Chapter 309: Urban Card-Drawing System (15)

After the three of them finished their small meeting, Xue Ling and the others split up to ask their families for money.

But they were girls after all; if they said it was for investment, their families wouldn't believe them, so they scraped together every excuse they could to finally raise five million.

They were still short twenty million, and since they really couldn't raise any more, they simply decided to take out online loans.

Thinking that the money would return in three days, even if the interest on the online loans was high, could it be higher than the commission they were fleecing from this fat sheep, Xie Yang?

Once the three of them uploaded their identification documents, the loans from several online lending platforms were disbursed incredibly quickly.

How could it not be quick? They were all young ladies from famous enterprises in Jiangcheng; even if they couldn't pay back the money, if someone showed up at their homes with these electronic loan contracts containing their headshots, who would be afraid of their families welching on the debt?

And so, in less than half an hour, the money the three of them had borrowed separately added up to twenty million.

"Fifty million! You won't go back on your word, will you?"

After totaling all the funds, Xue Ling looked at Xie Yang triumphantly.

Xie Yang looked at her and smiled: "Don't worry, as long as you didn't lie to me, I certainly won't go back on my word!"

"I absolutely didn't lie to you. If you don't believe me, I'll operate it for you to see!"

Xue Ling had already cleared things with her cousin-in-law; once Xie Yang successfully bought in, her cousin-in-law would have someone in the backend give a reason of "audit failed" for the fifty million on her side, returning it in time so she could go and scam more wealthy women.

That was why she bought in the fifty million with absolute peace of mind.

"See! I've already bought in! Now it's your turn! You won't go back on your word, will you?"

"Of course not."

Xie Yang raised an eyebrow and smiled, communicating with the system in her heart:

【Use Rare Card—Devil Fruit】

【Select target: Tianqiong Wealth Management APP】

【Wish: Immediately stop Tianqiong Wealth Management from running, freeze the backend capital accounts until the public security, procuratorate, and judicial organs intervene】

The metallic card instantly atomized, and the power of the wish took effect.

Xie Yang picked up her phone and began to operate it in a leisurely manner.

"Huh? Why is it stuck and not moving?" Halfway through the operation, she feigned confusion and poked at the phone screen, "Xue Ling, take a look at what's going on? Did the APP crash?"

"How could it crash? I was still planning to buy some along with Yang Yang."

Chen Jiani frowned and poked at her phone screen; the wealth management platform was indeed motionless.

"Let me see!"

Xue Ling picked up her own phone and logged into the Tianqiong Wealth Management APP, only to find that she really couldn't log in.

Xie Yang spread her hands: "I can't be blamed for going back on my word; it crashed, so even if I wanted to buy, I couldn't."

Xue Ling was unwilling to give up: "Try again."

But no matter how she tried, it was useless; the platform had indeed crashed.

Xue Ling panicked instantly.

She recalled the inside information her cousin-in-law had previously revealed to her...

It can't be, it can't be!

It shouldn't be blowing up this fast!

Her cousin-in-law said it would take about a month at the earliest; it must just be a system glitch, and it would be normal again after it was fixed...

Although she said that, she still anxiously dialed her cousin-in-law's phone number.

Whatever was said on the other end of the line, Xue Ling's face turned deathly pale all of a sudden.

Feng Xuanxuan's heart skipped a beat, and she stepped forward to ask: "Lingling, what did your cousin-in-law say? Can our money still be returned?"

"Didn't you guys just buy in? Why are you already asking for a refund?" Xie Yang asked, feigning ignorance.

As soon as she asked, those sisters who had just bought the wealth management products couldn't help but feel uneasy:

"Refund right after buying? Is there a problem?"

"Then I'll withdraw too; I don't want my money to go down the drain."

Although they weren't short on money, who would be happy about losing hundreds of thousands or a million for no reason?

As a result, the Tianqiong Wealth Management APP couldn't be logged into, and even for those who were already logged in, it was as if it had crashed and couldn't be operated.

Now, everyone was anxious and swarmed toward Xue Ling:

"Xue Ling, what's going on? We just bought the product you recommended, and now we can't even log in."

"We bought it because we were giving you face, Xue Ling. Forget about the returns, you have to compensate me for the principal!"

"Exactly! I was planning to use this money to buy a sports car! It won't be stuck in there, will it?"

"It isn't really a scam platform, is it? Should we call the police?"

"Don't call the police!" Xue Ling came to her senses and shrieked to stop them.

"Then give us an explanation!"

"..."

Xue Ling pressed her lips together tightly, on the verge of a breakdown.

How could she have an explanation? She hadn't even received the guarantee or explanation she wanted from her cousin-in-law.

Her cousin-in-law said the Tianqiong Wealth Management APP had crashed and the backend capital accounts were locked; she didn't know what to do either.

If her cousin-in-law had no way, what way could she have?

"Xue Ling, it's not that we aren't giving you face, but if this really is a scam platform, it's better to call the police as soon as possible."

"That's right, Xue Ling. Not just us, didn't you also buy fifty million? Aren't you afraid you won't get it back?"

Xue Ling was afraid, of course, but she kept feeling there was still room for maneuver; it should just be that the app crashed, and maybe it would be fixed if they waited a bit longer.

The private room was noisy and chaotic; Xie Yang had no interest in listening any further and pulled Chen Jiani away first.

Wu Jie had received Xie Yang's message in advance and had driven the car up from the basement, waiting for them right at the entrance of the club.

Once in the car, Chen Jiani asked curiously, "Yang Yang, is there really something wrong with this Tianqiong Wealth Management?"

Xie Yang was looking down, messaging Comrade Lao Xie to report what happened today, telling him not to worry, as his daughter had been clever this time and hadn't been deceived.

Hearing this, she replied, "We'll know by looking at the news headlines tomorrow; if there's a problem, it will definitely be exposed."

In fact, there was no need to wait until tomorrow; by ten o'clock that same night, the news of the collapse of Tianqiong Financial Wealth Management had topped the trending search list.

This P2P platform, which had been popular among wealthy women for three months, caused panic among a crowd of them due to a system crash and locked funds, and they ultimately chose to call the police.

After the public security organs intervened, they discovered that the person in charge of the platform actually had no real power, and the true mastermind, Zhou Xingfa, had already used a portion of the funds to purchase properties overseas and was preparing to flee the country.

If the platform hadn't collapsed and the wealthy women had continued to buy the platform's wealth management products, Zhou Xingfa would have absconded with the funds abroad in fifteen days as planned, which was even earlier than the withdrawal time predicted by cousin-in-law Xue Ling.

By then, the real estate projects under Zhou Xingfa's name would have been unable to wait for capital turnover and declared bankruptcy, the P2P platform would have completely imploded, and the wealthy women who bought the products would not only have seen no high returns, but wouldn't have been able to get back a single cent of their principal.

At least now a portion of the funds is locked; after Zhou Xingfa is arrested and the fund accounts are unlocked, the court will return the money to the innocent victims proportionally after the trial.

If it is not enough to repay them, they will have to wait until the domestic and overseas assets under Zhou Xingfa's name are auctioned off and bank loans and various debts are deducted before payment can be made.

However, this is limited to innocent victims; as for someone like Xue Ling, who knew the platform had problems but used sweet talk to coax innocent people into buying in order to earn high commissions, although she does not reach the level of her cousin-in-law to be sentenced directly as an accomplice, she was still denied the qualification for priority payment by the court in open session.

In other words, the fifty million that Xue Ling finally bought into must be used to repay the innocent victims first, and only after the innocent victims' principal has been fully recovered will it be her turn.

It is hard to say exactly when it will be her turn; if those bankrupt real estate projects of the Zhou Clan remain without a buyer, she will just have to keep waiting.

Upon learning this result, Xue Ling rolled her eyes and fainted completely.