Chapter 991: Bank Services
You bunch of idiots! This is the foreigners' voice.
They were all ruined by Qiongzhou's operations.
So it can be done like this?
Technology does reduce human job positions, but Qiongzhou has increased countless positions by improving service quality.
They also want it.
But it seems impossible, because they are a commercial society that pursues profit.
Many of Qiongzhou's upfront investments not only fail to generate profit, they also incur losses.
And a large portion of that money has to rely on the treasury.
You let Yingjiang handle it?
Now they don't have enough to spend and are buried in debt.
If you let other places handle it, they lack the capacity to organize such large‑scale planning and projects.
It seems only Qiongzhou can do all this, or rather only Daxia can accomplish it.
Soon the bank's client manager arrived.
Great Song Bank—since Lao Jieke came to Qiongzhou, he has seen this bank's name in the Live Broadcast Room more than once.
The newcomer is a green young man, looking a bit inexperienced, but very enthusiastic.
"Hello, Mr. Jieke, I am Xiao Cui, welcome to using Great Song Bank's services."
"Here we can process card opening for you, provide online banking, and if you have investment needs, we can also set up stock accounts, fund accounts, and futures accounts."
"If you have virtual assets, we can also grant you virtual product trading permissions."
"However, within the Daxia region, some virtual assets are restricted."
"Hope you understand."
Lao Jieke doesn't understand: what virtual assets? Game accounts? Or items?
"What do you mean by your virtual assets?"
Xiao Cui smiles and patiently explains to him.
"For example, patent rights, copyright, portrait rights, etc.; if it involves cross‑border transactions, there will be reviews involved."
"Also various virtual currencies—Daxia does not recognize them, so there is no trading permission."
"Of course there are other virtual assets, like various game coins, game items, and so on."
Has Daxia become this advanced already? The bank has actually ventured into so many virtual transactions.
He holds back his astonishment.
"What if I want to open everything?"
Xiao Cui smiles.
"Some services require a deposit, and some services are fee‑based."
"If you don't need them, I don't recommend opening; you can open when needed."
"Moreover, after you open the account, many services can be handled via mobile phone."
They speak earnestly, with a sincere attitude, and most importantly they actually think about saving money for the customer.
Moved.
"Then, open all the services that don't require money."
Xiao Cui smiles even more happily; this foreigner is really interesting.
He also holds the belief of not cheap‑stealing from bastards.
"May I ask, do you want to open a permanent electronic account, or do you need a physical card?"
"If you need a card, there is a five‑unit card fee."
Lao Jieke asks.
"Can your card be used with Yingjiang?"
Xiao Cui nods.
"Our Great Song Bank has joined the Bank Union, so it can be used anywhere in the world, and Great Song now provides banking services in every country globally."
"So you don't need to worry about usage issues."
Lao Jieke nods.
"Then give me a card."
Xiao Cui.
"Do you need any other services?"
Lao Jieke is puzzled.
"What do you mean?"
Xiao Cui points at Lao Jieke's phone.
"Many streamers who come to Qiongzhou have taken the path of selling goods."
"I think you should prepare in advance."
"Bind the opened accounts to Kickstep, and also set up a business account; I suggest you establish a micro‑enterprise to use the funds earned from online operations."
"Otherwise, gifts from Daxia fans' tips cannot be transferred directly to your personal account; they count as business income."
"Of course, if you insist on turning that money into personal assets, you will need to pay personal income tax."
"The more capital, the more tax you need to pay."
"Of course, it will not exceed fifty percent at most."
"Additionally, we also offer legal services."
"For example, if you want to discuss cooperation, we can be your strong backing."
"Also, if you want to join an MCN, we can help you get very good terms."
"After all, if you negotiate alone versus going with Da Song Bank's lawyers and finance, accounting services, the results will definitely be different."
"If you don't want to join an MCN, we also have other service packages here, such as operations, copywriting, filming, promotional performance, etc.; we can introduce you to professionals."
"Both short-term and long-term services are possible."
The Manager of the Short-term Rental added beside them.
"These services can be found on CPapp, but they aren't as efficient or high-quality as theirs."
"They also have better guarantees."
Lao Jieke's brain was buzzing.
Just opening an account yourself, they arranged your entire career.
Is starting a business really that simple now?
"These are free?"
Xiao Cui burst out laughing.
"Of course not, but remember this now; when the need arises, won't it be much simpler?"
"Here's my business card; I hope we can be like supportive brothers and go farther together."
Lao Jieke.
"Corporate account, open; micro-enterprise, set up; legal services..."
"Hold on, let's first talk about the price!"
"My travel budget is limited this time."
"One card, one corporate account, one micro-enterprise, do you need legal services?"
Lao Jieke came from Yingjiang; he knows the importance of legal services all too well.
"Yes, please."
Xiao Cui asked again.
"What about financial services?"
Lao Jieke thought, financial matters are a big deal; he himself doesn't understand them and needs professionals.
The key is that he saw Daxia people sending a lot of gifts.
If he doesn't do it this way, he's afraid he'll be caught for tax evasion.
Everyone knows how formidable Yingjiang's tax affairs are.
"We also need it."
"It shouldn't be too expensive, right?"
Xiao Cui gave a reassuring look.
"We charge based on scale and complexity, and we bill after the work is completed."
"We also have a trial period; for locals it's three months, but since you're from Yingjiang, it's only one month."
"After one month, if you're satisfied, we'll sign a formal long-term contract."
Lao Jieke felt relieved.
Because in his impression, both legal and financial services are very costly.
They handle everything annually, hiring people by the hour.
Da Song Bank even offers a free trial; that's very conscientious.
What they don't know is that Qiongzhou, fearing tax evasion, collaborated with Da Song Bank and several other banks to set this up.
Otherwise, on what grounds can a banker like you casually set up companies for others?
End of Chapter
