Chapter 273: You two are crazy with poverty

"Mm," Xiao Changqian said, "This life insurance policy was bought for her by my father while he was alive, specifically to leave a fallback for the descendants."

As he spoke, Xiao Changqian added, "Calculate it yourself. How many more years can my mother live? Three or five years at most. If we take care of her for another three to five years, once she dies, we'll get over six million in life insurance. Broken down, that's one or two million a year. Tell me, is it worth it?"

"It's worth it!" Qian Hongyan rubbed her hands excitedly and said with agitation, "Then you must keep a close eye on your mother. Absolutely do not let Xiao Changkun's family snatch her away!"

Xiao Changqian nodded and smiled, "That goes without saying! When the time comes, not a single cent of that six million-plus will go to Xiao Changkun!"

Qian Hongyan hurriedly said, "Not only will he not get a single cent of the six million, but when your mother dies, Xiao Changkun must pay half the costs for the funeral, the procession, and the cemetery!"

Xiao Changqian said subconsciously, "The old lady has already severed ties with him. Will he pay this money?"

"Are you stupid?" Qian Hongyan blurted out, "The old lady severing ties with him was just verbal; it has no legal effect. Once the old lady dies, if he, Xiao Changkun, is unwilling to pay this share, we'll take him to court! After all, in the eyes of the law, he is still the old lady's son and has the responsibility and obligation to pay half the costs!"

Xiao Changqian's face immediately lit up with joy, and he laughed, "Wife, you're right! When the time comes, I won't let him off easy for his half! You really are smart, wife! Hahaha!"

Qian Hongyan was also full of smugness, humming with a laugh, "Those two dim-witted fools, Xiao Changkun and Ma Lan, trying to play games with us—how could they possibly be our match!"

Just as she finished speaking, a young female real estate agent in a small suit walked over and asked politely, "May I ask if you are Mr. Xiao and Ms. Qian?"

"Yes, yes, yes!" Xiao Changqian nodded hurriedly and said, "You must be Little Sun from Lianjia Real Estate, right?"

"That's right." The young girl smiled slightly and said, "Mr. Xiao, Ms. Qian, I have already made an appointment with the owner of this villa. She is inside the villa now, so we can go over and view the property directly."

"Good." Xiao Changqian said hurriedly, "Then let's hurry over and take a look."

As the young girl led the way, she said, "Let me introduce you to the situation of this villa. The owner is an auntie who wants to clear out her assets and immigrate to the United States, so the price is slightly cheaper than the market rate. You two have really stumbled upon a bargain!"

Upon hearing this, Xiao Changqian and Qian Hongyan were both overjoyed.

Cheap is good!

If this villa is suitable, once they buy it, the money saved can be used for renovations and cutting expenses!

……

On the other side, Ma Lan was playing mahjong with Chen Shuyi and other friends when a pleasant doorbell sound suddenly rang from outside the door.

Chen Shuyi said apologetically, "I'm sorry, it's probably the agent bringing someone to view the house. Please excuse me for a moment while I go open the door."

Having said that, she stood up, walked to the entryway, and opened the door.

Seeing the agent she had entrusted to sell the villa standing outside, and seeing a middle-aged man and woman behind her, Chen Shuyi knew these were the clients coming to view the house. She smiled and greeted them, "Please come in, everyone."

The agent, Little Sun, said, "Ms. Chen, let me introduce you. This is Mr. Xiao, and the lady beside him is his wife, Ms. Qian. These are the clients I communicated with you about over the phone who are interested in purchasing your villa."

The middle-aged man smiled slightly, stepped forward, and said politely, "Hello, Ms. Chen. My name is Xiao Changqian. It's a pleasure to meet you."

The people who had arrived were none other than Xiao Changqian and his wife, Qian Hongyan.

Chen Shuyi hurriedly smiled, "Oh, please come in, please come in. I haven't lived in this villa for many years, feel free to look around!"

"Okay." Xiao Changqian nodded. After entering the door with Qian Hongyan, they began to size up the layout and renovation status of the villa.

The agent, Little Sun, smiled from the side and said, "Mr. Xiao, the Xiyuan Villa District is the earliest villa area developed in Jin Ling. The supporting facilities are relatively complete, and there is access control at the entrance and exit, which can fully guarantee your safety. Moreover, Ms. Chen's villa has an actual living area of 470 square meters, which fully meets the requirements you mentioned earlier..."

The reason Xiao Changqian was buying an old villa was simply because it was cheap. A normal 470-square-meter villa in Jin Ling would cost at least 20 million, but this villa was generally listed at 13 to 14 million, and there was still room for a price drop of several hundred thousand.

So he asked Chen Shuyi, "Ms. Chen, how much are you planning to sell this villa for?"

"I'm going to the United States soon, and I'm in a hurry to sell this villa, so the price will be relatively cheaper..."

Chen Shuyi smiled slightly and said, "How about this? If you two are interested, the final price is 12 million. What do you think?"

"What? Are you robbing us?" Qian Hongyan couldn't believe it. She raised her voice and blurted out, "Such an old villa, and you're actually opening your mouth like a lion, asking for 12 million?!"

Chen Shuyi wasn't angry and said with a smile, "In this neighborhood, most listings are over 13. million, some even over 14 million. My asking price of 12 million is actually a very, very cost-effective bottom price."

Ma Lan was sitting in the villa's entertainment room. Hearing this voice outside, which sounded very familiar, she quietly poked her head out to take a look and immediately saw Qian Hongyan, who looked indignant.

And beside her was the eldest son of the Xiao family, Xiao Changqian.

Ma Lan didn't expect these two to appear here. Combining this with what Chen Shuyi just said, she guessed they were the clients wanting to buy Chen Shuyi's old villa.

Wasn't the Xiao family about to go under? Could he, Xiao Changqian, still afford a villa?

At this moment, Qian Hongyan said with an arrogant look, "Ms. Chen, to be honest, only a fool would buy this house for 12 million. And I heard you're going to the United States soon. In my opinion, why don't we do this: I'll give you 8 million as a final price, you sell the house to me, and we can complete the transaction today! You can pack your bags and go to the United States tomorrow. It's a win-win situation."

The reason Qian Hongyan was driving the price down so hard was mainly because she felt the other party was in a hurry to sell. Since they were in a hurry, she definitely had to slash the price to death to make a big profit.

She felt that Chen Shuyi was only going to the United States, which wasn't urgent enough. It would be better if someone in her family was dying and waiting for emergency treatment! Maybe she could get it for 5 or 6 million!

However, Qian Hongyan didn't know that Chen Shuyi had plenty of money. She owned several houses and was not someone short of cash. How could she let Qian Hongyan cut her flesh with a knife just because she was in a hurry to sell the house?

Chen Shuyi naturally knew that Qian Hongyan had ill intentions. She frowned and said with some displeasure, "Ms. Qian, to be honest, although my villa is a bit old, the price I gave you is already very fair. On the market, you definitely won't find a lower price than mine. As for the 8 million price you mentioned, it's simply a fantasy!"

As she spoke, Chen Shuyi added, "Since the two of you don't have the sincerity, then I don't think there's any need for us to continue talking."

Xiao Changqian knew very well that offering 8 million was nonsense. Forget 8 million; as long as the owner listed it for 11 million, someone would definitely snap it up within half an hour, because this house was indeed already very cheap!

So he hurriedly apologized with a smile, "Ms. Chen, don't be angry. My wife doesn't know any better and just talks nonsense."

Qian Hongyan glared at Xiao Changqian and said, "I don't know any better? Have you forgotten who is in charge at home? I'm telling you, don't be a troublemaker here. I think this house is worth 8 million, and I won't pay a cent more!"

After saying this, she desperately winked at Xiao Changqian, meaning: Watch me, I'm sure I can take this woman down.

At this moment, Ma Lan walked over with a face full of smiles and said happily, "Oh, brother and sister-in-law, wanting to buy a villa for 8 million, are you two crazy with poverty?"