Chapter 402: Zhou Yi is actually picking on the vulnerable!

The verdict has been delivered, but for some, there is no turning back.

Liu Yi sat there; although even the judge had already left, he still hadn't processed it. In the nearly half-hour Court Debate session earlier, he hadn't spoken more than five sentences!

Moreover, from start to finish, he had been pinned to the ground and rubbed into the dirt.

Rhythm—a term that is extremely important no matter what one is doing, and especially critical during a debate.

Lawyer Fang is someone who can draw others into his rhythm and then defeat them.

The consequence was that Liu Yi began to doubt the meaning of life.

I was wrong; I shouldn't have studied law in the first place. If I hadn't studied law, I wouldn't have entered this bank to work, and I wouldn't have ended up in this state today...

Not far away, Lawyer Fang had finished packing up his materials, and Zhou Yi, standing beside him, asked in a low voice, "Lawyer Fang, do you think he might... not want to live anymore?"

As soon as these words were spoken, even the students from Huadong University of Political Science and Law nearby felt that these two were truly excessive.

They had thought that as a friend of Teacher Fang, this man would probably speak a bit more kindly, but he just came out with "not want to live anymore."

And was that even a whisper? Everyone heard it, okay!

Liu Yi, on the opposite side, naturally heard it too. For some reason, although he had been feeling incredibly miserable, he suddenly felt much better.

No matter what, he was still alive, wasn't he?

Lawyer Fang looked at Liu Yi, walked over to the other side, and reached out to pat the other man on the shoulder.

"Young man, do not be discouraged. A momentary success or failure counts for nothing. You are quite good; the future is yours!"

Liu Yi's heart seemed to start beating again, and after saying this, Lawyer Fang called for Zhou Yi and turned to leave.

"Lao Huang, look, look, this Lawyer Fang just said—he said the future is mine!"

Liu Yi hurried over to Huang Yanhao's side and said.

As for being set up by Huang Yanhao, he didn't actually feel that way; the man had said at the time that this opposing lawyer was a bit of a freak.

It was just that his own estimation was wrong; this wasn't "a bit of a freak," this was a total freak!

Huang Yanhao was all smiles: "Yes, yes, Lao Liu, I think so too."

Expecting that after Teacher Fang wins against someone, he would act like those old veterans and encourage you, even praising that the future is yours?

Are you kidding? Teacher Fang is simply not that kind of old veteran.

If he were that kind of person, he wouldn't find it a joyful thing to pin people to the ground and rub them into the dirt in court.

What he loves most is seeing other lawyers being tortured by him to the point of doubting their lives.

You expect someone like that to comfort you?

A pig hitting a tree is more likely!

You should have asked around; back when he was in Modu, he had said the same thing to so many people...

In any case, after winning, he would always come out with that line.

It wasn't for any other reason; he simply didn't want you to quit the industry, so he would give you more confidence, making it smoother to torture you next time...

This is probably an occupational disease.

Today, the students from Huadong University of Political Science and Law enjoyed a one-sided torture session. As for the presiding judge, it's hard to say, as he is also a senior alumnus who graduated from Huadong University of Political Science and Law.

Huang Yanhao was also very happy watching Liu Yi get tortured, and Lawyer Fang even more so. Liu Yi had been praised, so everyone was very happy today.

However, no matter how happy they were, when Liu Yi went to report the situation to Xu Zhuren, he couldn't be happy anymore.

"It wasn't even necessary to issue a public apology originally, but after your handling of it, we've even lost on that point now, is that it?" Xu Zhuren roared while standing in the office.

He felt that things had gone very poorly for him. If he had known it would come to this, he should have just paid the money during the First Instance, but it had escalated to this degree.

"Didn't you say you were confident? Where is your confidence now? The Second Instance has already been judged, and enforcement is about to begin. What do you expect me to do!"

Liu Yi didn't speak. Of course, he wanted to say that you can't blame the lawyer just because the lawsuit was lost, right? Who can guarantee a sure win in a lawsuit?

After the scolding, Xu Zhuren sat in his chair, unwilling to move. Paper cannot wrap up fire; if this matter really exploded, he reckoned he wouldn't be able to keep his job for long.

It was clearly a simple matter, yet it had been dragged to this extent.

At this moment, Xu Zhuren really wanted to have a chat with that college student named Fang Xiaoying: what good does it do you to be like this!

It was only twenty thousand yuan, wasn't it? If you wanted the money, you should have just asked; why make it like this? If you had opened your mouth, let alone twenty thousand, I would have given you forty thousand.

It is just a pity that there are many medicines in this world, but there is no medicine for regret.

Over these years, situations where financial institutions are negligent in correcting bad credit records have occurred from time to time, often requiring various reminders from the parties involved or applications for objections to the People's Bank of China before they can be corrected.

This is the reason why Lawyer Fang is unhappy.

Does the law have provisions? Of course, laws and regulations have clear provisions; whether it is the Regulations on Credit Reporting or the Interim Measures for the Management of the Basic Database of Personal Credit Information, there are clear provisions.

You, the financial institution, must correct errors in a timely manner within a certain period of time upon discovery.

But there are always some financial institutions that drag their feet.

This does not refer solely to banks; in fact, relatively formal banks do quite well, as their internal regulations are actually very strict.

Of course, if you ask if there are informal banks, then of course there are...

So this time they were caught. Lawyer Fang had wanted to do a case like this for a long time.

The Law on Civil Liability for Infringement tells us that if there is a tort, there must be compensation, and if an adverse effect is caused, there must be an apology to eliminate the effect.

Then why shouldn't financial institutions pay compensation and apologize when they make a mistake?

It is not just Lawyer Fang who thinks this way; the Ningchang Court thinks the same. After the Second Instance verdict had a result, they began to report it upward.

Just as Xu Zhuren had thought before, this is something that has never happened before.

Perhaps Xu Zhuren didn't realize what the result would be when a case that had never happened before in law was judged for the first time.

The answer is that this case will be used by the Supreme People's Court as a guiding case, which is to tell courts all over the country that if they encounter similar situations in the future and a lawsuit is filed, they should file the case immediately, and if the review is reasonable, they can judge it this way!

It is just like going to the hospital for a check-up, and the white-haired old doctor comes over to tell you, "Congratulations, we plan to name this disease of yours after you."

Of course, Xu Zhuren doesn't know these things. He is currently trying hard to find ways to eliminate the impact, such as playing some clever tricks.

In fact, in many current precedents, the judgment of a public apology generally encounters problems during the execution process.

The most classic example is when someone posts insulting remarks about others online, resulting in Defamation of Reputation.

The Court orders a public apology to eliminate the impact, but the person simply refuses to apologize, or they do apologize, but it is not sincere at all.

The methods of enforcement are also varied; many people think that if the other party does not comply, they will be sent to Detention, but let's put it this way: in practice, the Court will not be so simple and crude.

They will always consider things comprehensively; if the case itself is not very serious, they will adopt other methods of enforcement.

For example, if someone on a short video platform commits Defamation of Reputation and is ordered to apologize publicly, but refuses, the Court may choose to publish the Judgment on their official account.

This is a way to eliminate the impact.

There is also apologizing in a newspaper; if not complied with, the Court can forcibly publish an apology statement in the newspaper, with the costs borne by the Defendant.

What Xu Zhuren is thinking is not that he won't apologize, but rather that he can muddle through it.

As for the other party wanting to be persistent, he will just drag it out slowly with the enforcement judge when the time comes.

Then, once the matter has passed, it has passed; you've already been compensated, what else do you want?

Soon, Xu Zhuren made the arrangements; the public apology needs to be kept up for seven days, so let's start now.

On the other side, not long after the trial ended, Zhou Yi sent the Photo of the Judgment to his Self-Media Studio.

He and Fang Dazhuang did not stay in Modu any longer and returned directly to Jingzhou.

Zhou Yi felt that he had to get a video out quickly this time, because the audience lords online were already about to fall apart!

Not updating for such a long time—if a donkey on a production team rested like this, it would have been turned into donkey meat soup long ago, okay!

So, not long after returning home, Zhou Yi began recording the voiceover.

"Hello everyone, my dear audience lords, I am your old friend A Yi. I haven't updated in a long time, mainly because I lacked material; I have been working hard, but fortunately, I have new material now."

"The situation is like this..."

After finishing the introduction of the general situation, Zhou Yi continued: "I am really not trying to target the vulnerable on purpose, it's just that they went a bit too far!"

"It seems like changing a bad credit record is harder than ascending to heaven for them; they just keep stalling every day. It's been half a year, everyone, our client spent a full half-year looking for this bank!"

"But what did they get in return? It was one excuse after another, and all sorts of empty platitudes!"

"I am truly puzzled as to why there are always such people, or such institutions, in this world."

"When you beg them and plead with them, doing everything you can, they just don't take you seriously."

"They force you to make a scene, and only then do they turn around and beg you, acting as if I'm begging you now, so it's wrong of you not to accept it. Why didn't you say that when I was begging you back then?"

Zhou Yi didn't know why he became so immersed while recording, and he was truly angry.

After thinking about it carefully, it seemed to be because he had seen too many similar situations in society; after all, everyone knows that getting things done is very difficult...

"I am the type of person who never coddles others. If we want to be persistent, we will be persistent to the end. When you're out in the world, you have to own your mistakes and stand tall when you get hit. It's that simple!"

Because it wasn't split into parts one and two, there was a lot of video content, and some trade-offs had to be made.

After recording, he checked it again, mainly to ensure there were no issues with Tort.

After confirming there were no problems, he clicked upload.

For many viewers, the sense of immersion in this video wasn't actually that deep, as such situations rarely happen in their daily lives.

However, because the other party was a bank, they felt a deep sense of immersion...

The Pigeon Spirit hadn't posted a video in many days.

Yuan Jie lay on the bed, showing off her beautiful figure without any restraint; anyway, she was the only one at home.

She couldn't get motivated to do anything now; sometimes she really wanted to be like that handsome guy and be persistent with all kinds of people.

She had money too, but having money and being willing to be persistent are two different things.

Still no update? If he didn't update soon, she would want to go to Jingzhou to urge him again, but she heard that guy had moved, so he was hard to find.

Just as she was thinking about it, her phone popped up a notification. Yuan Jie picked it up and took a look—damn, the Pigeon Spirit finally updated!

She habitually looked at the title:

"Causing trouble for others by making a mistake, is it fine just to fix it?"

This title was full of A Yi's style at a glance; his perspective always seemed so unique.

Because many people think that as long as you correct it, it seems like it's fine.

But A Yi is different here: as long as your mistake causes trouble for others, it's not up to you to decide, it's up to others to decide.

Of course, what others decide must be within reason; you can't be greedy.

Although this sentence isn't as uncomfortable as "he's still just a child," it's still quite something.

She looked at the description, and oh my, Yuan Jie was stunned!

"Can't a bank apologize and pay compensation?"

Damn, A Yi is getting bolder and bolder with his persistence, okay? Not to mention he went after Nudong Company last time.

This time he actually started going after the vulnerable; you might get flamed for this!

Yuan Jie felt she had to criticize him quickly.

She clicked play, and the bullet comments were already pouring in; it was clear that everyone had been looking forward to A Yi's new video for a long time.

"The dog Up Master finally updated, I thought he was gone."

"Routine urge to update first, then watch."

"He went after a bank this time, what's next? Why can't I say that word?"

A Yi is getting bigger and bigger, and the things these viewers are saying are getting more and more 'criminal'.

Everyone was mainly curious about what kind of matter it was!

The video started playing, and Yuan Jie watched it seriously.

When she saw Fang Xiaoying going back again and again because that unnamed branch kept stalling, Yuan Jie wanted to curse.

Really, the sense of immersion was too deep, okay.

It made her involuntarily recall the times she had to run back and forth to get things done, missing this today and lacking that tomorrow.

Or perhaps it was already closing time for the day...

You wait until you have finally prepared everything, go over early, thinking there is absolutely no way the other party could be off work, only for them to say, "We can't handle this here, you need to go to such-and-such place to handle it..."

May I ask what kind of mood you would be in?

Wouldn't a sentence pop into your mind: "Damn it, why didn't you say so earlier if you couldn't handle it?"

In addition, depending on the situation, you might add ten thousand "f*** yous."

This was exactly the situation Fang Xiaoying first encountered; she was told to bring this document and that material right from the start, and in any case, they demanded everything.

After running back and forth time and time again, there was no result, and later they simply denied ever saying such things to her.

"Zixing Yaoyue": Damn it, I want to hit someone just watching this. Isn't this just playing with people? Is there any point in making someone run around like this again and again? Can you give a straight answer on whether it can be changed or not?

"Xiao Shufu": Count me in when you start hitting. This is f***ing infuriating. Looking at the situation later on, it's clear they didn't want to handle it but kept trying to find ways to drag it out!

"Wugou Feijian": Nothing more to say, screw them. A Yi is the one who handles the vulnerable groups!

Looking further ahead, there are still those classic quotes.

"Then go ahead and sue; that's your freedom, we certainly can't stop you!"

Don't be surprised; the Fukang Branch had said similar things before, but Fang Xiaoying didn't even have that thought herself after she calmed down.

She was still a university student back then; where would she have the energy to get serious with others?

Finally, seeing A Yi intervene and file a lawsuit decisively, and then the other party calling to beg for Mediation in all sorts of ways, everyone felt satisfied.

What is a classic? A classic is a scene you never tire of watching.

The Fukang Branch's initial face was disgusting, and it was clear they weren't afraid of you, or simply assumed you wouldn't dare to sue.

As a result, they were sued.

In this, the Self-Media Studio specifically recorded the audio of the initial phone call for Mediation.

Consequently, that line from Zhou Mouren, "If it's hard to say, then don't say it," followed by the dial tone, sent the numerous viewers straight to heaven.

What is called being tough? This is being tough.

Only, as she watched, Yuan Jie noticed something wrong. Is A Yi putting the previous videos together now?

Because the progress has already reached the lawsuit, but there is still half of the video content left!

But that's fine too; doing it the old way left people feeling stuck, but now it's great, you can go straight to the climax until the end.

Both court hearings were made into simple Stick Figure Animation, with only the key dialogue, yet even so, it was still exciting to watch.

As a result, after finishing the Second Instance verdict, many people were speechless.

Although Zhang Wei has already been recruited by A Yi, Zhang Wei is everywhere in the world of the rivers and lakes!

You wouldn't execute a perfectly good First Instance verdict and insisted on an Appeal; you didn't even look at who you were up against. Now look, you've messed up, haven't you?

Fortunately, it's still better than Zhang Wei; at the very least, there was no change in the verdict to a Fixed-term Imprisonment of twenty years for our side.

After watching, everyone naturally started forwarding the video, and unsurprisingly, it sparked a huge discussion.

It is mainly because the situation this time is truly too special.

The positioning of banks in our country is inherently very vague; you say they are commercial, yet they also undertake many social functions.

So, under such circumstances, suing a bank—even if it is just that rural bank situation—is indeed worth discussing!

And also because there is a feeling that credit reporting is being abused now; no matter what Company it is, they threaten people with credit reporting at every turn.

Coupled with the closed nature of the credit reporting system, it has always given people a very mysterious feeling.

And this case is equivalent to lifting the mysterious veil of credit reporting.

Some law-related internet celebrity Self-Media have already written reports.

Many Self-Media believe that the most important point reflected in this case is that when a financial institution makes a mistake while reporting credit, such as misreporting bad credit, that is also an Infringement of Reputation Rights!

Although the "Regulations on Credit Reporting" and such provisions say how many days to change it if reported incorrectly, and it seems no compensation is needed, what is this thing called? It's called a normative document.

And the requirement for compensation for a Tort is what kind of provision? This is a provision of the Tort Liability Section in the Civil Code; this is a provision of the law!

Many people who haven't studied law know that in terms of validity, higher-level law takes precedence over lower-level law, and special law takes precedence over general law.

And likewise, the law must certainly be higher than administrative regulations!

A very clear point of Fang Dazhuang in this case is not to get tangled up in the regulations of this department or that department.

We simply treat them as two civil subjects and apply the Civil Code.

Huang Yanhao also said that the Regulations on Credit Reporting and such do not stipulate that the losses of the parties involved must be compensated.

Then who cares about that? I'm looking at the Civil Code!

After the case was submitted, the Supreme People's Court was originally going to use it as a new guiding case, but then they saw the level of discussion was quite high!

And unlike the obscure laws of the past, this lawsuit really feels like the whole nation can participate in the discussion.

This is an excellent opportunity for legal popularization!

Needless to say, increase the intensity...

As for what that bank of yours thinks, do I still need to consider that?

Consequently, those who were still discussing whether credit reporting falls under the scope of Right of Reputation were surprised to find that many interviews with big shots suddenly appeared online.

Most of them are professors of politics and law from the Five Institutes and Four Departments and other major universities, the kind of big shots who study law.

The heat has boiled over now, because the big shots also think this case is truly too typical.

There's no helping it; this case of Fang Dazhuang can really be said to have struck a chord with the Supreme People's Court.

The significance of the Civil Code is too great, and because of this, some things that were relatively vague in the past are now clearly defined.

Under such circumstances, it is truly going with the flow.

…………

In Modu, Xu Zhuren is looking at a report in his office.

Previously, he arranged for people to apologize on the internal forum of Fang Xiaoying's school, but neither the title nor the content involved any intention of apologizing.

The title is "A Response Regarding Such-and-Such Matter"...

Just muddling through like that, it passed.

Just then, his phone rang; he picked it up and saw it was a leader from the head office.

Before he could even say anything, he was scolded until he was drenched in dog's blood, being told that he had quietly stirred up such a "good deed"!

It was already very clear; the case had now been designated as a typical case.

The word "typical" has many meanings; being a typical example in a positive sense, that is, a role model, goes without saying.

But a negative typical example, that is a different story.

The first case of its kind, what a huge reputation; it won't just become a catchphrase for law professors, it might even be written into textbooks for countless future law students to "admire"...

Feiyue Bank suddenly became famous.

"It's not that, President Li, how could this be? The Court ruled that we must publicly apologize, and we are using some methods, it hasn't spread, has it?"

"Could it be that Fang Xiaoying leaked it? If so, then this, this is an infringement of our Right of Reputation, President Li!"

He had heard the term Right of Reputation a lot lately, so he said it subconsciously.

"It was posted by that Fang Xiaoying's boss; he is a big internet celebrity, but now is not the time to talk about the Right of Reputation, do you know? Your branch is already a typical example, and our entire bank has lost all face, do you know that?"

"That's enough, put your work aside for now!"

Listening to the busy signal on the phone, Xu Zhuren was stunned, but he immediately started going online to check the news; sure enough, it was flooded with reports about their branch's ridiculous operations.

Things like deliberately not updating credit reports, or not wanting to solve the problem, only wanting to solve the person who raised the problem, and so on...

Of course, their apology post had already been dug up by the omnipotent Netizens, and thus, another error was added.

Not properly executing the judgment, perfunctory handling; it had reached this point, and they were still being perfunctory!

Xu Zhuren seemed to age ten years in an instant.

Outside the office, Manager Le and the other Employees who knew the situation looked at each other; the advantage of being grassroots staff is right here—some pots are too big, even if they wanted to carry the blame, they couldn't.

But now, everyone looked at each other; if they had handled this matter early on, there wouldn't be this kind of trouble...

…………

In Jingzhou, Li Xusheng began to flip through the latest issue of guiding cases issued by the Supreme People's Court, and looking at the content, he suddenly felt indignant.

Why wasn't it a bank in Jingzhou that had a conflict with Zhou Yi!

Zhou Yi naturally didn't have much of a reaction to these things; after all, he wasn't Fang Dazhuang, and Fang Dazhuang was already overjoyed when he learned that the case had been listed as a new guiding case and that many industry bigwigs had come out to praise it.

He drank three cups of "special" coffee today; no one knows how he will sleep when he gets back.

What Zhou Mouren is unhappy about now is that he saw some reports.

A certain Company refusing to hire "Handong people" during recruitment...