Chapter 273

"Yes," Xiao Changgan said, "This life insurance policy was bought for her by my father while he was still alive, specifically to leave a fallback for the descendants."

As he spoke, Xiao Changgan added, "Calculate it yourself. How many more years can my mother live? Three or five years at most. If we support her for another three or five years, once she dies, we'll get our hands on over six million in insurance money. Breaking that down, that's one or two million a year. Tell me, is it worth it?"

"It's worth it!" Qian Hongyan rubbed her hands excitedly and said with agitation, "Then you must keep a close eye on your mother. You absolutely cannot let Xiao Changkun's family snatch her away!"

Xiao Changgan nodded and smiled, "That goes without saying! When the time comes, not a single cent of that six million-plus will go to Xiao Changkun!"

Qian Hongyan hurriedly said, "Not only will he not get a single cent of the six million, but when your mother dies, Xiao Changkun must also pay half of the funeral, burial, and cemetery costs!"

Xiao Changgan said subconsciously, "The old lady has already severed ties with him. Will he pay that money?"

"Are you stupid?" Qian Hongyan blurted out, "The old lady severing ties with him was just verbal; it has no legal effect. Once the old lady dies, if Xiao Changkun is unwilling to pay his share, we'll take him to court! After all, in the eyes of the law, he is still the old lady's son and has the responsibility and obligation to pay half the money!"

Xiao Changgan's face immediately lit up with joy, and he laughed, "Wife, you're right! When the time comes, we won't let Xiao Changkun off easy for his half! You're so smart, wife! Hahaha!"

Qian Hongyan was also full of smugness, humming with a laugh, "Those two simple-minded fools, Xiao Changkun and Ma Lan, trying to play games with us—how could they possibly be our match?"

No sooner had she finished speaking than a young real estate agent in a small suit walked over and asked politely, "May I ask if you are Mr. Xiao and Ms. Qian?"

"Yes, yes, yes!" Xiao Changgan nodded hurriedly and said, "You must be Little Sun from Lianjia Real Estate, right?"

"That's right." The young woman smiled slightly and said, "Mr. Xiao, Ms. Qian, I have already made an appointment with the owner of this villa. She is inside the villa now, so we can go directly to view the property."

"Good." Xiao Changgan said hurriedly, "Then let's go over and take a look quickly."

As the young woman led the way, she said, "Let me introduce you to the situation of this villa. The owner is an auntie who wants to clear out her real estate and immigrate to the United States, so the price is slightly cheaper than the market rate. You two have really stumbled upon a bargain!"

Upon hearing this, Xiao Changgan and Qian Hongyan were both overjoyed.

Cheap is good!

If this villa is suitable, once they buy it, the money saved can be used for renovations and cutting expenses!

……

On the other side, Ma Lan was playing mahjong with Chen Shuyi and other friends when a pleasant doorbell sound suddenly rang from outside the door.

Chen Shuyi said apologetically, "I'm sorry, it might be the agent bringing people to see the house. Please excuse me for a moment while I go open the door."

After speaking, she stood up, walked to the entryway, and opened the door.

Seeing the agent she had entrusted to sell the villa standing outside, and seeing a middle-aged man and woman behind her, Chen Shuyi knew these were clients coming to view the house, so she smiled and greeted them, "Please come in, everyone."

The agent, Little Sun, spoke up, "Ms. Chen, let me introduce you. This is Mr. Xiao, and the lady beside him is his wife, Ms. Qian. These two are the clients I communicated with you about on the phone who are interested in purchasing your villa."

The middle-aged man smiled slightly, stepped forward, and said politely, "Hello, Ms. Chen. My name is Xiao Changgan. Very pleased to meet you."

The people who had arrived were none other than Xiao Changgan and his wife, Qian Hongyan.

Chen Shuyi hurriedly smiled, "Oh, please come in, please come in. I haven't lived in this villa for many years, feel free to look around!"

"Okay." Xiao Changgan nodded, and after entering with Qian Hongyan, they began to examine the layout and renovation of the villa.

The agent, Little Sun, smiled from the side and said, "Mr. Xiao, the Xiyuan Villa area is the earliest villa district developed in Jin Ling. The supporting facilities are relatively complete, there is security access for entry and exit, which can fully guarantee your safety, and Ms. Chen's villa has an actual living area of 470 square meters, which fully meets the requirements you mentioned earlier..."

The reason Xiao Changgan was buying an old villa was because it was cheap. A normal 470-square-meter villa in Jin Ling would cost at least 20 million, but this villa was generally quoted at 13 to 14 million, and there was still room to drop the price by a few hundred thousand.

So he asked Chen Shuyi, "Ms. Chen, how much are you planning to sell this villa for?"

"I am going to the United States soon, and I am in a hurry to sell this villa, so the price will be relatively cheaper..."

Chen Shuyi smiled slightly and said, "How about this? If you two are interested, a flat price of 12 million. What do you think?"

"What? Are you robbing us?" Qian Hongyan couldn't believe it, raised her voice, and blurted out, "Such an old villa, and you're actually opening your mouth like a lion, asking for 12 million?!"

Chen Shuyi wasn't angry and said with a smile, "In this neighborhood, most listings are priced above 13.5 million, some even over 14 million. My asking price of 12 million is actually already a very, very cost-effective bottom price."

Ma Lan was sitting in the villa's entertainment room. Hearing the voice outside, which sounded very familiar, she quietly poked her head out to look and immediately saw Qian Hongyan with a look of indignation.

And beside her was the eldest son of the Xiao family, Xiao Changgan.

Ma Lan didn't expect these two to appear here. Combining this with what Chen Shuyi just said, she guessed they were the clients wanting to buy Chen Shuyi's old villa.

Wasn't the Xiao family about to go under? Could Xiao Changgan still afford a villa?

At this moment, Qian Hongyan said arrogantly, "Ms. Chen, to be honest, only a fool would buy this house for 12 million. And I heard you're going to the United States soon. In my opinion, why don't we do this: I'll give you a flat price of 8 million. You sell the house to me, and we can complete the transaction today! You can pack your bags and go to the United States tomorrow. It's a win-win."

The reason Qian Hongyan was driving the price down so hard was mainly because she felt the other party was in a hurry to sell. Since they were in a hurry, she definitely had to drive a hard bargain to make a big profit.

She felt that Chen Shuyi was only going to the United States, which wasn't urgent enough. If someone in her family were dying and waiting for emergency treatment, that would be better! Maybe she could get it for 5 or 6 million!

However, Qian Hongyan didn't know that Chen Shuyi had plenty of money. She owned several houses and was not someone short of cash. How could she let Qian Hongyan cut into her flesh just because she was in a hurry to sell the house?

Chen Shuyi naturally knew that Qian Hongyan didn't have good intentions. She frowned and said with some displeasure, "Ms. Qian, to be honest, although my villa is a bit old, the price I gave you is already very fair. On the market, you definitely won't find a lower price than mine. As for the 8 million price you mentioned, it's simply a fantasy!"

As she spoke, Chen Shuyi added, "Since the two of you don't have the sincerity, I don't think there's any need for us to continue talking."

Xiao Changgan knew very well that offering 8 million was nonsense. Forget 8 million; as long as the owner listed it for 11 million, someone would definitely snap it up within half an hour, because this house was indeed already very cheap!

So he hurriedly accompanied it with a smile and said, "Ms. Chen, don't be angry. My wife doesn't know any better and just talks nonsense."

Qian Hongyan glared at Xiao Changgan and said, "I don't know any better? Have you forgotten who is in charge of the family? I'm telling you, don't be a troublemaker here. I think this house is worth 8 million, and I won't pay a cent more!"

After speaking, she also desperately winked at Xiao Changgan, meaning, watch me, I'm sure I can take this woman down.

At this moment, Ma Lan walked over with a smile on her face and said happily, "Oh my, brother and sister-in-law, wanting to buy a villa for 8 million, have you two gone poor-crazy?"