Chapter 847: Honghuang Bank

Smearing Nuwa and Laozi is, of course, to reduce the Human Luck they enjoy.

Nuwa has the empty title of Saint Mother, yet she has never kept the Human Race in her heart.

Laozi is even worse; clearly the Human Teachings Sect Leader, enjoying the endless Human Luck, he has likewise never cared about the life or death of the Human Race.

How could they possibly be qualified to enjoy Human Luck!

"Yes, Master."

"By the way, what is the current penetration rate of mobile phones?"

"It is approximately ten percent, with about five thousand quadrillion registered users; over seventy percent of cultivators possess a mobile phone."

Yin Qi nodded; this penetration rate was already quite high.

The Dharma Treasure version of the mobile phone requires cultivation to use, while countless living beings in Honghuang have no cultivation at all, such as animals that have not yet opened their intelligence, as well as beings that have not yet begun to cultivate.

With the current penetration rate, it is enough for him to initiate his financial layout.

"Human Race Yinhang" should actually be called the Great Shang Bank, because this application is currently limited to the territory of Great Shang, but Yin Qi's goal is to establish a bank that encompasses the entire Honghuang.

In reality, building the "Honghuang Bank" app is simple; the difficulty lies in how to promote it.

The most direct difficulty: how do the living beings of Honghuang make deposits and withdrawals?

Honghuang is vast and boundless; he cannot possibly establish bank branches everywhere.

In order to establish "Honghuang Bank," Yin Qi has been researching how to add an item-transfer function to mobile phones.

If mobile phones can transfer items, the problem of deposits and withdrawals is solved.

In fact, with Yin Qi's attainments in Space Law and Artifact Refining, adding an item-transfer function to mobile phones is not difficult; the difficulty lies in the fact that he needs to enable Nascent Soul Realm, or even Golden Core Realm cultivators, to be able to refine this new version of the mobile phone.

Only then will the new version of the mobile phone have rapid popularization.

After continuous research with Immortal Tomb, he finally perfected the refining method for the new version of the mobile phone.

Even a Golden Core cultivator can refine it.

Below Golden Core, it is not possible.

Unlike the currently popular mobile phones, which even Qi Refining Realm cultivators can refine, with almost no threshold.

With the new version of the mobile phone determined, "Honghuang Bank" now has the foundation for promotion; the next step is how to make the living beings of Honghuang accept it, which is actually not difficult either.

The meaning of the existence of "money" is the ability to purchase the items one needs.

Yin Qi plans to add a "Primordial Mall" to the mobile phone, putting various cultivation materials, and even divine arts and Secret Techniques, up for sale; he will also allow people to open shops within it, creating a Honghuang version of Taobao.

Additionally, he will introduce online payment into apps like "Douyin," "WeChat," and the "Great Dao Forum."

Perhaps in the future, live-streaming tips for Chang'e dancing will not be impossible.

As long as these are accomplished, it not only means Yin Qi can control Honghuang finance, but he can also control various Honghuang cultivation materials; even if he does nothing, he could become the richest person in Honghuang just by lying down and taking a cut.

Even the Saints, I fear, will not be as wealthy as him in the future.

However, this also carries some danger.

There is no lack of smart people in Honghuang; perhaps they won't see the importance of "Honghuang Bank" at first, but after a long time, they will certainly notice, especially the Saints.

Such a big business will also make the Saints green with envy.

If he rashly adds the two apps "Honghuang Bank" and "Primordial Mall," the Saints will certainly know that someone is manipulating this network, and it will be very easy to suspect him.

Although the Heavenly Dao Network exists naturally, the mobile phone was invented by the Yang God.

Now that the Yang God is dead, if two apps suddenly appear on the mobile phone and every app is updated, anyone with normal intelligence will know that this network is being manipulated.

And he, who had the closest relationship with the Yang God, will naturally be suspected.

What Yin Qi needs to do is how to divert suspicion.

Actually, diverting suspicion is also very simple; as long as the "Primordial Mall" officially lists treasures that even the Great Shang Celestial Dynasty cannot produce, naturally no one will suspect him. As for who is behind this, let the various parties guess.

Thinking of this, Yin Qi instructed Immortal Tomb: "Immortal Tomb, announce the refining method for the new version of the mobile phone on Douyin, and announce that the 'Honghuang Bank' and 'Primordial Mall' will be added to the new mobile phone interface, and that online payment will be introduced into various applications."

"Okay, Master."

Immortal Tomb's voice echoed in Yin Qi's mind.

Subsequently, within the scope of Honghuang, everyone scrolling through Douyin at this moment saw the official short video pushed by Immortal Tomb.

"Hiss, a new version of the mobile phone with an item-transfer function, and it covers the entire Honghuang?"

"Honghuang Bank, Primordial Mall, aren't those just Human Race Yinhang and the Human Race mall? Haha, that's great! I've long coveted the items in the Human Race mall, but unfortunately, it's too far from Great Shang."

"I used to think the official Douyin was the Yin Shang Imperial Court, but now it seems that's not the case. Such an ingenious mobile phone refining method, even a Quasi-Saint, or even a Saint, might not be able to create it."

"Heavens, the official Primordial Mall is actually going to auction Seven-Turn Golden Pills, Flat Peaches that ripen every three thousand years, and Bodhi Fruit... These are either specialties of the Saints or owned by the Heavenly Emperor; who exactly is the official of this Primordial Mall?"

"No more talk, let's refine the new version of the mobile phone first."

"Why does it require the Golden Core Realm to refine? What should I do, I'm only in the Foundation Establishment Realm?"

Please... you... bookmark 6... 9... book...!

As countless people scrolled through this promotional short video, Honghuang was in an uproar.

The living beings of Honghuang were no strangers to the Human Race mall and Human Race Yinhang, and they had long been envious; they only needed to operate their mobile phones to purchase any items they needed, including various cultivation materials.

One must know that to obtain various cultivation materials, they all had to put in great effort, or even risk their lives.

Even then, many things were still beyond their reach.

In a word, there were no channels.

But now it's better; with Honghuang Bank and Primordial Mall, they can easily purchase various cultivation materials.

Consequently, countless artifact refiners began to refine the new version of the mobile phone.

As for those who could not refine artifacts, they could only buy them.

According to Immortal Tomb's monitoring data, in just over an hour, the number of people connected to the new version of the mobile phone exceeded one hundred billion.

They first deposited Spirit Stones and Immortal Crystals into Honghuang Bank, then swarmed into the Primordial Mall, where they saw countless categorized cultivation materials and various Heavenly Material and Earthly Treasure, and so on.

Everyone discovered that various cultivation materials for Mysterious Immortal level and below did not require auctioning, but the inventory had quantity limits.

Cultivation materials for Golden Immortal level and above required auctioning.

There were even cultivation materials for Great Luo Golden Immortal level.

For example, the Daluo Immortal Pill, each one capable of increasing ten thousand years of cultivation;

For example, the Superior Post-Heaven Spiritual Treasure, which is sufficient even for a Great Luo Golden Immortal;

And there are Supreme Post-Heaven Talisman Treasures and so on, which can unleash combat power at the Great Luo Golden Immortal level, but the quantities are all very scarce.

These were all produced by the Immortal Court, as the Immortal Court had already transformed to the Quasi-Saint level; it was just that, limited by materials, Yin Qi had no way to mass-produce cultivation materials at the Golden Immortal or Great Luo level.

South City of Chaoge City.

A quiet courtyard, this was the residence purchased by Nuwa.

"Seven-Turn Golden Pill, this is Laozi's signature."

"Flat Peach, it belongs to the Heavenly Court."

"Bodhi Fruit comes from the Western Sect, oh, now it should be Buddhism."

"There is even the Zaohua Divine Pill that only I can refine, as well as the Qingxu Pill that Yuanshi Tianzun is most skilled at refining. Could this Primordial Mall official be deceiving people?"

Looking at the short video preview, Nuwa was somewhat skeptical.

One must know that for these items, it is difficult to obtain even one of them, let alone having them all; I fear there are not many people in this Honghuang who could do this, at least at the Quasi-Saint level.

If it is true, does that not mean the various applications on the Mobile Phone are not in the hands of the Great Shang Imperial Court, but in the hands of some Quasi-Saint, or even a Saint? (End of chapter)