Chapter 51

Zhang Fenglai knew that the Old Master liked Yin Qi, and his daughter also seemed to have deep feelings, so he was worried that the Old Master would let his emotions get the better of him.

After all, this is 500,000 silver dollars.

No matter how large the Zhang family business is, once there is a loss, it will hurt their foundation, so he had to be cautious.

Zhang Yunze said lightly: "They can prolong life, you tell me if it's worth it? Not to mention anything else, if you take them to the capital to sell, at 1,000 taels per pill, I'm afraid there would be plenty of people scrambling to buy them."

Rich people cherish their lives the most, and the one thing this world doesn't lack is rich people.

Not only that, these formulas can be passed down through generations.

As long as the formulas are still there, even if the Zhang family experiences greater storms and disasters, they can still make a comeback.

Zhang Fenglai looked at the Old Master for a long time before turning to Yin Qi, gritting his teeth and saying: "Alright, I agree to your terms, 500,000 it is. I don't want much interest, one percent will do, what do you think?"

Yin Qi bowed and said: "Thank you, Uncle."

One percent interest is certainly very high by today's standards, but in this era, it's truly a conscientious price.

You must know that the interest on the Yin family's loan from HSBC Bank was two percent.

It can be said that Zhang Fenglai has already given him a lot of face.

Zhang Fenglai nodded and said: "Alright, since that's the case, come with me to the money shop now, and we'll handle the loan procedures."

"Alright!"

Yin Qi nodded.

He greeted Zhang Yunze and Zhang Youchu, then followed Zhang Fenglai and left in a hurry.

Watching Yin Qi's receding back, Zhang Youchu exclaimed: "500,000, Grandfather, is Second Brother borrowing 550,000 taels of silver? What happened to the Yin family? Why does he need to borrow so much silver?"

"The Yin family was schemed against..."

Zhang Yunze sighed and told the whole story.

Zhang Youchu was shocked, a look of worry flashing in her eyes: "Grandfather, such a big thing happened to the Yin family, Shishi must be very sad. I'll go to the Yin family to comfort her now."

Saying this, she didn't wait for Zhang Yunze to speak and left in a hurry.

"A daughter grown up cannot be kept!"

Zhang Yunze shook his head and smiled; how could he not see that Zhang Youchu actually wanted to go accompany Yin Qi?

Steward Zhou laughed and said: "Old Master, as far as the current situation is concerned, Young Master Yin Qi is quite excellent in all aspects, and he is worthy of our Young Lady."

Yin Family.

Yin Shishi said in surprise: "Chuchu, why are you here?"

"Such a big thing happened to your family, I came to see you!"

Zhang Youchu said, bowing gracefully to Mother and Father Yin: "Uncle, are you alright? Greetings, Aunt."

Yin Chengtao managed to squeeze out a smile: "I'm fine, sorry to trouble you to come see me."

Mother Yin just nodded and secretly wiped away her tears.

Yin Shishi asked: "How did you know?"

Zhang Youchu said: "Just now Second Brother went to my house to borrow 500,000, and my father has already agreed. They have now gone to the money shop to handle the loan procedures. Shishi, Uncle, Aunt, you don't need to worry about the debt. But regarding Big Brother Yin, please accept my condolences."

Mother and Father Yin and Yin Shishi were all shocked upon hearing this.

Yin Chengtao asked hurriedly: "Qi'er went to your house to borrow money, and your father agreed? What's going on?"

Mother Yin and Yin Shishi were also curious.

Zhang Youchu shook her head and said: "I didn't ask for the details, I only know Second Brother took two formulas to find my grandfather, and my grandfather said those two formulas were worth the price, so my father agreed."

"This..."

Mother and Father Yin and Yin Shishi all looked at each other in dismay.

What kind of formulas are worth 500,000 silver dollars, and where did Yin Qi get them?

Although they were puzzled in their hearts, the debt crisis was resolved, and everyone felt that the sky that had collapsed had risen again, and they felt an indescribable sense of relief.

It's just Yin Xuan's matter...

Handling loans, especially large loans of 500,000, involves a lot of procedures.

It wasn't until after two o'clock in the afternoon that the procedures were completed.

And at this time, the money shop's promissory notes were also ready.

Zhang Fenglai said: "This is the bank promissory note for 500,000 silver dollars, keep it safe. If you want to repay early, you need to inform us three days in advance."

Yin Qi took the promissory note and thanked him: "Thank you, Uncle."

Zhang Fenglai said lightly: "No need to thank me, this is a normal business transaction. A three-year loan of 500,000 silver dollars is also a big business for us."

He was willing to lend money to the Yin family not just because of Yin Qi's two formulas.

After all, he runs a money shop, and current capital turnover is the most important thing.

As long as they get through this crisis, with the Yin family's scale, they can fully pay off the loan within three years, and their money shop can also earn a large amount of interest; he naturally has no reason to go against money.

In the final analysis, the Yin family's foundation is still there.

Although this will offend foreigners, like Zhang Yunze, he also doesn't like foreigners, so offending them is offending them.

Yin Qi nodded and bowed: "Uncle, there are still things at home, I'll take my leave first."

"Hmm, go slowly, I won't see you out!"

Returning to the Yin family, Yin Qi found that Zhang Youchu was also there.

"Second Brother!"

Yin Shishi and Zhang Youchu both called out.

Yin Chengtao asked hurriedly: "Qi'er, did you get the money?"

Yin Qi nodded and said: "Hmm, I borrowed it. Father, rest easy and recover, leave the rest to me."

Yin Chengtao let out a long sigh of relief and nodded: "Alright, alright. Qi'er, you've grown up. Leave the rest to you, have the head steward cooperate with you."

Saying this, he turned his head to look at the head steward.

The head steward hurriedly bowed to Yin Qi and called out: "Second Young Master."

Yin Qi nodded and said: "Father, Mother, then I'll go get busy. Shishi, keep Chuchu company."

Yin Shishi replied: "Alright, Second Brother."

Although Zhang Youchu really wanted to accompany Yin Qi and comfort him, it seemed impossible today.

Taking the head steward with him, the two came to a side hall.

Yin Qi asked: "How much cash does the family have left?"

The head steward replied respectfully: "200,000 taels in silver notes, and a total of over 20,000 in silver ingots and silver dollars."

Yin Qi nodded and instructed: "Take the silver notes and give them to me, I'll pay off HSBC Bank's debt tomorrow. Considering that the family's factories still need working capital, 20,000 is definitely not enough, so pawn all the family's antiques and jewelry to recover as much capital as possible."

The head steward promised: "Alright, Second Young Master."

The Yin family's large-scale pawning of antiques and jewelry soon attracted the attention of all parties.

It's just that they were very puzzled as to why.

Those pawnshops, out of respect for the Yin family, were quite fair and didn't excessively suppress the prices.

Chen Mingxuan naturally also received the news, and he just laughed coldly.

This is 700,000 silver dollars; how much money can a few pieces of jewelry and antiques recover?

The Yin family, he is determined to have it!

Early the next morning.

Yin Mansion, main hall.

Jason, Davis, and other foreigners arrived, followed by a group of government officials, the assistant prefect, and many constables.

It looked like if they couldn't pay the money, they would seal the Yin family today.

Before Jason and Davis and the others could finish speaking, the assistant prefect already shouted: "Where is Yin Chengtao?"

Yin Qi cupped his fists and said: "My father is bedridden, I am handling all matters in the house."

The assistant prefect said: "That's good. Yin Xuan fled with the money, HSBC Bank believes you have no intention of fulfilling the contract, and now we have come to collect the loan. Please pay the debt, Yin family, otherwise don't blame us for sealing the Yin family."

(End of chapter)