Chapter 43: Betting One Star, They Might Actually Pull It Off!
Two hours later, Qin Xiaoyu bid farewell to Gaohe and, under Qin Ya’s guidance, exited the Hongshan Investment office building and returned to the driver’s seat of the Kulinan.
Of course.
He did not leave empty-handed; in the pocket of his coat now lay five checks totaling one hundred million RMB.
The cost he paid was also substantial—the loan interest rate was seven percentage points higher than the bank’s.
Fortunately, this did not exceed Qin Xiaoyu’s psychological expectation.
With his current standing, securing a hundred-million RMB loan from a bank was pure fantasy; even if, against all odds, approval were somehow granted, the disbursement process would be excruciatingly slow.
“Boss Gao, aren’t you afraid he won’t be able to repay? Or that he’ll just run off with the money? He’s barely twenty!”
After seeing Qin Xiaoyu off, Qin Ya returned to Gaohe’s office, hesitated for a long while, then finally spoke softly.
“I actually hope he can’t repay on time.”
Gaohe smiled faintly and answered with a relaxed tone.
During the past two hours of conversation, he had listened to Qin Xiaoyu’s plans for the game Genshin Impact.
Though some of the details sounded extravagant, from Qin Xiaoyu’s calm, orderly delivery,
Gaohe had for a fleeting moment felt as if the man wasn’t outlining a plan—but describing something he had already lived through.
He might actually succeed!
That was Gaohe’s instinctive thought as he listened to Qin Xiaoyu’s description.
Of course.
He had reached his current position not solely through instinct; while instinct played some role, its weight was minor.
The reason he ultimately lent Qin Xiaoyu one hundred million was
partly because, in Gaohe’s view, Qin Xiaoyu was fully capable of repaying—the profit model of Genshin Impact was already clear to him.
Breaking thirty million before the Venti gacha pool ended would be no challenge.
And this was merely the first gacha pool after launch; subsequent pools should gradually grow, and a massive surge was possible when certain Xiaoguo characters appeared.
Based on this, lending to Qin Xiaoyu carried risk, but it was minimal.
Moreover,
he and Qin Xiaoyu had signed an agreement: if repayment failed after one year, Gaohe would receive thirty-five percent of Genshin Impact’s equity.
With these two conditions, lending to Qin Xiaoyu guaranteed Gaohe would not lose money.
Setting aside these terms, Gaohe genuinely hoped Qin Xiaoyu would succeed—lending him money was, in another way, fulfilling his own youthful, naive dream.
Gaohe still faintly remembered, during his student years in Sakura Country, carrying stacks of art portfolios to anime and game studios, only to be turned away the moment they learned he was from Xiaoguo, and the sneers on their faces.
…
On the other side, after obtaining the hundred-million RMB sum,
Qin Xiaoyu did not linger outside the Hongshan Investment building; he drove straight to the studio. With this money, most of his next plans could now begin execution.
Around two in the afternoon,
he returned to his office and was about to call Cai Qiu and Chen Wei over when they walked in on their own.
End of Chapter
