Chapter 1152

A few days ago, Tian Xiaopeng went to Jiangcheng and told Tian Chengzhu about the loan needed for his electrolytic aluminum plant, asking Tian Chengzhu to help him greet the bank for the loan.

Tian Chengzhu originally had some doubts. He still remembered the last time he helped Tian Xiaotao greet the bank for a loan. That time, Tian Xiaotao encountered a scammer and almost caused a huge political storm. Why did Tian Xiaopeng want him to greet the bank for a loan again this time?

However, Tian Xiaopeng was still very different from Tian Xiaotao. Tian Xiaopeng had always been the pride of the Tian family and the future of the Tian family. He did things much more steadily than Tian Xiaotao. Therefore, although Tian Chengzhu had some doubts, he still had to help him.

Moreover, Tian Chengzhu also knew that this matter was already an arrow on the string and had to be fired. The momentum created by the electrolytic aluminum plant was too big, and he even intended to attend the foundation-laying ceremony of the electrolytic aluminum plant. Under his instruction, "Hudong Daily" had also reported on this electrolytic aluminum plant several times.

The electrolytic aluminum plant has now become a key project in Hudong Province this year. If it cannot start construction due to funding problems, then he, Tian Chengzhu, would become a big laughingstock.

Of course, Tian Chengzhu was also very careful. He said to Tian Xiaopeng, "Xiaopeng, I can greet the bank for your loan, but you must do a good job in supervising the loan funds. You must not make any mistakes. If there are any mistakes, you know the consequences."

Tian Xiaopeng nodded, "I know, Dad. Can't you trust me in doing things?"

Tian Chengzhu nodded. He was still relatively at ease with this son. This son had always been very steady and excellent in his work, so there shouldn't be any mistakes.

So, Tian Chengzhu greeted the four major state-owned banks in the province, hoping that they could provide funds for the electrolytic aluminum plant, let the electrolytic aluminum plant project start smoothly, and support local economic construction.

Although Tian Chengzhu greeted them, what he said was still high-sounding and impeccable, and he didn't give a mandatory order. It was just a suggestion. Of course, the authority of a provincial governor, even if it was just a suggestion, was enough to put huge pressure on them.

Although banks are vertical units and have autonomy in operation, the provincial government cannot directly manage banks. However, in terms of loans, banks still have to comply with the government's administrative orders. After all, China is a country where officials are the standard, and the authority of a provincial governor is too great.

Although Tian Chengzhu greeted them, later when Tian Xiaotao took the staff of Hong Kong Global International Investment Co., Ltd. to apply for loans from the provincial branches of the four major state-owned commercial banks, these banks were still hesitant because the amount they wanted to borrow was too large.

Tian Xiaotao started with an amount of over 100 million. According to his meaning, he couldn't be satisfied without 50 million. Such a huge amount had to make the persons in charge of the credit departments of these banks hesitate.

A provincial governor opened his mouth. If they only wanted to borrow a few million or ten million, they wouldn't be so hesitant and would probably lend the money to them very quickly. However, this amount of tens of millions or over 100 million was too much.

Not only was the loan amount they wanted huge, but Tian Xiaotao also demanded that they release the money as soon as possible. He hoped to handle all the procedures within a week and deposit the money into the Global International account so that the electrolytic aluminum plant could start construction as soon as possible.

This was a bit of a strong man's difficulty. For such a large loan amount, many procedures had to be handled, and the bank had to review the electrolytic aluminum plant project according to the procedures. No matter how fast it was, it was impossible to handle the procedures in less than half a month, and it was even possible to spend two or three months.

Of course, in the mid-1990s, banks were not very strict in fund supervision, and there were many bad debts in banks. By the end of the 1990s, the state strengthened the supervision of banks, stripped all the bad debts of banks, specifically established an asset management company, and handed over these bad debts to this asset management company, letting banks travel light.

At that time, the non-performing assets stripped out reached over 1 trillion yuan, which was an incomparably huge number. From this, it can be seen how chaotic the bank's loan risk control was at this time.

But even so, the requirements put forward by Tian Xiaotao still exceeded the imagination of these credit department heads, making them very difficult. If they granted the loan to Global International and this loan also became a bad debt, then someone would have to be responsible. This responsibility, of course, could not be borne by the leaders, so the most likely to be responsible were these people in the credit department.

Who would be willing to bear this responsibility for them for no reason without any benefits? Moreover, Tian Xiaotao was really not good at being a person. He came to apply for a loan, which was originally a matter of asking for help, but he was still arrogant and used his power to suppress others, which aroused people's resentment.

Also because of this, the loan matter had no progress for several days. As a result, when Tian Xiaopeng asked, he found out where the problem was, so he immediately called Tian Xiaotao.