Chapter 496: 492. I want to borrow 100 billion, will you lend it?

Zhang Sicheng did not want to urge his old man to hurry over, but there was no help for it; who let the people here pester him so tightly, and all with smiling faces to boot.

Plus, these were the local officials of his father-in-law's family, so even if he had a temper, he had nowhere to vent it; of course, he also dared not, at least not right now.

After all, it had not been long since they started accepting that their Zhang Family was actually a super-wealthy household, and habits formed over a long time were not so easily resolved.

When Zhang Ran arrived by car, he did not go to Liu Lu's hometown, but came directly into the city.

By the time he got out of the car, a group of people was already waiting; Zhang Ran got out with a smile on his face to exchange pleasantries with everyone. Since he had already come, he had prepared himself mentally, and this time, he might even have some other gains.

This time, it was not just Zhang Ran who came; He Qing had also come along as his secretary, Huo Zhiyuan was naturally indispensable, and with the addition of Zhang Siyan and the two little ones, the number of people was not small.

Seeing Zhang Ran arrive, Zhang Sicheng hurriedly brought some people over to introduce them, and Zhang Ran greeted them one by one.

Pei Mingmei also cautiously introduced a few people; her direct superior was still at the very back, all of them being leaders from above.

Nowadays, it is not so easy to get a meeting with Zhang Ran; under normal circumstances, unless they block his door, Zhang Ran is generally not very willing to see people.

And blocking his door might also annoy Zhang Ran, so it resulted in everyone scrambling to find connections to meet him the moment Zhang Ran appeared.

Zhang Ran also gave Pei Mingmei a lot of face, or rather, he was giving Liu Lu face, and he responded with a smile to the people she introduced.

This made Pei Mingmei feel somewhat excited, and the leaders from above also looked at her with higher regard; the fact that Zhang Ran could give her this face proved that Zhang Ran's impression of her was quite good.

After all, this kinship was somewhat distant—it was barely even a stretch to call it a kinship—so even if Zhang Ran gave no face at all, no one would have been surprised.

"Dad, I've prepared a banquet here, what do you think?" Zhang Sicheng leaned in close to Zhang Ran and whispered.

Zhang Ran nodded and said, "Fine, it's well arranged."

Zhang Sicheng had indeed grown a lot; at the very least, he had arranged everything that could be arranged before Zhang Ran arrived.

"Sorry for being late, I've kept everyone waiting. Let's go in and sit down first," Zhang Ran said with a smile.

"As long as we haven't disturbed Mr. Zhang, it's fine," someone laughed.

"Haha, it is a great honor."

Then, Zhang Ran walked inside surrounded by the crowd, leaving Susu pouting her little mouth, thinking that these people had snatched away her grandfather.

Originally, the family members of Gu Panpan here actually had some opinions about Liu Kai; after all, they had previously selected so many candidates they deemed suitable, yet she still ended up marrying this poor boy.

Later, hearing that this poor boy's older sister seemed to have married into a wealthy family, these people quieted down for a while, but they didn't pay too much attention to it.

Also, the matter of changing the wedding date at the last minute made these people dissatisfied, especially hearing that it was just to please the people on his sister's side; this made them even more uncomfortable. So, we are all dispensable, are we?

But this resentment vanished completely with Zhang Ran's arrival, and they were even somewhat excited.

They did not recognize Zhang Ran, but they recognized the people revolving around him; the vast majority of them were people they didn't even have the qualifications to speak to, yet now they were all revolving around Zhang Ran.

Zhang Ran was also orderly in his reception of guests; after most people recognized Zhang Ran and saw the situation, they only chatted with Zhang Ran briefly before going off to talk among themselves.

In the end, only two parties remained by Zhang Ran's side: one was from the local government, and the other was from the bank.

Zhang Ran was very clear about the intentions of these two parties. He first smiled and said to the people from the bank, "Manager Liu, President Zhao, Sister Pei has mentioned you to me before; you are both big shots in this industry."

Manager Liu was sent by the head office, and President Zhao was the president of the provincial branch; they were both leaders from above.

It was also evident how much they valued Zhang Ran here. There was no help for it; just the 14 billion that Zhang Ran had just won a while ago made them incredibly tempted.

"President Pei is too kind with her praise," Manager Liu said with a smile.

After a little bit of small talk, they got down to business.

"Mr. Zhang, I heard that you are about to make some commercial layouts?" Manager Liu asked with a smile.

Zhang Ran said, "These small matters have already reached Manager Liu's ears?"

Manager Liu was speechless for a moment. Small matters?

"This is no small matter; it's probably spread everywhere by now," President Zhao said with a smile.

Zhang Ran stopped beating around the bush and asked directly, "Then, what do you two want?"

"We just want to ask if Mr. Zhang is short of money. If you are a bit tight on cash, our Rural Commercial Bank will absolutely support Mr. Zhang with all our might," Manager Liu said immediately.

Their main purpose for coming this time was, of course, to get to know Zhang Ran, and their secondary purpose was to want to lend money to Zhang Ran.

Yes, they wanted to lend money to Zhang Ran.

Currently, the assets of the Zhang Ran System were considered high-quality assets in the eyes of these banks, and the key was that, according to their understanding, the debt ratios of all industries under the Zhang Ran System were not high.

Yaotian Pharmaceutical, Maikai Supermarket, and so on were all like this; the only one with a relatively high debt ratio was Fengli Group, but such a debt ratio for Fengli Group was completely within the normal range.

And with the merger of Dahe Group, the debt ratio had fallen once again.

The key was that the revenue-generating capabilities of these industries were all very good, so almost all banks wanted to lend money to Zhang Ran.

Zhang Ran smiled and said, "Then how much can you lend here?"

Manager Liu's spirits lifted, "How much does Mr. Zhang need?"

"Manager Liu, that's a bold statement. If I say I need 100 billion, will you lend it?" Zhang Ran said as if joking.

But to his surprise, after a moment of stunned silence, Manager Liu gritted his teeth and said, "If Mr. Zhang needs it, our Rural Commercial Bank will lend it, and we will disburse the loan at the fastest speed; it will absolutely not affect Mr. Zhang's commercial layout."

Zhang Ran was surprised by this, and the others were even more so; President Zhao on the side was also somewhat dumbfounded, as he had not expected Manager Liu to be able to say such a thing.

As for Pei Mingmei, she was completely stunned.

100 billion!

To lend it just like that, and looking at Manager Liu's attitude, it seemed it could be lent out without needing overly complicated procedures.

Pei Mingmei considered herself to have already valued Zhang Ran very highly, but now she realized that she seemed to know far too little.

After all, she only knew some surface-level things, unlike these banks, which had practically investigated all of Zhang Ran's asset information inside and out.

Therefore, Manager Liu was not saying these things randomly, but had said them after discussion and summary by their bank time and time again.