Chapter 305: All mortgaged

Ma Lan had now fallen completely into the trap. She didn't realize she had been set up by others; her mind was entirely focused on winning her money back.

Therefore, when He Lian said she didn't want to play anymore, Ma Lan immediately became agitated and blurted out, "How can you say you're done just like that? We agreed to play eight rounds, and we've only played three!"

He Lian said helplessly, "Sister, it's not that I don't want to play with you, the key is that you're out of money."

After finishing, He Lian added, "How about this, I'll take a step back. You settle the money for this round first, and then we can play for smaller stakes, right? We can play for a thousand, or even a hundred, I'll play with you!"

"A thousand? A hundred?" Ma Lan grew anxious and blurted out, "How can that work! Playing for such small stakes, when on earth will I ever win it back?"

He Lian said helplessly, "Then if you want to continue playing for ten thousand, you have to bring out the money first. Otherwise, I'm not playing, and we'll end it here for today."

Qian Hongyan hurriedly played the role of the peacemaker, saying, "Sister Lian, Ma Lan really doesn't have that much money on her. We're all friends, could you please make an exception..."

After saying this, she didn't forget to give He Lian a wink.

He Lian immediately understood and said, "Alright, for Hongyan's sake, if you don't have cash, you can use other items of equal value as collateral."

As soon as these words were spoken, Ma Lan felt as if she had grabbed onto a final straw.

She hurriedly said, "The house I'm living in now, a three-bedroom apartment, is worth at least two million. I'll mortgage the house to you, that should be enough, right?"

"That works!" He Lian said with a beaming smile, "But you have to bring the property deed over first, and then write me a mortgage contract."

Ma Lan blurted out, "Fine, you wait for me, I'll go back and get the property deed right now!"

After saying this, Ma Lan hurriedly stood up and prepared to leave.

He Lian hurriedly stopped her and said, "Hey, hey, hey, don't be in such a rush, Sister Ma Lan. You haven't settled that 560,000 you owe me yet."

Ma Lan checked the balance on her mobile banking app and found she only had 260,000 left, so she said, "Sister Lian, I only have 260,000 here. I'll transfer it to you, and the rest can be deducted from the mortgage money once I bring the property deed over. That's fine, right?"

"That's fine," He Lian said. "But you need to write me an IOU for 300,000 before you leave. Otherwise, what if you leave and don't come back? Who would I go to for that 300,000? You understand, right?"

Ma Lan was only thinking about getting the property deed and continuing to play until she turned things around, so upon hearing this, she nodded without hesitation and said, "Fine, I'll write you an IOU!"

He Lian immediately brought paper and pen. Ma Lan wrote an IOU for 300,000 and pressed her thumbprint on it. Only then did He Lian let her leave.

As soon as Ma Lan left Tang Chen Yi Pin, she hurriedly drove home.

She calculated that her daughter must be busy at the company, and her husband and son-in-law must still be at their class reunion. If she hurried back to get the property deed and returned, they definitely wouldn't notice.

This way, she could continue playing with them until she turned the tables!

Soon, Ma Lan retrieved the property deed from home and returned to the villa.

After He Lian received the property deed, she immediately searched for the resale price of the same unit type in the complex on her phone. Finding that the lowest asking price was only 1.8 million, she said in a business-like tone, "Sister Ma Lan, your unit type is only worth 1.8 million. Banks usually only recognize 90% of the market value for mortgages, so if we mortgage it, we can only mortgage it for 1.62 million."

Ma Lan only wanted to continue playing cards to turn things around, so she blurted out, "Then mortgage it to you for 1.62 million. I owe you 300,000, so just give me 1.32 million! Let's keep playing, how about that?"

He Lian said, "That works, but we have to draft a mortgage contract. What if you lose and refuse to pay up? Who would I go to for the money, right?"

Ma Lan said impatiently, "Then let's hurry up! The sooner we sign, the sooner we can continue!"

Subsequently, after she and He Lian's group finished the contract and pressed their thumbprints, He Lian transferred 1.32 million back to her from her mobile bank.

However, she didn't care at all, because she knew that this 1.32 million was just passing through Ma Lan's account and would soon return to her.

Ma Lan secretly made a resolution in her heart: this time, she would definitely win everything back, with interest!

She then immediately threw herself back into the game.

But she never dreamed that in just half an hour, she would lose that 1.32 million as well!

Ma Lan's eyes were completely bloodshot from losing. The moment the money was all gone, she said with extreme unwillingness, "Come, come, come, let's go again!"

He Lian said, "Sister, you don't have any money now. If we go again and you lose, what will you use to pay?"

"I... I..."

Ma Lan suddenly didn't know how to answer this question.

She was truly at the end of her rope.

All the family's savings were gone, and even their only home was gone.

Now, she had nothing left to use as collateral.

However, He Lian had a sharp eye and recognized the jade bracelet on her wrist, blurting out, "Oh my, that bracelet of yours looks quite nice!"

"Bracelet?" Ma Lan looked down at her wrist and suddenly remembered she still had one valuable treasure!

This bracelet was a gift specifically given to her son-in-law, Ye Chen, by Qin Gang, the head of the Qin family, to curry favor with him.

Ye Chen had given the bracelet to his daughter, Xiao Churan. Xiao Churan hadn't even worn it before Ma Lan stole it, and later, she brazenly occupied it and refused to return it.

It was just a bracelet, so Ye Chen didn't mind, and Xiao Churan was too embarrassed to ask her mother for it, so the bracelet had been on her wrist ever since.

Ma Lan hurriedly took off the bracelet, handed it to He Lian, and said with red eyes, "This bracelet is top-grade old-pit jade. It cost five million when it was bought. You have to give me at least four million for it as collateral, right?"

He Lian took the bracelet and examined it carefully, unable to hide her shock.

This bracelet was indeed top-quality, old-pit jade, and it had excellent clarity; it was a very fine item, and five million wasn't expensive.

However, she had been hanging around gambling dens for many years; she was an expert among experts at how to cheat people and how to take advantage of someone's misfortune.

So, she smiled, handed the bracelet back to Ma Lan, and laughed, "Sister Ma Lan, your bracelet is nice, but to be honest, it's not worth five million. At most, it's worth a few hundred thousand."

"How is that possible!" Ma Lan blurted out, "This thing was bought for five million, I've even seen the receipt!"

"Just because it was bought for five million doesn't mean it can be sold for five million," He Lian laughed disdainfully. "The jade trade is full of inflated prices. You were the one who got ripped off, you can't come and rip me off now, can you?"

As she spoke, He Lian added, "How about this, for the sake of our good relationship, I'll give you one million as collateral for this bracelet, that's the most. If you're willing, sign, if not, forget it."

Ma Lan's eyes were already bloodshot from gambling, and she blurted out, "I'm willing!"

Qian Hongyan said at this moment, "Oh my, Ma Lan, why don't we just call it a day? You're only getting one million for this bracelet, it'll probably be gone in two or three rounds, why bother?"

Upon hearing this, He Lian nodded and said, "Hongyan is right, one million really isn't much. Why don't we make another appointment for another day?"

"No!" Ma Lan became anxious and blurted out, "You think I'm out of money, right? Let me tell you, I still have a villa, right at Tang Chen Yi Pin A05, worth 130 million!"

Qian Hongyan hurriedly said, "Oh my, isn't that villa Ye Chen's? Can you use that as collateral?"

Ma Lan grew anxious and blurted out, "Of course I can! Why not? He's my son-in-law. If he dares to refuse, I'll die right in front of him!"

Short video platform ===== CHAPTER 306 =====