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Chapter 48: Forced Debt Collection

~8 min read 1,520 words

"Foreign devils, even if I become a ghost, I will not let you off!"

Yin Xuan roared fiercely, his heart filled with despair.

He stared fixedly at Jason and the others, then turned and jumped into the sea, his movements agile.

"Oh, shit, my human scalp!"

Davis shouted in anger; he rushed forward and struck the ship's rail forcefully with his Sword sheath.

Jason walked up and comforted him: "Alright, isn't it just a piece of human scalp? This China is full of yellow-skinned monkeys everywhere; how many human scalps could you want that you can't get? Although the plan had a little accident, fortunately, everything is still under control."

Although Yin Xuan had jumped into the sea, they did not believe he could survive.

Not to mention that Yin Xuan was already seriously injured, even a normal person would drown jumping into the sea in the middle of the night, because there would be no way to call for help, and the icy seawater would quickly drain all of a person's body heat.

Davis's residual anger remained unabated; he snorted coldly: "Hmph, although he is dead, he still has family. His family's human scalps, I am determined to have them."

Jason suddenly laughed: "I have seen his mother and sister; both are rare Beauties, their skin as smooth as satin. When the time comes, just let them atone for the sins... Hahaha!"

…………

The next day.

A steamship flying the Japanese flag was sailing on the sea.

On the deck, a young man was holding a young woman, watching the seascape, his palms groping up and down, causing the woman to pant softly, her eyes charming and alluring.

He said in Japanese: "What magnificent mountains and rivers; the Chinese people are not worthy of living here at all. Only our noble Great Yamato Nation is worthy of possessing this land."

The woman snuggled into the man's arms and suddenly pointed to the sea ahead: "Fujiwara-san, I seem to hear someone calling for help. Look, is that a person?"

Fujiwara Jiro looked in the direction of the sound and indeed saw a person holding a wooden board, drifting on the sea.

He said indifferently: "Xuezi, that is a Chinese person, not worthy of my rescue. No need to pay him any mind; just let him fend for himself."

Xuezi nodded obediently; she felt the same indifference toward Chinese people.

Only, as the distance grew closer, the sound of the cry for help on the sea became increasingly clear.

He could even see the other person's appearance clearly. At this, Fujiwara Jiro's expression froze, and he hurriedly shouted: "Stop the ship, save him!"

Xuezi asked in confusion: "Fujiwara-san, why do you suddenly want to save him again?"

Fujiwara Jiro explained: "This is my classmate, Yin Xuan. We want to open up the situation on this trip to Shanyin Prefecture, and I had originally intended to go through his connections."

Having said this, he lowered his head to look at Xuezi, his eyes rolling as he said: "From now on, you are my sister, Fujiwara Xuezi. After he is rescued, you must take care of him tirelessly, understand?"

"Hai!"

Xuezi was also a clever person and instantly understood Fujiwara Jiro's intentions.

…………

Yin Mansion.

Main hall.

Looking at Jason and the others, Yin Chengtao frowned and asked: "Mr. Jason, where is my son, Yin Xuan?"

Jason's expression turned ugly, and he scolded: "Mr. Yin, you ask me, but I want to ask you instead. After I took your son to HSBC Bank to take out a loan, he received the check and simply disappeared. I searched all of Shanghai and couldn't find him."

In view of this, HSBC Bank has decided to urgently call in the loan. This is Mr. Davis from HSBC Bank.

Also, regarding that batch of equipment of mine.

If you still want it, I can keep my word and continue to sell it to you, but I only accept silver now."

Davis took out the loan contract and said: "Mr. Yin, this is your son's loan contract. With your family's entire assets as collateral, he borrowed 700,000 Silver Dollars, with an interest rate of two percent, to be repaid in five years.

In view of your son absconding with the funds, our bank believes that you have no intention of seriously fulfilling the contract. Therefore, in order to reduce the risk of bad debts, our bank has decided to call in the repayment immediately.

According to our British law, if you are unable to repay the loan, then our bank will have the right to confiscate all of your Yin Family's assets.

Don't blame us for being heartless; I will give you one day to raise the funds."

Boom!

Jason and Davis's words were simply like a bolt from the blue.

Yin Chengtao's mind buzzed, and he only felt his blood rushing in reverse, his vision darkening, and he swayed as if about to fall.

"Master!"

The butler on the side exclaimed and hurriedly supported Yin Chengtao.

After a long time, Yin Chengtao finally came to his senses. He stared fixedly at Jason and Davis and growled: "Impossible, this is absolutely impossible. How could my son abscond with the funds? What benefit would that bring us?"

Abscond with the funds—he absolutely did not believe it.

He was now worried about another possibility, which was that Yin Xuan had been robbed and harmed.

This was a check for 700,000 Silver Dollars; even Cixi would be jealous if she saw it, let alone a group of thugs.

This Shanghai was a place where all sorts of people mixed, and anything could happen.

Thinking of this, he felt immense regret, regretting not letting Master Chen go with him; otherwise, such a thing would not have happened.

Davis shrugged and said: "Mr. Yin, I need to make a correction. Yin Xuan absconding with the funds only brings no benefit to you; the benefits to him are huge. And in any case, the fact is set. I hope Mr. Yin can seriously fulfill the contract; otherwise, I can only request that your government intervene."

"You..."

Yin Chengtao was already anxious and angry, and now, being provoked by Davis, he rolled his eyes and fainted on the spot.

The China Dynasty has always governed the world through 'filial piety', and the common people naturally attach extreme importance to family affection; therefore, even if it meant trading their own lives for the affluent life of their family, people would not hesitate.

This is unlike foreigners, who overemphasize their own interests; in reality, they are extremely selfish, and everything else is pushed aside.

They can even betray God, let alone their parents?

Davis's words were very 'sincere' and very 'realistic', but heard in Yin Chengtao's ears, they were blatant slander and defamation. How could he not be angry?

"Master, Master!"

The butler exclaimed, and the other servants also became a flurry of activity.

Seeing this, Jason frowned. He waved his hand and said: "Let's go; we will come back tomorrow. If the Yin Family cannot repay the loan, we will bring the government to confiscate all their assets."

………

Yin Chengtao fell into a coma, and the Yin Family instantly descended into chaos.

Yin Mu was a typical matriarch; she usually only managed household affairs and had never appeared in public.

Faced with such a major crisis at home, she instantly lost her composure and did not know what to do.

Yin Shishi was only a seventeen-year-old girl; let alone the family business, she had never even managed household matters.

Faced with such a major crisis, she was even less capable.

Everyone felt as if Heaven were collapsing.

This was a loan of seven hundred thousand Silver Dollars; even if they emptied the family coffers, there would still be a shortfall of at least four hundred thousand.

Such a large sum of money was impossible to borrow, let alone within one day.

And once the money could not be repaid, everything belonging to the Yin Family would be forcibly seized by HSBC Bank!

"Second Brother, that's right, there's still Second Brother!"

In the midst of the panic, Yin Shishi suddenly thought of Yin Qi.

She said excitedly, "Mother, I will go find Second Brother; he must have a way."

Yin Mu was already at her wit's end; although she did not believe her second son could resolve the Yin Family's current predicament, as the only male currently able to take charge in the house, she could only treat a dead horse as if it were alive.

Before Yin Shishi could go find Yin Qi, Yin Qi had already walked in with hurried steps.

With such a major incident occurring in the Yin Family, it would have been difficult for him not to know.

It was Yin Hai who had run to find him.

He looked at Yin Chengtao on the bed, then looked at the tearful Yin Mu, and said in a deep voice, "Mother, how is Father's condition? Also, what exactly happened? The servants did not explain it clearly to me."

(End of this chapter)

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