Chapter 148

"I originally thought guild contribution points were hard to get; now it's fine, I can exchange them with gold coins."

"Yeah, in that case, we can also compete for the 【Sub-profession Training Room】. In the past, we couldn't compete with others because of insufficient contribution points."

"The Guild Leader is really so thoughtful; our Guild Leader is the best Guild Leader, long live the Guild Leader!"

Qin Feng exited after finishing the 【Undead Battlefield】.

He now wanted to upgrade the guild.

The players who entered the world-class dungeon this time were able to finish all three stages, and there were millions in the Huaxia zone.

He had to recruit this portion of players into his command.

He clicked on the guild construction panel and chose to upgrade the guild.

Swish, swish, swish!

"Notification: You have used 1.5 billion gold coins to upgrade the guild. The current guild level is Epic, and the guild member cap is 10 million!"

Qin Feng directly issued a recruitment, one-click recruitment according to the level leaderboard.

All players who had not joined the Junlin Guild received an invitation to join the guild.

Without exception, not a single person refused.

Casual players really had no reason to refuse.

The Junlin Guild's actions in the world-class dungeon, their bravery, responsibility, and unity were a very good image.

Many players were even constantly paying attention to the Junlin Guild's recruitment information; they really wanted to join the Junlin Guild too much.

Qin Feng didn't care about the newly joined players; he directly upgraded the guild skills to the cap level.

This made the newly joined players ecstatic.

"The Guild Leader is mighty; my stats have risen again. I now feel like I can punch a small boss in the novice village to death."

"New brothers, our guild also has an exclusive dungeon, oh. Let's go, go, go; there are many people and it's lively. Let's play together."

"Old brother, wait for me; I'm rushing back to the teleportation array now. Together, together."

Qin Feng smiled slightly.

He opened his reputation to check.

563,241!

"Hmm, over 500,000 reputation; I can go and claim reputation quests."

Reputation quests generally have higher rewards than ordinary quests because reputation is the hardest to obtain.

Qin Feng took the teleportation array back to the main city.

The main city was crowded with people, and many players were walking in a hurry.

Qin Feng found the NPC who specifically issued reputation quests and first looked at the reputation shop.

After scanning a circle, Qin Feng quickly cast his gaze on a shop renovation blueprint.

【Special Shop Renovation Blueprint - Bank (Purple-Gold Grade)】

Purchase Reputation: 300,000

Introduction: This is a blueprint that can renovate a shop into a special building—a bank.

Qin Feng bought it directly without hesitation.

This blueprint... could be considered one of Qin Feng's necessary layouts at the current stage.

Qin Feng didn't have enough reputation before, so he didn't come to buy it.

And now that his reputation was sufficient, he naturally had to buy it.

After buying the bank blueprint, Qin Feng continued to look at reputation quests. He remembered that in his past life, there was a quest that could be accepted once one reached 200,000 reputation.

"Found it."

【Infrastructure Pioneer】 (Special Quest - Reputation)

Level: S

Restriction: Frost Main City player and reputation 200,000+

Introduction: Assist the Frost Fortress defender, Frost Knight 【Gelan】, to build Frost Fortress.

Reward: Large amount of reputation, gold coins, military rank (rewards issued according to player assistance progress; minimum contribution is 1%)

Progress: 1%/100%

"Notification: Your reputation condition meets the quest prerequisite; do you wish to accept this quest?"

"Yes." Qin Feng didn't think much.

"Ding-dong~ You have accepted the quest 【Infrastructure Pioneer】; please head to the Frost Fortress (126, 567) coordinates to carry out the quest."

"This quest is not urgent; I can deal with other things first."

Thinking of this, Qin Feng quickly arrived at the main city's Finance Department.

"I want to open a bank." Qin Feng found the NPC in charge of finance.

The finance NPC sized him up: "Your reputation meets the requirements; here is the contract, please sign it."

Qin Feng finished reading and signed his name.

There was nothing to pay attention to inside, only that it required bank reserves; Qin Feng directly filled in 1 billion gold coins.

He used the shops, mines, and auction houses under his name as collateral to borrow 1 billion in startup capital.

This 1 billion was only to support Qin Feng through the early stages of the bank; in the mid-to-late stages, Qin Feng could fully develop the bank's deposit business, let players deposit gold coins into the bank, and then use the players' deposits to lend out and generate revenue.

Then there were the clauses inside; he couldn't touch the principal, only the revenue portion.

The contract was signed.

Qin Feng arrived at his shop.

Moon Street.

"Notification: Do you wish to use 【Special Shop Renovation Blueprint - Bank (Purple-Gold Grade)】?"

"Yes!"

Swish! A golden light flashed over Shop No. 31.

A brand-new bank building appeared in front of Qin Feng.

The bank's business standards were relatively complex, so it couldn't be used for the time being.

Qin Feng spent some money to recruit a few high-tier NPCs.

"Then next..."

Qin Feng made some adjustments to the bank's external lending business.

First was the interest on loans, calculated at 1/10,000; this way, he could earn 9/10,000 interest from every player.

Next were various loan products launched for players.

The loan amount was naturally determined by the player's level, equipment, and wealth value.

"Snap-it," this was a loan set up for players shopping and bidding at the auction house.

Commercial Loan, this was a loan set up for players who wanted to do business in the main city, prioritizing the rental or even sale of his own shops.

This way, he could not only earn a sum of rent but also earn a sum of interest from the players!

Consumer Loan, this was for players' daily consumption, such as equipment purchase and repair, potion purchase, etc.

And the big one, Mortgage! This was specifically for players settling down in the main city.

All loans could be paid in installments, up to 12 installments.

Qin Feng also added to the contract that if the repayment was overdue for seven days, they would be directly escorted by main city guards to the mines to dig for ore!

They would dig until they could repay one month's installment amount!

"And insurance business!"

Qin Feng laughed dumbly.

This business was something he thought of himself.

It was mainly aimed at guild players; it was well known that in daily leveling, monster grinding, and PK, it was inevitable to get killed.

Either killed by wild monsters or killed by players.