing these trifles, I'll chop off his left and right arms, then properly thank him.

Having come all this way, not helping Chi Mu Chengping that old devil, ferreting out a few hidden 'insiders' in Jinmen would be inexcusable.

"I heard you guys are short on cash?" Chen Yongren walked over to the group of Japanese gathered together, lowered his voice, and asked mysteriously.

Hearing the sudden voice beside them, these few people all paused their chatter and turned toward Chen Yongren following the sound.

"Who are you?" one of them asked.

"Of course I'm the one who can lend you money; I heard your earlier conversation, and because the government delayed issuing subsidies, I heard you're short on cash," Chen Yongren said with a smile.

"Short on cash? No problem—come find me."

"Winter's coming right up, the government's again delaying subsidies, the New Year's approaching—having no cash on hand just won't do."

"How much do you want to borrow? I can solve your troubles!"

"Believe me, I'll definitely give you a very favorable price."

Chen Yongren's mouth ran like a rapid-fire cannon, and these guys grew more excited the more they listened.

For those already short on cash, Chen Yongren's appearance was no less than a timely gift in the snow, and they bombarded him with questions.

"How's the interest calculated?"

"What's the maximum you can borrow, and how long can you borrow at once?"

"Where can we borrow from?"

Obviously.

They'd long been accustomed to this life, caring only about money and not about Chen Yongren's background.

First figure out how to get the money, then we'll talk about living comfortably.

Chen Yongren patted his chest, smiling: "We're all Japanese, so interest—naturally easy to negotiate."

"Loans start at 20 yen; since you're my new customers and this is your first loan from me, you enjoy the new-user 7‑day interest‑free policy."

"If you help me bring in new customers who then borrow from me, I'll uniformly give you 1 yen as a finder's fee."

To con these dogs, of course you have to give them some sweetener.

The few exchanged a glance, their eyes flashing with excited light.

"Great—I've never seen a company that waives interest for seven days before."

"Let's give it a try."

"What are we waiting for? I haven't had a drink in ages—let's borrow money and get drunk. Anyway, those damn bureaucrats will eventually issue the subsidies, so we can just repay later."

"Exactly, seven days—those underground gangs in Jinmen sure wouldn't be that kind."

"Hey, after all that, where's your company?"

……

Seeing their reaction, Chen Yongren knew the matter was settled.

This bunch, fixated only on the seven‑day interest‑free offer, could never imagine that Chen Yongren cares nothing for interest—it's these people he's after.

"My company's at Auspicious Field Street No. 5; coincidentally, I also bear the surname Yoshino, so you can call me Mr. Yoshino from now on." Chen Yongren casually made up a name.

"Rest assured, we're a compliant, legal company; we'll sign contracts like a bank, guaranteeing no trouble—if there's any, you can sue me in court." Chen Yongren thumped his chest, inwardly eager to suck the Japanese dry.

"You go ahead and get busy; I'll wait for you at the company." Chen Yongren smiled: "Right, remember to bring ID that proves your identity."

"After all, benefits like this can only be offered to our own people, lest those Huaxia folks take advantage,"

Having said that, Chen Yongren fell silent.

"What are we waiting for? Hurry home and grab your ID!"

"Each head earns a 1‑yen finder's fee—I'll definitely rope in more people to borrow money."

Having said that, they scattered and ran off.

Watching those guys' retreating backs, Chen Yongren also left quickly, thinking many might come later, and he coaxed and tricked Lin Ke Xin into coming to the company.

Meanwhile, he also gave Lin Ke Xin a makeover, changed her appearance, and briefly outlined his plan.

After hearing Chen Yongren finish, Lin Ke Xin looked at him in disbelief.

She knew very well what Chen Yongren intended to do.

"You really are…" Lin Ke Xin gazed at Chen Yongren, wanting to speak but stopping.

The Japanese government will stop issuing subsidies to Japanese expatriates, and Chen Yongren pops up now to lend money—those Japanese with no cash will surely be unable to repay when due, forced to work to pay it off.

"Really now?" Chen Yongren asked.

"He really is a little clever devil," Lin Ke Xin said, quoting a line Chen Yongren often says.

"The cleverness is still to come." Chen Yongren looked at Lin Ke Xin's face and said: "All right, even if the boss stood before you now, you wouldn't recognize your own identity."

Lin Ke Xin had just wanted to say something when a knocking sounded outside the door.

"Little secretary, it's time to work." Chen Yongren gently pinched Lin Ke Xin's cheek and smiled.

"Let's together suck every drop of their blood."

"Remember."

「NOChinese！」

Chen Yongren stood up, beginning to welcome the leeks delivered to his door.

At this moment, the doorway was packed with Japanese people shouting for loans, until Chen Yongren said that if they didn't line up, they wouldn't get any more loans, after which they obediently lined up.

Looking at the leeks waiting to be harvested before him, Chen Yongren couldn't express how happy he was.

"Where do you live, how many people did you bring, how much money do you want to borrow, and for how many days?"

"You brought seven people?"

"Very good, as a reward, these 7 yen are your reward."

"Miss Asano, please give this gentleman a seven-day loan contract."

……

Under Chen Yongren's guidance, Lin Ke Xin quickly entered work mode, assisting these Japanese leeks in signing contracts.

The Japanese leeks who had received the cash reward became even more excited; Chen Yongren naturally wouldn't stand on ceremony, preparing to drag them deeper into the abyss.

"Since you've already borrowed 20 yen, why not borrow a bit more and just borrow 30 yen?"

"Here we can do installments, with a maximum of two years to pay it off."

"Even if you borrow 200 yen, the principal is only a little over 8 yen per month, and the interest is only 36%."

"Of course, there's also a small service fee to add."

"For you, it's completely affordable."

"Believe me, how would I cheat you?"

"Anyway, our government will eventually hand out subsidies, at least 20 yen, and when you get the money, you can repay it then."

"If you choose installments, you have a three-day grace period each month; as long as you don't exceed the final repayment date by three days, I won't count any interest or penalties."

"If you exceed three days, you'll have to make up all the penalties."