Chapter 1199: Refusal of Compensation and Gifts

The greatest wealth of a champion horse farm is those racehorses.

If these racehorses, including stallions, died accidentally, then...

The shareholders drove from the nearby urban area overnight and arrived here. They looked at the horse heads placed together in a daze, and everyone's face turned red!

Anger, hatred, countless complex and intense emotions accumulated and surged in their bodies!

"Boss, Lightning's head wasn't found."

The big boss of the horse farm looked at the horse trainer who spoke abruptly. He walked over and stood close to him. "You mean, Lightning's head was cut off, but it wasn't found like the others?"

The horse trainer felt the stinky breath brought out when the big Boss spoke, and could only endure the discomfort and lower his head. "Yes, Lightning's head is missing."

This sentence made the big Boss immediately turn to look at the horse farm manager behind him. The horse farm manager seemed to have already known the reason.

The two just looked at each other for a moment, and the big Boss rubbed his cheeks and asked, "How much did we lose?"

The horse trainer's expression became even uglier. Although these losses were not his losses, he was very likely to lose this job.

He didn't want to lose this job. The salary was not bad in the industry. Although the work was very tiring, at least the income was stable, and they also had a bonus after the racehorse won the award.

"We... lost all the stallions, as well as some racehorses and the third and fourth generation racehorses being cultivated."

"In addition, those horses sent for boarding today also died."

"Other stables are very safe. This group of people tried to set a fire when they left. Fortunately, someone found that something was wrong, and we extinguished the fire in time."

"So..."

He looked up at the boss. "The loss is heavy."

This made the big boss couldn't help but laugh out loud. "I thought you were going to tell me that we were lucky."

He said and shook his head. "Did you call the insurance company?"

The horse farm manager walked over. "I already called."

While talking, the insurance company's motorcade also arrived here. They came from the side of the city.

The great capitalists of the Federation all have a relatively strong "insurance consciousness." Of course, this actually also reflects a fact that people always ignore from the side.

That is, private property in the Federation is very easily infringed and lost. Otherwise, the insurance business could not be so popular in the Federation.

This is a very deep-seated social problem, but it is not easy for ordinary people to come into contact with it, so it is often hidden under the more complex social surface.

After the insurance company people arrived at the scene, their expressions were also very serious. These horses all paid quite a lot of insurance premiums. Once these horses really all died, then for the insurance company, it would be a huge loss.

Might have to face tens of millions in compensation!

"Sorry, let you come over at night.", the big boss of the horse farm shook hands with the insurance company manager, and the latter stared into his eyes for a while.

It seemed that he wanted to find something he wanted to hide from his eyes. After a few seconds, the other party shook his hand and said, "It's really a terrible piece of news. On the phone, I heard you didn't say it too carefully. Now can you tell me what happened?"

The big boss asked the horse trainer to repeat the whole thing again. After he finished listening, he said he wanted to go to the scene to take a look.

The people he brought took a large number of photos. After about forty or fifty minutes, the insurance company manager came to the horse farm's office.

The big boss who was discussing this matter with other shareholders stood up immediately. "How is it?"

The insurance company manager didn't speak. He walked straight to the opposite side of the big boss's desk and sat down. "The scene has been surveyed clearly, and we have also retained a part of the evidence, but because some things were moved or tidied up, it may be somewhat invalid."

"This case... to be honest...", he said and stopped, looked at the people around him. The horse farm boss realized his meaning and let others leave here.

After the door was closed again, the manager pursed his lips and shook his head. "I have two plans."

The horse farm boss realized that this matter was not as simple as he imagined. "Please say."

"The first plan, we will refund you three times the insurance money, and this matter will end here."

As soon as he finished speaking, the horse farm boss refused this proposal with a louder voice. "This is impossible!"

"Our annual insurance premium is only over one million, and three times may only be over four million. Four million wants to muddle through this matter?"

The insurance company manager reminded, "Actually, it is more than that, because there are also other horses' insurance premiums and venue or other types of insurance premiums, such as fire and so on."

"The insurance premiums you actually used for those horses were fifty thousand dollars, each horse."

"We can only compensate according to the part of the loss you caused, that is, fifteen thousand dollars for each of these dead horses."

This made the horse farm boss laugh with anger. "This is impossible. I absolutely cannot accept this proposal!"

"Say the next one!"

The insurance company manager seemed to have already known the answer. He didn't feel surprised. "The second problem is more troublesome. You know, every year there will be many individuals and organizations trying to put money that doesn't belong to them into their pockets through insurance fraud."

"And the case value of this case is very large. The head office will send people over to investigate. After confirming that this is not an insurance fraud case, we can perform the responsibility according to the content of the contract."

The horse farm boss had an incredibly absurd expression. "Those horses are already dead and lying there. What else needs to be investigated for such a real fact?"

The insurance company manager still had his professional attitude and manner of doing things according to the rules. "We have to prove that the death of these horses has no direct causal relationship with you, which conforms to our compensation standard."

"If it is your own people who killed these horses and came to commit insurance fraud, we will not accept such a result."

"Fuck!", the big boss of the horse farm couldn't help but start cursing. "When you collected our money, you never said that!"

The insurance company manager always maintained his professional quality as a professional. "These are all in the contract. I thought you had already read it."

"By the way, if you use a method similar to 'tacit cooperation' to induce others to kill these horses, we will not compensate either."

"If you have any different thoughts about this, you can collect evidence and then sue us!"

He said and leaned his body forward slightly, using his hand to cover a part of his cheek, as if he was whispering, lowering his voice. "In the cases where our company successfully compensated the insured, more than seventy percent were compensated after they sued us and won the lawsuit."

He finished this sentence and sat up straight again, with a slightly playful expression on his face. "We have been in contact several times, so I don't want to lie to you, but this is not my business, it is the company's business, everything has to go through the process."

"Only after confirming that you have all the qualifications that meet the insurance contract compensation standard, and have not violated those refusal clauses..."

"If you don't know where it is, you can find your lawyer to help you take a look. I remember there are more than one hundred refusal clauses. You can let him explain to you and see if you have triggered these clauses."

"After you meet all the compensation conditions and sue us and win the lawsuit, you can get the compensation."

"Before this...", he said and stood up, pursed his lips. "I am very sorry!"

"Although I also agree with some of your views and also think I should compensate you, I am just an employee, I can't make the decision, I hope you can forgive me."

He said and reached out, wanting to shake hands with the horse farm big boss, but was slapped away by the latter. "Get out!"

The insurance company manager curled his lips calmly. He tidied up his attire and said with a smile, "Don't be excited. Excitement can't change anything. When you have further news, whether you plan to choose again or plan to sue us, you can call me."

"You have my phone number. You just dialed it not long ago."

"Then... goodbye, sir."

After the insurance company manager went out, he immediately took his people away. For a case like this, let alone not compensating if they can, even if they must compensate, they have to find a way not to compensate.

If an insurance company doesn't know how to refuse compensation, then this insurance company is very likely not to operate for long.

Federal people have never been as kind, simple, hardworking, and honest as foreigners imagine.

On the contrary, the citizens of the Federation can be called unruly people throughout the entire world!

Living in a capitalist society, the concepts they come into contact with are completely different from those countries with faith and belief.

Here, even God has to make way for money. How can a person's worldview and values be good?

In order to commit insurance fraud, some people break their own fingers with hammers, and some people deliberately stick their toes into those machines.

What is even more terrible is that there are some people who will forge the information of the insured and then buy high-value insurance, and then kill them in the workshop in exchange for huge insurance compensation!

These are no longer fresh in the Federation. The poorer people are, the less valuable they are. If you tell those poor people that losing a finger can be exchanged for thousands of dollars, thousands of dollars, or even more money, they will pay immediately.

Then they will consider how much they can discard and how much they can exchange for.

So the main work of the insurance company is to collect money and refuse compensation.

After watching these people leave, others in the horse farm also entered the big boss's office. They only saw the big boss smoking depressedly.

"Talked collapse?", someone walked over and sat down to ask.

The big boss nodded. "He asked us to sue them. How much the court judges them to compensate, they will compensate how much."

In fact, they had encountered problems before. A horse died because of an accident. The insurance money was not that high, only two thousand dollars. The insurance company came to investigate and very readily paid them thirty thousand dollars.

Later, there were some similar things, and they all paid very readily, so the cooperation between the two sides had been going on for many years.

I thought the insurance company would continue to pay this time, but I didn't expect to give them such a result.

"What now?", someone asked.

The big boss's eyes swept back and forth on these people. "That... what farm, that is the farm of the King horse we handled in the competition, what is it called?"

He couldn't remember the name of that farm. He hadn't been in contact with this piece, but it must be just a small character. However, he had a deep impression of that horse.

If they hadn't bought other horses and riders, they might have really lost this championship.

Although from now on, the price of this championship exceeded the scope they could bear.

He didn't remember, but someone remembered. Immediately someone said, "Lawrence Farm, it seems to be a farm in the south. I asked someone to inquire before. In the horse racing circle in the south, no one has heard of this farm winning any championship before. It is like jumping out overnight."

There are many horse farms like this. They have been silently cultivating better and faster racehorses.

Every horse racing competition will have a running time. How many seconds to run to have a relatively good ranking, every horse farm knows.

If the horses they cultivate cannot run this result in their own horse farm, there is no need to send them to the championship or single-item competitions.

Not only is it a waste of money, but it also has no meaning.

So you can always see some "dark horses" in the horse racing field, dark horses from those small horse farms, there will be some every year.

The big boss of the horse farm nodded. "Yes, it is this Lawrence Farm. This matter must be what they did."

"Find someone to investigate them. With such a big loss, someone must bear it!"

If they can find evidence that Lawrence Farm manufactured this "slaughter," then this loss of money might be able to be found back, and it is even possible to earn a little money.

After all, such a big loss is enough for the mastermind to sit in prison in the judiciary. If you want to seek their forgiveness, you have to pay some price, isn't it?

And finding the responsible party is not just a matter of compensation, but also the horses boarded by the party whip, which is also a huge trouble!

They cannot let the party whip's anger burn on themselves. They must find someone to bear the anger!

At this time, perhaps these people have some regrets more or less in their hearts. If they hadn't done that at the beginning, perhaps such a terrible thing wouldn't have happened.

But for things that have passed, what is the use of regret?

The most interesting place for people is here. They are always constantly making wrong choices in constant regret.

As for where Lightning's head went, no one paid attention anymore. They had no interest in dead horses. They only wanted to compensate for losses and transfer anger.

In fact, Lightning's head had already been cut off and packed and sent to the train, and was sent to Lawrence Farm overnight.

This was a gift Lanse gave to the three old people. Since the King cannot get the championship, then send them a champion horse head, hoping they can like it.

They should like it. After all, this is a "champion horse head"! ===== CHAPTER 1200 =====