Chapter 459

This is the fee for the bank to help you keep it, which is the so-called interest.

But now March 7th actually said, the storage of Credits is not paying, but getting it yourself?

"Right, get interest."

Hearing Hearing Ning Guang's words, March 7th was also stunned, "Why pay interest?"

"The Credits I store in the Interastral Peace Corporation account can be divided into demand and time deposits."

"Demand deposits mean the interest is not high, but you can deposit and withdraw anytime, anywhere, but the interest will be less."

"For time deposits, you must deposit and withdraw for a certain period of time, such as three or five months, a year or two, the longer you deposit, the higher the interest you get."

"For example, if you deposit 100,000 Credits in a demand deposit, you can get 5 points of interest a day, and 5 points will be added to the original basis every day, and then it will continue to stack up."

"But if you deposit 100,000 Credits in a time deposit, you can get 10 points, or even more than 10 points of interest a day, and it will continue to stack up like this."

"We generally deposit part in fixed deposits and part in time deposits."

Hearing March 7th's words, Ganyu, Keqing, and Hearing Ning Guang's pupils shrank.

It's actually like this.

It's completely different from the bank storage method they know.

"Storage, interest, thereby attracting people to store Credits."

Hearing Ning Guang narrowed her eyes, tapped the table gently, her mind full of thoughts.

At this moment, Hearing Ning Guang only felt that she seemed to have opened the door to a new world.

This way of depositing and withdrawing Credits is, to a certain extent, a way of accumulating wealth.

No, it can't be said to be accumulating wealth, because this benefit is indeed given.

Doing so has a drawback, that is, if the other party's scale is not large enough.

Once the funds are absorbed, just running away will make these depositors lose everything.

But the Interastral Peace Corporation spans the universe and is itself a giant, a behemoth, its scale cannot be small.

The Interastral Peace Corporation itself is a behemoth, and promoting it with this kind of Credit completely established its so-called "hegemon" status.

So this is the reason why everyone is at ease, no need to worry about the other party running away.

And in this way, the Interastral Peace Corporation can quickly accumulate funds, and while establishing its hegemon status, it can also obtain many benefits out of thin air.

If this set is used in Liyue, it is not impossible.

The most fundamental thing is because Liyue has a Northland Bank, opened by the Fatui.

Because of the trade with Snezhnaya, they were not careful, allowing the other party to open a Northland Bank here, which led to the fact that even they cannot close the Northland Bank at will.

And the Fatui Harbingers rely on this Northland Bank to accumulate wealth, collect interest from those who deposit money, interest from merchants, and even provide lending services.

Northland Bank is not only in Liyue, but also in Snezhnaya.

The original words given by the Fatui Harbinger of Snezhnaya were that it was for the convenience of trade between merchants of Liyue and Snezhnaya, and they needed to take the sea route back and forth, and every transaction required a large amount of funds.

And merchants carrying large amounts of funds on the road are very dangerous.

At this time, you only need to deposit and withdraw at Northland Bank.

Then travel light, take the goods to trade, and you can easily take the money and trade.

No matter which aspect, going or coming, Northland Bank will charge a fee, collected from the merchants.

But there is no way, for the sake of convenience, merchants have to trade even if they are unhappy.

After all, there are thieves, Treasure Hoarders, etc. in the wild.

There are even some wandering Fatui, and those Fatui don't know if they were deliberately released by Snezhnaya.

This also led to the fact that the Northland Bank in Liyue is very popular with merchants.

Because it indeed facilitated the money of merchants to a certain extent.

Liyue is a merchant country, almost every household does business, reselling things.

Reselling to other countries, it is impossible to be 100% safe on land.

Especially in the case of carrying large amounts of money, encountering monster attacks, or Treasure Hoarder attacks, or thief attacks, etc., the losses are heavy.

But if you deposit and withdraw in Northland Bank in advance, even thieves cannot ensure whether you really have money.

This deposit and withdrawal method requires you to go in person to be able to take the money.

This is also why the Northland Bank opened by the Fatui is popular in Liyue.

Even if it makes merchants gnash their teeth, they have to trade.

After they discovered it, it was already too late.

Unless they forcibly pull out the Northland Bank.

But in this way, the economic losses are great.

Not only Liyue's economy, but also the economy of Liyue merchants.

Many Liyue merchants are also going back and forth to Snezhnaya to resell goods, once the Northland Bank is pulled out, it will cause the entire Liyue market to fluctuate, and many people will be ruined.

So this Northland Bank exists in Liyue like a thorn in Liyue's heart!

It can't be pulled out, and even if it is contained, it can't be stopped from opening, which makes the Liyue Qixing extremely headache-inducing until now, not knowing what to do.

For Northland Bank, they are really helpless.

Even if contained, the other party will continue to develop, and it has been able to affect Liyue, which is very tricky.

But now, through March... ===== CHAPTER 460 =====