Chapter 201: , She Perhaps Didn't Love You As Much As You Imagined

In the 1995 Fortune Global 500 list, Japanese enterprises held a dominant position, with 149 companies on the list, accounting for 37% of the total revenue of all listed companies, even exceeding the United States by more than a dozen.

But at this present time, among the Global 500 enterprises, only 60 remain from Japan; while the United States remains unchanged at over 130, the number of Global 500 enterprises owned by another country has already surpassed 100.

Thus, among the Global 500, these three—the United States, Japan, and that other country—occupy more than 60% of the Global 500 share.

The largest and highest-ranked insurance company in the world is the United States' Berkshire Hathaway, and the second is the United States' UnitedHealth Group (primarily engaged in medical insurance); Tokyo Marine Holdings is also a hegemon in the insurance business (though these group enterprises generally do not only operate insurance businesses; this is a general ranking).

Regarding insurance alone, Ping An Insurance and China Life Insurance from that other country are also behemoth-level insurance group companies, ranking roughly third and seventh, with Tokyo Marine Holdings in fourth, and Allianz and AXA in fifth and sixth respectively.

For a country like Japan, shipping is life, and likewise, for a disaster-prone country like Japan, insurance is indispensable.

Among the insurance companies sitting outside the corridor now, just the Global 500 insurance companies alone include six: Tokyo Marine Holdings, Japan Post, Nippon Life, Dai-ichi Life Holdings, Sumitomo Life Insurance, and Meiji Yasuda Life; besides these, Sompo Japan Nipponkoa is also a famous large-scale auto insurance company.

If speaking only of insurance business, Nippon Life is first; if speaking only of group scale, Tokyo Marine Holdings is first.

Uesugi Muneyuki looked at the large group of insurance agents sitting in a row outside and was a bit stunned.

What is this? A general mobilization of insurance?

At this moment, Shimakawa Ren and Takeda Hironobu appeared, and Shimakawa Ren smiled and said to Uesugi Muneyuki: "It's very simple, Uesugi. Don't you know that we in real estate and insurance companies are practically brothers!"

"Oh? It seems so." Uesugi Muneyuki thought to himself that it did indeed seem to be the case.

"I'll just give you a few examples: construction has project insurance and worker insurance; operations have property insurance and public liability insurance; real estate has title insurance and mortgage insurance; investments have real estate trust insurance and leasing insurance; buildings have catastrophe insurance and environmental liability insurance. Aonuma was a Project Manager at Tachikawa Construction Company, and he also had project liability insurance and executive liability insurance. Not only that, if it was a traffic accident as you said, it also involves auto insurance and traffic insurance, and Aonuma himself even took out..."

"Alright, alright, alright, Master, stop reciting, stop reciting." Uesugi Muneyuki felt dizzy from listening.

"Anyway, because of Aonuma's death, the entire business and projects of Tachikawa Construction Company have to be reorganized. There are more than a dozen insurance companies involved, and since I happen to be familiar with them all, I called them all over." Shimakawa Ren introduced this large group of insurance company managers to Uesugi Muneyuki one by one.

"Hello, Mr. Uesugi. We came here this time, besides matters regarding the claims, because we all wanted to see for ourselves." The head of Tokyo Marine Holdings said: "Could you explain it to us once? Seeing is believing, after all!"

"Yes, yes, we want to witness the strength of Forensic Examiner Uesugi." The many insurance agents present all nodded: "Could you say it again?"

Uesugi Muneyuki had no choice but to borrow a meeting room inside the police station from Shinagawa Station and retell the case.

Shinagawa Station was also very helpless.

Damn it, is Shinagawa Station the nest of your insurance guild?

However, Shinagawa Station could not afford to offend any of these large group enterprises, nor could they afford to offend Uesugi Muneyuki or Watanabe Minami, so they could only swallow their anger.

We are just a local branch; what can we do?

And so, while Uesugi Muneyuki was explaining his judgment and the reasons for the autopsy to the large group of insurance companies, the police from Ota Ward and Shinagawa Station also quickly found clues.

Because Uesugi Muneyuki had already provided a very accurate time and cause of the accident, and Shimakawa Ren had provided a relatively accurate location, the Ota Ward police quickly found the taxi driver who had been called by Shimakawa and the others near the bar at that time.

The taxi driver told the police that although Shimakawa Ren and the others had called a car for Aonuma, after driving only three hundred meters, Aonuma made a scene and wanted to get out. He stated that he didn't have money on him to pay the fare, and then he said his home wasn't far from there and he could walk home himself.

Subsequently, Aonuma started acting drunk, even punching the driver's seat and using force to threaten the driver to let him out. The driver had no choice but to let him out, and even cursed his bad luck to the police who came to investigate.

With this clue, the police immediately mobilized nearby traffic surveillance and questioned nearby residents. Sure enough, they made a discovery: at about 2:55 AM, a night-owl student who hadn't slept yet said they heard a collision sound.

The police immediately found brake marks in the nearby area. After identification by the Traffic Division, the braking vehicle model was a Nissan NV200, a very typical small taxi model in Tokyo. Based on nearby surveillance, they successfully found the hit-and-run vehicle—a Nissan NV200 style taxi.

The vehicle had just been sent for maintenance and had signs of an accident, matching what Uesugi Muneyuki said exactly.

The chain of evidence was complete, and the 67-year-old taxi driver helplessly admitted to the fact of the hit-and-run.

It turned out that in the early hours of today, when this taxi driver was driving, Aonuma suddenly darted out from the side of the road to cross the street. The driver was only going 40 km/h but couldn't avoid him and hit him directly.

The driver realized something bad had happened and hurriedly got out to check the situation, wanting to lift the other party into the car to send him to the hospital for emergency treatment. But seeing the victim's mangled appearance, he felt fear, and the victim's sky-high stench of alcohol and the curses in his mouth made the driver feel disgust. On a whim, he drove several kilometers, dumped the victim between two buildings, and fled.

Aonuma Shingo, who was dumped between the two buildings, didn't even die until a while later.

With this, the truth behind the suicide-by-falling case of Tachikawa Construction Company Project Manager Aonuma Shingo was brought to light.

It was called a high-rise fall suicide case, but it was neither a high-rise, nor a fall, and certainly not a suicide, but an out-and-out traffic accident!

Like a movie, Uesugi Muneyuki stated his judgments and evidence one by one, and the messages coming in from the front perfectly verified Uesugi Muneyuki's judgment, leaving the many insurance managers, Minami, Shimakawa, and other involved parties, as well as the administrative police who had nothing to do and came over to listen, completely enthralled.

"So that's how it is." Shimakawa Ren sighed: "I said it! Shinagawa Station's judgment was completely wrong! How could Aonuma have committed suicide? The insurance was just a coincidence, and although he was indeed temporarily short on cash flow, he hadn't reached the end of his rope!"

After finishing, Shimakawa Ren stared at the Shinagawa Station police with some resentment: "I told you it wasn't suicide! You thieves of the national tax, don't just think about being lazy all day! Isn't it just because you wanted to avoid an autopsy, avoid a post-mortem, and avoid further investigation so you could close the case? How many real cases have been brushed off by you like this!"

"Uh... Gomen nasai." Police Inspector Moritsugu of the Shinagawa Station Criminal Investigation Division was helpless and had to apologize to Shimakawa Ren.

With the investigation finished, it was time for the insurance claims.

The taxi driver's account of the severe intoxication and sudden crossing of the road matched Uesugi Muneyuki's judgment perfectly. Naturally, Nippon Life, which had already prepared for the claim, immediately changed its tune. Claims Manager Takeda Hironobu stated coldly that since the victim had such gross negligence, Nippon Life naturally could not provide compensation, and the premiums would not be refunded.

"How much is the premium for this kind of life insurance usually?" Uesugi Muneyuki became interested.

"Is this insurance for pure accidental death or death with illness? Is it term or whole life? Is it pure death or does it include medical? Is it consumption-based or return-based? Is it..." Takeda Hironobu asked almost instinctively.

"Master, stop reciting, stop reciting!" Uesugi Muneyuki had to interrupt him quickly: "Just tell me how much Aonuma's premium was."

"Total premium 500,000, paid over 5 years, covering 20 years. He paid about 100,000," Takeda Hironobu said.

Having seen it with their own eyes, the many insurance companies present looked at Uesugi Muneyuki differently.

This guy really has real ability! And as long as it involves human life, not just pure property damage or only human injury, one can probably look for him?

For the Metropolitan Police Department to possess such a person is really a bit of a waste.

Let us in insurance use him too.

Hehehe, in terms of treatment, the Metropolitan Police Department is just a little brother. With that little budget every year, how can it compare to the deep capital of our insurance industry?

The agents of the major insurance companies were all thinking about how to report back at this time.

【Thank you, Mr. Uesugi.】 After the truth was revealed, the Dead Soul of Aonuma Shingo thanked Uesugi Muneyuki: 【No, I really didn't commit suicide. Clearly, if I had just held on for a few more months, I would have waited for the final payment from Mitsui Real Estate. How could I have committed suicide? Thank you for clarifying the truth for me.】

【Don't get drunk and cross the road in your next life!】 Uesugi Muneyuki had nothing to say to this guy: 【Behavior like yours not only harmed yourself, but also harmed your family! And harmed your company!】

【No, why are you saying that? I just wanted to save some money. Taxis in Tokyo are very expensive!】 Aonuma Shingo himself seemed to have a contrarian personality: 【It was a difficult time, where would I have so much money to take a taxi? Shimakawa and the others are really something, too; they called me to drink but didn't even help me pay for the taxi.】

【You don't resent me? You know, although I helped you clarify the truth, the 80 million yen claim is gone now.】 Uesugi Muneyuki felt quite helpless toward this guy, and didn't quite understand his logic.

From the very beginning, Aonuma Shingo had shown great resistance to this result.

【No, of course not. Compared to money, it's more important that I didn't commit suicide. I love my family so much, and Mariko and Chiro love me too. They definitely couldn't have accepted that I would commit suicide!】 Aonuma Shingo said quite proudly: 【At least this way, I can give them an explanation. It's just that I caused trouble for others.】

【Is that so?】 Uesugi Muneyuki had already noticed that Aonuma's family had arrived, and they looked fierce.

As a Forensic Examiner who had performed autopsies for many years, he was already very familiar with this situation: 【Perhaps, she didn't love you as much as you imagined.】

Sure enough, when Aonuma Shingo's wife, Aonuma Mariko, learned that Nippon Life did not intend to pay the claim and that the 80 million yen within reach had flown away, her face became ferocious and terrifying. She rushed directly at Uesugi Muneyuki and screamed: "Who allowed it! Huh? Who allowed it? Who allowed you to perform an autopsy? Who told you to perform an autopsy? Why are you meddling in other people's business? What right do you have to manage my husband's affairs!"

"Lowly? How boring! Abuse of power! Shinagawa Station has already declared it a suicide!"

"I do not accept your so-called autopsy results! As a family member, I never requested an administrative autopsy. By what right did you perform an autopsy, by what right?"

"Aonuma committed suicide! It was suicide! He told me himself that he was burdened with debt and wanted to end it all by committing suicide, then leave the insurance money to us, mother and daughter. By what right are you spouting nonsense?! I am his wife, how could I not know?"

Having said this, Aonuma Mariko wanted to rush up and fight for her life on the spot, wanting to deliver a 'personality correction palm' to Uesugi Muneyuki, the spoiler and troublemaker, and give this meddlesome bastard a hard slap across the face.

Naturally, the detectives present would not let her succeed; seeing that she was about to strike someone, Police Inspector Moritsugu led his men to form a human wall, preventing her from approaching Uesugi Muneyuki and warning her that assaulting an officer inside the Police Station would result in detention, at which point she finally desisted.

However, the two pairs of venomous eyes belonging to Mrs. Mariko and Aonuma's daughter were fixed firmly on Uesugi Muneyuki; there was no doubt that his appearance had ruined their plans.

【Huh?!】 Aonuma Shingo stood frozen in place: 【No, I...】

【Didn't I tell you? Mr. Aonuma.】 Uesugi Muneyuki was accustomed to such things: 【Your wife and daughter perhaps do not love you as much as you imagine.】

(End of chapter)