Chapter 308: Urban Card-Drawing System (14)

But Xue Ling had made up her mind to lure Xie Yang, that fat sheep, into the trap, and transferred two million to Feng Xuanxuan without the slightest hesitation.

After the transfer, she urged her:

"Xuanxuan, isn't your eldest cousin in finance? He must have money on hand; why not borrow some from him? You can pay him back in a month at most."

At the same time, she quickly created a three-person group chat on her phone, tagged Feng Xuanxuan and Zhu Qi, and indicated that they wouldn't even need a month—as soon as Xie Yang successfully bought in, they would apply for a redemption.

With her cousin-in-law's connection, the backend auditors would certainly approve it, so she told the two not to worry and to raise as much money as possible; the more they raised and the more Xie Yang invested, the higher their commission would be.

Seeing the group message, Feng Xuanxuan subconsciously looked up at Xie Yang.

Seeing that Xie Yang was tilting her head to chat with Chen Jiani and hadn't noticed her, she let out a sigh of relief, though a flash of jealousy crossed her eyes.

That fat fool Chen Jiani really knew how to take advantage of an opening; she had occupied the seat next to Xie Yang while she and Xie Yang were having a falling out.

She then shifted her gaze to Xie Yang's neck, noticing that she was wearing a pure gold necklace today with a diamond-encrusted clover pendant; the pendant she had loved so much before wasn't being worn today—did she not like it anymore? Or did she like it too much to bear wearing it?

For some reason, not seeing that pendant made Feng Xuanxuan feel uneasy, as if something was about to go wrong.

But thinking of her cousin-in-law Xue Ling's capabilities, even if she borrowed money to buy the platform's wealth management product, there shouldn't be any problem redeeming it that same day.

Thus, she sent messages to several of her cousins, seeing who had money to lend her. Xue Ling had said it could be paid back by tomorrow or the day after at the latest.

Having received Xue Ling's firm word, not only did Feng Xuanxuan borrow money everywhere, but Zhu Qi also wheedled a sum of money out of her parents.

Xue Ling herself also borrowed two million from her brother.

She gritted her teeth and secretly swore to trap Xie Yang. First, she would earn a commission off her, then make her lose everything down to her last penny.

Her cousin-in-law had some cooperative dealings with the owner of this platform; if others didn't understand, how could she not? The platform existed to help that owner raise capital to turn around real estate project bank loans; otherwise, the projects under that owner's name might have all gone bankrupt.

Her cousin-in-law was also one of the partners in the real estate projects, so naturally, she wouldn't be stupid enough to talk about it; on the contrary, she had to help lure clients to invest money into the platform.

Once the funds were raised, the platform would lose its purpose, and at that point, it would voluntarily "explode"; don't even think about the super-high returns—it would be hard to say if even the principal could be redeemed.

Even if it could be redeemed, it would likely be dragged out for three to five years, involving installment payments or something similar; this was the standard routine for P2P companies.

So how could she possibly invest her own money? Earning a commission and running away was the smart way to do it.

But to lure Xie Yang, that fat sheep, into the trap, she didn't mind the trouble of putting on a show.

In the end, Feng Xuanxuan, Xue Ling, and Zhu Qi managed to borrow a total of five million from friends and family.

Xie Yang looked disappointed: "Only this much? That's too little! The three of you combined aren't even as much as me alone? Forget it, forget it, then I'll just invest five million too."

Feng Xuanxuan: "..."

Damn it, if you have money, just invest more! Why do you have to put us through this! Sooner or later, I'll make you taste the feeling of having no money!

Zhu Qi: "..."

I really envy Xie Yang! With ten million in dividends a year, investing five million is truly easy for her.

Unlike her; she wasn't the only daughter in the family, her father wasn't without a wife, and he had a "red flag" at home that wouldn't fall while "colorful flags" fluttered outside. With a wife, mistresses, and illegitimate children, seven or eight people were fighting over her father's shares—how could she compare to Xie Yang? No comparison, no comparison!

Xue Ling: "..."

What to do? Should she ask her grandparents to borrow some?

Her grandparents had money, but they were just reluctant to spend it.

But if she told them about such a high investment return, surely they would be tempted, right?

Thinking of this, Xue Ling rubbed her phone screen and looked up to ask Xie Yang: "You originally planned to invest twenty million, right?"

"I didn't have a plan."

Xie Yang said casually while eating the dessert Chen Jiani had fetched for her.

It was said that the desserts in this private room were provided by a three-star Michelin restaurant; since Xue Ling was picking up the tab, she naturally had to eat more.

Enjoying the delicious top-tier dessert, she said nonchalantly, "Any investment under fifty million is fine by me."

"!!!"

What! Xie Yang had fifty million?

Xue Ling felt a rush of heat to her head: "I'm going to call people for money right now!"

She went to the lounge attached to the Presidential Private Room and called her grandparents, using every trick in the book to coax them into agreeing to transfer the money to her.

"Lingling, is what you're saying really reliable? Borrowing ten million for three days and the interest is three hundred thousand?"

The Xue Family Elders were people who had suffered through hard times; even though their sons had become successful, the money they gave them as filial piety every year was stored in the bank, and they couldn't even spend the interest alone. However, the small-scale farming mentality in their bones could never be changed:

When the community organized resident activities, they would never miss a chance to get a box of eggs, a bottle of dish soap, or even a pack of tissues; when merchants came to the entrance of the residential complex to set up stalls and promote, they would scan the QR code every single time to exchange for a small gift.

Now, hearing from their granddaughter that an investment project she was handling urgently needed a loan for turnover, with a turnover time of at most three days, and ten million would yield three hundred thousand in interest—good heavens! That was almost catching up to the total interest of three years in the bank!

The two elders counted on their fingers.

They had a twenty-million fixed deposit that had matured not long ago, and it had only been a few days since they re-deposited it.

Ten million of that was what their sons had given them as filial piety over time, and the other ten million was the relocation compensation for their old house.

If they took it out before maturity, the interest would be calculated at the current rate, but fortunately, it had only been a few days since they re-deposited it, so the interest loss wouldn't be much. Lending it to their granddaughter for an emergency would net them six hundred thousand in interest in three days.

The old couple was tempted.

Xue Ling, however, was a bit dissatisfied: "Grandma, it's impossible that you and Grandpa only have twenty million. I remember you got five million US dollars from Great Aunt's inheritance abroad."

And the year her great aunt passed away, the exchange rate for the US dollar was over seven, which converted to over thirty-five million RMB. With interest rolling over all these years, it had to be at least forty million, right?

Grandma Xue said: "That money matured last month and was borrowed by your cousin to start a business."

"What!!!"

Xue Ling's voice soared an octave instantly.

Why did her cousin borrow so much money? Start a business? He was an artist, what kind of business was he starting?

He wouldn't be filling that real estate hole for her cousin-in-law, would he?

But even with this suspicion, she didn't dare tell the two elders.

She was afraid the two elders would get so anxious they would have a heart attack.

Twenty million it is, then.

Just like that, Xue Ling borrowed (swindled) twenty million from her grandparents.

With this, their side had raised a total of twenty-five million, and Xie Yang smiled and stated that she was willing to invest the same amount.

Xue Ling's expression darkened; thinking of how Xie Yang still had twenty-five million in her hands, she gave a wink to Zhu Qi and Feng Xuanxuan, and the three of them started a small meeting in the group chat.

Xue Ling: 【Xuanxuan, go borrow some more from your brothers; Qiqi, how much more can you raise?】

Feng Xuanxuan: 【Actually, a commission of twenty-five million is already quite a lot; do we really need to keep raising more?】

Xue Ling: 【Think about the commission we'll get our hands on; at most two or three days, it would be a waste not to earn this money!】

Zhu Qi: 【I'll ask my mom for some more; she promised to buy me a car after graduation, so I'll just say I've set my eyes on a model and want to buy it in advance.】

Xue Ling: 【Then everyone, split up and take action!】

Xie Yang caught the trio's movements out of the corner of her eye and twitched her lips speechlessly; were they really not afraid of making her suspicious with such obvious little actions?

Still, she was quite curious about what they would do next.

It was a pity that the Main System could not be reached, otherwise she wouldn't mind spending some points to have the Main System pull up their chat logs to take a look.