Chapter 553

Lin Mo squinted his eyes and said: "At the same time, increase the intensity of gifts for deposits."

"Cancel the handling fee?"

Hearing Lin Mo, Ningguang's brows furrowed even tighter: "Why cancel it?"

The profit method of banks is to profit through the deposit and withdrawal handling fees of merchants.

It's friendly to both parties.

However, although Ningguang's brows were furrowed, a door was vaguely thought of by Ningguang.

"Because only by canceling it can more people come to deposit money."

Lin Mo smiled lightly: "The bank itself is to help Liyue residents keep their money. While facilitating Liyue residents, you can cancel the deposit and withdrawal handling fees."

"In the new era's financial system, canceling handling fees is the first step to attracting depositors. Banks rely on deposit and withdrawal handling fees to profit, but this limits people's capital liquidity. What we need to do is to maximize capital liquidity and promote economic activity."

Hearing Ningguang, Ningguang's brows were still tightly locked, looking a bit puzzled: "Isn't this self-destruction? Without handling fees, how does the bank profit?"

Lin Mo smiled slightly, his words full of the brilliance of wisdom: "The new era's bank's profit model will be different from the bank. Banks provide services, such as loans, investments, and even insurance. What attracts is not just deposits, but people's trust. Bank deposits are just static numbers, while bank services are a dynamic value-added process."

"Cancel the handling fee, let more people deposit funds into the bank, and we will have more liquid funds. These funds are not dead savings, but can be invested in various investment projects, such as trade, infrastructure, and scientific research, thereby creating greater economic benefits."

"As for depositors,"

Speaking of this, Lin Mo paused to ensure Ningguang followed his train of thought, and continued: "We can provide different interest returns based on the length of the deposit. This not only encourages long-term deposits but also reduces risks through diversified investments. Simply put, it is exchanging small interest for the safe appreciation of funds."

Hearing Lin Mo, Ningguang's pupils shrank sharply, and a new vision seemed to open up before her eyes.

Lin Mo's words were like a light, illuminating her train of thought.

Ningguang took a deep breath: "So that's it, banks are not just places to store funds, but platforms for capital operation."

Lin Mo nodded, looking at Ningguang's cognitive transformation with satisfaction: "Liyue's prosperity should not just be built on the gold mines of the Golden House, but on the perfection of the financial system. Banks will be the core of this system."

With Lin Mo's explanation, Ningguang's heart was stirred up with stormy waves.

A full while passed before Ningguang's heart finally calmed down.

She looked at Lin Mo in shock.

At this moment, Ningguang completely understood Lin Mo's foresight.

What Lin Mo said was not just a new business model, but a profound civilizational progress.

"Too powerful."

Ningguang looked at Lin Mo in shock: "Your insights have benefited me a lot. If we go on like this, we are about to welcome a brand new era."

Under the current economic situation in Liyue City, once this measure is implemented, it will definitely improve Liyue's economy.

At the same time, Liyue is also at the forefront of the entire Teyvat country.

It can force the seven nations to follow this trend.

It wasn't just Ningguang who was shocked, but also Baiwen and Baixiao beside her.

Both women looked at Lin Mo in shock.

They had been following Ningguang, and their knowledge was naturally not comparable to ordinary merchants.

Regarding what Lin Mo said, they knew it would have such a terrifying impact.

"Yes."

At this time, seeing the shocked Ningguang, Lin Mo nodded gently: "The simple situation is like this, the detailed ones need you to think about them later, and then push for implementation with Liyue as the center. Liyue has this ability."

"Not bad."

Hearing Lin Mo, Ningguang looked at Lin Mo excitedly: "The world says I am the merchant who knows how to make money best. Now it seems that in front of you, I am not worth mentioning at all."

If Lin Mo hadn't said so, Ningguang really wouldn't have thought that this situation would happen.

"Mine is yours, why should we distinguish between each other?"

Hearing Ningguang, Lin Mo smiled and said: "And even if I don't say it, you will gradually realize it later."

"Lin Mo."

Hearing Lin Mo, Ningguang looked at Lin Mo very emotionally.

At this moment, Ningguang really found out how valuable it was for her to invest her whole self in Lin Mo.

Thinking of this, a complex emotion flashed in Ningguang's eyes.

Approaching Lin Mo, Ningguang's eyes revealed admiration and gratitude for him: "I thought I had reached the peak, but I didn't expect you to teach me where the higher peak is."

Ningguang's voice carried a tremor. This subversion of cognition made the pride in her heart turn into reverence for Lin Mo: "You are right, I will indeed realize it gradually. But without you, all these realizations would come much later. Because of you, I am now standing at a new starting point."

Ningguang's mood at this time was like a surging sea, unable to be fully expressed in words.

Her emotions were full of gratitude and full of expectations for the future.

In front of Lin Mo, her confidence and pride were no longer obstacles, but became a bridge between the two.

Unable to help herself, Ningguang hugged Lin Mo gently, her voice low and full of power: "Lin Mo, thank you. In this new era, I am very happy to be side by side with you."

The immortals and gods of Liyue have retired, and the Liyue Qixing are in charge. For Ningguang, it is a brand new era.

Hearing Ningguang, Lin Mo could feel the heartbeat of Ningguang in his arms, firm and powerful.

He hugged Ningguang gently, and the two passed on deep emotions in silence.

At this moment, it was not just a resonance of financial knowledge, but a tacit understanding and understanding between two hearts.

The surrounding air seemed to become soft, time solidified at this moment, leaving only the deep emotional exchange between the two.

Ningguang was even more convinced that meeting Lin Mo was the most valuable wealth in her business career.

"Love me."

The next second, Ningguang rubbed Lin Mo's face gently.

"Here?"

Hearing Ningguang, Lin Mo looked surprised.

This is Ningguang's office study, the place of the desk.

And Ningguang's secretaries, Baiwen and Baixiao, are still here.

"Not bad."

Ningguang smiled: "Anyway, Baiwen and Baixiao are also our own people."

While speaking, Ningguang lay gently on the desk proactively.

Looking at the appetizing Ningguang, Lin Mo squinted his eyes without any refusal.

And the Baiwen and Baixiao beside them, the two women widened their eyes, looking at them with a shocked expression.

Immediately, the two women's faces turned red and they hurriedly turned around and walked quickly towards the outside of the Jade Chamber. **CHAPTER 554**