Chapter 352

Lin Mo narrowed his eyes and said: "At the same time, increase the strength of gifts for deposits."

"Cancel handling fees?"

Hearing Lin Mo's words, Ningguang's brows furrowed even tighter: "Why cancel them?"

The profit method of banks is to profit through the deposit and withdrawal handling fees of merchants.

It's friendly to both parties.

However, although Ningguang's brows were furrowed, a door was vaguely being unlocked by Ningguang.

"Because only by canceling them can more people come to deposit money."

Lin Mo smiled lightly: "The bank itself is to help Liyue residents keep their money, while facilitating Liyue residents, deposit and withdrawal handling fees can be canceled."

"In the new era's financial system, canceling handling fees is the first step to attracting depositors. Banks rely on deposit and withdrawal handling fees to profit, but this limits people's capital liquidity. What we need to do is to maximize capital liquidity and promote economic activity."

Hearing Ningguang's words, Ningguang's brows were still locked, appearing somewhat puzzled: "Isn't this self-destruction? Without handling fees, how do banks profit?"

Lin Mo smiled slightly, his words full of the radiance of wisdom: "The new era's banks will have a different profit model than banks. Banks provide services, such as loans, investments, and even insurance. What attracts is not just deposits, but people's trust. Bank deposits are just static numbers, while bank services are a dynamic value-added process."

"Canceling handling fees, letting more people deposit funds into the bank, we will have more liquid funds. These funds are not dead savings, but can be invested in various investment projects, such as trade, infrastructure, and scientific research, thereby creating greater economic benefits."

"As for depositors,"

Speaking of this, Lin Mo paused to ensure Ningguang followed his train of thought, and continued: "We can provide different interest returns based on the length of the deposit. This not only encourages long-term deposits but also reduces risks through diversified investments. Simply put, it is exchanging small interest for the safe appreciation of funds."

Hearing Lin Mo's words, Ningguang's pupils shrank sharply, and a new vision seemed to open up before her eyes.

Lin Mo's words were like a light, illuminating her train of thought.

Ningguang took a deep breath: "So that's it, banks are not just places for storing funds, but platforms for capital operation."

Lin Mo nodded, looking at Ningguang's cognitive shift with satisfaction: "Liyue's prosperity should not be built solely on the gold mines of the Golden House, but on the perfection of the financial system. Banks will be the core of this system."

With Lin Mo's explanation, a stormy sea surged in Ningguang's heart.

A full while passed before Ningguang's heart finally calmed down.

She looked at Lin Mo in shock.

At this moment, Ningguang completely understood Lin Mo's foresight.

What Lin Mo said was not just a new business model, but a profound civilizational progress.

"Too amazing."

Ningguang looked at Lin Mo in shock: "Your insights have benefited me greatly. If this continues, what we are about to welcome will be a brand new era."

Under the current economic situation in Liyue Harbor, once this measure is implemented, it will definitely be able to boost Liyue's economy.

At the same time, Liyue will also be at the forefront of all seven nations in Teyvat.

It can force the seven nations to follow this trend.

It wasn't just Ningguang who was shocked, but also Baiwen and Baixiao beside her.

Both women looked at Lin Mo in shock.

They had always followed Ningguang, so their knowledge naturally wasn't comparable to ordinary merchants.

Regarding what Lin Mo said, they knew it would have such a terrifying impact.

"Yes."

At this time, seeing the shocked Ningguang, Lin Mo nodded gently: "The simple situation is like this, the detailed ones need you to think about them later, and then take Liyue as the center and start pushing for implementation, Liyue has this ability."

"Not bad."

Hearing Lin Mo's words, Ningguang looked at Lin Mo excitedly: "The world says I am the merchant who knows how to make money the best, but now it seems that in front of you, I am not worth mentioning at all."

If Lin Mo hadn't said so, Ningguang really wouldn't have thought that this situation would happen.

"Mine is yours, why should we distinguish between each other?"

Hearing Ningguang's words, Lin Mo smiled and said: "And even if I didn't say it, you would gradually realize it later."

"Lin Mo."

Hearing Lin Mo's words, Ningguang looked at Lin Mo very emotionally.

At this moment, Ningguang truly discovered how valuable it was for her to invest her whole self in Lin Mo.

Thinking of this, a complex emotion flashed in Ningguang's eyes.

Approaching Lin Mo, deep in her eyes revealed her admiration and gratitude for him: "I thought I had already stood at the peak, but I didn't expect you to teach me where the higher peak is."

Ningguang's voice carried a trace of vibration, this subversion of cognition turned the pride in her heart into reverence for Lin Mo: "You are right, I would indeed gradually realize it. But without you, all these realizations would come much later. Because of you, I am now standing at a new starting point."

Ningguang's mood at this time was like a surging sea, unable to be fully expressed in words.

Her emotions were full of gratitude, and also full of anticipation for the future.

In front of Lin Mo, her confidence and pride were no longer obstacles, but became a bridge between the two.

Unable to help herself, Ningguang hugged Lin Mo gently, her voice low and full of power: "Lin Mo, thank you. In this new era, I am very happy to be side by side with you."

With the immortals and gods of Liyue retiring and the Liyue the Liyue Qixing in charge, for Ningguang, it was a brand new era.

Hearing Ningguang's words, Lin Mo could feel the heartbeat of Ningguang in his embrace, firm and powerful.

He hugged Ningguang back gently, and the two passed on deep emotions in silence.

At this moment, it was not just a resonance of financial knowledge, but a tacit understanding and understanding between two hearts.

The surrounding air seemed to become soft, time solidified at this moment, leaving only the deep emotional exchange between the two.

Ningguang was even more convinced in her heart that meeting Lin Mo was the most precious wealth in her business career.

"Love me."

The next second, Ningguang rubbed against Lin Mo's face gently.

"Here?"

Hearing Ningguang's words, Lin Mo's expression was surprised.

This is Ningguang's office study, the place of the desk.

And Ningguang's secretaries, Baiwen and Baixiao, are still here.

"Not bad."

Ningguang smiled: "Anyway, Baiwen and Baixiao are also our own people."

While speaking, Ningguang lay gently on the desk actively.

Looking at the beautiful Ningguang, Lin Mo narrowed his eyes without any refusal.

And the Baiwen and Baixiao beside them, the two women widened their eyes, looking with a shocked expression.

Immediately, the two women's faces turned red, and they hurriedly turned around and walked quickly towards the outside of the Jade Chamber.