Chapter 86: Don't worry about what kind of light it is, anyway it is light

After coming out of the Gold Diamond Law Firm, Jonny looked at the sunny city, but felt his world suddenly darken.

He was very frustrated.

After paying 260, the cash left in his hand was less than 150, and all the money in the bank was frozen.

What is more troublesome is that he heard Mr. Ges say that even if this case can reach the degree they think is the most ideal, the judge supports Jonny in the case of not understanding the local tax law and leaking the report without subjective consciousness, he still needs to pay a large fine.

This is not aimed at anyone; everyone who goes to court because of such things will face this situation.

And his bakery has been operating for many years. The tax bureau may punish him according to the tax leakage situation of ten to twenty years.

He must prepare at least 3,000 or more to face the next situation.

He consulted Mr. Ges about what would happen if he couldn't pay taxes. Mr. Ges told him very tactfully that he would encounter misfortune and lose his freedom.

The sunlight could not disperse the haze in his heart, nor could it warm his cold body. He just wanted to escape now, but he couldn't escape.

"We have no money," the fat daughter said softly. She had no money in her hand.

Every month, the money Jonny gave her was used up. In fact, she would also steal some business money sometimes. As long as it wasn't much, Jonny wouldn't find out.

Stealing 2 or 3 every day or something—this is also one of the reasons why her boyfriend has been with her.

Although she smells bad and is fat, at least she has money and is willing to spend it on him.

But now what they are facing is not a loophole of a few dollars or dozens of dollars, but a loophole of thousands. This is still the case in the best situation.

Jonny looked at the coastline and sea level in the distance, his lips moved, and finally said the words he didn't want to say. "We have a house."

The fat daughter wanted to say something, but finally didn't say it. Jonny kept saying that this house would be transferred to her, and she could live in it after she got married.

But now, this promise looks like it can't be fulfilled.

Although Jonny is not very good to others, he is quite good to his daughter. He glanced at his daughter who was in low spirits and even took the initiative to comfort her. "Think about the good side. Our bakery at least still has a stable income every month, and the new officer's fees are not much."

"I will talk to those gangs next week; maybe they can also reduce our fees."

"And we can also take out a loan."

The fat daughter squeezed out some smiles. "Yes, we can take out a loan, and pay it back when the time comes. That house still belongs to us."

The two returned to the bakery. Her boyfriend was working hard to knead the dough, and sweat fell into the flour, adding a special flavor.

In the evening, the intern lawyer recommended by Mr. Ges came here. After they talked for a while and collected some information and materials, he left.

Before leaving, he suggested that Jonny had better prepare for paying fines and the like, because the tax bureau will definitely advocate for the recovery of tax payments and penalties, and the court will also support it.

It is not aimed at anyone. Everyone who goes to court because of such things will face this situation.

And they will calculate interest for him, and the interest is very high!

Jonny talked about what would happen if he had no money. The young lawyer hadn't learned to be tactful yet and told them very bluntly that the bank would auction off everything valuable in his name and then send him to prison.

On the second morning, after a night of thinking, Jonny quickly cheered up. As long as the bakery is still there, he has a chance to climb up again.

In the morning, he came to the Universal Bank and came to the loan manager.

The manager was an old guy. He put on his glasses and looked at the form Jonny filled out with the help of the teller, and made two phone calls.

Finally, he raised his eyebrows looking at that form. "Mr. Jonny, if you use this house as collateral, I can give you 1,500."

Jonny suddenly widened his eyes. He did a night of psychological work to get through this, but now the other party told him this house was only worth 1,500?

The expression on his face was exceptionally vivid and lively, his eyebrows stood up. "Are you sure what you said is not 3,500 or 2,500?"

The manager shook his head. "This is an old house. I just asked our partner, and the transaction price of a second-hand house in this place recently is only 3,000."

"If you can't pay back the debt, we have to deal with this house, and we also need human and material expenditure, including auctions, which all have costs. And I think its auction price is conservatively estimated not to exceed 2,500, maybe a little lower."

"Adding these expenditures, we can get at most 2,200."

Jonny was already very angry listening to the bullshit this bastard said. "But you... only give me 1,500!", he almost cursed.

The manager still had that expressionless look. "The remaining ones are the space for interest, and the safety space reserved. We must first ensure that our interests are not lost."

"Mr. Jonny, we are not philanthropists. If you want to find philanthropists, go find those charitable organizations."

"This is a bank. We lend you 1,500, hoping that this 1,500 can bring us the return we expect, not to do good deeds."

He then stacked the forms and some materials together and put them into a file bag. "You can go back and consider it again, maybe changing to another bank or finding those financial companies on the street is a good choice."

Clearly telling him to get out, Jonny snatched the document list. He wanted to curse a few times, but seeing the guard outside the window, he finally buried the curse in his heart.

"This damn place of vampires, I will never come back again."

The manager still smiled disdainfully, signaling he could leave.

Afterward, he went to the Hundred Benefits Bank and the local Jincheng Bank.

The loan manager at Hundred Benefits Bank said he could give him 1,750, giving 250 more, and the reason was roughly the same.

This was also a price he couldn't accept, and then he went to Jincheng Bank.

Jincheng Development Bank was a local bank established by multiple tycoons under the promotion of the state government. Many people trust this bank and deposit money in it.

Its savings interest is 3% higher than other banks, and some large-amount savings may be 5% higher, which is very attractive to depositors.

But some people also feel it is not safe enough, so Jincheng Bank's development has always been trapped locally, without the ability to expand outward, and it is also difficult to expand out.

However, just the various businesses in Jincheng are enough for them to eat until they are full.

The loan department manager here looked at his documents and only gave him a quote of 1,800, telling him that this was the highest quote in the city, and no one would be higher than him.

"Mr. Jonny, you have to make one thing clear. If you can't pay back the money, we have to deal with this house and get the interest we expect, it must be sold at a price of more than 2,400."

"It looks like it still has a space of 600 from the recent transaction price, but you have to know that there has only been one transaction in this community in the last three months."

"If we want to withdraw funds as soon as possible, we can only hang it for auction at a price lower than 3,000. Those who are interested in it won't use 3,000 to buy it."

"Because if they can afford this money and are willing to pay this money, they have more and richer choices, better ones, larger ones, and better locations."

"So don't think I am playing with you, or blackmailing you. I am just telling you why it is only worth this price."

"In addition, if you are lucky, we will put the extra money into your account, so you don't have to worry about having extra losses at all."

"You can think about the good side. What if someone is willing to spend 5,000 to buy your house?"

This is not funny, at least Jonny can't laugh. "So 1,800 is the highest price?"

The manager nodded and, like the manager of Universal Bank, began to pack things on the table and put them all into the file bag. "I said, no one will pay more than this price, unless it is those financial companies."

"But you should be clear that if you give the house to them, what you lose might not just be a house."

On the way back, his mood was even lower, and he also gave birth to another idea: why not consider trying to sell the house directly?

He came to the real estate agency around the community and put forward the idea of selling the house.

The agency arranged for someone to look at his house, looking at it from front to back. "Mr. Jonny, your house looks... okay, how much do you plan to sell it for?"

Jonny had some hope in his heart. "How much do you think it can sell for?"

The agency manager thought for a while. "If you are not in a hurry to sell, 2,600 is a very suitable price."

"I noticed that some floors and wall skins inside need to be replaced, and the exterior walls and roof also need to be taken care of. You must give others a competitive price."

Jonny was mentally prepared, but still couldn't accept it. "I heard it can sell for 3,500 here!"

The manager smiled. "That is a new house, and the decoration is high-end."

He was silent for a while, then asked, "What if I am in a hurry to sell?"

"I can help you hang it for 2,400 and try..."

Jonny felt his blood pressure rise again, and even felt dizzy. He closed his eyes for a while, and his voice became loud again. "You just sold a house, and it sold for 3,000!"

The manager still had that skin-smiling-but-not-smiling look. "If you take out 500 to redecorate your house, I guarantee you can also sell it for 3,000."

Jonny, holding the file bag, returned home. He had things on his mind and couldn't do anything steadily. When he turned over, he didn't know where a small card fell out—