[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"origin-vrmmo-mage-starting-with-a-10-000x-intelligence-":3,"chapter-vrmmo-mage-starting-with-a-10-000x-intelligence--online-game-mage-starting-with-a-10-000x-boost-f-chapter-69":6},{"origin":4,"title":5},"chinese","MMO Mage: Starting with a 10,000x Intelligence Potion Boost",{"chapter":7,"nextChapterSlug":20,"prevChapterSlug":21,"totalChapters":22,"novelImage":23},{"id":8,"novel_id":9,"title":10,"slug":11,"index":12,"content":13,"wordcount":14,"created_at":15,"updated_at":16,"volume":17,"translator":18,"content_hash":19},2202187,3818,"Chapter 69: Bank opened!! Loan and insurance business!!!","online-game-mage-starting-with-a-10-000x-boost-f-chapter-69",69,"\u003Cp>The guild channel had always been very hot.\u003C\u002Fp>\n\u003Cp>But this time it was even hotter, hot to the point of exploding.\u003C\u002Fp>\n\u003Cp>After tasting the sweetness of the world dungeon, players felt that daily monster grinding and leveling was boring to the point of exploding.\u003C\u002Fp>\n\u003Cp>Now that there was a guild-exclusive dungeon, it couldn't be more refreshing.\u003C\u002Fp>\u003Cp>\"I originally thought guild contribution points were hard to get, but now it's fine; we can exchange them with gold coins.\"\u003C\u002Fp>\n\u003Cp>\"Yeah, in that case, we can also compete for the [Sub-profession Training Room]. In the past, we couldn't compete with others because of insufficient contribution points.\"\u003C\u002Fp>\n\u003Cp>\"The Guild Leader is really thoughtful. Our Guild Leader is the best Guild Leader. Long live the Guild Leader!\"\u003C\u002Fp>\n\u003Cp>Qin Feng finished with the [Undead Battlefield] and exited.\u003C\u002Fp>\n\u003Cp>He now wanted to upgrade the guild.\u003C\u002Fp>\n\u003Cp>This time, millions of players in the world-class dungeon were able to complete all three stages in the Huaxia region.\u003C\u002Fp>\n\u003Cp>He had to recruit this portion of players into his command.\u003C\u002Fp>\n\u003Cp>He clicked on the guild construction panel and chose to upgrade the guild.\u003C\u002Fp>\n\u003Cp>Swish, swish, swish!\u003C\u002Fp>\n\u003Cp>\"Hint: You used 1.5 billion gold coins to upgrade the guild. The current guild level is Epic, and the guild member limit is 10 million!\"\u003C\u002Fp>\n\u003Cp>……\u003C\u002Fp>\n\u003Cp>Qin Feng directly issued a recruitment, recruiting with one click according to the level leaderboard.\u003C\u002Fp>\n\u003Cp>All players who had not joined the Junlin Guild received an invitation to join the guild.\u003C\u002Fp>\n\u003Cp>Without exception, not a single person refused.\u003C\u002Fp>\n\u003Cp>Solo players indeed had no reason to refuse.\u003C\u002Fp>\n\u003Cp>The Junlin Guild’s actions in the world-class dungeon, their bravery, responsibility, and unity were a very good image.\u003C\u002Fp>\n\u003Cp>There were even many players who were constantly paying attention to the Junlin Guild’s recruitment information; they really wanted to join the Junlin Guild too much.\u003C\u002Fp>\n\u003Cp>Qin Feng didn't care about the newly joined players; he directly upgraded the guild skills to the maximum level.\u003C\u002Fp>\n\u003Cp>This caused the newly joined players to be ecstatic.\u003C\u002Fp>\n\u003Cp>\"The Guild Leader is mighty; the attributes have risen again. I now feel like I can punch a novice village small BOSS to death.\"\u003C\u002Fp>\n\u003Cp>\"New brothers, our guild also has an exclusive dungeon. Come on, there are many people and it's lively; let's play together.\"\u003C\u002Fp>\n\u003Cp>\"Brother, wait for me; I’m rushing back to the teleportation array now. Together, together.\"\u003C\u002Fp>\n\u003Cp>Qin Feng smiled slightly.\u003C\u002Fp>\n\u003Cp>He opened his reputation to check.\u003C\u002Fp>\n\u003Cp>563,241!\u003C\u002Fp>\n\u003Cp>\"Hmm, with over 500,000 reputation, I can go and claim reputation quests.\"\u003C\u002Fp>\n\u003Cp>Reputation quests generally have higher rewards than ordinary quests because reputation is the hardest to obtain.\u003C\u002Fp>\n\u003Cp>Qin Feng took the teleportation array back to the main city.\u003C\u002Fp>\n\u003Cp>The main city was crowded with people, and many players were walking in a hurry.\u003C\u002Fp>\n\u003Cp>Qin Feng found the NPC who specialized in issuing reputation quests and first looked at the reputation shop.\u003C\u002Fp>\n\u003Cp>After scanning around, Qin Feng quickly cast his gaze on a shop renovation blueprint.\u003C\u002Fp>\n\u003Cp>[Special Shop Renovation Blueprint - Bank (Purple-Gold Tier)]\u003C\u002Fp>\n\u003Cp>Purchase Reputation: 300,000\u003C\u002Fp>\n\u003Cp>Introduction: This is a blueprint that can renovate a shop into a special building: Bank.\u003C\u002Fp>\n\u003Cp>……\u003C\u002Fp>\n\u003Cp>Qin Feng bought it without hesitation.\u003C\u002Fp>\n\u003Cp>This blueprint... could be considered one of Qin Feng’s necessary layouts at the current stage.\u003C\u002Fp>\n\u003Cp>Qin Feng didn't have enough reputation before, so he didn't come to buy it.\u003C\u002Fp>\n\u003Cp>And now that his reputation was sufficient, he naturally had to buy it.\u003C\u002Fp>\n\u003Cp>After buying the bank blueprint, Qin Feng continued to look at the reputation quests. He remembered that in his past life, there was a quest that could be accepted once one reached 200,000 reputation.\u003C\u002Fp>\n\u003Cp>\"Found it.\"\u003C\u002Fp>\n\u003Cp>[Infrastructure Pioneer] (Special Quest - Reputation)\u003C\u002Fp>\n\u003Cp>Level: S\u003C\u002Fp>\n\u003Cp>Restriction: Frost Main City player and reputation 200,000+\u003C\u002Fp>\n\u003Cp>Introduction: Assist the Frost Knight [Gelan], the defender of the Winter Fortress, in building the Winter Fortress.\u003C\u002Fp>\n\u003Cp>Rewards: Large amount of reputation, gold coins, military rank (rewards issued according to player assistance progress; minimum contribution is 1%)\u003C\u002Fp>\n\u003Cp>Progress: 1%\u002F100%\u003C\u002Fp>\n\u003Cp>……\u003C\u002Fp>\n\u003Cp>\"Hint: Your reputation condition meets the quest prerequisites. Do you want to accept this quest?\"\u003C\u002Fp>\n\u003Cp>\"Yes.\" Qin Feng didn't think much.\u003C\u002Fp>\n\u003Cp>\"Ding-dong~ You have accepted the quest [Infrastructure Pioneer]. Please proceed to the Winter Fortress (126, 567) to carry out the quest.\"\u003C\u002Fp>\n\u003Cp>……\u003C\u002Fp>\n\u003Cp>\"This quest is not urgent; I can deal with other things first.\"\u003C\u002Fp>\n\u003Cp>Thinking of this, Qin Feng quickly arrived at the main city’s Finance Department.\u003C\u002Fp>\n\u003Cp>\"I want to open a bank.\" Qin Feng found the NPC in charge of finance.\u003C\u002Fp>\n\u003Cp>Three-eyed Giants, a race with long bodies and natural giant strength; their third eye even contains the power of the Thunder God. They claim to be descendants of the Thunder God, with long lifespans but extremely poor fertility.\u003C\u002Fp>\n\u003Cp>Qin Feng finished reading and signed his name.\u003C\u002Fp>\n\u003Cp>There was nothing to pay attention to inside; it just said that the bank needed reserves. Qin Feng directly filled in 1 billion gold coins.\u003C\u002Fp>\n\u003Cp>He used the shops, mines, and auction houses under his name as collateral to borrow 1 billion in startup capital.\u003C\u002Fp>\n\u003Cp>This 1 billion was just to support Qin Feng through the early stages of the bank. In the middle and late stages, Qin Feng could fully develop the bank’s deposit business, let players deposit gold coins into the bank, and then use the players' deposits to lend out, generating profit.\u003C\u002Fp>\n\u003Cp>Then there were the terms inside; he couldn't touch the principal, only the profit part.\u003C\u002Fp>\n\u003Cp>The contract was signed.\u003C\u002Fp>\n\u003Cp>Qin Feng came to his shop.\u003C\u002Fp>\n\u003Cp>Moon Street.\u003C\u002Fp>\n\u003Cp>\"Hint: Do you want to use [Special Shop Renovation Blueprint - Bank (Purple-Gold Tier)]?\"\u003C\u002Fp>\n\u003Cp>\"Yes!\"\u003C\u002Fp>\n\u003Cp>Swish! Shop No. 31 flashed with golden light.\u003C\u002Fp>\n\u003Cp>A brand-new bank building appeared in front of Qin Feng.\u003C\u002Fp>\n\u003Cp>The business standards for the bank were relatively complex, so it couldn't be used for the time being.\u003C\u002Fp>\n\u003Cp>Qin Feng spent some money to recruit a few high-level NPCs.\u003C\u002Fp>\n\u003Cp>\"So, next...\"\u003C\u002Fp>\n\u003Cp>Qin Feng made some adjustments to the bank’s external lending business.\u003C\u002Fp>\n\u003Cp>First was the interest on loans, calculated at one in ten thousand. This way, he could earn one in ninety thousand interest from every player.\u003C\u002Fp>\n\u003Cp>Next were various loan products launched for players.\u003C\u002Fp>\n\u003Cp>The loan amount was, of course, determined by the player’s level, equipment, and wealth value.\u003C\u002Fp>\n\u003Cp>\"Snap-it,\" this was a loan set up for players shopping and bidding at the auction house.\u003C\u002Fp>\n\u003Cp>\"Business Loan,\" this was a loan set up for players who wanted to do business in the main city, with priority given to renting or even selling his own shops.\u003C\u002Fp>\n\u003Cp>This way, he could not only earn a rent but also earn interest from the players!\u003C\u002Fp>\n\u003Cp>\"Consumer Loan,\" this was for players' daily consumption, such as equipment purchases and repairs, potion purchases, etc.\u003C\u002Fp>\n\u003Cp>And the main event, \"Mortgage!\" This was a loan specifically for players settling down in the main city.\u003C\u002Fp>\n\u003Cp>All loans could be paid in installments, up to 12 installments.\u003C\u002Fp>\n\u003Cp>Qin Feng also added to the contract that if the repayment was overdue by seven days, they would be directly escorted by the main city guards to the mine to dig for ore!\u003C\u002Fp>\n\u003Cp>They would dig until they could pay off one month’s installment!\u003C\u002Fp>\n\u003Cp>\"And insurance business!\"\u003C\u002Fp>\n\u003Cp>Qin Feng laughed dumbly.\u003C\u002Fp>\n\u003Cp>This business was something he thought of himself.\u003C\u002Fp>\n\u003Cp>It was mainly aimed at guild players. As everyone knows, in daily leveling, monster grinding, and PK, it is inevitable to be killed.\u003C\u002Fp>\n\u003Cp>Either by wild monsters or by players.\u003C\u002Fp>",1223,"2026-06-17T06:11:17.681Z","2026-06-17T06:54:04.159Z",1,"Gemini 3.1 Flash Lite","c795026499568cd5d6e29a260a1d715107344005b7b4babeea0286cca91c8574","online-game-mage-starting-with-a-10-000x-boost-f-chapter-70","online-game-mage-starting-with-a-10-000x-boost-f-chapter-68",496,"https:\u002F\u002Fnovelzhen.com\u002Fimages\u002Fcovers\u002Fonline-game-mage-starting-with-a-10-000x-boost-f-cover.jpg"]