Chapter 47

Li Yan had nothing else to do for the time being; the car wouldn't be ready for about two weeks, and Li Yan was very much looking forward to it.

During this time, Li Yan planned to wander around the area first, study the freshman group he had created, and work on his photography.

At eight o'clock the next morning, Li Yan woke up and went through his usual routine of changing clothes and washing up.

As soon as he opened his phone, he saw a missed call and a WeChat notification from the Ferrari salesperson. The content was just one sentence: "The loan approval is complete. Can you come to the store today to sign the contract?"

While buttoning his shirt cuffs, he replied: "Okay, I'll get ready and head over."

When he walked out of the bedroom, the curtains in the living room were still half-open, and the sunlight wasn't too harsh.

Li Yan ate two slices of toast and grabbed his keys, ready to head out.

He noticed two advertising textbooks still on the coffee table, but he didn't plan to study today; he would settle the car purchase first.

He went downstairs and called a ride-hailing car, arriving at the Ferrari 4S store in just over ten minutes.

As soon as he entered the store, the salesperson was waiting at the front desk. Seeing him arrive, he greeted him: "Mr. Li, the loan was approved smoothly. Congratulations. We can sign the contract and pay the down payment now."

The two walked into the negotiation room together, where a thick stack of documents was laid out on the table.

The salesperson opened one of them: "This is the purchase agreement for the SF90 Spider, along with the relevant options and the loan contract. Please confirm them first."

Li Yan sat down and flipped through a few pages. After confirming everything was correct, he signed in several key places and took out his card to pay the down payment.

The POS machine gave a "beep" to indicate success. He took the printed receipt and felt a sense of relief: "Finally, it's all settled."

The salesperson smiled and shook his hand: "The order is officially placed, congratulations! We will expedite the follow-up process and strive to have you pick up the car within two weeks."

When he left the 4S store, the sun was a bit intense. Li Yan walked to the shade by the roadside to wait for a car. Just as he was about to take out his phone, a "ding" suddenly sounded in his mind—the system gave a brief prompt: "Task completed: Reward of 3x total purchase price cashback, transferred to your Industrial and Commercial Bank card ending in 5288."

He froze for a moment, a silent sense of relief welling up inside him.

Li Yan had originally thought that since this was a loan purchase, the system's cashback might only be for the down payment amount.

Fortunately, this time it was the total price. He casually opened his mobile banking app and sure enough, saw the balance had soared. With a purchase price of 5.3 million, the triple cashback amount was 15.9 million.

Of course, the current balance was just 15.9 million plus some change, but Li Yan looked at the balance figure in his ICBC app and, strangely, didn't feel much of anything.

Although it was more than 15 times his total savings from three years of high school, to be honest, Li Yan had enjoyed himself quite a bit during those three years.

The pure number didn't have much of an impact on Li Yan.

Hmm, a bit of a flex~

Without thinking much more, he closed the interface and got into a taxi to go home.

As the car was driving through a slow section of the Gaoxin District, his phone suddenly vibrated. The caller ID showed "95588—ICBC VIP Line."

He glanced at the driver and signaled for him to turn the music down slightly before answering: "Hello, hello."

On the other end of the line was a polite and gentle female voice: "Hello, is this Mr. Li? We are the ICBC VIP Customer Service Center. We noticed a significant change in your account balance recently, so we would like to understand your financial management needs. Are you free at the moment?"

Li Yan guessed that it was highly likely that after he suddenly received over ten million, the bank system had listed him on the high-net-worth customer observation list.

He replied casually: "Hmm, I'm free, go ahead."

The content was nothing special, just the usual privileges like upgrading to a private consultant, financial management, investment rights, transfer discounts, and counter services.

Honestly, a deposit of over ten million might not count for much on TikTok or Little Red Book.

But in reality, if you have over ten million lying in your bank card, you are definitely a high-net-worth customer for the bank.

Note, this is pure cash deposit, not some kind of asset.

In fourth or fifth-tier cities, there might be many people with assets of tens or hundreds of millions.

But people with deposits of over ten million are still a minority among minorities.

Just with Li Yan's 15.9 million deposit, if he chose a moderate one-year fixed deposit at an annualized rate of 1.65%, the monthly interest would reach an average of about 21,800 yuan.

Just like that, easily earning over 20,000 a month, it's completely enough for a person to lie flat for a lifetime.

This is reality. Although Li Yan kept saying he wanted to be a "Shenhao" (God-tier rich person), and even his system had become a Shenhao System.

But Li Yan had always had one advantage: he never lost touch with reality.

Romance and luxury are fine.

Simple meals and a plain life are also fine.

Floating—he wouldn't be floating for now.

Hmm, wait a minute.

"Driver, make a U-turn, let's go to the Mercedes 4S store over on Xinghan Avenue~"

With over ten million in hand, Li Yan came to Shudu, and of course, he had an idea.

Since he was already here and school wouldn't start for another month, wouldn't it be a waste of time not to drive the 318 National Highway?

Otherwise, could he just stay at home all day watching the show-offs in the QQ group play around?

He had been wanting to drive the Sichuan-Tibet line recently and wanted to shoot more works, and a hard-core off-road vehicle was much more suitable for long-distance mountain roads than a Ferrari.

Besides, a Mercedes G-Class is also one of Aman's dreams!

The car drove to the entrance of the Mercedes 4S store; there weren't many customers in the store.

Li Yan entered and stated his intention: "I want to see the G-Class, preferably the new G63."

The salesperson was delighted to hear this. The G63 is the ultimate off-road vehicle of AMG, costing over two million, and sometimes even requiring a premium.

She immediately led Li Yan toward the display car: "The G63 is indeed in stock, but there is only one high-spec model, which might require a premium of several hundred thousand... May I ask if you have any requirements for color and configuration?"

Li Yan glanced at it. That black AMG G63 was parked in the center of the display stand, its tall body still retaining the square shape, while the interior was the usual luxury-meets-sport style.

"Black is fine. For the configuration, let's go with the mid-spec. The main thing is that it's durable and suitable for long-distance off-roading."

After checking the inventory documents, the salesperson unexpectedly told him: "There is a black one in stock that just arrived. It's equipped with the AMG sports package and high-end audio, which roughly matches what you want, but it requires a certain premium, and there's limited room for further modifications."

Li Yan was stunned. He had originally thought he might have to wait a month or so, but didn't expect it to be in stock.

This car had extra sports styling and upgraded audio, so the price naturally went up, and the landing price would be another 300,000 to 400,000 higher than the original base.

But for Li Yan, this didn't matter; the cashback he had just received was enough for his car purchase needs.

A Mercedes G-Class and a Ferrari SF90—two cars were already completely enough for Li Yan's daily use.

Hmm, I heard that young ladies who get into these two cars inexplicably feel very hot?

Li Yan didn't know if it was true, but he planned to give it a try~