Chapter 276: Answering the Vow and Facing the Tribulation: The Innate Doumu Great Brahma Golden Thunder

The essence of the Jinchan Wealth God Technique is essentially the nature of capital finance; it is also a set of methods for harvesting using the logic of the social underclass.

First, only labor can create value, so one must squeeze the surplus value of labor. For example, in a small-scale peasant economy, men plowing and women weaving, a family of several people can soon be fed, and thus they will lose the desire to labor.

It is just like in ancient times, when men hunted and women gathered wild fruits; once full, they would procreate, and having nothing to do, they would not take the initiative to find work.

There must be external factors causing survival pressure for their initiative to increase.

The imperial court's requirement for the common people is that they can survive, but cannot be too well-fed; through tax policies, the value produced by the national labor force is concentrated.

That is to say, everyone is kept on the verge of bankruptcy if they do not work hard. At this time, one lends them high-interest loans to buy the very goods they produce, and then they work their whole lives for these goods... then the goods are iteratively accelerated, causing their value to constantly depreciate.

It is just like a whip lashing a donkey's rump; blindfolded, it just turns the millstone.

It is just that the small-scale pastoral economy and handicraft economy of a traditional major agricultural country have production methods that are still too backward.

Although many people instinctively oppose "Land Annexation," if land annexation is not completed, a large amount of labor cannot be released, and they cannot be turned from farmers into workers—that is, "proletarians"—who will starve if they do not work and can only go work for others.

But farmers certainly will not give up their own land; after all, land is a benign asset and can be passed down through generations...

The problem of land annexation in the late dynasties of ancient China lies here: the landless displaced people were not transformed into a labor force, and it was not state capital that annexed the land, nor was the corresponding tax revenue collected.

After the great landlords harvested the land, they did not capitalize it or complete the circulation of wealth in the market; instead, they cast gold and silver into "golden melons" and "silver melons," hiding them in their own cellars.

The biggest reason for this is that productivity did not innovate, and it possessed the limitations of a feudal dynasty...

The land annexation by Jin Chan was directed by Xu Jia. After the Dexing flood, a large amount of land saw reduced yields. Farmers could not hold on, and rather than waiting for landlords to wait until they were starving to complete annexation at low prices, it was better for Jin Chan to complete the annexation at market prices, which would also allow them a bit more money and grain, lowering the difficulty of survival.

At the same time, Jin Chan provided these commoners with "Work-for-Relief," gaining employment opportunities. For example, the massive project at Sanqing Palace, planned to cost four or five hundred thousand taels of silver... this alone could drive the employment of ten thousand people and derive related tourism industries.

Or, for instance, Xu Jia replanned the Dexing urban area and carried out reconstruction, which again provided employment for a large amount of labor.

At the same time, the development of the financial industry allowed local great landlords to see profit, and they invested the real gold and silver stored in their homes into Jin Chan's capital pool, wanting to make big dividends. But although they understood the way of playing, they were not as professional a Wealth God as Jin Chan. They thought of money begetting money and earning some profit, while Jin Chan thought of financial leverage, prying up a hundred or a thousand times the capital.

At the same time, a large number of out-of-town merchants were attracted to invest, which brought about the prosperity of the financial service industry; after all, rich people want the best of everything.

A portion of merchants keenly sensed the potential of the local real estate market, but Jin Chan had already purchased a large number of old, broken, and small properties in advance and had already begun engineering, rebuilding them into Jiangnan garden-style luxury mansions—this was the sickle to precisely harvest their wealth.

A portion of small merchants did not have much principal and came here seeking opportunities; since the trip was not easy, they would take the initiative to start looking for suitable goods to buy and sell, driving the sales of local specialties and allowing the locality to receive orders...

Thus, based on the best-selling goods, Jin Chan would go and invest in making them bigger, and they would become excellent assets, thereby attracting more people to invest.

This includes the wine from the Lan Shi Huo distillery, which has now become an industry, especially the medicinal wine brewed from the male virility-enhancing wine recipe given by Xu Jia, which has already been sold as far as the Suzhou and Hangzhou areas.

Including the several pill recipes Xu Jia gave them, they are all very popular now, which in turn drove the prosperity of the medicinal herb market. The herb merchants over in Zhangshu smelled the opportunity and directly cooperated with Niu Family Medicine Shop to make a "time-honored brand."

Behind the prosperity, there are actually hidden dangers, and that is Jin Chan himself. He harvested the wealth of these people, and he is also their lifeline. Once something happens to him, or he is harvested by others, all the commoners will go bankrupt again... but then it will be the next person's turn to play this game... the essence of dynastic cycles is all like this.

Therefore, Xu Jia believes that a superior "system" is actually more important—financial systems, political systems. But the experience of his past life shows that any system has its limitations. One can raise certain problems and solve certain problems, but the problems will only become more numerous until they cannot be blocked or patched, and then the ship sinks.

So all Xu Jia can do is knock on Jin Chan every now and then, letting him cultivate virtuous wealth, because even Xu Jia cannot easily stop the game Jin Chan is playing now, unless he finds a successor to pass the buck.

However, fortunately, Jin Chan did not let Xu Jia down; he truly followed the path of turning evil into good, accumulating virtuous wealth and virtuous vows, and the Nine Great Wealth Treasuries were filled one by one.

……

"Children, you are free. You are no longer Debt Ghost Jin Chans. You will be qualified to make your own investments and run your own businesses. I will invest a sum of money in you to obtain a fifty percent dividend of your business..."

Jin Chan said to the 7,200 small Jin Chans: "You only need to show me your financial reports once every quarter, giving me the right of supervision; I will not interfere with anything else..."

The small Jin Chans originally worked for Duobao, and now it can be said they are working for themselves, so they were naturally extremely happy. But just at this moment, the sky's wind and clouds changed drastically, a gale howled, and the sand and dust blew so hard that everyone on the street could not open their eyes.

The roof tiles of some houses were lifted, falling to the ground and shattering into who knows how many pieces.

A Dharma image appeared in the dark clouds, as if the dark clouds had actively gathered into a Demon God.

Some commoners discovered the anomaly and knelt down one after another: "The Thunder Deity is manifesting!"

Xu Jia had sensed it early on in Shanju Guan, but he did not intend to intervene too early; after all, Jin Chan also needed to be tempered. Fragile capital that cannot weather the storm can only eventually sink.

But for this Fenglei Daoren to run wild on his own turf without paying respects to the local boss, this matter was excessive, and Xu Jia would not indulge her.

A battle between Earth Immortals is not you hacking me with a blade and me stabbing you with a sword.

The first principle of Earth Immortal combat: "Hide the body." The physical body is the weakness of an Earth Immortal True Person; by comparison, their Yin Spirit is more powerful and easier to communicate with the Dharma Realm, and even the energy between heaven and earth.

The second is Altar Opening.

Fenglei Daoren Yuan Wenying refined a set of portable Fenglei Altar. This altar can be folded and is a mechanism made by the most exquisite carpenter. The whole body is made of three-hundred-year-old Thunder-Struck Jujube Wood from the depths of the Qinling Mountains. After she refined it, it already had the ability to change size at will.

On the Fenglei Altar, all Magic Tools are complete. This is the foundation of the Lishan Sect; backed by the great Qinling Mountains, they lack none of the Heavenly Materials and Earthly Treasures, having specialized treasure hunters who enter the mountains to explore for treasures.

Once this Fenglei Altar is unfolded, it is a small Mandala, totaling three levels and four gates. On the altar are the Five Thunder Command Flag and a Dharma Sword. The front of the Dharma Sword is the Northern Dipper, and the back is the Southern Dipper, refined with Water-Fire Heavenly Stellar Energy and prayed to with Doumu Divine Power; it is the heirloom treasure of the Fenglei Gate of the Lishan Sect.

Yuan Wenying ascended the altar to perform rituals, summoning all the Thunder Generals worshipped by the Fenglei Gate. These Thunder Generals, each carrying thunder implements, totaled twelve, with three each—one principal and two deputies—surrounding the Cloud Void.

Once her Command Flag was raised, the wind rose; with the second raising, the clouds gathered; with the third, there was lightning and thunder...

Yuan Wenying also judged Jin Chan to be an evil god, swallowing and spitting out the wealth of the common people to fulfill his own foundation. It was a typical case of using public office for private gain, using evil wealth to borrow one and take ten, giving sweetness first and burying a trap later.

Turning evil wealth into righteous wealth is like a gangster wanting to wash their hands of crime and go ashore; how could it be that easy?

Jin Chan showed a troubled expression, looking at the surging wind and thunder in the sky. The oppressive heavenly might descended, and the first moment was not to strike down, but to ask the heart.

"Have I violated the oath I took at the beginning, so today I must answer to it?"

He had also heard Xu Jia say: Divine Ability cannot defeat Cause and Effect. If the original oath was not kept, this thunder would naturally be a death tribulation; if one has a clear conscience, then true gold is not afraid of thunder and fire refining.

So he said to the small Jin Chans: "You go quickly, leave here, don't worry about me. I will distribute the wealth energy to you, divide it among you. You must remember: dispense virtuous wealth, perform virtuous vows, and do not be rich and unkind. If I cannot survive this tribulation today, I will not implicate you; it is my path that went wrong. If I can survive this tribulation, it can be considered clarifying a direction for you."

Many of the Debt Ghosts were originally Yin Demon slaves, later transferred to Jin Chan. The small Jin Chans created through the bumps on his back were specially refined by Xu Jia through Water-Fire Refining Degree, and even the debts were transferred to Xu Jia himself, who bore the debts for them, so they could live without owing money and die without carrying debt, instead serving under Jin Chan.

Now if Jin Chan were gone, they would be like trees falling and monkeys scattering, unable to amount to anything, so they said one after another: "Grandpa Jin Chan, we are not leaving."

"Fools, this move of mine is called early transfer to reduce risk. Even if I go bankrupt for a while, I can make a comeback in the future, right? If you all died following me, wouldn't there be no day of rising again? Even chickens know not to put eggs in one basket, let alone you?"

Jin Chan transferred more than half of the wealth energy, distributed it to the small Jin Chans, and blew out a breath of Qi, driving them away.

Just after driving the Jin Chans away, a bolt of thunder descended from the sky.

Fenglei Daoren pointed her sword at the firmament, her expression exactly the same as the Demon God gathered from the dark clouds.

"Heaven opens at Zi, Earth opens at Chou, man is born at Yin. Mother of the Nine Stars, Lord of all stars, the disciple respectfully invites the Innate Doumu Great Brahma Golden Thunder to eliminate evil, subdue demons, dispel disasters, and resolve calamities. Jijiru Luling, hurry!"

The thunder landed on Jin Chan, the plasma like water, melting gold and breaking jade.

(End of chapter)