Chapter 49: Assessing a Future Partner

Qingcai Keke: Thank you, Group Leader boss.

Qingcai Keke: I have another question to ask you experts.

Anonymous Person: Please, go ahead!

Grandma Always Says: Speak.

Qingcai Keke: I believe the stocks the Group Leader boss provided can make a lot of money, but what should I do if my starting capital isn't enough?

Grandma Always Says: I have a way.

Qingcai Keke: /pitiful

Grandma Always Says: Call me Big Brother.

Qingcai Keke: Big Brother.

Grandma Always Says: Take out an online loan.

Chen Shu's mouth twitched, but maintaining his persona, he said—

Qingcai Keke: Can that really work? /aggrieved

Grandma Always Says: Why wouldn't it? I borrow from them all the time. /blank

Qingcai Keke: I've heard that online loan interest compounds terribly, especially those illegal small companies. My teachers, classmates, and family all tell me often that I shouldn't take out online loans.

Grandma Always Says: I specifically borrow from those illegal ones. /blank

Qingcai Keke: It's better to be safe than sorry.

Grandma Always Says: What's there to be afraid of? /blank

Qingcai Keke: What if I can't pay it back?

Grandma Always Says: Pay it back? Why would you pay it back? /blank

Qingcai Keke: Huh?

Grandma Always Says: Why would I pay back an illegal one? /blank

Qingcai Keke: You don't pay it back?

Grandma Always Says: Once I borrow it, it's mine. /blank

Qingcai Keke: Then what if they come looking for me?

Grandma Always Says: You've already joined this group, are you still going to play the innocent lamb? Isn't this just merit delivered to your doorstep?

Qingcai Keke: /Surprise

Qingcai Keke: That makes so much sense!

This guy is really something.

Grandma Always Says: Well? Are you going to borrow or not?

Qingcai Keke: I'll think about it.

Grandma Always Says: Tell me when you want to borrow. I have a complete set of little tricks. I can send you the link. Personally tested and effective. /cool

Qingcai Keke: Thank you, Senior Brother. /cute

Haoran Zhengqi:...

Chen Shu closed the software.

Thanks to Chen Jiaoshou, Chen Shu had previously opened a securities account, so he didn't need to go open one now.

Let's take stock of his personal assets.

The commission for August had already been issued, totaling over 30,000 yuan. The contract for "Time Thief" with Crown Princess Zhusha had also been signed, which would bring in 50,000 yuan. Based on Crown Princess Zhusha's efficiency, he should receive the money today or tomorrow. After taxes, it would add up to around 80,000.

Chen Shu decided to buy this stock next Monday.

It wasn't much money; it wouldn't matter if he lost it.

At that time, regardless of whether the price was high or low, or if it rose or fell, he would just buy it blindly. He didn't understand this anyway, and if he tried to play the market, whether he gained or lost would just be down to luck.

He could, however, ask Chen Jiaoshou for advice.

That would definitely result in a loss.

Right! Chen Jiaoshou!

Chen Shu opened Flying Letter.

Chen Shu: Chen Jiaoshou, Qingzhou Spirit Power, this stock, buy a bit.

Chen Jiaoshou: Hmm.

Chen Shu: If you lose money, just pretend you wanted to buy it yourself anyway; you're used to losing money. If you make a profit, remember to give me a commission.

Chen Jiaoshou: Get lost.

Chen Shu happily closed his Mobile Phone.

Ning Qing sat across from him at the dining table, her manicured hands supporting her chin, watching him quietly.

Chen Shu, however, didn't feel the slightest bit unnatural. He pulled Qingqing's hand over and rubbed it messily again, laughing as he said, "Qingqing's hands are so soft..."

Her hand was pulled back.

Ning Qing stood up and walked into the courtyard.

Today, Chen Shu said the persimmons in the courtyard were growing well, and that when they ripened, he would pick them to make dried persimmons.

She didn't know what dried persimmons were; she had never seen a persimmon tree in Bai City, but she still decided to mix a bucket of potassium dihydrogen phosphate and Spirit Fertilizer to water it, hoping to help the fruit grow better.

Chen Shu received a message from Supervisor Wang once again—

Wang Yang: Need money?

Wang Yang: There's a commission, 6,000 in hand, takes half a day.

Wang Yang: A young girl has been harassed by a group of thugs recently. She has a very important exam the day after tomorrow, and she hopes to avoid their harassment during the exam.

Wang Yang: Be cautious when accepting this type of mission.

Chen Shu looked at the message and fell into thought.

The reward is very generous.

The supervisor has quite a conscience.

I always feel that this kind of mission is very annoying; it's not that I'm afraid of trouble, it's just that I'm afraid of the hassle and the mental effort.

After thinking for a few seconds, he asked—

Chen Shu: How many people are needed?

Wang Yang: The employer didn't specify a number. Our company went to investigate, and it's not a big problem—just a group of debt-collecting socialites. This type of commission is very common. Two people are more than enough. It's not like we're going to have a head-on confrontation with a debt-collection group; we're just dealing with a few small-time thugs for a while.

Wang Yang: However, many people are still unwilling to take it because they're afraid of the hassle. Right now, only Lu Xing has agreed to it.

Chen Shu: Lu Xing, huh?

Wang Yang: Yes, the one who worked with you last time. How did you feel about it?

Chen Shu: Quite steady.

Wang Yang: He's an old employee and very experienced.

Chen Shu: What kind of debt-collecting people?

Wang Yang: Usually the kind that collects for online loans or other loans. A bunch of small-time thugs. They're just disgusting, not a real threat.

"Online loans..."

Chen Shu fell into thought again. Aren't these potential future collaborators of mine?

After thinking for another moment—

Chen Shu: Won't this lead to follow-up trouble?

Wang Yang: You're overthinking it. We are an agency. You represent the company on business. Even if there is follow-up trouble, the other party won't come to the employee; they will go directly to the company.

Wang Yang: Our company is quite large, so small companies usually don't take these kinds of commissions.

Wang Yang: There are several such commissions every month.

Chen Shu: Send the link.

Wang Yang: 【Link】

Chen Shu clicked it and looked carefully.

Mission: Ensure the employer is not harassed by thugs.

Remuneration: 30,000 Yuan.

Requirement: Ensure my daughter is not harassed during her exams. The mission ends once the exams are successfully conducted and completed.

Description: Because I inadvertently fell into a loan trap and had a debt dispute with "Speed Loan Company," they sent people to harass my family continuously. I have already taken legal action to protect my rights and won the case, but the other party still shamelessly continues to harass us, seriously affecting our family life. My daughter has important exams coming up, and I hope to receive help to ensure her exams are not affected.

Detailed requirements: Omitted.

Chen Shu continued to scan downward, and at the very bottom of the webpage, there was a red stamp:

【Company has investigated and verified: True】

So the company is useful for this, too. I thought they only knew how to split the money.

In that case, he felt much more at ease.

Chen Shu: Why am I only getting 6,000? Does the company charge for the investigation too?

Wang Yang: You're a newcomer; the rest went to Lu Xing.

Chen Shu: Oh, that's fine.

Six thousand is six thousand; I have to rely on him to put in the effort.

Wang Yang: How about it?

Chen Shu: Accepted.

Wang Yang: I knew you would accept.

Chen Shu: Why?

Wang Yang: Students like you who come out of Yujing Academy and Ling'an, whether from the Ancient Cultivator Department, the Martial Cultivator Department, or the Martial Artist Department, all love taking these kinds of missions.

Wang Yang: I once worked with someone who was your direct senior from the same department and major. That guy specifically chose these missions; if it wasn't this type, he didn't even want it.

Chen Shu: Is that so?

It seems I was the conservative one.

Thinking about it, it makes sense. The Spell Principles course at Yujing Academy is famous. Why would everyone work so hard to get into this major? Could it be just for better employment?

In this era, it's hard to have intense confrontations anymore, so one has to find some fun in these places.

Ah, no, I mean training.

Two days later.

Morning.

Qingzhou Spirit Power opened slightly weak.

Chen Shu entered the market directly at the call auction; he couldn't be bothered to put in the effort.

He then arrived at May Agency to meet up with Lu Xing, greeting him with a smile: "Brother Lu, I didn't expect us to collaborate again so soon."

"It's fate."

"I'm a newcomer, so please take care of me."

"It's nothing, this kind of mission is simpler than you think," Lu Xing said to him. "Remember two points: First, when you go up, introduce yourself first, be polite, and tell them to take any issues to the company. Second, when negotiating with them, lower your attitude and give them enough face in your words. These people sometimes value face very highly, especially when acquaintances are around or when there are many people. If they lose face in front of a circle of brothers, they won't be able to make it in the scene anymore; later, whenever they drink or have a conflict, they will be mocked for it."

"That makes sense!"

Chen Shu noted down what he said.

Lu Xing glanced at him again, knowing he was young: "If you feel uncomfortable, these matters can be handled by me; as long as there is no physical conflict, you don't need to worry about it."

"We'll see when the time comes."

"Did you bring a weapon?"

"I am a Spirit Cultivator."

"That's also fine."

"Brother Lu, what weapon do you carry?"

"I used to be a disciple of the Buddhist Sect, so I don't use weapons."

"Oh..." Chen Shu knew that the path of the Buddhist Sect was actually quite close to that of a Martial Cultivator, "Why did you return to secular life?"

"I couldn't calm my heart to cultivate."

"I see."

"Shall we go?"

"Okay."

The two of them went out.

Lu Xing even drove the company car, which had the large name "May Agency" on it.

They first arrived outside the employer's residential complex.

This was on the edge of the Third Ring Road, where housing prices were moderate.

The two of them first scanned their surroundings; there were too many people, and it was impossible to distinguish who had come to collect debts, nor would those people easily let others see it.

They went to the door according to the address.

The person who opened the door was a very pretty young girl in her twenties with a great figure; she was the person they were to protect.

Inside, there was also an elderly couple.

Lu Xing went up to ask about the situation, while Chen Shu listened from the side.

The employer was a family of three; the one who owed the money was the father, who had been set up by his own younger brother and inexplicably saddled with a large Loan—these small-to-medium Loan companies lent money faster and more easily than large companies, sometimes even using fake information to get a loan, but correspondingly, they were far less regulated than large companies, and there were quite a few that were non-compliant or illegal.

This company was especially non-compliant.

The employer didn't even know when he had taken on the Loan; it was his own younger brother who had used his documents to apply for it. He only found out about it when the people from the Loan company came to his door, and by then, the original loan of several hundred thousand had been overdue for a long time and had multiplied several times over.

Now the younger brother could not be found, and the family was harassed every day. The daughter was a dance student, and they had even caused a scene at her school, ruining her reputation.

It wasn't that they couldn't afford to pay the money back.

Salaries in Yujing were quite high, and the employer was a small manager at a technology company.

But if someone makes you pay, are you willing?

It wasn't me who borrowed it!

Now the Loan had grown by a large margin, and even if they wanted to pay it back, they couldn't afford it anymore.

The employer had gone through legal proceedings and had already won the case, but the other party was like a stubborn plaster; because the real debtor could not be found, they kept trying to find a way to get it from them.

Not only did they harass them every day, trying to make their family pay the money, but they also constantly used filthy language because their daughter was pretty.

Recently, because the daughter's grades were exceptionally outstanding and she was unanimously recommended by her teachers, combined with their victory in court which cleared them of the debt, she had received an interview opportunity with the Royal Dance Troupe.

This was a choice that could change her life.

But after the other party learned the news, they immediately stated that the money must be paid off before then, otherwise they would ruin the exam.

The employer was so angry he nearly drew a knife to hack this group of punks to death, but fortunately, he was persuaded by his mother to decide to get through the exam first and move house in a few days.

He even took out the court's judgment document to prove that what he said was not false.

Lu Xing nodded to show he understood, handed the document back, and based on his experience, said: "Actually, they don't really want this amount either. These companies also know that this interest is illegal. If they can squeeze this much money out of the other party, of course that's good, but if they can't squeeze it out, or if the debtor really can't pay, they can also accept just the principal plus partial interest."

"That's none of my business!"

"Yes, yes, yes..." Lu Xing's attitude was very good, "We will try our best to ensure your daughter's interview proceeds normally."

"I'm going with you!"

"It's best not to; I'm afraid you might provoke them."

"Then I'll stay a bit further away."

"I'm also afraid you, Boss, might be impulsive." Lu Xing paused, "I've handled this kind of thing many times; generally speaking, it's not a big problem."

"Then it's fine if I sit in the car far away and watch, right?"

"That's fine."

The interview didn't start until two o'clock in the afternoon. The employer's daughter was still getting dressed; she hadn't slept well these past few days, so her complexion was a bit poor and needed to be covered up.

So Chen Shu and Lu Xing sat and waited. They chatted casually for a few sentences, and then Chen Shu looked up this Loan company.

Good heavens, their business scope was quite broad.

Large amounts, small amounts, secured or unsecured, they accepted them all, and now they were mainly pushing small online Loans.

They had recently launched a student loan, and the advertising looked quite legitimate.

Chen Shu watched with great interest.

During this time, that group of thugs came up and knocked on the door once, pretending to be polite as they asked if they were moving, though it was unknown where they had gotten the news.

Chen Shu followed Lu Xing up to explain the situation.

It was mainly Lu Xing negotiating with them, while Chen Shu just stood to the side. The other party cursed them a few times, saying that people from these agencies were born without anuses, and then left.

The two of them just honestly took the abuse.

Making money, after all, was never easy.

Lu Xing's expression was indifferent as he walked back from the door and asked the employer: "Boss, who did you tell that you were moving today?"

"I didn't tell anyone."

"Then how did they know?"

"How would I know?"

"Has there been someone at home all these days?"

"My wife has been home the whole time."

"Don't rush, think carefully."

"Could it be that I contacted a moving company?"

"It's possible." Lu Xing added out of kindness, "But it's best to figure out how they found out, to avoid causing trouble later on and ending up moving for nothing."

"I'll try my best to think..."